Seeds of Wisdom RV and Economics Updates Friday Afternoon 12-05-25

Good Afternoon Dinar Recaps,

RBI Injects Liquidity and Cuts Rates as India Moves to Stabilize Markets

India deploys coordinated monetary tools to support banks, bonds, and financial stability.

Overview

• RBI cuts the repo rate by 25 bps, bringing it down to 5.25% to counter tightening financial conditions.

• Over $16 billion in liquidity enters the system through bond purchases and FX swap operations.

• Bond markets gain immediate relief as the central bank absorbs supply and anchors yields.

• Banks receive critical liquidity support, reinforcing short-term funding stability across the sector.

Key Developments

• Open-market bond purchases:
  The RBI announced ₹1 trillion (approximately $11.1 billion) in government-bond purchases to stabilize market volatility and ease borrowing conditions. These purchases directly support India’s bond market, which has faced pressures from rising global yields and weaker capital flows.

• Dollar-rupee FX swap injection:
  A $5 billion, three-year FX swap adds longer-term dollar liquidity while helping manage currency pressures. This increases foreign-exchange reserves and strengthens the rupee during a period of global dollar strength.

• Strategic rate cut:
  With domestic demand slowing and credit conditions tightening, the repo rate was lowered by 25 basis points to offset financial strain and support banks’ liquidity positions.

• Broader policy context:
  India’s financial system has been dealing with higher borrowing costs, declining foreign portfolio inflows, and pressure on bank balance-sheet liquidity. The combined tools deployed by the RBI show a proactive shift toward ensuring funding stability ahead of anticipated global monetary easing in 2026.

Why It Matters

The move signals that the RBI is preparing India for a period of heightened global volatility, tightening dollar liquidity, and rising refinancing needs. By injecting cash, lowering rates, and simultaneously securing FX liquidity, India is insulating its financial sector from global pressures that could otherwise strain local banks and government borrowing.

Implications for the Global Reset

Pillar: Debt & Sovereign Stability

Lower yields and fresh liquidity reduce refinancing stress, supporting India’s sovereign-debt stability as global rates remain elevated.

Pillar: Banking & Payments Infrastructure

Banking-sector liquidity support strengthens domestic payment systems and credit flows—critical as nations brace for post-dollar financial realignment.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “India’s RBI announces debt purchases, FX swap to boost banking system liquidity”

• Business Standard – “RBI cuts repo rate, announces liquidity measures to support market stability”

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China’s Debt Warnings Intensify as Economists Split Over Stimulus Strategy

Beijing faces rising fiscal risks as experts debate whether higher debt or insufficient stimulus poses the greater threat.

Overview

• A leading Chinese economist warns that heavy stimulus risks creating unsustainable debt.

• China’s 2025 deficit ratio target hits a record 4%, raising concerns about long-term fiscal stability.

• Conflicting expert opinions reflect a deep divide over how China should respond to slowing growth.

• Global markets are watching closely, with Fitch projecting rising deficits and higher debt levels ahead.

Key Developments

• Top economist warns of structural risks:
  Liu Xiaoshu, chief economist at the Bank of Qingdao, cautioned that repeated reliance on fiscal and monetary stimulus creates long-term vulnerabilities—especially as interest payments begin to crowd out social and public spending. He warned of a “vicious cycle” that erodes investor confidence and may trigger a debt crisis if underlying issues remain unresolved.

• Examples highlight global parallels:
  Liu cited Japan and southern Europe as cautionary cases where stimulus and deficit spending failed to correct structural weaknesses, leaving nations with massive debt burdens and prolonged stagnation.

• Deficit supporters push back:
  Other economists, including East China Normal University’s Lian Ping, argue that China’s central government balance sheet remains strong. Lian maintains that the higher deficit ratio does not pose significant risk, emphasizing China’s comparatively low central-government debt-to-GDP ratio.

• Fiscal pressures rising despite optimism:
  Fitch Ratings now expects China’s total government deficit to rise to 8.4% of GDP in 2025, up from 6.5% in 2024. Yet Fitch simultaneously upgraded its 2025 growth forecast to 4.7%, citing stimulus measures and export strength—even as Beijing targets about 5% growth.

Why It Matters

China’s evolving debt debate reveals the core tension in global economic policy today: whether short-term stimulus can still support growth without triggering long-term instability. As China remains central to global supply chains, financial markets, and commodity demand, increasing fiscal strain could reshape global investment patterns and intensify pressure across emerging markets.

Implications for the Global Reset

Pillar: Sovereign Debt & Fiscal Stability

Rising deficits and long-term structural strains highlight the vulnerability of debt-heavy economies during the transition toward a new global financial architecture.

Pillar: Monetary Policy & Market Liquidity

China’s policy choices influence global liquidity, trade financing, and regional economic alignments—adding weight to shifts in currency strategy and reserve diversification across Asia.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Newsweek – “Chinese Economist Issues Dire Warning Over Debt Crisis”

• Reuters – “China deficit to rise in 2025 as fiscal pressures mount, economists warn”

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BRICS De-Dollarization Splinters as India and China Pursue Conflicting Paths

India rejects a BRICS currency as China advances yuan internationalization independently

Overview

• India firmly rejects any BRICS common currency proposals

• China accelerates independent renminbi internationalization efforts

• Russia and China deepen bilateral national-currency settlement frameworks

• BRICS bloc remains divided on de-dollarization strategy

Key Developments

India Rejects Common Currency Plans

India continues to oppose proposals for a BRICS currency, emphasizing that the U.S. dollar remains essential to its economic stability and trade priorities. Foreign Minister S. Jaishankar reaffirmed that India has never supported de-dollarization and sees no active proposal for a shared BRICS currency. India’s position hardened further following U.S. tariff threats, reinforcing its reliance on Washington—its largest trading partner with $128 billion in annual trade.
The rupee’s depreciation from 73 per dollar in 2020 to 85 has elevated exchange-rate risks, making aggressive de-dollarization impractical. India’s development goals—including digital infrastructure, advanced manufacturing, and clean energy—remain deeply tied to Western capital markets.

Russia and China Pursue Different Paths

Russia also stepped back from the idea of a common BRICS currency. President Vladimir Putin stated in late 2024 that although experts discuss it, the bloc has no plans for a single currency at this stage and Russia does not seek to abandon the dollar.
The July 2025 BRICS summit produced a lengthy declaration with no mention of de-dollarization, confirming stalled momentum. Shifting political calculations and fears of sanctions have pushed BRICS members away from earlier ambitions of challenging dollar dominance.

China’s Renminbi Internationalization Moves Ahead Independently

China is expanding the international use of the renminbi outside BRICS frameworks through major financial infrastructure upgrades. PBOC Governor Pan Gongsheng warned that risks tied to the dominant reserve currency could spill across borders, calling for diversified settlement systems.
CIPS now includes 184 direct participants across 167 countries, demonstrating broadening RMB adoption. China’s $768 billion trade surplus and the holding of renminbi reserves by at least 80 central banks—totaling roughly $274 billion—underscore its ongoing global monetary influence.
Despite stalled BRICS initiatives, China’s independent trajectory continues to advance through strategic partnerships and technology-driven payment systems.

Limited Progress on Local Currency Trade Across BRICS

Local-currency settlement remains confined to bilateral arrangements rather than systemic BRICS-wide mechanisms. Russia and Iran now conduct over 95% of their trade in rubles and rials. India’s 156 Special Vostro Accounts with 30 countries offer modest alternatives but fall short of a cohesive de-dollarization strategy.
South Africa warned in 2025 that BRICS must avoid provoking the U.S. by pushing de-dollarization too aggressively. Brazil removed the common BRICS currency from its 2025 presidency agenda following U.S. tariff threats, signaling the bloc’s retreat from earlier ambitions.

Why It Matters

BRICS monetary fragmentation highlights the limits of collective de-dollarization. India prioritizes U.S. trade stability, Russia avoids provoking financial disruption, and China pursues independent renminbi expansion. The bloc’s diverging interests make a unified challenge to the U.S. dollar unlikely in the near term, reinforcing the dollar’s resilience while shifting influence to bilateral currency corridors.

Implications for the Global Reset

Pillar 1: Trade & Supply Chain Realignment
Fragmented currency strategies are pushing BRICS nations toward bilateral settlement systems rather than unified multilateral structures, reshaping regional trade flows and payment mechanisms.

Pillar 2: Monetary Diversification & Reserve Strategy
China’s independent renminbi expansion contributes to a more multipolar currency environment, even as India and other BRICS members maintain reliance on U.S. financial systems for stability and growth.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher Guru – “BRICS De-Dollarization: India and China Shape a New Trade Bloc”

• South China Morning Post – “India Rejects BRICS Currency Plans Amid Fears of U.S. Trade Fallout”

