Seeds of Wisdom RV and Economics Updates Tuesday Morning 11-25-25

Good Morning Dinar Recaps,

ISO 20022 Goes Fully Live: A Quiet Revolution in Global Payments

SWIFT’s final cutover retires legacy messaging and ushers in a data-rich financial architecture.

Overview

• SWIFT has officially completed its global transition from MT to ISO 20022, ending decades of legacy payment formats.

• Banks and financial institutions worldwide are now required to use the new standard, expanding data fields, automation capability, and semantic clarity.

• The transition enhances interoperability, creating a unified, machine-readable framework for future digital money systems.

Key Developments

• End of Legacy MT Messages
  SWIFT formally ended MT payment instructions, marking the full adoption of ISO 20022 for cross-border payments, securities, and cash management.

• Higher-Quality Payment Data
  The new format provides structured, enriched data that reduces errors, improves compliance screening, and accelerates settlement speeds.

• Foundation for Next-Gen Financial Technology
  ISO 20022 enables automated reconciliation, faster straight-through processing, and seamless integration with tokenized assets and CBDC infrastructure.

• Global Adoption Momentum
  Banks across Europe, Asia, the Middle East, and the Americas have been preparing for years, but the final switch marks the first time all major global payment rails speak a common language.

Why It Matters

ISO 20022 doesn’t change currencies directly — it changes the pipes they move through.
By modernizing global payment messages, it lays the groundwork for programmable payments, digital currencies, enhanced liquidity management, and new layers of interoperability that will reshape how value moves across borders.

Implications for the Global Reset

Pillar 1 — Finance Infrastructure Modernization

ISO 20022 is becoming the backbone of a redesigned global financial system, enabling central banks, clearinghouses, and commercial banks to operate on a unified data standard.

Pillar 4 — Currency Evolution

The standard’s structured data model is compatible with CBDCs, tokenized deposits, and future cross-border digital currency corridors — positioning it as a foundational layer for emerging monetary architectures.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• PaymentExpert – “SWIFT’s ISO 20022 Cutover: The End of MT and a 20-Year Promise”

• Capco – “ISO 20022: The Silent Revolution in Global Payments”

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IMF Advances Global Digital Money Oversight

New IMF data protocols aim to unify how nations track CBDCs, stablecoins, and crypto-assets.

Overview

• The IMF has completed its first global test run for collecting digital-money data, covering CBDCs, stablecoins, and crypto markets.

• The pilot is part of the G20 Data Gaps Initiative (DGI-3), designed to standardize how countries report emerging forms of money.

• The framework prepares central banks for a world where digital currencies operate alongside traditional fiat.

Key Developments

• Pilot Data Collection Completed
  From July to November 2025, countries tested new protocols for reporting CBDC usage, stablecoin circulation, and cross-border digital transactions.

• Moves Toward Unified Global Reporting
  The IMF is preparing to roll out a permanent, standardized reporting regime, improving visibility over how digital money flows across borders.

• Focus on Systemic Risk & Transparency
  The new framework is designed to detect vulnerabilities early, especially in fast-moving digital asset markets.

• Preparation for Digital Currency Integration
  By harmonizing reporting frameworks, the IMF is laying the technical groundwork for coordinated regulations — and potentially interoperable CBDC systems in the future.

Why It Matters

A standardized global reporting structure for digital money creates the visibility needed for regulators, central banks, and international institutions to manage the growing digital financial ecosystem. This marks a major step toward integrating CBDCs and stablecoins into the core of the global monetary system.

Implications for the Global Reset

Pillar 2 — Diplomacy & Governance

Harmonized digital-money oversight increases coordination between nations and strengthens multilateral influence in shaping the future financial architecture.

Pillar 4 — Currency Evolution

Consistent global reporting makes it easier for CBDCs to become mainstream, accelerating the shift toward programmable and interoperable digital currency systems.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• IMF – “Digital Money: Guidelines for Test Data Collection (DGI-3)”

• IMF – “DGI-3 Key Messages”

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U.S. Signals Possible Intervention in Venezuela as Terror Designation Escalates Tensions

Rep. Maria Salazar suggests Washington may be preparing direct action amid oil, security, and geopolitical stakes.

Overview

• Rep. Maria Salazar claims the U.S. is “about to go in” to Venezuela, signaling potential military or regime-change action.

• The U.S. has designated Nicolás Maduro’s regime and the Cartel de los Soles as a Foreign Terrorist Organization, dramatically raising the stakes.

• Venezuela’s massive oil reserves and alleged ties to hostile groups are being cited as justification for stronger U.S. measures.

Key Developments

• Salazar’s Warning of U.S. Action
  Speaking on Fox Business, Rep. Salazar said Maduro “understands we’re about to go in,” framing intervention as beneficial to the U.S. economy and national security.

• Oil as a Central Strategic Factor
  Venezuela holds the world’s largest proven oil reserves. Salazar argued intervention could unlock “more than a trillion dollars in economic activity” for U.S. companies.

• Terrorist Designation Takes Effect
  The State Department’s designation of Cartel de los Soles — allegedly headed by Maduro — places the Venezuelan leadership within the same legal framework as foreign terrorist organizations.

