Thank you to all the subscribers to our Early Access program…we thank you for your continued support.
We are excited to offer this new service to keep you informed and up-to-date on the latest Dinar and currency news.
I’m an Economist: Here’s When Tariff Price Hikes Will Start Hitting Your Wallet
I’m an Economist: Here’s When Tariff Price Hikes Will Start Hitting Your Wallet
August 1, 2025 by Gabrielle Olya
A blanket 10% reciprocal tariff issued by President Donald Trump took effect April 5, with more slated to roll out on Aug. 1. So far, prices haven’t surged — but that’s likely to change.
GOBankingRates spoke with Lauren Saidel-Baker, an economist at ITR Economics, about why prices have yet to spike, when they will and how far they are expected to climb.
8 Smart Ways Frugal People Are Living Like There’s Already a Recession
8 Smart Ways Frugal People Are Living Like There’s Already a Recession
July 17, 2025 Written by Emily Fowler Saving Money / Budgeting
Fears of a recession are growing louder, and many people aren’t waiting for an official announcement to make changes. Rising prices on essentials like rent, food and healthcare are already forcing tough choices, and these workers are finding ways to survive economic uncertainty long before a downturn becomes official.
4 Recession-Proof Money Habits for 2025 and Beyond
4 Recession-Proof Money Habits for 2025 and Beyond
John Csiszar Tue, August 12, 2025 GOBankingRates
No matter what the state of the economy is, it seems there’s always talk of a looming recession ahead. And recessions are indeed a normal part of the business cycle, and it’s highly unlikely they’ll ever go away.
But in reality, recessions normally occur many years apart, with the economy often growing a decade or more between contractions. According to data from the National Bureau of Economic Research, for example, there have only been six recessions since 1980, a span of 45 years.
How Airlines Will Use AI To Charge You More — and 8 Ways To Outsmart Them
How Airlines Will Use AI To Charge You More — and 8 Ways To Outsmart Them
Seychelle Thomas Tue, August 12, 2025 GOBankingRates
You’ve been using AI for your shopping list, vacation itinerary or to create cartoon versions of yourself. Major airlines, however, are using AI to rake in more profits. Airlines like Delta are beginning to use generative AI to analyze your search habits and set a price based on what it thinks you’ll be willing to pay.
Even though AI could make your next trip more expensive, there are still a few ways to outsmart the system and get a fairer price.
3 Tools the Wealthiest Americans Use To Safeguard Their Generational Wealth
3 Tools the Wealthiest Americans Use To Safeguard Their Generational Wealth
Laura Bogart Tue, August 12, 2025 GOBankingRates
When you imagine the wealthiest people you know — whether in real life or on the covers of magazines — you know that hard work or good luck (or a combination of both) likely played a role in building their fortunes. But keeping that wealth intact for decades — and ensuring it benefits future generations — takes deliberate planning and the right financial tools.
And because you’re putting nose to the grindstone to grow and protect your own wealth, you know that building a legacy of financial security also involves a lot of effort. Still, you might not be sure exactly how the wealthy safeguard what they have worked so hard to build.
The Debt Problem Was Actually Scarier In The 90’s Here’s How They Solved It
The Debt Problem Was Actually Scarier In The 90s. Here’s How They Solved It. Podcast
Notes From the Field By James Hickman (Simon Black ) August 12, 2025
I was still just a kid as the US headed into the 1992 US Presidential election, but I remember the excitement around my home town as Ross Perot entered the race as an independent candidate.
Perot was from Dallas, where I grew up. And he was one of the first tech billionaires, long before the dot-com boom. Like Elon today, Perot knew that America was heading down a dangerous fiscal path. At the time, the US government was spending about 28% of its annual tax revenue just to pay interest on the national debt.
37 Trillion Reasons To Have A Plan B
37 Trillion Reasons To Have A Plan B
Notes From the Field By James Hickman (Simon Black) August 11, 2025
On Friday afternoon last week, the US national debt hit another ignominious milestone: $37 trillion. And there’s absolutely no end in sight.
Perhaps the wildest part is how quickly the debt is rising. Just before the One Big Beautiful Bill was passed on July 4th-- barely a month ago-- the national debt was ‘only’ $36.2 trillion. So, the debt increased a whopping $800 billion in a mere 36 days.
3 Biggest Mistakes You Can Make as an Investor
Suze Orman: These Are the 3 Biggest Mistakes You Can Make as an Investor
Peter Burns Fri, August 8, 2025 GOBankingRates
Most people know this investing advice: Buy low, sell high. And while that sounds simple, it’s actually very difficult to do. Many invest with the best intentions, hoping their money will make money without them lifting a finger. However, many end up losing money instead.
Foreigners Own Less US Government Debt—Is That a Good Thing? [Podcast]
Foreigners Own Less US Government Debt—Is That a Good Thing? [Podcast]
Notes From the Field By James Hickman (Simon black) July 23, 2025
The US owes a LOT less money to China today than it did a few years ago. As recently as three years ago, for example, China held $1.3 trillion worth of US government bonds. Today they’re down to around $750 billion.
In other words, China’s government has decided to cut back on its US dollar Treasury holdings by more than 40% over the past three years.
This Is How Most Americans Actually Become Millionaires
It’s Not Glamorous, but This Is How Most Americans Actually Become Millionaires
John Csiszar Sat, August 9, 2025 GOBankingRates
You may be surprised to find out that about 18% of Americans are millionaires, translating to roughly 25 million individuals, according to a report by Wealth Management USA. And while there are plenty of ways to accumulate a seven-digit net worth, some avenues are more common than others.
Many millionaires start their own business or invest in real estate to earn their riches, while others imply inherit the money. But the number one way that Americans become millionaires is actually within reach of average workers, provided they start early and stick to their plan.
How To Prevent a Rocky Economy From Derailing Your Financial Goals
How To Prevent a Rocky Economy From Derailing Your Financial Goals
Cindy Lamothe Wed, August 6, 2025 GOBankingRates
When the economy starts acting up — think rising prices, stock market swings or constant chatter about a possible recession — it’s totally normal to feel anxious.
One survey by Equitable Holdings revealed that only 42% of Americans feel prepared to navigate shifting financial challenges, including potentially higher costs from tariffs, market volatility and lingering recession concerns. When those challenges hit, suddenly, the financial goals you’ve been working toward can feel like they’re slipping out of reach.
13 Ways To Save Money Right Now, According to George Kamel
13 Ways To Save Money Right Now, According to George Kamel
Ashley Donohoe Thu, August 7, 2025 GOBankingRates
A May 2025 McKinsey & Company survey found that inflation and tariffs topped the list of concerns for Americans, with 32% of respondents having changed their spending and another 31% planning to.
Whether you need to save money out of necessity or just want to progress more quickly toward a goal, you can do so without giving up the essentials or living an extremely frugal life.
Travel Experts: Don’t Keep Your Money in These 6 Places While Traveling
Travel Experts: Don’t Keep Your Money in These 6 Places While Traveling
Caitlyn Moorhead Mon, August 4, 2025 GOBankingRates
Though paper money has gone the way of the dodo in many respects, sometimes when you travel you just want some cold hard cash at hand to make life easier. While many people don’t carry cash at all, others have go-to methods of storing their money.
Whether you’re a frequent or casual traveler, it’s important to know where to keep your money so that it doesn’t get lost or stolen while you’re on your trip. Here are six places you should never keep your cash when traveling.