• Brave New Coin – “Russia and China Diverge on BRICS Currency Ambitions”

~~~~~~~~~~

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Seeds of Wisdom RV and Economics Updates Friday Morning 12-04-25

Good Morning Dinar Recaps,

The 5 Economic Pillars Driving the Global Reset

Why these five forces are reshaping currencies, trade systems, and global finance.

Overview

• Global debt has reached record highs, forcing governments and central banks into structural shifts rather than short-term fixes.

• Trade is moving away from USD settlement as bilateral agreements, BRICS partnerships, and commodity-linked contracts expand.

• Asset portfolios are transforming, with central banks increasing gold and commodity reserves to hedge against fiat instability.

• New financial technologies—CBDCs, faster settlement rails, AI-assisted compliance, and interoperability standards—are redefining global payment architecture.

• Energy security is re-aligning, creating new alliances and alternative pricing frameworks that reshape geopolitical leverage.

Key Developments

• Debt pressures continue to mount as public and private leverage sit at multidecade highs, prompting calls for restructuring and alternative monetary frameworks.

• Trade diversification is accelerating, with more nations conducting cross-border settlement outside the U.S. dollar and strengthening regional trade blocs.

• Asset reserve strategies are shifting, especially toward gold accumulation and critical-commodity stockpiling as a hedge against fiat volatility.

• Technology modernization is enabling real-time, multi-currency settlement systems that bypass traditional Western-dominated infrastructure.

• Energy alliances—particularly in Eurasia, Africa, and South America—are establishing long-term supply chains that operate outside legacy pricing systems.

The Five Pillars of the Global Reset

1. The Debt Pillar — Why Debt Matters

Debt is the core pressure point forcing change. With global public debt surpassing $100 trillion and overall debt exceeding 235% of global GDP, existing systems can no longer sustain normal repayment cycles. This strain compels governments to explore restructuring, currency adjustments, and new financial mechanisms. In the Global Reset model, overwhelming debt acts as the trigger that pushes policymakers toward system redesign rather than temporary relief.

2. The Trade Pillar — Why Trade Matters

Trade determines how nations exchange value, and shifting away from U.S.-centric settlement reshapes the financial map. As more countries sign bilateral or regional agreements using local currencies or commodities, the traditional dollar-dominant framework erodes. These realignments lay the foundation for alternative reserve currencies, new trade rails, and multipolar settlement systems—central components of any global reset.

3. The Assets Pillar — Why Assets Matter

Assets—especially gold, critical metals, and sovereign reserves—form the collateral base of economic power. Central banks have expanded gold purchases in recent years, signaling declining confidence in unbacked currency systems. Accumulating hard assets provides nations with stability during transition periods and strengthens balance sheets for potential revaluation environments. Assets supply the trust, collateral, and liquidity required for a redesigned system.

4. The Technology Pillar — Why Technology Matters

A reset cannot occur without modern financial rails. Digital currencies, tokenized settlements, interoperability standards, AI-driven governance, and blockchain-based infrastructure enable cross-border payments that bypass legacy bottlenecks. These systems allow faster, cheaper, and more transparent value transfers. Technology is what turns restructuring proposals into functioning global architecture.

5. The Energy Pillar — Why Energy Matters

Energy is the foundation of global production—and the source of real geopolitical leverage. Nations dependent on externally controlled supply chains face vulnerability. As countries secure long-term energy agreements, build regional networks, or shift into mixed-energy systems, they reduce exposure to Western pricing mechanisms. Because global trade and currency valuation are linked to energy, any systemic reset must be anchored in stable, diversified energy flows.

Why It Matters

These five pillars—Debt, Trade, Assets, Technology, and Energy—show where structural stress is building and where new systems are emerging. Together, they reveal that a transformation in global finance is not speculative but already underway. Understanding these pillars helps readers interpret the daily news not as isolated events but as part of a coordinated global realignment.

Implications for the Global Reset

• Pillar: Debt — System-level strain increases pressure for currency restructuring and alternative payment frameworks.

• Pillar: Trade & Assets — As trade moves away from USD and central banks accumulate hard reserves, the foundation for a multipolar financial system strengthens.
  

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• IMF – Global Debt Statistics
  

• UNCTAD – Global Public Debt Report
  

• World Gold Council – Central Bank Gold Demand
  

• BIS – Cross-Border Payments & CBDC Research
  

• IEA – Global Energy Security Outlook

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IMF Warns Stablecoin Risks Require Strong Institutions, Not Just Regulation

New IMF report says fragmented global rules are not enough to prevent macro-financial instability

Overview

• IMF releases major report on global stablecoin risks
• Warns that regulation alone cannot prevent shocks without strong institutions
• Notes fragmented rules across the U.S., UK, EU, and Japan
• Highlights dominance of USD-pegged coins and growing Treasury-backed reserves

Key Developments

IMF Identifies Fragmented Global Stablecoin Frameworks

In its “Understanding Stablecoins” report, the IMF examined regulatory approaches across the United States, United Kingdom, Japan, and the European Union. The Fund found that global oversight remains highly inconsistent, creating operational gaps and varied interpretations of risk. It warned that the mix of different issuance models and regulatory classifications—sometimes even within the same region—contributes to policy fragmentation.

Stablecoin Interoperability and Cross-Border Risks Raised

The IMF pointed to the proliferation of stablecoins across multiple blockchains and exchanges as a growing concern. It said this expansion risks inefficiencies due to a lack of interoperability, and could generate friction between countries with differing regulatory requirements or transaction rules.

Regulation Is Not Enough—Institutional Strength Needed

The report emphasized that “strong macro-policies and robust institutions” must serve as the first line of defense against stablecoin-related risks. While regulation can address certain vulnerabilities, the IMF stressed that international coordination is essential to prevent cross-border spillovers and to maintain monetary and financial stability.

USDT and USDC Reserve Structures Under Spotlight

According to the report, two of the world’s largest stablecoins—USDT and USDC—are “mostly backed” by short-term U.S. Treasuries, reverse repo agreements, and bank deposits. Roughly 40% of USDC reserves and around 75% of USDT reserves consist of short-term Treasury holdings, with USDT additionally holding a portion of its reserves in Bitcoin. The IMF noted the overall stablecoin market now exceeds $300 billion, with the vast majority of tokens pegged to the U.S. dollar.

GENIUS Act Implementation Reshapes U.S. Stablecoin Markets

Following the signing of the GENIUS Act in July, U.S. regulators are building a comprehensive federal framework for payment stablecoins. Early analysis from blockchain auditor CertiK noted emerging liquidity separation between U.S. and EU-regulated stablecoin pools, signaling the beginning of distinct regional market structures.

Why It Matters

Stablecoins remain among the fastest-growing components of global finance, yet rules governing them are inconsistent and evolving. The IMF’s warning that regulation alone cannot ensure stability signals that the next phase of digital-asset oversight will hinge on stronger institutions, coordinated policy design, and cross-border collaboration. Without these, the rapid expansion of Treasury-backed digital dollars could pose systemic risks.

Implications for the Global Reset

Pillar 1: Monetary System Restructuring
Stablecoins backed largely by U.S. Treasuries reinforce America’s financial influence even as digital assets rise. The IMF’s call for global coordination indicates a turning point where digital-dollar instruments must now be integrated into broader monetary governance.

Pillar 2: Financial Architecture & Regulatory Reform
Fragmented rules across major economies are shaping new digital payment corridors. As the U.S., EU, and Asia establish competing frameworks, nations may align with the system that best supports their role in a multipolar financial landscape.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Cointelegraph – “IMF lays out guidelines for addressing stablecoin risks, beyond regulations”

• Reuters – “IMF says stronger institutions needed as stablecoins rise globally”

• CertiK – “GENIUS Act reshapes U.S. and EU stablecoin liquidity flows”

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BRICS De-Dollarization Splinters as India and China Diverge on Strategy

India rejects a BRICS currency while China advances yuan internationalization independently

Overview

• India formally rejects any BRICS common currency proposals
• China accelerates yuan internationalization outside BRICS frameworks
• Russia and China deepen bilateral national-currency trade
• BRICS bloc remains fragmented on de-dollarization strategy

Key Developments

India Rejects a Common BRICS Currency

India’s foreign minister reiterated that the country has “never been for de-dollarization” and sees no proposal for a BRICS currency on the table. India views the U.S. dollar as critical to trade stability—particularly as it maintains over $128 billion in annual U.S. trade. The weakening rupee adds further caution, as rapid de-dollarization would expose India to exchange-rate volatility.

Russia and China Pursue Separate National-Currency Trade Paths

Russia publicly announced it has no intentions of abandoning the dollar entirely and has dismissed the idea of a BRICS currency “at this stage.” However, Russia continues expanding its ruble-based settlement systems, especially with Iran and China, which report extremely high percentages of national-currency trade.

China Expands Renminbi Internationalization Through Infrastructure

The People’s Bank of China is accelerating yuan adoption through CIPS, which now includes more than 180 participating institutions across 167 countries. Approximately 80 global central banks hold RMB reserves, and China’s $768 billion trade surplus strengthens the appeal of yuan-based settlement in select markets.

Limited BRICS Progress on Local-Currency Trade Mechanisms

While India maintains 156 Special Rupee Vostro Accounts with 30 countries, these channels remain modest in scale. South Africa and Brazil have openly cautioned the bloc to avoid provoking Washington through aggressive anti-dollar initiatives, with Brazil dropping the common-currency agenda entirely during its 2025 BRICS presidency.

Why It Matters

The competing strategies within BRICS reveal a shift away from the idea of a unified anti-dollar bloc. Instead, individual countries are prioritizing national interests, geopolitical stability, and bilateral currency arrangements. While China and Russia push forward with alternative systems, India and others remain cautious, limiting the likelihood of a coordinated monetary challenge to the U.S. dollar in the near term.

Implications for the Global Reset

Pillar 1: Trade & Supply Chain Re-Engineering
Fragmentation in BRICS currency strategy signals a move toward bilateral trade corridors rather than large multilateral realignments, affecting global supply routes and settlement systems.

Pillar 2: Monetary System Diversification
China's unilateral renminbi expansion increases global financial multipolarity, but India’s resistance shows that the shift away from the dollar will be uneven, incremental, and shaped by geopolitical risk calculations.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher Guru – “BRICS De-Dollarization: India and China Shape a New Trade Bloc”

• South China Morning Post – “BRICS Nations Divided on Dollar Replacement as India Declares ‘No Interest’”