• Military Pressure Rising
  The U.S. has deployed the world’s largest aircraft carrier to the Caribbean, following months of maritime operations targeting suspected drug-smuggling vessels.

• Historical Parallels Drawn
  Salazar compared the situation to the 1989 U.S. intervention in Panama, suggesting Venezuelans would welcome U.S. forces similarly.

Why It Matters

The convergence of military deployment, terrorist designations, and political rhetoric signals a serious escalation in U.S.–Venezuela tensions. If Washington moves toward intervention, it would reshape hemispheric geopolitics, energy markets, and U.S. relations with Latin America — all at a moment when global power balances are already shifting.

Implications for the Global Reset

Pillar 2 — Diplomacy & Peace Architecture

A U.S. intervention would heighten geopolitical fragmentation, accelerate alignment shifts in Latin America, and further test global diplomatic frameworks already strained by multipolar competition.

Pillar 3 — Markets & Strategic Commodities

Venezuela’s vast oil reserves could become a major factor in global energy restructuring. Any U.S.-led regime change could dramatically influence oil production, pricing, and strategic access critical to the emerging financial order.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Newsweek – “Republican Says US ‘About to Go In’ to Venezuela, With Oil a Key Reason”

• Anadolu Agency – “US lawmaker says Venezuelan president knows ‘we’re about to go in’”

• Common Dreams – “‘Venezuela, for the American Oil Companies, Will Be a Field Day,’ Says US Lawmaker Pushing Invasion”

• Newsweek – “Republican Says US ‘About to Go In’ to Venezuela, With Oil a Key Reason”

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RV Facts with Proof Links Link

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Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

“Tidbits from TNT” Tuesday Morning 11-25-2025

TNT:

Tishwash: The financial reform package supports domestic investment and stimulates the economy.

With a focus on reducing the deficit and increasing non-oil revenues, local investment in Iraq appears to be on the verge of a new phase of growth and prosperity, but the question remains about the sustainability of these policies.

The Prime Minister's economic advisor, Mazhar Muhammad Salih, affirmed that the Iraqi government is pursuing a disciplined fiscal policy that relies on sound management of the deficit and rationalization of public spending, which has strengthened the confidence of the private sector and reduced the level of uncertainty that was one of the most prominent obstacles to local investment.

Saleh said , “The impact of fiscal policy on the volume of local investments varies according to the nature of the sectors. While the energy sectors, especially oil, gas and renewable energies, have the largest share of investment flows due to their attractiveness and profitability, recent years have witnessed a clear shift towards investment in the construction and pharmaceutical industries, as local and foreign investors have begun to pay attention to the growing opportunities in these sectors.”

He added that “the impact of fiscal policy is varied; it is positive on large investment projects through relative financial stability, but it is more influential and effective with regard to small and medium-sized enterprises, as a joint incentive and financing approach has been adopted between fiscal and monetary policy.”

Establishment of Riyada Bank

Saleh pointed out that “the most prominent tools of this approach is the establishment of Riyada Bank as a mixed bank specializing in financing small and medium projects with the aim of mobilizing nearly sixty percent of the unemployed workforce through long-term, easy loans, as it is being established with the contribution of private Iraqi banks and with the direct supervision and support of the Central Bank.”

He then continued, “In addition to cooperation with specialized international organizations, there were also extensive initiatives to provide loans to young people and support individual and group projects under the direct supervision of the Prime Minister within the Youth Initiative.”

Saleh explained that “the success of fiscal policy in reducing the deficit depends on achieving a delicate balance between sustaining macroeconomic stability and providing space for growth and investment. A disciplinary policy without a developmental vision may curb economic activity, while uncontrolled expansionary spending leads to a deepening of the deficit gap.”

Increase in non-oil revenues

“Based on this, financial reform programs work to increase non-oil revenues by expanding customs and tax collection, modernizing legislation, and enhancing public financial digitization to reduce leakage and waste, raise collection efficiency, improve the business environment to encourage the private sector to expand and invest, and raise the efficiency of public spending by adopting performance evaluation standards and linking projects to economic feasibility,” he added.

Saleh concluded his statement by emphasizing that “the success of the current fiscal policy is based on combining fiscal discipline to ensure macroeconomic stability and developmental stimulus to expand the production base and encourage local investment

. Digitalization, improving non-oil revenues, and enhancing private sector confidence are key pillars for strengthening public finances and achieving more sustainable economic growth in the short, medium, and long term.” link

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Tishwash: Iraq seeks to expand its global economic influence

The Ministry of Trade announced its plans to bring national products to global markets, stressing that “Iraqi industries have reached an advanced level.”

The ministry stated that it “is working to support the Iraqi private sector participating in international exhibitions and showcasing Iraqi products in the food, industrial and commercial sectors, and to enhance the role of the General Company for Iraqi Exhibitions and the Export Support Fund.”

She explained: “The achievements of Iraqi industry have reached an advanced level and have established significant pillars in supporting the export of industrial projects and introducing Iraqi materials into global and Iraqi markets.”  link

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Tishwash:  Government advisor: Digitalization and increasing non-oil revenues are fundamental to financial reform.

The economic advisor to the Prime Minister, Mazhar Muhammad Saleh, confirmed that the Iraqi government is following a disciplined financial policy that relies on sound management of the deficit and rationalization of public spending, which has strengthened the confidence of the private sector and reduced the level of uncertainty that was one of the most prominent obstacles to local investment.

