Here’s Why Being a Millionaire Doesn’t Mean You’re Rich

Cindy Lamothe  GOBankingRates     Mon, December 29, 2025

If you grew up thinking a million dollars meant yachts, private islands and private jets, well, 2025 has other plans. These days, hitting millionaire status is still impressive — but it doesn’t automatically translate to feeling rich.

According to the 2025 UBS Global Wealth Report, the U.S. saw the sharpest rise in millionaire numbers globally. Between rising costs, shifting lifestyles and a new definition of what “wealthy” even means, being a millionaire isn’t what it used to be.

3 Tools the Wealthiest Americans Use To Safeguard Their Generational Wealth

Laura Bogart   GOBankingRates   Thu, December 25, 2025

When you imagine the wealthiest people you know — whether in real life or on the covers of magazines — you know that hard work or good luck (or a combination of both) likely played a role in building their fortunes. But keeping that wealth intact for decades — and ensuring it benefits future generations — takes deliberate planning and the right financial tools.

And because you’re putting nose to the grindstone to grow and protect your own wealth, you know that building a legacy of financial security also involves a lot of effort. Still, you might not be sure exactly how the wealthy safeguard what they have worked so hard to build.

 Sorry, Winning Powerball’s $1.7 Billion Jackpot Won’t Make You A Billionaire. Here’s why you might end up with $136.6 million instead.

Charles Passy  MarketWatch  Tue, December 23, 2025

You just won the big $1.7 billion Powerball jackpot and you’re feeling like, well, a billion bucks.

But let’s get real for a moment: You’re almost certainly not a billionaire.

There’s no doubt that someone who wins a lottery jackpot will walk away a rich person. And Wednesday’s Powerball prize — the drawing is set for 10:59 p.m. Eastern time — is the fourth largest in the game’s history.  But even when a jackpot heads into billion-dollar territory, the winner isn’t likely to see that kind of money. When all is said and done, they may be fortunate enough to call themselves a centimillionaire — someone with a net worth of $100 million or more

Financial Experts Warn Future Winner Of The $1.7 Billion Powerball: Don’t Make These Common Money Mistakes

Ashley Lutz    Fortune  Updated Tue, December 23, 2025

Powerball’s $1.7 billion jackpot may create a new ultrarich winner, but financial planners say what happens after the drawing can matter more than the winning numbers. They describe a consistent set of mistakes that can quietly turn a once‑in‑a‑lifetime windfall into a long, public mess.​

Suze Orman: The No. 1 Greatest Lesson When It Comes To Your Money

Laura Bogart   GOBankingRates   Sun, December 21, 202

Learning about the smartest money moves that will help you build and preserve your wealth can seem complicated. Sometimes getting familiar with the terms and concepts feels a little like hearing the staticky crackle of Charlie Brown’s teacher in your head. But what if the No. 1 lesson you should learn about your money is actually incredibly simple? According to personal finance expert Suze Orman, it’s probably a lesson you’ve heard at least once: Plan for “what if.”

6 Simple Ways To Become More Disciplined With Money, According to Rachel Cruze

Ashley Donohoe  GOBankingRates   Fri, December 19, 2025

The latest Ramsey Solutions State of Personal Finance report found that only 51% of American adults reported being happy with their finances, and 50% worried about money every day. Many Americans also reported problems paying for essentials and building their savings.

If you’re not disciplined with money, you’ll likely find yourself stressed and unhappy about your financial security and struggle to achieve your goals and grow your wealth. However, you can take steps to become more aware of your financial situation and avoid unwise spending decisions

15 Tactics to Encourage Financial Independence in Adult Kids

Wealthy Single Mommy  Creator   Sat, November 8, 2025

The secret is smart boundaries that build their independence without destroying your relationship or retirement plans.

Your basement dweller is 28. Your kitchen raider is 32. You’re ready to travel but can’t afford it because someone else’s phone bill, car insurance, and grocery habit are eating your budget alive. You’re not alone in this mess. One in three American adults aged 18-34 live with their parents, and it’s hitting record highs not seen since the 1940s. While high housing costs and student debt averaging $38,375 per borrower make launching harder than when we were young, that doesn’t mean you should accept permanent dependency. The secret is smart boundaries that build their independence without destroying your relationship or retirement plans.

18 Things Your Kids Should Pay For Once They're Over 18

Wealthy Single Mommy  Creator  Sun, November 9, 2025

Many parents sacrifice their retirement savings to help their kids. Here’s what they should start covering themselves.

Half of all parents are now providing regular financial assistance to their adult children, spending an average of $1,474 per month according to recent studies. While 57% of young adults aged 18-24 still live at home, only 16% are completely financially independent. Many parents sacrifice their own retirement savings to help their kids, with 61% admitting they’ve hurt their own financial security. The transition to adult financial responsibility doesn’t happen overnight, but certain expenses should shift to your adult children as they build independence. Here’s what they should start covering themselves.

11 Secrets To Saving More Money in 2026

Caitlyn Moorhead  Mon, December 15, 2025  GOBankingRates

If you noticed a drop in your savings account balance this past year, you might be thinking about making a New Year’s resolution to spend less in the coming year. If so, you aren’t alone, as everyone in this economy seems to be struggling to make ends meet.

In fact, financial stress is one of the top concerns for Americans, with many worried about living paycheck to paycheck or never being able to retire. However, with the right strategies, you can cut expenses, build savings and improve your financial health throughout the year.

From tracking your spending to automating contributions, here are 11 smart money-saving tips for 2026 that will help you stick to your goals and build your wealth.

5 Steps I Now Take To Protect My Money

I Recovered Financially From Identity Theft: 5 Steps I Now Take To Protect My Money

Cynthia Measom  Mon, Aug 12, 2024  GOBankingRates

When Marissa was a single woman in her 40s, she was going through some medical challenges that required several surgeries and treatments.

“Between procedures, consultations and follow-ups, I found myself writing checks more often, mainly to hospital billing departments, specialist offices and pharmacies,” she explained. “I had trusted that my financial transactions were secure and stayed focused on my recovery, wanting to get back to a normal life.”