• Brave New Coin – “90% of Russia–India Trade Now in National Currencies: What’s Next for BRICS?”

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

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Follow the Gold/Silver Rate COMEX

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Thank you Dinar Recaps

“Tidbits From TNT” Friday Morning 12-5-2025

TNT:

Tishwash:  Economic: The shift towards an electronic payment system provides the state with financial liquidity.

Economic researcher Diaa Abdul Karim found that shifting government transactions to an electronic system for paying fees and collecting taxes would provide the state with significant liquidity.

Abdul Karim told Al-Maalouma, “Iraq is still in the early stages of transitioning to electronic payment systems, while European countries and even neighboring countries have preceded Iraq by many years in this transition.”

He added, "There is a lack of acceptance of the electronic system, as the public is not accustomed to such systems, despite their considerable benefits. These include protecting citizens from financial theft and ensuring ease of purchase without the burden of carrying and protecting cash."

He explained that "the primary goal of transitioning to an electronic payment system and generalizing this experience across various government departments is to guarantee the availability of cash for the state, in addition to ensuring that it does not bear additional burdens related to printing currency. Therefore, it is a good experiment, provided that it is properly educated about and accepted in Iraq."  link

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Tishwash:  Sudanese: For the first time since the founding of the state, we have a maritime view through the navigation channel.

Prime Minister Mohammed Shia al-Sudani praised the Faw port and the development road on Thursday, stressing that it is the "dream" for the transition to a real economy, while pointing out that Iraq, for the first time, has a maritime view of the Gulf through the navigation channel. 

The Prime Minister's Media Office stated in a statement received by "Mail" that "Prime Minister Mohammed Shia Al-Sudani attended the Iraqi British Business Council  (IBBC)  conference held in Basra Governorate under the slogan (Gateway to Iraq)." 

The office explained that "the conference includes sessions and panel discussions with the participation of high-level officials from Iraq and the United Kingdom and leading companies, and aims to enhance trade and economic relations between the two countries and facilitate communication between companies and stakeholders, as well as explore opportunities for cooperation and investment in various fields, including energy, finance, climate and education." 

Al-Sudani stressed that “(Iraq Gateway) is not a slogan for a conference, but rather a title for a stage in which we aspire for Basra and the rest of the governorates to be actual gateways for investment, trade and mutual opportunities,” noting that “the success of this vision depends on the ability of the government, the private sector and international partners to turn the dialogue into programs, and then into projects that work to improve the lives of citizens.”

He added, “The conference slogan (Iraq’s Gateway) expresses the government’s vision of Basra’s role as a key economic outlet and a center for services, energy, and logistics. We have worked on parallel tracks to improve the business environment, modernize infrastructure, reform the energy sector, and empower the private sector to be a key partner in development.”

 He pointed out that “our government has adopted a balanced policy and invested in Iraq’s location to be a bridge between East and West, and part of a broader vision for stability and development in the region.” 

Al-Sudani stated that “Iraq’s strength lies in its oil and gas resources, as well as the Faw port, the development route, and its location as a corridor linking the Gulf, Asia, and Europe,” emphasizing “the development of business practices and finance, and our government has simplified administrative procedures, moved towards digitalization, and reduced complexities.” 

He added, "Work is underway with Iraqi banks and international partners to develop financing tools that serve strategic, medium, and small productive projects," welcoming "technical and investment cooperation with experienced companies, including British companies and companies that are members of the Iraqi-British Business Council, and we emphasize the need to develop the logistics, ports, docks, and maritime transport sector as it represents an important economic resource." 

The Prime Minister pointed out that “we have achieved optimal use of oil and gas resources, and Iraq was losing (8-9) billion dollars annually due to importing oil derivatives and flaring gas. During the 3 years of the government’s term, we have developed a clear vision to solve the problems related to oil and gas investment,” indicating that “the Faw port and the development road is the (dream) project to transform into a real economy and create a new Iraq.” 

He pointed out that "for the first time since the establishment of the Iraqi state, we have a maritime view of the Gulf through the navigation channel, which is 20 meters deep and 23 kilometers long, and we look forward to partnership, training and funding initiatives that link female entrepreneurs in Iraq with their counterparts in the United Kingdom," explaining that "the platforms provided by the Iraqi-British Business Council help in implementing energy, infrastructure, services, education and training projects."  ink

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Tishwash:  Samir Al-Nassiri: The banking reform plan is being implemented successfully according to its timetable.

Banking consultant and expert Samir Al-Nassiri confirmed that the Central Bank, Oliver Wyman, and other banks are continuing to implement the standards of the banking reform plan in partnership and daily coordination, according to the plan's timeline, which was launched on April 7, 2025.

The Central Bank published the project implementation mechanisms and the banks signed an agreement to comply with the plan. Preparations are now underway to launch the first evaluation cycle during the first quarter of 2026.

The procedures and efforts undertaken by the Central Bank of Iraq, in cooperation and consultation with the consulting firm and private banks, have resulted in tangible steps during the current quarter in facilitating the implementation of the objectives, programs, mechanisms and standards of the comprehensive banking reform project, within the framework of implementing the Central Bank’s third strategy.

He explained that the main objective of this project is to build a sound, modern, comprehensive and flexible banking sector that contributes to achieving rapid growth in the national economy, a cumulative increase in GDP, and enhancing the market value of the banking sector.

 Al-Nassiri pointed out that economic reform begins with banking reform, explaining that the challenges facing the Iraqi economy simultaneously present significant opportunities to reform and develop the banking and financial sector, in line with the government's program and the Central Bank's future vision.

He added that the banking sector will play a pivotal role in achieving sustainable development and attracting investments, as well as supporting ongoing efforts to activate non-oil productive sectors with the aim of diversifying national income sources and ensuring financial sustainability and balanced economic growth.

  Al-Nassiri explained that the role of the Central Bank is also embodied in regulating the financing of foreign trade and implementing infrastructure projects related to comprehensive digital transformation, in addition to expanding the use of electronic payment tools in a way that enhances the achievement of financial inclusion.

 He stressed that these efforts will contribute to providing real opportunities for reforming, developing and empowering the private banking sector during the period 2025–2028, through a set of key objectives, most notably:

* Developing the Iraqi banking system to keep pace with internationally approved banking and accounting standards.

* Building a sound, modern, comprehensive and flexible banking sector capable of adapting to economic changes.

* To enhance citizens' confidence in the local banking sector and achieve international recognition of its transparency, progress, and commitment to international standards, thereby strengthening the confidence of global correspondent banks in dealing with it.

* Rehabilitating restricted or weakly active banks to enable them to return to the banking market with their full internal and external activities.

* Refocusing the role of banks on their core function of financing and lending for development, while promoting financial inclusion and increasing its rate in accordance with the established plans.

* To promote the transition from a cash economy to a digital economy by attracting funds circulating outside the banking system, which represent about 90% of the money supply, and bringing them into the formal banking cycle.

Al-Nassiri explained that although the period specified for their implementation according to the banking reform project and the Central Bank’s strategy extends to three years, what was achieved during the years 2023, 2024 and 2025 is considered an important achievement, as solid foundations and rules were built that formed the main pillar for the desired reform path.

 He added that these achievements will contribute to the process of evaluating and classifying Iraqi banks based on the extent to which they achieve the goals set within the banking reform project, in accordance with the approved international standards and criteria.  link

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Mot: Wellll - That Was Scary!!!!  

Mot: Things You Learn frum da Internet 

Seeds of Wisdom RV and Economics Updates Thursday Evening 12-04-25

Good Evening Dinar Recaps,

Tokenized Money Breaks Cover — Banks Accelerate the Shift Toward a Reset-Era Payments System
Traditional finance quietly builds the rails for digital money, stablecoins, and next-gen payments infrastructure.

Overview

• European banking giants are pushing ahead with a euro-pegged stablecoin, signaling that tokenized money is no longer experimental but entering regulated, institutional deployment.

• Global banks are expanding crypto-infrastructure, including custody, tokenized deposits, and blockchain settlement rails — steps that mirror early-stage monetary-system redesign.

• Fintech acceleration continues in emerging markets, as Brazil authorizes new fast-track payments-initiation access, expanding competition in regulated payments infrastructure.

Key Developments

• Consortium of 10 major European banks — including BNP Paribas, ING, and UniCredit — is moving forward with a new institutional euro-stablecoin project designed for compliant cross-border payments and settlement.

• Large international banks are broadening their digital-asset architecture, building tokenized-deposit systems, blockchain-based settlement channels, and enterprise custody to prepare for a hybrid digital–traditional financial environment.

• Brazil’s fintech sector continues to open up, with Cumbuca receiving authorization for a streamlined payments-initiation license — strengthening competition and accelerating digital payments innovation across Latin America.

Why It Matters
These moves illustrate how global finance is transitioning from exploratory pilots to live digital-currency infrastructure, positioning banks and regulators for a redesigned monetary system built on tokenized value, programmable payments, and instant global settlement.

Implications for the Global Reset

Pillar: Payments & Digital Finance
Traditional banks are embedding stablecoins and tokenized deposits directly into their operating models, accelerating the shift toward programmable, interoperable financial architecture.

Pillar: Monetary System Transition
As regulated entities take control of digital money rails, the foundation is being laid for a blended global system where fiat, stablecoins, and tokenized assets coexist — and eventually converge.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters — “European banks advance euro-pegged stablecoin initiative”

• PYMNTS.com — “Banks Expand Digital-Asset Infrastructure and Tokenized Deposit Rails”

• Business Wire — “Cumbuca Receives Payments-Initiation Authorization in Brazil”