Saleh told Al-Furat News that: “The impact of fiscal policy on the volume of local investments varies according to the nature of the sectors. While the energy sectors, especially oil, gas and renewable energies, have the largest share of investment flows due to their attractiveness and profitability, recent years have witnessed a clear shift towards investment in the construction and pharmaceutical industries, as local and foreign investors have begun to pay attention to the growing opportunities in these sectors.”

He added, "The impact of fiscal policy is varied; it is positive for large investment projects through relative financial stability, but it is more influential and effective with regard to small and medium-sized enterprises, as a joint incentive and financing approach has been adopted between fiscal and monetary policy."

Saleh pointed out that "the most prominent tools of this approach is the establishment of Riyada Bank as a mixed bank specializing in financing small and medium projects with the aim of mobilizing nearly sixty percent of the unemployed workforce through long-term, easy loans, as it is being established with the contribution of private Iraqi banks and with the direct supervision and support of the Central Bank."

He continued, "In addition to cooperation with specialized international organizations, this was accompanied by extensive initiatives to provide loans to young people and support individual and group projects under the direct supervision of the Prime Minister within the Youth Initiative."

Saleh explained that “the success of fiscal policy in reducing the deficit depends on achieving a delicate balance between sustaining macroeconomic stability and providing space for growth and investment. A disciplinary policy without a developmental vision may curb economic activity, while uncontrolled expansionary spending leads to a deepening of the deficit gap.”

He added, "Based on this, financial reform programs work to increase non-oil revenues by expanding customs and tax collection, modernizing legislation, and enhancing public financial digitization to reduce leakage and waste, raise collection efficiency, improve the business environment to encourage the private sector to expand and invest, and raise the efficiency of public spending by adopting performance evaluation standards and linking projects to economic feasibility."

Saleh concluded his statement by emphasizing that “the success of the current fiscal policy is based on combining fiscal discipline to ensure macroeconomic stability and developmental stimulus to expand the production base and encourage local investment. Digitalization, improving non-oil revenues, and enhancing private sector confidence are key pillars for strengthening public finances and achieving more sustainable economic growth in the short, medium, and long term.” link

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Mot: The Life at ole Walmart!!!! 

Mot:  For the ""503rd time"" 

MilitiaMan and Crew: IQD News Update-"Dinar Stability-Official Word Deeper Insight"

MilitiaMan and Crew: IQD News Update-"Dinar Stability-Official Word Deeper Insight"

11-24-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=AGiqrVEQS_A

Seeds of Wisdom RV and Economics Updates Monday Evening 11-24-25

Good Evening Dinar Recaps,

China’s Golden Gamble: Quietly Building a Global Finance Powerhouse

Beijing’s aggressive gold accumulation underscores its ambition to reshape monetary dominance — beyond just the yuan.

Overview

• China’s central bank has now purchased gold for 10+ consecutive months, steadily growing its bullion reserves.

• Official gold holdings recently hit ~2,303.5 tonnes, according to data on ETF inflows and reserve reports.

• Chinese gold ETFs are booming, with 164% growth year-to-date, signaling strong domestic investor demand.

• Global diversification motive: These purchases align with Beijing’s push to reduce reliance on the U.S. dollar and strengthen its reserve strategy.

• Analysts warn the real total could be significantly higher, with estimations suggesting China may be holding far more gold than disclosed.

Key Developments

• The People’s Bank of China (PBOC) added gold for a seventh month in May, boosting holdings to ~73.83 million fine troy ounces. 

• By August, China extended that streak to 10 straight months, holding ~74.02 million fine troy ounces. 

• As of September, reserve estimates (from external analysts) suggest China added ~15 tonnes, possibly under-reported inofficially. 

• In parallel, Chinese gold ETFs saw record inflows: in Q1 2025, inflows reached RMB 16.7 bn, corresponding to ~23 tonnes added. 

• Data from the World Gold Council shows China’s portion of gold in its reserves is rising, even as global central banks continue strong gold buybacks. 

Why It Matters

China’s systematic gold accumulation is more than just a hedge — it’s a strategic play. By quietly building its reserves, Beijing is positioning itself to reduce dependence on dollar-denominated assets, reinforce its financial autonomy, and potentially validate its currency and geopolitical ambitions in a world where gold retains symbolic and practical power.

Implications for the Global Reset

Pillar 1 — Currency Fragmentation
China’s aggressive gold hoard supports its broader de-dollarization agenda. More gold on its balance sheet strengthens its financial sovereignty and reduces the risk of U.S.-led economic coercion.

Pillar 2 — Reserve Reallocation
As China shifts more of its reserves into gold, it challenges the traditional reserve asset hierarchy. This reallocation could spur other nations to rethink the composition of their sovereign reserves and accelerate a global pivot toward hard assets.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• InvestingLive – “China’s gold holdings surge as ETFs and central bank boost reserves despite weaker demand”

• Bloomberg – “China’s Central Bank Extends Gold-Buying Spree to 10 Months”

• Bloomberg – “China’s PBOC Keeps Buying Gold as Reserves Grow For Eighth Month”

• Business Standard – “China’s central bank buys gold in August for 10th consecutive month”

• Gold.org – “Central Bank Gold Statistics, March 2025”

• DiscoveryAlert – “China Boosts Gold Reserves by 15 Tons in September 2025”

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BRICS Fast-Track De-Dollarization: Russia Now Settles Up to 95% of Trade With China & India in Local Currencies

As BRICS accelerates financial integration, Moscow is shifting nearly all major trade flows away from the U.S. dollar — strengthening the bloc’s parallel monetary architecture.

