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Advice, Economics, Personal Finance DINARRECAPS8 Advice, Economics, Personal Finance DINARRECAPS8

Inflation Tops Retirement Worries for Americans

Inflation Tops Retirement Worries for Americans, but Financial Advisors Disagree

Gabrielle Olya   Mon, December 8, 2025   GOBankingRates

Planning for retirement means preparing for risks that could derail your financial security — but Americans and financial advisors don’t agree on what those risks are. A new report from the Alliance for Lifetime Income reveals a surprising disconnect that may be putting long-term security in jeopardy.

According to average Americans and their advisors, here’s a look at the biggest retirement risks.

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Economics, Personal Finance DINARRECAPS8 Economics, Personal Finance DINARRECAPS8

Could Paper Checks Be On The Way Out, Like The Penny?

Could Paper Checks Be On The Way Out, Like The Penny?

Chris Isidore, CNN   Fri, December 5, 2025

First the penny. Next, paper checks?

When the US Mint stopped making pennies last month for the first time in 238 years, it drew a lot of attention. But there have been quiet moves to stop using paper checks as well.

The government stopped sending out most paper checks to recipients as of the end of September, part of an effort to fully modernize federal benefits payments. And on Thursday the Federal Reserve put out a notice that suggested it is considering – but only considering – the “winding down” of checking services it now provides for banks.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Why Financial Advisors Are Updating Retirement Advice

 Why Financial Advisors Are Updating Retirement Advice Here's What It Means for You

Jordyn Bradley   Mon, December 8, 2025   Investopedia

Key Takeaways

  • Two-thirds of financial advisors are changing their retirement investment advice for clients due to a volatile market and economic uncertainty, according to a new report from Alliance for Lifetime Income.

  • Financial advisors are changing their recommendations based on inflation, Social Security and Medicare uncertainty, and cost-of-living concerns.

  • Advisors recommend considering their withdrawal strategy and evaluating assets they may not have incorporated.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

How Old Is Too Old To Buy a House?

How Old Is Too Old To Buy a House?

Sarah Sharkey  Tue, December 9, 2025  GOBankingRates

Buying a house is a major financial decision. And for older homebuyers, the decision to purchase a new home comes with extra significance. While you’re never too old to buy a house, age can play a significant role in determining if the purchase is the best move for your finances.

From mortgage eligibility to long-term financial planning, the decision to purchase property in your 50s, 60s, or beyond depends on your unique circumstances. GOBankingRates reached out to the experts for their insights on whether you’re ever too old to buy a house, and what factors middle-aged and senior homebuyers should consider before making this major investment.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

How Rich People Respond to Financial Turbulence

How Rich People Respond to Financial Turbulence, According to Robert Kiyosaki

Rebekah Evans   Tue, December 2, 2025   GOBankingRates

In everyone’s life, a little financial stress is bound to happen. The difference between what you do and what rich people do is one of the reasons they are rich and you are not, according to money guru Robert Kiyosaki.

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Some Thoughts on Silver’s All Time High

Some Thoughts on Silver’s All Time High

Notes From the Field By James Hickman (Simon Black)   December 3, 2025

The ancient people of Uruk— who lived in modern-day southern Iraq more than 5,000 years ago— didn’t seem terribly interested in bequeathing colorful stories of their civilization to history.

Rather than memorialize abundant tales of their immense works, or chisel countless tablets embellishing stories of their military victories, the main artifacts they left behind to modern historians are rather mundane market accounts and grain prices.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

The 13 Travel Scams Every American Tourist Falls For

The 13 Travel Scams Every American Tourist Falls For (Don’t Be Next)

Vasilija Mrakovic   Tue, December 2, 2025   Guessing Headlights

Every year, millions of Americans venture abroad with optimism, curiosity, and the belief that most people they meet will be helpful or at least harmless. And while that’s often true, seasoned travelers know that the world also has its fair share of tricksters who see tourists as easy paydays.

These scammers aren’t relying on brute force or intimidation, they specialize in subtlety, charm, and psychological pressure. Most scams don’t feel like scams when they start. Instead, they unfold as small acts of kindness, unexpected conveniences, or friendly gestures that slowly shift into uncomfortable, costly situations. By the time most travelers realize what’s happened, the money is gone, the scammer has vanished, and the embarrassment sets in.