~~~~~~~~~~

When Money Printing Meets De-Dollarization — The Reset Collision Point Is Now in View
Fed liquidity returns just as BRICS accelerate their hard-asset shift, reshaping the global monetary order.

Overview

• The U.S. is preparing to restart money printing as early as Q1 2026, following the Federal Reserve’s December 2025 end to quantitative tightening — a pivotal inflection point for global liquidity.

• BRICS nations are escalating de-dollarization, accelerating gold purchases and expanding non-USD trade mechanisms at the exact moment U.S. liquidity is set to surge again.

• Leading analysts warn of bubble dynamics, fueled by renewed Fed expansion, high valuations, and rising geopolitical and monetary fragmentation.

Key Developments

• Federal Reserve pivot toward balance-sheet expansion
  After shrinking its assets from ~$9 trillion to ~$6.6 trillion over three years, the Fed signaled that reserves have fallen too low to maintain stable market plumbing. Officials now expect renewed asset purchases to rebuild liquidity, which could begin in early 2026.

• Systemic fragility reemerges
  Tight reserve levels have historically triggered repo stress — seen in 2019 and again in 2020 — and the Fed’s shift reflects concern over maintaining smooth financing and collateral markets across banks and money-markets.

• BRICS gold accumulation surges
  Central banks purchased 166 tonnes of gold in Q2 2025 alone — 41% above historical averages — with Russia and China holding the majority of BRICS gold reserves. This marks a deliberate shift away from dollar exposure amid growing reliance on alternative settlement systems.

• Local-currency trade is expanding rapidly
  Dollar share in BRICS trade has fallen from 85% to 59% in eight years, while the bloc continues to build out non-dollar payment systems, institutional frameworks, and reserve diversification strategies.

• Market warnings intensify
  Analysts — including major hedge-fund leaders — warn that renewed Fed money printing into already stretched asset valuations increases the probability of a “melt-up phase” followed by eventual instability.

• Policy shifts on the horizon
  With the Fed Chair term ending in May 2026 and a new administration shaping monetary leadership, markets anticipate potential for more dovish policy, higher tolerance for inflation, and accelerated liquidity injections.

Why It Matters

The world’s largest central bank preparing to expand liquidity at the exact moment that BRICS nations accelerate their retreat from the dollar creates a dual-track monetary transformation: one system leaning into fiat expansion, the other moving toward hard assets and alternative rails. This divergence is defining the next stage of the global reset.

Implications for the Global Reset

Pillar: Monetary System Transition
The Fed’s return to money printing signals the re-inflation of the U.S. financial system, while BRICS deepens its commitment to gold-backed reserves and non-USD trade — accelerating the shift toward a multipolar currency environment.

Pillar: Global Credit & Sovereign Stability
Rising U.S. liquidity may support markets near-term, but it also heightens long-term debt-cycle risks as global actors diversify away from dollar-denominated assets.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team

Newshounds News™ Exclusive      

Sources

• Watcher.Guru — “BRICS De-Dollarization Escalates Just as US Money Printing Returns”

• Reuters — “Global Central Banks Continue Accelerated Gold Purchases”

• Bloomberg — “Federal Reserve Signals End of Quantitative Tightening as Reserves Tighten”

   ~~~~~~~~~~

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Western Economic Decline as BRICS Strengthens

Western Economic Decline as BRICS Strengthens

WTFinance:  12-3-2025

In a recent, highly insightful episode of the “WTFinance Podcast,” host Anthony engaged in a deep dive with Warrick Powell, an adjunct professor at Queensland University of Technology renowned for his expertise in China, supply chains, and the global political economy.

The conversation was not about minor market fluctuations; it was about the structural earthquake currently reshaping global power, trade, and financial flows.

Powell argues that the shift away from a Western-centric, unipolar world is inevitable, profound, and accelerating—driven less by external threats and more by internal structural decay.

Warrick Powell’s analysis of the Western decline in manufacturing is sobering because it frames the issue not as a recent political failure, but as a deep, structural problem decades in the making.

While recent energy price shocks have exacerbated the situation, the core issue lies in the redirection of capital.

Powell highlights that the massive expansion of the financial sector in the West effectively starved productive industries. Capital was diverted into financial engineering and speculation, leading to deindustrialization and a failure to modernize infrastructure and labor skills.

Meanwhile, the US economy, though currently robust in parts, faces severe structural headwinds. Powell points specifically to bottlenecks in energy supply, a problem compounded by the rapidly increasing energy demands of the AI and digital sectors.

This rising energy cost acts as an invisible tax on both consumers and businesses, fueling inflation and social pressure.

One of the central arguments of the episode is that the multipolar world isn’t coming—it’s already here, and its center of gravity is shifting away from the Atlantic.

China is positioned at the nucleus of new economic networks, building alternative institutions and supply chains that actively challenge the post-WWII US-dominated order. Powell notes that the US share of global imports has significantly declined, severely weakening its leverage in global trade.

Crucially, he argues that the Western geopolitical response—defined by tariffs, sanctions, and alliance-building—is fundamentally “defensive and nostalgic.” These attempts seek to preserve an outdated unipolar reality, and they are largely futile.

Tariffs, for example, have demonstrably harmed American industries and consumers far more than they have protected domestic manufacturing jobs or deterred Chinese growth.

Multipolarity is messy. It doesn’t mean a simple replacement of one power with another; it means a complex, layered reality where numerous regional institutions coexist alongside legacy global bodies, with national sovereignty demands rising across the board.

One of the most consequential shifts discussed is the rapid evolution of currency dynamics. The US dollar’s role as the undisputed global reserve currency is under pressure, driven primarily by the weaponization of the dollar for geopolitical ends.

When nations see their assets frozen or their access to the SWIFT system threatened due to political disputes, the incentive to find alternative payment and settlement mechanisms becomes overwhelming.

Powell points to the rising use of non-US-dollar currencies, particularly the Chinese Renminbi (RMB) and the Russian Ruble, in trade settlements and bond issuances. These efforts are practical: they reduce transactional risk and lower compliance costs for nations seeking to insulate themselves from geopolitical pressure.

While some commentators anticipate a return to commodity-backed currencies, Powell dismisses the idea of a gold standard revival.

 He emphasizes that the value of modern fiat money is anchored not by metal, but by a productive and stable economic system—which is precisely what the rising powers are currently focused on building.

Looking ahead, the conversation addressed the inevitable impact of AI and automation on jobs. Powell offers a balanced perspective: neither wholly pessimistic nor wildly optimistic.

He stresses that the jobs most vulnerable to automation are those requiring predictable routine skills. These roles will undoubtedly be replaced. However, this disruption clears the path for new forms of work demanding creativity, complex cognitive skills, and non-routine problem-solving.

The unprecedented speed of this technological change means that social policy and education systems must adapt with equal velocity to mitigate social disruption and ensure labor forces are equipped for the future economy.

Warrick Powell’s core message is a challenge to established powers: change is not optional; it is constant and inevitable.

The attempts by transatlantic powers to cling to a bygone era through confrontational foreign policy and protectionism will only lead to further conflict and decline. The necessary path forward involves moving beyond defensive posturing and embracing nonviolent, dialogical approaches to managing global transformation.

Building a truly inclusive multipolar world—one that offers sustainable prosperity beyond the traditional Western sphere—requires acknowledging the new economic realities and engaging with them constructively.

The conversation with Warrick Powell paints a clear picture: the global economy is in the throes of a historical transition. Those who recognize the structural nature of Western decline and proactively engage with the complexity of the new multipolar architecture will be best positioned for the decades ahead.

https://youtu.be/EtsHRECV_vY

Seeds of Wisdom RV and Economics Updates Thursday Afternoon 12-04-25

Good Afternoon Dinar Recaps,

Shadow Banking Under Strain — BoE Stress Test Signals Structural Fault Lines in the Global Reset
Global regulators turn their focus to the $16 trillion private-finance ecosystem as systemic-risk fears rise.

Overview

• The Bank of England has launched a sweeping stress test of the global private-equity and private-credit sectors, together worth an estimated $16 trillion.

• The exercise aims to evaluate whether the fast-growing but lightly regulated private-finance ecosystem could withstand a severe global shock.

• Regulators worldwide are increasingly concerned about hidden leverage, liquidity mismatches, and deep interconnections between “shadow” finance and the traditional banking system.

Key Developments

• System-Wide Examination: This is the first major regulatory attempt to test the resilience of private markets as a whole, rather than focusing on individual institutions.

• Opaque Sector Under Scrutiny: Private-credit and private-equity funds often operate with limited disclosure, restricting visibility into risk concentrations that could amplify stress.

• Interconnected Risk Channels: Banks, insurers, and asset managers frequently fund or partner with private-market firms, creating pathways for contagion if private credit faces a liquidity shock.

• Growing Concern About Non-Bank Finance: Analysts and global financial institutions warn that rapid expansion of private credit has outpaced regulatory frameworks, increasing systemic-risk exposure.

Why It Matters

The move reflects mounting recognition that a major portion of global finance now operates outside traditional banking supervision, posing potential instability during periods of economic stress. As private markets continue absorbing lending that once flowed through banks, any break in this system could trigger ripple effects across credit markets, corporate financing, and global liquidity.

This shift brings the private-finance sector directly into the narrative of a global reset — where financial architecture, oversight regimes, and credit systems are being reevaluated and restructured.

Implications for the Global Reset

Pillar 1 — Regulation & Stability Framework
A comprehensive stress test suggests regulators are preparing to fold private-market activity into a more formal oversight regime, potentially redesigning the boundaries of global financial supervision.

Pillar 2 — Markets & Credit Architecture
If vulnerabilities are revealed, credit flows may return to more regulated channels, altering how companies raise capital and reshaping the balance between bank and non-bank lenders.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Bank of England Launches Stress Test of Private Equity, Private Credit Industries”

• Investing.com – “Private Equity and Credit Sectors to Face Bank of England Stress Test”

~~~~~~~~~~

China’s 2026 BRICS Power Play — A Quiet Currency Shift That Could Reshape the Global Reset

Beijing positions the yuan as the developing world’s anchor while BRICS debates its future direction.

Overview

• China has unveiled an ambitious vision for the 2026 BRICS summit in New Delhi, aiming to elevate the Chinese yuan as the primary currency for emerging economies.

• Despite the lack of progress on a shared BRICS currency in 2025, China and Russia continue to push for structural alternatives to the dollar while other members adopt a more cautious approach.