Overview

• Russia reports that 90–95% of its trade with China and India is now handled in rubles, rupees, and yuan.

• The BRICS bloc continues pushing coordinated de-dollarization, expanding settlement systems and local-currency financing mechanisms.

• Indonesia becomes the newest BRICS member to integrate yuan-based foreign exchange operations, further reducing the role of the U.S. dollar in regional trade.

• The New Development Bank (NDB) is scaling up local-currency loan programs, reducing dependence on Western institutions and SWIFT-linked financing.

• Academic research shows BRICS is building the most significant non-Western financial framework in decades, though the process remains gradual.

Key Developments

• Russia’s Deputy Prime Minister has confirmed that trade with China and India is now overwhelmingly conducted in local currencies, bypassing dollar-denominated transactions.

• BRICS leaders emphasized at their 2025 Summit that local-currency settlement is becoming the bloc’s default practice, not an exception.

• Member states continue expanding alternative payment infrastructure, including:

• Russia’s SPFS system

• China’s CIPS system

• Bilateral currency-swap lines between BRICS central banks

• Indonesia announced it will launch yuan- and yen-based foreign exchange operations, enabling direct settlement without converting into dollars.

• Local-currency usage between Indonesia and China has already reached $1 billion per month — and demand is expected to grow significantly.

• Policymakers across BRICS describe these steps as part of a broader effort to reduce exposure to U.S.-centric financial leverage and sanctions systems.

Why It Matters

This rapid increase in local-currency settlements represents more than a shift in trade mechanics — it signals a fundamental reordering of global financial power. BRICS nations are building the architecture to operate independently of the dollar system, reducing reliance on Western intermediaries and creating a parallel financial world that can operate even under geopolitical strain.

Implications for the Global Reset

Pillar 1 — Currency Fragmentation

BRICS is accelerating a structural breakaway from dollar centrality. As more trade settles in yuan, rupees, and rubles, the global monetary landscape becomes more fragmented — and less dominated by a single reserve currency.

Pillar 2 — Financial Sovereignty

By developing their own payment rails, swap lines, and local-currency funding models, BRICS nations are building safeguards against Western sanctions and financial pressure. This move strengthens the bloc’s collective leverage and shifts long-term financial influence away from Washington.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• The Daily Hodl – “BRICS Nation Russia Accelerates De-Dollarization, Says 95% of Trade With China and India Now in Local Currencies”

• Watcher Guru – “90% of Deals Paid in Local Currencies: Russia at BRICS 2025 Summit”

• Watcher Guru – “BRICS Country Turns to Chinese Yuan To Cut US Dollar Dependency”

• Frontiers in Political Science – “The Evolution of Financial Architecture Supporting the BRICS”

• Ainvest – “Geopolitical Currency Shifts and BRICS Alignment”

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Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Monday Afternoon 11-24-25

The Central Bank Denies Any Intention To Change The Exchange Rate Of The Iraqi Dinar

Economy | 04:14 - 24/11/2025   Mawazin News - Baghdad:    The Central Bank of Iraq affirmed its support for exchange rate stability, bolstered by ideal levels of foreign currency and gold reserves, while indicating that there is no intention to adjust the Iraqi dinar's exchange rate.

In a statement, the bank said, "As we approach the end of 2025, the Central Bank of Iraq announced significant progress in its strategic objectives related to maintaining price stability.

The inflation rate has fallen to historically low levels, among the lowest in the region, supported by its monetary policies and well-considered measures, despite current economic challenges."

The statement clarified that "Law No. (56) of 2004, particularly Article 1/4/A, clearly defines its core functions in formulating and implementing monetary policy, including exchange rate policy," emphasizing "the absence of any intention to adjust the Iraqi dinar's exchange rate, in line with its central objective of ensuring price stability, an objective that has been successfully achieved in the past period."

The statement emphasized that "the Central Bank continues to support exchange rate stability, bolstered by ideal levels of foreign currency and gold reserves."

It affirmed its "continued commitment to covering all banks' requests for external financing in US dollars and other foreign currencies such as the Chinese yuan, Turkish lira, Indian rupee, and UAE dirham, in addition to the ongoing processing of bank card settlements and personal transfers through MoneyGram and Western Union, as well as cash sales for travel purposes," noting that "there is no pressure on current foreign reserves."

The statement further clarified that "any external statements or opinions regarding changes to the Iraqi dinar exchange rate do not reflect the Central Bank's position and represent speculations aimed at disrupting the market, inciting speculation, and undermining the stability of the national economy."https://www.mawazin.net/Details.aspx?jimare=270745

Dollar Exchange Rates Rise In Baghdad And Erbil Markets

Monday, November 24, 2025 11:04 | Economy Number of views: 216   Baghdad/ NINA / The exchange rate of the US dollar rose this morning, Monday, in the markets of Baghdad and Erbil.