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Advice, Personal Finance, Economics DINARRECAPS8 Advice, Personal Finance, Economics DINARRECAPS8

Why America Is A Nation Of Miserable Millionaires Who Don't 'Feel Rich'

Why America Is A Nation Of Miserable Millionaires Who Don't 'Feel Rich'

Vawn Himmelsbach   Tue, December 2, 2025   Moneywise

So, you’ve hit that money milestone you were aiming for. The one where you thought you’d finally feel wealthy. But you don’t — and in fact you’re as stressed and depressed as ever. Why?

There’s no one number you can hit that upgrades you from middle-class to wealthy. Being rich is “a subjective experience,” says Charles Chaffin, co-founder of the Financial Psychology Institute (1).

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Advice, Economics, Personal Finance DINARRECAPS8 Advice, Economics, Personal Finance DINARRECAPS8

Half of Americans Are Worried About This Threat to Their Paychecks

Half of Americans Are Worried About This Threat to Their Paychecks: 4 Things You Can Do

Marc Guberti   Mon, December 1, 2025   GOBankingRates

One of the biggest fears Americans have is getting laid off. This “layoff anxiety” trend affects one-third of Americans, according to Clarify Capital. Anxiety is higher among remote workers, with 40% of them worrying about losing their jobs compared to 20% of in-office workers.

It has gotten to the point where 69% of Americans would be happy to stay in the same job and avoid career growth if it led to more job security. The PNC 2025 Financial Wellness in the Workplace Report found that 67% of Americans live paycheck to paycheck, so there isn’t much financial wiggle room in the event of a layoff.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Don't Put These 5 Assets In A Living Trust

Don't Put These 5 Assets In A Living Trust. How To Help Your Kids Bypass Probate When You Die

Moneywise   Mon, December 1, 2025

If you will, allow us to present the hypothetical case of Pete Moneywise, a married, 78-year-old father of three who wants to get his financial affairs in order before his passing.

Though he exists only within the confines of this article, his situation reflects what countless people of retirement age face as they draft their wills and create their trusts.

“I hate probate,” Pete tells us in an exclusive interview. (What else did you expect? We created him.) “I went through it when my father died, and my family spent the next year talking to lawyers, trying to get things squared away.”

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What Most People Don’t Know About Selling Gold For Cash

What Most People Don’t Know About Selling Gold For Cash

The more you know, the better your gold payout — and the less likely you’ll fall for lowball offers or hidden fees.

Wealthy Single Mommy  Wed, October 29, 2025

Gold price keep hitting record highs — could not be a better time to sell.

Selling gold sounds simple: take your jewelry or coins to a buyer and walk out with cash. But like most “easy money” situations, there’s more to it than meets the eye. Gold buying is one of those industries where small bits of knowledge can make a big difference. The more you know, the better your payout — and the less likely you’ll fall for lowball offers or hidden fees.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

The Problem With Supporting Adult Children

The Problem With Supporting Adult Children

Maurie Backman   Mon, December 1, 2025  Moneywise

My adult son lives with me and has a Wal-Mart job. I asked him for rent but he refuses to help. How do I resolve this?

Forget the concept of 'childhood home'. For a growing number of adult children, the place they grew up is their adulthood home, too.

Rohan Shah, an assistant professor of economics at the University of Mississippi, reports in The Conversation that in just 10 years, 1.5 million more young Americans (34 and under) chose to live at home (1).

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Advice, Economics, Personal Finance DINARRECAPS8 Advice, Economics, Personal Finance DINARRECAPS8

7 Telltale Signs You’re Growing Wealth Like a Millionaire

7 Telltale Signs You’re Growing Wealth Like a Millionaire

Caitlyn Moorhead   Tue, November 25, 2025   GOBankingRates

If someone is a millionaire, there are usually signs beyond the number in their bank account. If you are trying to get on the wealth-building path to reach millionaire status, you may need to adopt habits, values and financial strategies that represent true wealth.

Moving from aspiring to having actual riches takes noticeable shifts in your behavior around money management, especially when it comes to your spending and savings habits. Identifying these ways to edit is important because they show not just where financial success is possible but also a mindset that’s focused on lasting wealth creation.

Simply put, if you’re looking for clues on how to be rich, you might want to do as a millionaire does. Here are some key signs you are making the financial decisions they would.

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