• China’s roadmap centers on leveraging its manufacturing strength and expanding yuan-denominated lending through the New Development Bank.

Key Developments

• Shift in BRICS Momentum: While the 2025 summit avoided de-dollarization language, China is preparing a unilateral strategy to make the yuan a central pillar of BRICS cooperation in 2026.

• Manufacturing as Currency Backing: Xi Jinping underscored that manufacturing—not services—will underpin the yuan’s global role, signaling a return to hard-asset-driven economic philosophy.

• Yuan-Denominated NDB Loans: China’s proposal calls for issuing loans directly in yuan, routed through Chinese banks. These loans would require repayment in yuan, expanding global use of the currency.

• Strategic Industrial Expansion: Loan conditions are expected to give Chinese companies priority in building railroads, airports, power grids, and critical infrastructure across developing nations.

• Consensus Challenge: Although China is poised to present the plan at the 2026 summit, BRICS decisions require unanimous approval, leaving uncertainty around adoption.

Why It Matters

China’s 2026 strategy highlights a deeper structural shift: the emerging split between Western financial dominance and a manufacturing-backed alternative monetary ecosystem.
If implemented, the plan could reshape capital flows, infrastructure financing, and reserve-currency diversification for dozens of developing nations.

This directional move fits directly into the global-reset narrative: a slow, methodical reconfiguration of the world’s financial plumbing, driven not by declarations but by lending terms, currency incentives, and industrial leverage.

Implications for the Global Reset

Pillar 1 — Currency & Payments Realignment
Yuan-denominated NDB lending would create a parallel monetary channel for emerging markets, reducing reliance on dollar-based financing and settlement systems.

Pillar 2 — Trade & Development Architecture
By tying infrastructure loans to Chinese industry, Beijing positions itself as the backbone of a new development model—linking currency adoption with supply-chain control and industrial expansion.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher.Guru – “China Launches 2026 BRICS Strategy”

• Reuters – “BRICS Leaders in Rio Avoid Currency Push Amid Fear of U.S. Tariffs”

~~~~~~~~~~

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“Tidbits From TNT” Thursday 12-4-2025

TNT:

Tishwash:  Iraq will purchase more than 8 tons of gold during the year 2025

The World Gold Council announced on Wednesday that Iraq purchased more than 8 tons of gold during 2025.

The council said in its latest statistics, which were reviewed by Shafaq News Agency, that Iraq had purchased 8.2 tons of gold up to August 2025, raising its gold reserves to 170.9 tons.

The council added that Iraq bought one ton of gold in March of this year, as well as 1.6 tons in June, 3.1 tons in July, and 2.5 tons in August.

The council pointed out that Iraq came in fourth place among Arab countries in gold reserves, after Saudi Arabia, Lebanon, and Algeria. link

************

Tishwash:  A high-level delegation of the Federal Financial Supervision Bureau has arrived in Erbil.

A delegation of the Federal Financial Supervision Bureau (FSB) visited Erbil today to audit the revenues and expenditures of the Kurdistan Region.

The visit is part of the implementation of the Iraqi general budget law.

The delegation will stay in the Kurdistan Regional Government (KRG) capital for a while. The team, in collaboration with the KRG Financial Supervision Bureau, will review the lists of revenues and expenditures of the second quarter and the past six months.

Joint visits and audits are a fundamental mechanism within the three-year Iraqi budget law (2023, 2024, 2025). According to the law, a joint expert committee should be formed from both the regional and federal financial supervision bureaus. The main task of the committee is to prepare seasonal reports on the revenue and expenditure data of the region.

Similar delegations have visited the Kurdistan Region several times before and audited the salary lists of employees and security forces. These steps are seen as part of the KRG's efforts to demonstrate transparency and compliance with the agreements.

After completion of its work, the committee will prepare a joint report. The report is then submitted to the Kurdistan Regional Council of Ministers and the Federal Iraqi Council of Ministers for final approval. The results of these audits have a direct impact on the fulfillment of financial obligations between the two parties  link

************

Tishwash:  The Sudanese attends the Iraqi-British Business Council conference held in Basra

Prime Minister Mohammed Shia al-Sudani attended the Iraqi-British Business Council conference held in Basra Governorate.  link

**************

Tishwash:  US Embassy in Baghdad: Trump is pushing the Middle East towards an "era of stability and prosperity"

 The US Embassy in Baghdad confirmed on Wednesday (December 3, 2025) that US policy in the Middle East during President Donald Trump’s term aims to push the region towards “an era of stability and prosperity,” noting that US investments in Iraq reflect the importance of the partnership between the two countries.

The embassy said in a post followed by “Baghdad Today” that “the United States’ investment in the new consulate in Iraq provides a secure platform to promote Washington’s interests in the region,” considering that this step represents evidence of what “a sovereign, secure and prosperous Iraq can offer its people and America.”

The embassy added that Washington continues to support Iraq's efforts to achieve stability and development.

On Wednesday (December 3, 2025), the largest US consulate in the world was opened in Erbil, in the presence of the President of the Kurdistan Democratic Party, Masoud Barzani, the President of the Kurdistan Region, Nechirvan Barzani, the Prime Minister of the Kurdistan Regional Government, Masrour Barzani, his deputy, Qubad Talabani, and the US Deputy Secretary of State, Michael Regace. link

*************

Mot . ole ""Earl"" might Have Sumthun Here on Decorations!!!! 

Mot:  So Kool!!! -- Hes Getting Ready!!!! 

Seeds of Wisdom RV and Economics Updates Thursday Morning 12-04-25

Good Morning Dinar Recaps,

Global Debt Squeeze Hits 50-Year High — Developing Nations Signal the Coming Reset
Rising outflows expose structural fractures in global finance as emerging economies face historic pressure.

Overview

• Developing nations have recorded the highest external-debt outflows in five decades, marking a new stress point in the global credit system.

• Capital is leaving emerging markets faster than it is arriving, tightening liquidity and increasing sovereign-default risk.

• International agencies warn that high interest burdens and reduced refinancing options are pushing trade, growth, and financial stability toward a breaking point.

Key Developments

• Record Debt Outflows: Developing countries paid more in principal and interest this year than in any period in the last 50 years, signaling severe strain on the global financing structure.

• Trade at Risk: New warnings highlight that global finance conditions are now directly threatening trade flows, with the sharpest impact on lower-income and emerging economies.

• Systemic Vulnerability: Rising external-debt repayments coincide with elevated global interest rates, a strong dollar, and shrinking access to affordable credit — reinforcing longstanding calls for a restructuring of international financial systems.

• Pressure for Alternatives: The widening gap between capital needs and available financing is accelerating discussions about alternative payment rails, new reserve structures, regional financing blocs, and mechanisms like BRICS settlement systems.

Why It Matters

This credit squeeze underscores how legacy global financing frameworks are failing under modern pressures, leaving developing nations exposed. As outflows rise and refinancing windows close, the fault lines in the global system become more visible, strengthening the narrative that a structural reset — in currency mechanics, payments infrastructure, and sovereign-debt architecture — is no longer theoretical but necessary.

Implications for the Global Reset

Pillar 1 — Sovereign Debt Rebalancing
High external-debt outflows heighten default risk and increase global momentum toward renegotiated terms, new lenders, and alternative financing blocs.

Pillar 2 — Trade & Currency Realignment
As trade is threatened and dollar-denominated debt becomes more burdensome, emerging economies increase efforts to diversify settlement currencies and reduce dependency on traditional Western credit channels.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Thailand Business News – “World Bank Highlights Record Debt Outflows from Developing Countries, Marking a 50-Year High”

• UNCTAD – “Finance Can Put Trade at Risk, Leaving the Global Economy on the Brink — Developing Countries Hardest Hit”

~~~~~~~~~~

U.S. Threatens Military Strikes Over Drug Flows — A Geopolitical Shift With Global Reset Implications
Escalating rhetoric from Washington signals widening security doctrine and potential fractures in regional alliances.

Overview

• President Donald Trump warned that any country trafficking illegal drugs into the U.S. “could be attacked,” expanding the scope of potential U.S. military action.

• The statement follows months of U.S. missile strikes on alleged drug-trafficking vessels, heightening tensions in the Caribbean and the Pacific.

• Colombia and Venezuela are at the center of the dispute, with Colombian President Gustavo Petro publicly rejecting Washington’s threats as violations of sovereignty.

Key Developments

• Expanded Strike Doctrine: Trump stated during a White House cabinet meeting that the U.S. may attack any country tied to drug trafficking, widening national-security criteria beyond traditional counter-narcotics policy.

• Rising Regional Tensions: U.S. missile strikes on maritime drug-trafficking vessels have already resulted in dozens of deaths, intensifying pressure on Venezuela, which Washington accuses of supporting cocaine flows.

• Colombia Pushes Back: President Petro responded sharply, noting Colombia dismantles a drug lab every 40 minutes “without missiles,” and warned the U.S. not to threaten its sovereignty.

• Diplomatic Fallout Risk: The shift toward unilateral military action could undermine decades of U.S.–Latin America cooperation on drug enforcement and destabilize regional alliances.

• Broader Geopolitical Signal: Analysts warn that turning counter-narcotics into a justification for military intervention could blur lines between law-enforcement, sovereignty, and national-security doctrine.

Why It Matters

The rhetoric reflects a growing departure from multilateral frameworks toward unilateral enforcement, raising the risk of geopolitical fragmentation. As major powers adopt more aggressive postures, regional instability, trade disruptions, and currency volatility become more likely—all of which feed into broader global-reset dynamics, where security fractures increasingly shape financial architecture and international alignments.

Implications for the Global Reset

Pillar 1 — Geopolitical Realignment
Heightened threats of military action weaken regional trust, push Latin American nations to diversify security partners, and accelerate movement toward non-U.S. financial and diplomatic blocs.