The selling price of the dollar in the Al-Kifah and Al-Harithiya exchanges in Baghdad reached 142,250 dinars per 100 dollars, up from 141,200 dinars yesterday, Sunday.

The selling price in local currency exchange shops in Baghdad's markets reached 143,250 dinars per 100 dollars, and the buying price was 141,250 dinars.

In Erbil, the dollar also rose, with the selling price reaching 141,350 dinars per 100 dollars and the buying price 141,100 dinars. /End   https://ninanews.com/Website/News/Details?key=1263490

Gold Prices Fell As The Dollar Rose

economy | 11:47 - 24/11/2025   Mawazin News - Follow-up:  Gold prices fell for the third consecutive session on Monday as the dollar climbed to a six-month high, while investors awaited further clarity on the direction of US interest rates.
Spot gold fell 0.3% to $4,055.73 per ounce by 06:36 GMT.

Meanwhile, US gold futures for December delivery declined 0.7% to $4,052.40 per ounce, according to trading data.

"The dollar index has risen to near its highest level in six months, above 100 points, and if it continues to trade above 100 points, there will be further pressure on gold prices," said Gaigar Trivedi, senior research analyst at Reliance Securities.   https://www.mawazin.net/Details.aspx?jimare=270733

Oil Prices Fall Amid Peace Efforts In Ukraine

Energy  Economy News – Baghdad   Oil prices fell on Monday, extending losses from last week, as peace talks between Russia and Ukraine moved closer to an agreement, while the value of the US dollar rose.

Brent crude futures fell 14 cents, or 0.22%, to settle at $62.42 a barrel at 01:48 GMT.  U.S. West Texas Intermediate crude also fell 15 cents, or 0.26%, to $57.91 a barrel.

The two benchmark crude oils fell nearly 3% last week, hitting their lowest levels since October 21, amid expectations that the anticipated agreement between Moscow and Kyiv will ease sanctions on Russia, potentially allowing large quantities of Russian oil to return to the markets.  US sanctions against Rosneft and Lukoil took effect on Friday, causing about 48 million barrels of Russian oil to be held up at sea.

On the other hand, the United States and Ukraine said they had made progress in their talks on a peace plan that includes territorial concessions from Kyiv and its abandonment of plans to join NATO, while US President Donald Trump set a deadline of next Thursday to reach an agreement, despite European pressure to formulate better terms.

Any peace agreement is expected to help lift sanctions that have hampered Russian oil exports. Russia was the world's second-largest producer of crude oil in 2024, according to the U.S. Energy Information Administration.

The rise of the US dollar also affected energy markets, as a stronger dollar increases the cost of buying oil for holders of other currencies, putting further pressure on prices.   https://economy-news.net/content.php?id=62640

Iraq Signs Country Program With The United Nations Industrial Development Organization

economy | 06:20 - 24/11/2025   Mawazin News – Follow-up  : Iraq signed the country program with the United Nations Industrial Development Organization (UNIDO) on Monday.

A statement from the Ministry of Industry, received by Mawazin News Agency, said that "Iraq, represented by the Minister of Industry and Minerals, Khalid Battal Al-Najm, signed the UNIDO Country Program for Iraq (2026-2030) with the United Nations Industrial Development Organization (UNIDO), represented by its Director-General, Gerd Müller, during the UNIDO conference currently being held in Riyadh."

The statement explained that "the program represents a strategic framework aimed at promoting inclusive and sustainable industrial development, in line with Iraq's Vision 2030, the National Industrial Strategy 2024-2030, and the United Nations Framework for Cooperation 2025-2029. The program focuses on diversifying the economy and reducing dependence on oil, in addition to supporting inclusive growth."

The statement continued, "The program also aims to enhance job creation, support the competitiveness of small and medium enterprises, achieve food security and green growth, and contribute to mobilizing public and private sector investments, and harnessing UNIDO's expertise to contribute to industrial development and building a resilient and diversified economy that supports development goals in Iraq."   https://www.mawazin.net/Details.aspx?jimare=270757

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

The Fed Just Revealed Their Next Move

The Fed Just Revealed Their Next Move

Heresy financial:  11-24-2025

TIMECODES

 00:00 Why Deregulation Should Scare You

01:10 The Fed's Balance Sheet and Stealth QE

 02:15 Why the Government Wants Limitless Borrowing

 03:22 How Regulation Broke Monetary Policy

05:00 Why Bank Reserves Really Matter

06:42 Interest on Reserves and Liquidity Games

08:05 How Overregulation Created Shadow Banking

 09:22 Big Business Loves Big Regulation

10:52 The Fed Admits It Went Too Far

12:40 Why Banks Hold Trillions in Reserves

 14:03 Regulatory Dominance vs Fiscal Dominance

15:10 The Fed's Massive Interest Payments to Banks

16:25 Removing Treasuries From Leverage Ratios

18:02 Making Banks the New QE Machine

19:20 The Backdoor Bailout System (BTFP)

20:23 The Real Endgame: Trillions Flowing Into Treasuries

20:56 More Money Printing Is Coming

https://www.youtube.com/watch?v=TfQ2gLDxF2c

Seeds of Wisdom RV and Economics Updates Monday Afternoon 11-24-25

Good Afternoon Dinar Recaps,

Ukraine’s Holos Leader Challenges Trump: Two Big Questions on His Russia Peace Plan

As Geneva talks advance, Kira Rudik says Ukraine needs clarity on how Moscow will actually commit — and whether security guarantees will be enforceable.

