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Americans Are Worried More About This Money Issue Than Inflation
Americans Are Worried More About This Money Issue Than Inflation — Here’s Why
Dawn Allcot GOBankingRates Sat, January 10, 2026
Americans are more worried about the job market and their job security than they are about inflation, according to the latest Survey of Consumer Expectations from the Federal Reserve Bank of New York.
Survey respondents said they expect inflation to drop to 3% within the next three to five years, the NY Fed reported. Respondents also believe credit is easier to get now than it was in the recent past, and that trend should continue. Although reduced inflation and loosened credit should bode well for the economy, people are still concerned.
How Much Is One Ring Worth After Gold Prices Soared In 2025?
How Much Is One Ring Worth After Gold Prices Soared In 2025?
Long Article but very interesting
Susan Tompor, Detroit Free Press December 17, 2025
I asked my husband to take off his gold wedding band — again. I wanted to see one more time what I'd get if we wanted to sell it. Sure, we've been married 30 years. But after 30 years of marriage, well, he's learned to roll with oddball requests — and even ribbing when the ring initially didn't want to come off.
"We buy gold" signs grab your eye after gold prices broke one record after another in 2025. The record price for spot gold was trading at an intraday high of $4,380.99 an ounce Oct. 17, according to Kitco.com.
On Thursday morning, Dec. 11, the day I trekked out in the cold to get a few price quotes, the spot gold price was trading around $4,250 an ounce — up nearly 63% so far in 2025.
Your Home Insurance May Not Cover Your Gold’s Value
Your Home Insurance May Not Cover Your Gold’s Value
Rebecca Payne Moneywise Sun, January 11, 2026
The soaring price of gold means your home insurance may not cover its value. How to know if your pieces are safe in 2026 The price of gold has shot up this year, even hitting a record high in October. While that may be good news for investors, those who own gold jewelry might want to consider what climbing prices mean for the pieces sitting in their jewelry box at home.
Gold — and other precious metals such as platinum and silver — have been trading higher, with the price of the yellow metal jumping from around $2,658 at the start of January 2025, to a staggering $4,467 per troy ounce by the first full week of January 2026 (1).
The Best Alternatives To Investing In Gold
The Best Alternatives To Investing In Gold
John Schmoll GOBankingRates Sun, January 11, 2026
I Asked ChatGPT for the Best Alternatives To Investing In Gold: This Is What It Said
Gold saw great growth in 2025. It’s not surprising, as investors often turn to gold during times of economic uncertainty. With the expectations of the U.S. dollar weakening and slower growth, more people turn to a safe-haven investment like gold, according to Morgan Stanley.
The Rise Of ‘Finfluencers:’ Can You Really Trust Financial Advice On Social Media?
The Rise Of ‘Finfluencers:’ Can You Really Trust Financial Advice On Social Media?
Ivana Pino · Senior Writer January 2, 2026
Here's how to navigate financial advice on social media.
Financial influencers — or "finfluencers" — are reshaping how people learn about money. Instead of textbooks or financial advisers, many consumers now rely on social media personalities for guidance on budgeting, investing, and paying down debt.
While some offer credible and well-researched information, others blur the line between education and entertainment. And in some cases, they promote strategies that don’t actually work in the real world. Knowing how to spot the difference can make or break your financial health.
How Much Cash Should I Have On Hand?
How Much Cash Should I Have On Hand?
Yahoo Personal Finance Ivana Pino · Senior Writer
It might be less than you think.
According to an analysis by Capital One, 47.8% of American adults make no cash purchases in a typical week. And in the U.S., an estimated 87.4% of all transactions are cashless.
With card and digital payments emerging as the primary payment methods for most consumers, you might wonder how much cash you should keep in your wallet — if any at all.
4 Financial Skills I’m Passing Down to My Children
I’m a Wealthy Millennial: 4 Financial Skills I’m Passing Down to My Children
Heather Taylor Yahoo Finance
Gen Alpha, and future generations to come, may be on track to receive the financial literacy they deserve.
A new study from Bank of America titled the “2024 Study of Wealthy Americans” reveals emerging trends around generational wealth and its influence on financial strategies. Data from the 2024 quantitative survey shows that 48% of wealthy Americans said they would initiate the conversation when it comes to teaching their children or heirs financial skills.