Pillar 2 — Trade & Financial Stability
Military escalation risks disrupting key shipping lanes and commodity flows, increasing the financial vulnerability of emerging economies already under pressure from debt burdens and dollar-denominated trade.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Trump Warns Countries Trafficking Drugs Into U.S. ‘Could Be Attacked’”

• Modern Diplomacy – “Trump Threatens Strikes on Drug-Trafficking Nations, Prompting Colombian Pushback”

~~~~~~~~~~

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Thank you Dinar Recaps

MilitiaMan and Crew: IQD News Update-Financial Integration-Exchange Rate-No Zeros

MilitiaMan and Crew: IQD News Update-Financial Integration-Exchange Rate-No Zeros

12-3-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=ijqjY6aXl2c

Seeds of Wisdom RV and Economics Updates Wednesday Evening 12-03-25

Good Evening Dinar Recaps,

Trump Signs Taiwan Law, Strengthening U.S.–Taiwan Engagement and Raising Tensions With Beijing

New U.S. legislation mandates regular updates to Taiwan engagement guidelines, reinforcing ties amid Chinese pushback.

Overview

• President Donald Trump signed the Taiwan Assurance Implementation Act, requiring the U.S. State Department to review and update official interaction guidelines with Taiwan at least once every five years.

• The law builds on the 2021 removal of longstanding restrictions on U.S.–Taiwan contacts, originally imposed after Washington shifted diplomatic recognition to Beijing in 1979.

• Taiwan gains renewed political assurance, while China interprets the move as a direct challenge to its sovereignty claims.

Key Developments

• Regularized U.S.–Taiwan engagement: The legislation formalizes a recurring review process, allowing U.S. agencies greater flexibility in their interactions with Taiwanese officials.

• Strategic timing: The law arrives just months after Trump’s meeting with Xi Jinping and ahead of his planned visit to China in April — raising diplomatic stakes.

• China’s response: Beijing has condemned the legislation, warning that Washington is crossing a “red line” by deepening official ties with Taipei.

• Regional implications: East Asian governments and global observers are monitoring the shift as it could affect stability in the Taiwan Strait, U.S.–China relations, and Indo-Pacific alignment.

Why It Matters

This move strengthens Taiwan’s international standing and underscores Washington’s commitment to Taipei at a time of intensifying geopolitical competition. By institutionalizing U.S.–Taiwan engagement, the legislation places additional strain on U.S.–China relations and heightens strategic volatility in the Indo-Pacific — a core region within the broader global realignment underway.

Implications for the Global Reset

Pillar: Diplomacy & Realignment

A more structured U.S.–Taiwan relationship amplifies pressure on China’s regional strategy, potentially influencing supply chains, semiconductor security, and Asian geopolitical blocs.

Pillar: Currency & Monetary Flows

Rising tensions between the U.S. and China could accelerate diversification away from U.S. and Chinese financial exposure, influencing capital flows, trade-financing arrangements, and de-risking strategies in the Indo-Pacific.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Benzinga -- "Trump Signs Taiwan Assurance Implementation Act, Prompting Praise From Taipei, Objection From Beijing"

• Modern Diplomacy – “Trump Signs Taiwan Law, Boosting U.S.–Taiwan Ties, Provoking Beijing”

~~~~~~~~~~

BRICS Gold Purchases Surge to 870 Tonnes (2020–2025), Intensifying Pressure on the U.S. Dollar

Record central-bank buying across BRICS accelerates de-dollarization and reshapes global reserve strategy.

Overview

• BRICS central banks accumulated roughly 870 tonnes of gold between 2020 and 2025, marking one of the most aggressive reserve diversification waves in modern history.

• This surge in official-sector gold acquisition reflects a broader shift away from U.S. dollar dependence and toward hard-asset security.

• Global central banks have purchased over 1,000 tonnes annually for three consecutive years, establishing a structural price floor and signaling long-term changes in reserve management philosophy.

Key Developments

• China and India lead the accumulation: China added roughly 370 tonnes over the five-year period, including its largest one-year purchase in half a century in 2023. India added approximately 250 tonnes while expanding its total official reserves to around 880 tonnes.

• Russia and Brazil continue active buying: Russia added an estimated 225 tonnes despite reporting gaps, while Brazil accumulated 20 tonnes, including 15 tonnes in September 2025.

• Dollar share in global reserves continues to shrink: The U.S. dollar’s global reserve share has declined to roughly 58–60%, down from 70% twenty years ago.

• BRICS reduces dollar exposure in trade: Dollar use in BRICS trade fell from 85% in 2015 to about 59% in 2023 as national-currency settlement and gold accumulation accelerated.

• Central banks expect further gold expansion: Survey data shows 76% of central banks anticipate raising gold’s share of their reserves over the next five years, while 73% expect the dollar’s role to diminish further.

• Policy-driven accumulation reshapes markets: Poland’s central bank publicly committed to raising gold to 30% of its reserves and continues to scale purchases based on market conditions.

Why It Matters

Gold buying by BRICS and emerging markets is now structurally influencing the international monetary system. As geopolitical tensions rise and sanctions risk grows, nations are turning to gold to reduce reliance on dollar-denominated assets. The multi-year shift signals a deeper, systemic recalibration of global power centers, where hard assets are re-emerging as a strategic hedge against political and financial volatility.

Implications for the Global Reset

Pillar: Currency & Monetary Flows

Accelerated gold accumulation weakens traditional dollar-based reserve structures and supports the development of parallel financial systems, enabling states to transact and store value outside U.S. influence.

Pillar: Finance & Macro-Economy

Sustained central-bank buying reduces available global liquidity, elevates gold’s strategic importance, and alters inflation-hedging behavior across major markets. These dynamics reinforce a long-term macro shift toward hard-asset security.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher Guru – “BRICS Gold 2020–2025 Purchases Reach 870t, Pressuring US Dollar”