Overview

• Kira Rudik, head of Ukraine’s Holos party, expresses cautious optimism over recent U.S.–Ukraine progress on Trump’s 28‑point peace proposal.

• Still, she says Trump must answer two critical questions: 1) how will he persuade Putin to sign? 2) how will security guarantees be made real?

• Rudik warns that past agreements failed: Ukraine trusted assurances before (Budapest Memorandum), but still endured Russian aggression.

• She insists any future security guarantees must be ratified legally, not just be the promise of one leader.

• Ukraine’s sovereignty remains a core concern: Rudik has previously criticized any deal requiring territorial concessions.

Key Developments

• Rudik told Newsweek that a ceasefire, rare-earth minerals deals, and a summit between Zelensky and Putin have been floated — but “there was no step forward from Russia.” 

• She stressed that guarantees must be executable, not just symbolic: “they need not to be the promise of one leader, but actually ratified … so that it will be a promise of the nation.” 

• Drawing on historical precedent, Rudik referenced the Budapest Memorandum, under which Ukraine gave up its nuclear weapons — but only received non-binding assurances in return. 

• According to Al Jazeera, some European leaders strongly oppose the plan, arguing that its concessions to Russia could undermine Ukraine’s sovereignty. 

• Key features of Trump’s 28-point proposal include: capping the size of Ukraine’s military, limiting NATO participation, and offering partial security guarantees. 

• According to Foreign Policy, there’s confusion about the plan’s origin — some U.S. senators claim it was more “Russian wish list” than an American-authored peace framework. 

• NBC News reports that the plan was approved at the highest levels, involving Trump’s special envoy Steve Witkoff, Rubio, Jared Kushner, and others. 

Why It Matters

This debate lays bare a core tension in the peace process: Ukraine’s leadership is under pressure to accept a deal while grappling with legitimacy and sovereignty risks. For Rudik and many Ukrainians, the cost of a peace deal is not just strategic — it could be existential. Without strong, enforceable guarantees, any agreement risks being another hollow promise.

Implications for the Global Reset

Pillar 4 — Security Architecture & Governance
Rudik’s demands for legally-binding guarantees underscore the larger rework of global security frameworks. If such guarantees are institutionalized (e.g., through treaties or ratified agreements), they could reshape how post-conflict security pacts are structured in a multipolar world.

Pillar 3 — Geopolitical Realignment
The pressure campaign behind Trump’s plan — combined with multiparty negotiation (U.S., Russia, Ukraine, Europe) — reflects a shift in diplomatic power. Traditional Western security structures may be evolving toward new, more unpredictable alignments.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Newsweek – “Trump Has Two Key Questions to Answer on Russia Plan: Ukraine Party Leader”

• Al Jazeera – “Trump’s 28‑point Ukraine plan in full: What it means, could it work?”

• CBS News – “Here’s what’s in the Trump administration’s proposed 28-point Russia‑Ukraine peace plan”

• Foreign Policy – “Rubio Asserts Ukraine Peace Plan Has U.S. Support After Senators Say He Told Them Otherwise”

• NBC News – “Trump approves peace plan between Russia, Ukraine: 

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ECB Sees Stablecoin Risks as Limited in Eurozone — But Keeps a Watchful Eye

Despite fast‑growing stablecoin markets, Europe’s central bank warns that low local adoption and MiCA regulation act as buffers — for now.

Overview

• The ECB’s latest Financial Stability Review says stablecoin-related risks in the euro area are currently limited.

• Stablecoins are mostly used for crypto trading, not for retail payments or cross-border remittances.

• Retail stablecoin usage is tiny, with only about 0.5% of volume in small transactions (< $250).

• U.S.-pegged stablecoins (like USDT, USDC) dominate, but their exposure into euro‑area markets is limited.

• MiCA regulation is cited as a key mitigant, including bans on interest payments on stablecoin holdings.

Key Developments

• The ECB authors warn that rapid growth could spur systemic risk, especially if cross-border stablecoin issuance evades regulation.

• Their report flags run risk: large stablecoin issuers hold significant U.S. Treasury assets, raising the possibility of “fire sales” in a liquidity crunch.

• Cross-border regulatory arbitrage is a concern, particularly for stablecoins issued jointly by EU and non-EU entities.

• The European Systemic Risk Board (ESRB) recommends stronger supervisory cooperation and stricter oversight for multi‑jurisdiction stablecoin issuers.

• ECB President Christine Lagarde has called for firm safeguards on foreign stablecoins, warning that redemptions may favor non-EU issuers.

• Former ECB board member Lorenzo Bini Smaghi argues Europe risks losing financial power if the euro is not better represented in stablecoins.

• The ECB emphasizes that MiCA’s rules — including a ban on paying interest for stablecoin holdings — are critical to limiting disintermediation from banks.

Why It Matters

While stablecoin adoption remains low in Europe, the ECB’s cautious tone reveals a deeper fear: that private stablecoins (especially dollar-pegged ones) could undermine monetary sovereignty and destabilize bank funding. The regulation under MiCA is a preemptive guardrail — but rapid growth and cross-border issuance could still expose vulnerabilities if not carefully managed.