8 Best Places To Keep Your Cash In 2026
8 Best Places To Keep Your Cash In 2026
These options are not only safe, but also allow you to earn interest.
Emily Batdorf Wed, January 7, 2026 at 6:06 PM EST
Now that the new year is underway, you may be reflecting on both your financial situation and the greater financial landscape in the U.S. Though prices for everything — from groceries to housing to utilities — remain high, inflation has slowed over the last year. This prompted the Fed to cut rates three times during 2025. At the same time, the job market has cooled, and unemployment has risen.
Millionaires In America: How Common Is It To Have A 7-Figure Net Worth?
Millionaires In America: How Common Is It To Have A 7-Figure Net Worth?
Emily Batdorf December 2, 2025 Yahoo Personal Finance
If you’ve dreamed of becoming a millionaire, you’re not alone. To many, hitting this financial milestone signals you’ve “made it.” With assets valued at seven figures, you can wave goodbye to many of the financial stressors that nagged at you when you had less. However, with inflation eroding the value of the dollar with each passing year, being a millionaire doesn’t mean what it used to. As a result, there are more millionaires today than there used to be, and becoming one might be more within your reach.
Read on to learn more about how many millionaires there are in the U.S. today and ways you can grow your net worth to become a millionaire too.
Are You Wealthy Or Just Rich? Here's the Real Difference — And Exactly What It Takes To Be Both
Are You Wealthy Or Just Rich? Here's the Real Difference — And Exactly What It Takes To Be Both
Ivy Grace December 18, 2025 Benzinga
There's a difference between looking rich and actually being wealthy. One is loud. The other doesn't need to explain anything.
Rich means you earn a lot. You might drive a luxury SUV, own a $10,000 couch, and take three vacations a year — all while living paycheck to paycheck. Wealthy means you own assets that generate income whether you're working or not. Wealth buys freedom. Rich buys bills.
Five Key Things To Know Before You Sell Your Silver Coins, Bars, Jewelry Or Flatware
Five Key Things To Know Before You Sell Your Silver Coins, Bars, Jewelry Or Flatware
Charles Passy and Andrew Keshner Wed, December 31, 2025 MarketWatch
Is It Time To Sell Your Silver?
That’s the question some may be asking in light of the fact that the precious metal’s price SI00 has risen well over 100% in the past year, reaching a record level above $82 an ounce on Monday. After all, many people have some silver tucked away in their closets in the form of flatware, coins and jewelry. Others may have purchased silver bars for investment purposes. Sure enough, those who buy silver for a living say they’ve been plenty busy of late responding to such folks.
Most Millionaires Don't Consider Themselves Wealthy. So What Does It Really Mean To Be Rich?
Most Millionaires Don't Consider Themselves Wealthy. So What Does It Really Mean To Be Rich?
Ivana Pino Ivana Pino · Senior Writer Updated December 18, 2025 Yahoo Personal Finance
A new Schwab survey finds that only a third of America’s millionaires feel wealthy. By most traditional measures, having a net worth of $1 million should put someone firmly in the “wealthy” category. Yet a growing number of millionaires don’t see it that way. Just one third (36%) of the nation’s wealthiest citizens — those with at least $1 million in investable assets — consider themselves wealthy, according to Northwestern Mutual’s 2025 Planning and Progress study.
Further, nearly half (49%) of American millionaires say their financial planning needs improvement, citing the possibility of outliving their savings, the impact of taxes in retirement, and potential long-term care needs as their top financial concerns.
Even Millionaires Don't Feel Wealthy These Days
Even Millionaires Don't Feel Wealthy These Days
Daniel de Visé, USA TODAY December 3, 2025
A million dollars is not what it used to be.
Only 36% of American millionaires consider themselves wealthy in 2025, according to new research from Northwestern Mutual. The finding comes from the 2025 Planning & Progress Study, updated in early November. It draws on a Harris Poll survey of 4,626 Americans, including 969 people with household investable assets greater than $1 million.
Even the wealthiest Americans worry about money, the study found. They fret about having enough of it, deciding how to spend it and whether to pass it on to heirs. If $1 million isn’t enough, then how much money does it take to feel wealthy?