• Watcher Guru -- "BRICS Bank Gets $1B Lift From Indonesia, Fueling De-Dollarization"

~~~~~~~~~~

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Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Wednesday Afternoon 12-2-25

Iraq Embarks On A New Partnership With The United Nations Immediately After The End Of UNAMI's Mission.

December 3, 2025   Washington – Morsi Abu Touq   Iraq is preparing to close one of the most prominent UN files, with the end of the UNAMI mission, opening the door to a new partnership phase with the United Nations based on development cooperation instead of political oversight.

Iraq’s Permanent Representative to the United Nations in New York, Ambassador Luqman Faily, stated in his address to the Security Council yesterday that “UNAMI was not merely a special political mission, but a dynamic, influential, and effective mission that was able to adapt and redirect its course to meet Iraq’s changing needs as it began to recover and transition to a self-reliant state.”

He added that “the mission’s activities have witnessed a remarkable shift in recent years, focusing on supporting government ministries in aligning national development goals with the UN’s 2030 Agenda for Sustainable Development.”

He emphasized that “cooperation between the two sides contributed to Iraq’s transition from crisis management to long-term development planning.”

He noted that “Baghdad looks with gratitude upon its history of cooperation with UNAMI and is proud of the successful partnership that has united the two parties, and that the end of the mission’s mandate represents the beginning of a new phase in the relationship through joint programs that support the path to sustainable development.”

Faily explained that “these programs are fully consistent with Iraq’s pursuit of expanding the frameworks of balanced international cooperation in line with its national priorities in administrative and economic reform and capacity building.”

He expressed Iraq’s aspiration for a new sectoral cooperation relationship with the United Nations based on a balanced partnership. (and mutual respect). For his part, the Special Representative of the Secretary-General of the United Nations in Iraq,

Mohammed Al-Hassan, during his briefing to the Security Council, suggested that the formation of the new Iraqi government would not be delayed, expressing his hope that the outstanding issues between the governments of Baghdad and Erbil would be resolved before the end of UNAMI’s mandate on December 31.

Al-Hassan confirmed that “this briefing is the last before the mission’s end,” stressing that “UNAMI’s departure does not mean the end of UN cooperation in Iraq, but rather the beginning of a new chapter.”

 He emphasized that “Iraq has triumphed over terrorism thanks to its people and international support, and has succeeded in holding transparent elections with a high voter turnout, and has shown a clear commitment to repatriating its citizens from Al-Hol camp.”

He added that he “expects the formation of the new government to be swift,” noting that “Iraq has overcome difficult circumstances on its path to stability.” He expressed his hope that “the outstanding issues between the central and regional governments will be resolved.”

 Al-Hassan expressed his “concern about attacks on vital facilities and installations, including the recent attack on the gas field in the Kurdistan Region,” calling for “the need to track down those responsible for the incident and bring them to justice.”

Al-Hassan congratulated “Iraq on its election as a member of the UN Human Rights Council,” adding that “this development reflects the international community’s confidence in Iraq’s political and human rights trajectory.”

Meanwhile, caretaker Prime Minister Mohammed Shia al-Sudani emphasized his commitment, since assuming office, to building friendships that serve the country. In a post on the X platform yesterday, al-Sudani wrote, "Since taking on responsibility, I have been keen to build friendships that serve Iraq."

 He added, "I realized from the beginning that friendships, not enmity, are what guarantee our country's stability, growth, and prosperity." Earlier, US President Donald Trump had stated that since the destruction of Iranian nuclear facilities, Iraq has become a completely different country, and its relations with the United States have improved. LINK

General Authority Of Customs: Our Current Procedures Are Now In Line With International Standards

Baratha News Agency1682025-12-03   The General Authority of Customs confirmed on Wednesday that Iraq is implementing WCO and WTO standards and is moving towards active international membership, while indicating that current procedures have become in line with international specifications.

The director of the Customs Automation and Modernization Project, Muhammad Mazen, told the official agency that "the ASYCUDA program was established by the United Nations, and now we are open to all international organizations," noting that "the most important achievement of the program is that current procedures have become in line with the international specifications set by the World Customs Organization (WCO) and the World Trade Organization (WTO)."

He added that "Iraq is currently implementing all the required standards, and communication with those organizations has become direct," stressing that "work is underway to move towards Iraq becoming an active member of the World Customs Organization in the coming period."

Mazen also explained that "the documents issued by the ASYCUDA system are considered global standard documents, which paves the way for facilitating communication with international organizations and making procedures more streamlined during the next phase."   https://burathanews.com/arabic/economic/468509

US Deputy Secretary Of State To Barzani: Opening The Largest Consulate Means "Our Support For A Strong And Stable Kurdistan"

Baratha News Agency150 2025-12-03   The President of the Kurdistan Democratic Party, Masoud Barzani, met today, Wednesday, in Erbil with Michael Regas, the US Deputy Secretary of State.

A statement from the Democratic Party said that the US Deputy Secretary of State expressed his pleasure at visiting the Kurdistan Region and congratulated Barzani on the success of the parliamentary elections, as well as the victory achieved by the Democratic Party in the electoral process.

According to the statement, the American official also expressed "gratitude for Barzani's role and position in the progress of the Kurdistan Region, in confronting terrorism, and in protecting the stability and security of the region."

The US Deputy Secretary of State affirmed the continuation and expansion of bilateral relations between the United States and the Kurdistan Region in all areas, describing the opening of the largest US consulate in Erbil as an important step, stressing that the opening of the largest consulate in the Kurdistan Region is a clear message that the United States stands with a strong, stable, secure and prosperous Kurdistan Region.

He pointed out that "the security and stability of the region is important for the entire Middle East region, and that the United States supports the region in this regard."

The American official, in his remarks, strongly condemned the attack on the Kormor field, demanding an end to these acts of sabotage.

For his part, Barzani described the opening as "a historic day in relations between the United States and the Kurdistan Region with the opening of the largest American consulate in the region."

In another part of his speech, Barzani highlighted a history of persecution suffered by the people of Kurdistan at the hands of successive regimes in Iraq, explaining that “the opportunities that were made available to the people of Kurdistan during the uprising, and the role played by the United States and the Security Council in establishing a no-fly zone to protect Kurdistan, enabled the region to seize this opportunity and build a democratic process through elections, and the formation of the government, parliament and institutions of the Kurdistan Region.”

Barzani touched on the important role played by the United States in the war against ISIS terrorists, stressing that the Kurdistan Peshmerga forces made great sacrifices and a large number of martyrs in that war, but without the support of the United States, the losses would have been much greater.

Barzani praised the important role of the United States in the region, expressing the thanks and appreciation of the people of Kurdistan to the United States. He emphasized that the people of Kurdistan are a loyal people and feel grateful for the solidarity and support that America has provided them. He also expressed his support for strengthening and consolidating relations between the two sides in various fields.   https://burathanews.com/arabic/news/468516

Dollar Prices Fall As The Iraqi Stock Exchange Closes

Stock Exchange   The exchange rate of the US dollar against the Iraqi dinar fell in Baghdad and Erbil markets on Wednesday evening, coinciding with the close of trading.

In Baghdad,   the selling price was 143,000 dinars per 100 US dollars,  while the buying price was 142,000 dinars per 100 US dollars.

In Erbil,  the selling price was 141,650 dinars per 100 US dollars, and  the buying price was 141,550 dinars per 100 US dollars.   https://economy-news.net/content.php?id=63007

Basra Crude Falls Amid Global Decline In Oil Prices

Economy |  03/12/2025   Mawazin News - Baghdad:  Basra crude oil prices, both heavy and medium, fell on Tuesday, mirroring the decline in global oil prices.

Basra Heavy crude dropped 48 cents, or 0.79%, to $60.29, while Basra Medium crude fell 48 cents, or 0.77%, to $62.40.
Oil prices continued their decline in early trading on Wednesday due to weak demand and ample supply, as investors awaited the outcome of US-Russian peace talks aimed at ending the conflict between Ukraine and Russia.
https://www.mawazin.net/Details.aspx?jimare=271096

 For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Headed for a Derivative Meltdown: Bill Holter

Headed for a Derivative Meltdown

Greg Hunter with Bill Holter: 12:3:2025

Headed for a Derivative Meltdown – Bill Holter

By Greg Hunter’s USAWatchdog.com 

Financial writer and precious metals expert Bill Holter (aka Mr. Gold) said at the beginning of November that there was “more risk in the financial system now than any time ever.” 

There are so many ways the system can break down it’s hard to keep track, but let’s start with exploding silver prices that happened at the end of last week. 

Holter says, “In a 48-hour period of time, silver was up over $5 per ounce.  It’s pretty clear and pretty obvious that something behind the scenes is breaking.  We know that the lease rates have exploded.  We know that the borrow rates on SLV have exploded.  We also know that in the last 5 to 7 years, silver has been in a deficit. . ..

At this point, you are looking at a 400-million-ounce deficit on an annual basis, and global production is 850 million ounces. . .. The rumor is somebody has put in a $20 billion order, which would mean 400 million ounces. 

 If that is the case, that order cannot be met, and that will create shark infested waters. . .. If somebody stands for delivery and it looks like it may be difficult for them to get delivery, then everybody is going to stand for delivery because they know that their contracts are worthless.”

What would happen if there is an actual failure to deliver in the silver market? 

Mr. Gold says, “If that gets confirmed, then that one day you will see a huge spike, but markets won’t open after that.  That will cascade.  What will happen is all the COMEX contracts for both silver and gold will default. 

That will spill over to the rest of the CME (Chicago Mercantile Exchange).  It has contracts on US Treasuries and stocks.  They have contracts on everything.  If the silver contracts blow up and the gold contracts blow up, how much confidence are you going to have on pork bellies or stocks... 

The derivative market is $2 quadrillion.  In the future, you are going to measure your wealth by how many ounces of silver and how many ounces of gold you own. . ..

Once you get a failure to deliver, you will get a Mad Max scenario.  Failure to deliver will melt down all derivatives.  The world runs on credit, and credit runs on faith.  If you break faith, then you have a real problem in the financial markets and the real economy.”

In closing, Holter warns, “The problem is there is very little collateral left.  Everything has been borrowed against already.” 

Holter is not alone in his thinking about huge risk in the system.  It appears billionaire investors Jeff Gundlach and Ray Dalio agree with Holter, and they are warning of liquidity problems.  For the first time in their successful careers, they are both buying physical gold.

On a total system stopping derivative meltdown, Holter says, “Most people think it is not possible, and it can’t happen.  Mathematically, a meltdown in derivatives that melts everything down is coming.  It’s over.  Mathematically, it’s over.”

There is much more in the 41-minute interview.

Join Greg Hunter of USAWatchdog as he goes One-on-One with financial writer and precious metals expert Bill Holter/Mr. Gold as the risk in the financial system increases for 12.2.25. 

https://usawatchdog.com/headed-for-a-derivative-meltdown-bill-holter/

“Vietnam News” Posted by Henig at KTFA 12-3-2025

KTFA:

Henig: IMO: Looks to me like Vietnam is leapfrogging ahead in tech. How might one pay for that? Because this rapid expansion ain't cheap. (Exchange rate change, anybody?).

Data centre in Việt Nam is tranforming to a data-high era

December 03, 2025 - 08:48

HCM CITY — The data centre market in Việt Nam is in the midst of explosive growth, evolving from a mere technical infrastructure to becoming a coveted high-tech real estate asset that attracts global investors, experts said.

One of the primary catalysts driving this growth is the rise of Generative AI (GenAI), which is fueling data centre demand globally, including in Việt Nam. 

Forecasts suggest that approximately 70 per cent of the global data centre processing volume from 2023 to 2030 will be AI-related, encompassing both AI Training and AI Inference. 

The Asia-Pacific region is anticipated to capture a substantial market share, accounting for around 45 to 55 GW of global demand by 2028.