Implications for the Global Reset

Pillar 1 — Currency & Financial Fragmentation
Even if euro-denominated stablecoins are minor today, dollar-backed stablecoins could re-route capital into non-European rails. If this intensifies, it would deepen fragmentation in global finance — and challenge the euro’s role.

Pillar 4 — Financial Governance & Regulatory Architecture
The ECB’s call for global regulatory alignment (especially to curb arbitrage) highlights a broader push: to reshape how digital assets are governed. MiCA is only step one — true global coordination may define the next frontier of financial order.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• ECB – “Stablecoins on the rise: still small in the euro area, but spillover risks loom”

• ESRB – “Report on systemic risks from crypto-assets & recommendation on stablecoins”

• CoinDesk – “ECB President Lagarde Calls For Firm Safeguards on Foreign Stablecoins”

• Cointelegraph – “Stablecoin risks seen as minimal in Europe amid low adoption and MiCA: ECB”

• EuroParl / EU Study – “Dollar‑denominated stablecoins likely to remain limited in euro area”

• ECB Blog – “From hype to hazard: what stablecoins mean for Europe”

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“Tidbits From TNT” Monday 11-24-2025

TNT:

Tishwash:  Iraq participates in The Market 2.0 conference to keep pace with developments in financial technology.

The Securities and Exchange Commission participated today, Sunday, in The Market 2.0 conference to keep up with developments in financial technology.

The commission said in a statement followed by Al-Masra, that “the head of the Securities Commission, Faisal Al-Haimas, participated, along with the executive director of the Iraq Stock Exchange and the chairman of the Board of Governors, in the work of The Market 2.0 conference, which is being hosted by the Kingdom of Bahrain and organized by the Federation of Arab Capital Markets in cooperation with the Bahrain Stock Exchange.”

She noted that “this participation comes within the framework of the Securities Authority’s keenness to keep pace with global developments in the field of financial technology and digital transformation, to learn about the latest innovations in trading systems, and to enhance expertise in developing the technical infrastructure of financial markets.”

She explained that “the visit also aims to enhance cooperation with regulatory bodies and Arab financial markets and to exchange leading experiences that contribute to developing the regulatory framework and supporting the investment environment in Iraq.”  link

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Tishwash:  The European Union: We support Iraq's efforts to diversify its economy.

The European Union affirmed its support for Iraq's efforts to diversify its economy and enhance the role of the private sector in development.

The European Union Ambassador to Iraq, Clemens Simetner, said that the EU program includes cooperation with the Central Bank of Iraq and relevant government agencies in the fight against money laundering, indicating that work is underway to design a joint project with the Central Bank and prepare for its implementation phases, with other parties involved in this endeavor.

He explained that the European Union mission in Iraq focuses on supporting the government's direction towards diversifying the economy and reducing the burden on the public sector, noting that addressing this challenge requires empowering the private sector and supporting small, medium and emerging industries and projects by providing loans that help them build their capabilities and provide stable sources of income away from government jobs.

a different take

The IEU launches the first Energy Auditing training workshop under the “BEIT” project (Building Equitable and Inclusive Transformation), in cooperation with the International Trade Centre (ITC) and the EU Delegation to Iraq.

The Iraqi Engineers Union (IEU) today, Saturday, 22 November 2025, launched its first specialized training program in Energy Auditing under the “BEIT” project, funded by the European Union and overseen by its Delegation to Iraq, in cooperation with the International Trade Centre (ITC). The opening was attended by Eng. Thulfiqar Hoshi Al-Makssousi (President of the IEU), Dr. Zaid Ezz Al-Deen Mohammed (IEU Vice President), Eng. Sinan Safaa Dia (Head of the Press, Publishing and Media Committee), and Eng. Yahya Sami, member of the Cultural Activities Committee (CAC). Also in attendance were Eng. Ali Al-Naseri, representing the EU Delegation to Iraq, and Eng. Mustafa Al-Musleh, representing the ITC, along with a group of participating engineers.

In his opening remarks, Eng. Thulfiqar Hoshi Al-Makssousi affirmed that the Union will continue to deliver modern training programs that elevate professional practice and open new horizons for Iraqi engineers. He noted that the Energy Auditing workshop is a pivotal step toward strengthening engineers’ capabilities in energy efficiency and improving performance across public institutions and the private sector.

The President praised the active partnership with the European Union Delegation to Iraq and the International Trade Centre under the EU-funded “BEIT” project, emphasizing that this cooperation is a practical model of professional integration and international support aimed at developing Iraq’s construction and energy sectors.

For his part, Eng. Ali Al-Naseri, representing the EU Delegation to Iraq, expressed his satisfaction with the launch of this important workshop, noting that the European Union adopts an integrated approach to supporting Iraq by enhancing productivity, empowering institutions, building workforce capacities, and supporting green growth and sustainable development.

In the same context, Eng. Yahya Sami, member of the Cultural Activities Committee and the IEU–EU cooperation focal point, stated that launching this workshop reflects the IEU’s commitment to practical, high-quality training aligned with labor-market needs. He added that the project’s international cooperation helps transfer robust global practices to Iraqi engineers, provides important opportunities to raise engineering awareness and improve professional performance, and ensures sustainability by preparing advanced training staff memebers who can continue even after the cooperation programs conclusion.