The demand for AI necessitates higher rack density and enhanced cooling capabilities compared to traditional data centres, leading to a shift towards large-scale and hyperscale (over 5 MW) colocation data centre models. These models enable businesses to reduce initial investment costs and maintain stable operating expenses, allowing them to focus on their core operations. 

According to the CBRE Asia-Pacific Investor Intentions Survey 2025, data centres have risen to the second position on the list of most preferred alternative asset classes for investment in the region.

The Việt Nam data centre market is primarily driven by the boom in Artificial Intelligence (AI) and the national digital transformation process. 

Việt Nam’s total operating capacity is projected to increase by 5.6 times from 2030 onwards, from the current capacity of 104 MW. 

The country possesses a solid digital foundation, generating stable domestic demand. 

Dương Thuỳ Dung, executive director of CBRE Vietnam, said: “Việt Nam currently boasts a construction cost advantage, with prices of only around US$7.0 million/MW, nearly 50 per cent lower than tier 1 markets like Tokyo or Singapore. This significant disparity, combined with the explosive hyperscale demand from AI, is creating compelling investment opportunities in Southeast Asia.

"Crucially, investors must pursue strategic cooperation through joint venture models or mergers and acquisitions to mitigate risks and navigate power supply and project deployment speed hurdles, thereby fully capitalising on the 5.6-fold growth potential of the Vietnamese DC market over the next decade.”

According to CBRE, as of 2024, Việt Nam has about 80 million internet users, equivalent to 79 per cent of the population, with an exceptional mobile connectivity rate. The growth of the digital economy is reflected in the target for E-commerce Gross Merchandise Value (GMV) to reach $35 billion by 2025. The cloud services market is also forecast for strong growth with a CAGR of 21.65 per cent until 2030.

Notably, with the National Data Centre led by the Ministry of Public Security officially commencing operations from August 19, 2025, demand for Cloud infrastructure for state agencies, high-performance computing systems, and the Open Data Portal will increase significantly. This commitment not only creates a large and stable source of demand but also sets stringent standards for safety, cybersecurity, and operational capabilities, benefiting existing domestic DC providers such as Viettel and VNPT.

The biggest competitive advantage lies in its construction cost, creating superior investment opportunities compared to developed markets. However, investors need to proactively manage structural hurdles relating to complex licensing procedures and the risk of power supply shortages.

As of October 2025, the total operating capacity of the Việt Nam data centre market reached 104 MW. This scale is relatively modest at only about one-tenth of leading regional markets like Shanghai or Singapore. 

The current Việt Nam market is dominated by five large entities, mainly telecommunications carriers and state-owned enterprises, accounting for up to 97 per cent of total operating capacity. Viettel IDC leads with a 41 per cent market share, followed by VNPT with 24 per cent. The proportion of supply indicates a certain barrier to entry for foreign investors looking to penetrate the market.

Việt Nam holds an absolute cost competitive advantage over developed markets in the Asia-Pacific region, according to CBRE. The cost of building a tier III data centre in HCM City and Hà Nội is nearly 50 per cent lower than in Tier 1 markets like Tokyo and Singapore. 

This significant difference in initial capital cost, combined with low land costs, creates attractive investment potential and opportunities for international investors.

The Vietnamese Government has introduced supportive policies for digital infrastructure development, including commitments to deploy at least ten new undersea fibre optic cables by 2030. 

Revised Investment Laws and national digital transformation programmes aim to attract more FDI into the digital infrastructure sector. Additionally, a young and skilled population provides a strong foundation for the long-term growth of the digital economy, with a target of 75 per cent of the workforce having specialised training by 2030. — VNS

https://vietnamnews.vn/economy.....h-era.html

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Henig:  IMO: Cross-border payments, you say? Interesting. I like the direction this is going.

Việt Nam launches cross-border QR payment connectivity with China

December 02, 2025 - 15:49

Việt Nam and China have launched a bilateral QR payment link, enabling seamless cross-border transactions for travellers and businesses

HÀ NỘI — Việt Nam officially rolled out bilateral QR code payments with China on Tuesday, marking a major step toward integrating the two countries’ retail payment systems and facilitating seamless and safer cross-border transactions.

The service was launched by the National Payment Corporation of Vietnam (NAPAS), UnionPay International (UPI), the Industrial and Commercial Bank of China (ICBC) and Vietcombank.

The announcement follows a Memorandum of Understanding signed in October 2024 during the official visit of Chinese Premier Li Qiang to Việt Nam, witnessed by the two countries’ prime ministers. A subsequent four-party agreement between UPI, NAPAS, ICBC and Vietcombank set the framework for technical connectivity and settlement.

With the technical phase now completed, Chinese visitors can start making payments in Việt Nam by scanning VIETQR Global at participating merchants, including major retailers, shopping centres, tourist sites, restaurants and travel services.

Early adopters include Central Retail Vietnam’s supermarket system, Highland Coffee and payment points across the Sun World tourism ecosystem.

The reverse payment direction – allowing Vietnamese consumers to scan UnionPay QR codes in China using NAPAS-member e-wallets and banking apps – is expected to go live in early 2026, forming a fully two-way QR ecosystem for travel, commerce and daily spending.

Larry Wang, vice president and CEO of UnionPay International, said Việt Nam was a key tourism and economic partner for China. He noted that the cross-border QR project, which leverages local-currency settlement, would support RMB internationalisation and create smoother payment experiences for travellers and businesses.

UnionPay, he added, would continue working with NAPAS to build a safe and efficient regional payment ecosystem and boost long-term financial connectivity across ASEAN.

NAPAS CEO Nguyễn Quang Minh said the rollout was a result of close cooperation among all parties under the guidance of the State Bank of Vietnam.

“The service aims to enhance financial connectivity, expand the use of local currencies in cross-border transactions, and support trade, tourism and broader economic cooperation between the two countries,” Minh said. — BIZHUB/VNS

https://vietnamnews.vn/economy.....china.html

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Henig:  IMO: International Financial Center created, CHECK. Now, how are we going to add functionality? Team up with Binance, CHECK. This looks like a fine partnership.

HCM City partners with Binance to advance International Financial Center development

26/11/2025

Prime Minister Pham Minh Chinh, municipal leaders, representatives of ministries, and international investment funds attended and witnessed the signing ceremony, which was held on the sidelines of the Autumn Economic Forum 2025.

The Ho Chi Minh City Department of Finance and Binance on November 26 signed a memorandum of understanding (MOU) on cooperation to accelerate the development of Vietnam’s International Financial Centre in Ho Chi Minh City (VIFC – HCMC).

Prime Minister Pham Minh Chinh, municipal leaders, representatives of ministries, and international investment funds attended and witnessed the signing ceremony, which was held on the sidelines of the Autumn Economic Forum 2025.

Binance, one of the world’s leading blockchain and digital asset ecosystem groups by trading volume, said it remains committed to a sustainable development strategy for the blockchain–digital asset sector and actively contributes to policy consultation in markets where it operates.

HCM City is one of two designated locations for Vietnam’s international financial centre, forming a key platform for the city’s ambition to become a regional hub for finance, industry and innovation. The Department of Finance has been tasked by the municipal People’s Committee with coordinating and implementing policies related to the centre’s establishment.

Under the MOU, both sides agreed to cooperate across four core areas: facilitating and introducing investors, financial institutions and investment funds to operate at the VIFC–HCMC; sharing practical experience in developing legal frameworks for digital assets, blockchain technologies and payment infrastructure using digital assets; and supporting the development of a controlled testing environment (sandbox) for digital asset projects once an adequate legal corridor is in place and authorised by competent agencies.

The two parties will also work together to support the innovation ecosystem, including SMEs and start-ups applying digital technologies, blockchain and financial technology.

The cooperation covers regulatory compliance, international standards, and best practices, as well as consulting on digital asset infrastructure and the application of artificial intelligence and blockchain technologies.

Capacity-building programmes will be organised for regulatory agencies, including training, workshops, and expert exchanges. The MOU further outlines collaboration on connecting international financial organisations and investors, and the potential co-hosting of promotional events in HCM City and relevant jurisdictions.

A joint working group will be established to formulate action plans, monitor progress and address implementation challenges. The group will meet at least twice a year, either in person or online. Once the operation agency of the IFC-HCMC is set up, the MOU will be transferred to the new body for continued implementation.

The signing is viewed as a significant step that opens a new phase of deeper cooperation between HCM City and Binance. The partnership is expected to strengthen regulatory capacity, expand Vietnam’s connectivity with global capital markets, and attract high-quality investment into finance, technology and innovation.

The event also underscores the city’s determination to build a transparent, dynamic and sustainable international financial centre aligned with Vietnam’s strategic goals to 2030.

Earlier, in mid-October 2025, the HCM City Department of Finance signed an MOU with the Nasdaq Stock Market — the world’s largest electronic stock exchange and home to major corporations such as Apple, Microsoft, Google, Amazon, Meta, Tesla, PayPal and Intel. This collaboration marks one of the few strategic agreements between a Vietnamese locality and a leading global financial institution.

According to the municipal People’s Committee, the city is expediting all preparations to put the IFC into operation in this December, in line with Resolution 222/2025/QH15. The city pledges to create a transparent, favourable and competitive environment to attract investors./.

VNA/VNP

https://vietnam.vnanet.vn/engl.....1.html?utm

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Henig: IMO: Creating more ways to trade with the EU means better trade for Vietnam, but also should open up avenues for international trade in general. This is a good development.

Digital platforms to help Vietnamese cooperatives access European market

 December 02, 2025 - 22:07

 The workshop aimed to raise awareness, offer technical knowledge and create a digital connection platform to support cooperatives in their integration journey.

 CÀ MAU — A workshop on promoting trade with the European market and accelerating technology adoption, innovation and digital transformation among Vietnamese cooperatives was jointly held on Tuesday by the Vietnam Cooperative Alliance and the provincial People’s Committee.

Addressing the event, chairwoman of the Vietnam Cooperative Alliance Cao Xuân Thu Vân said the EU–Việt Nam Free Trade Agreement has created historic opportunities for Vietnamese goods to enter one of the world’s strictest markets.

As the collective economic sector supports millions of livelihoods and acts as a key pillar of the economy, equipping cooperatives with the knowledge and skills needed to enhance competitiveness is essential, she noted.

The workshop aimed to raise awareness, offer technical knowledge and create a digital connection platform to support cooperatives in their integration journey. It also sought to promote a systematic shift in how cooperatives approach the European market and expand the application of science, technology and digital transformation.

Experts from Ireland, the Netherlands and Germany, ministry representatives, agencies, Cà Mau authorities and local cooperatives discussed issues including European agricultural and food market trends, export opportunities for Việt Nam, technical standards and food safety rules, the EU’s environmental tax and carbon reduction policies, social responsibility requirements and technical and customs hurdles for agricultural and food imports.

Hoàng Văn Tú, a representative of Sustainable Food Systems Ireland, said cooperative business models have undergone major changes in recent years – from mainly offering services to engaging directly in production, processing and distribution. However, most cooperatives remain small-scale and face capacity and efficiency constraints.

In the current era of deeper global integration, cooperatives need a strong push to pursue “dual transformation” – green transition coupled with digitalisation – to renew themselves and capture new opportunities, he said.

Huỳnh Chí Nguyện, vice chairman of the Cà Mau People’s Committee, said the province now has 609 cooperatives with more than 34,800 members and over 12,200 jobs created. Despite this growth, securing stable export markets, especially in the high-standard EU market, remains a major challenge.

He added that the workshop provided cooperative leaders with in-depth information, practical experience and effective technological and digital solutions that can optimise production, strengthen quality management and enhance competitiveness, supporting the province’s goal of achieving double-digit growth in the coming years. —

VNA/VNS

https://vietnamnews.vn/economy.....arket.html