This workshop forms part of a broader series of activities under “BEIT” project, aimed at building national capacities, improving energy efficiency and housing services, and developing sustainable solutions that support Iraq’s transition toward a more resilient and sustainable economy.   link

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Tishwash:  Iran removes four zeros from its national currency.

Iranian President Masoud Pezeshkian issued a decree to implement an amendment to the Iranian Central Bank Law to remove four zeros from the national currency, the rial.

According to this amendment, the Central Bank determines the Iranian national currency, the "Rial," and announces it within the framework of the "Governing Currency System."

According to the statement, the central bank is responsible for determining the exchange rate, but it must also take into account the country’s legal obligations and the amount of foreign exchange reserves.

It should be noted that the aforementioned amendment applies to clause (a) of Article (58) of the Central Bank of Iran Law and was based on Article 123 of the Constitution of the Islamic Republic of Iran.

Earlier, the Iranian parliament approved this amendment in a public session on Sunday, November 2, and the Guardian Council ratified it on November 5.

The Expediency Discernment Council also approved this amendment. Furthermore, the Guardian Council did not deem it contrary to Islamic law or the constitution, thus allowing the removal of four zeros from the national currency, the rial.

The amended text emphasizes that the announcement of the exchange rate must be “within the framework of the prevailing monetary system, taking into account Article 44 of the Central Bank Law.”   link

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Mot:  . Sum Folks Just Has Noooo HUmor!!!  

Mot:  Practice fur the Big Day!!!!

Seeds of Wisdom RV and Economics Updates Monday Morning 11-24-25

Good Morning Dinar Recaps,

Europe Floats G8 Comeback for Russia in Landmark Peace Proposal

European leaders signal a dramatic geopolitical shift as a new 28-point plan seeks to end the Ukraine war — and re-integrate Moscow into global power forums.

Overview

• European officials are preparing to offer Russia a return to the G8 as part of a sweeping peace framework.

• The proposal is designed as a counter-balance to the Trump administration’s plan, which Kyiv fears could force territorial concessions.

• The European version maintains Ukrainian sovereignty as a core principle, while still making major concessions to entice Putin.

• The framework includes capping Ukraine’s military, long-term security guarantees, and phased sanctions relief for Russia.

• Both U.S. and European negotiators say significant progress has been made, with a breakthrough possible in the coming days.

Key Developments

• European diplomats drafted an alternative 28-point peace plan in Geneva, emphasizing territorial integrity and the preservation of Ukraine’s sovereign rights.

• A major concession: Russia would be invited back into the G8 — a symbolic and economic reintegration step after its 2014 expulsion.

• The proposal caps Ukraine’s peacetime military at 800,000 troops, a higher figure than the Trump administration’s suggested 600,000.

• The plan establishes robust U.S.-style security guarantees, including compensation for Washington and automatic sanctions snap-back if Russia violates terms.

• It outlines a comprehensive reconstruction and redevelopment plan, including energy infrastructure, technology investment, and World Bank financing mechanisms.

• Zelensky signaled cautious optimism, noting that there are “signs that President Trump’s team is listening.”

• Secretary of State Marco Rubio described the talks as “tremendous progress,” stating that negotiators are close to finalizing the framework.

• The plan ends with a legally binding ceasefire mechanism, monitored by a multinational Board of Peace chaired by President Trump.

Why It Matters

If enacted, this agreement would be one of the most consequential geopolitical settlements since the end of the Cold War. Restoring Russia to the G8, restructuring Ukraine’s security architecture, and linking sanctions relief to verifiable compliance represent a profound shift in global power dynamics. These moves would reshape alliances, redraw energy and trade flows, and establish new precedents for how major conflicts are resolved under a multipolar order.

Implications for the Global Reset

Pillar 3 — Geopolitical Realignment

Re-admitting Russia to the G8 signals a foundational shift in Western strategy. Instead of isolating Moscow, European powers are moving toward selective reintegration — a recalibration that alters blocs, alliances, and global governance norms.

Pillar 5 — Security & Defense Architecture

By capping Ukraine’s military, redefining NATO’s limits, and building a new U.S.–Russia security compact, the plan restructures Europe’s defense landscape. These adjustments establish a new equilibrium for power projection, deterrence, and long-term peace mechanisms.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Newsweek – “Europe Offers G8 Return to Russia for Ukraine Peace Deal”

• Reuters – “Officials Draft 28-Point European Proposal for Russia–Ukraine Peace Framework” 

• The Telegraph – Reporting on European Military-Cap Provisions for Ukraine

• U.S. State Department Readout of Ukraine Peace Negotiations

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NATO Ally Intercepts Russian Warship as Tensions Rise in European Waters

U.K. shadows Russian vessels amid escalating undersea security concerns

Overview

• The U.K. intercepted a Russian corvette and tanker off its southern coast during a round-the-clock shadowing mission.

• British officials accuse a separate Russian spy ship, Yantar, of pointing lasers at U.K. pilots in recent days.

• London reports a 30% increase in Russian vessels posing threats to U.K. waters over the last two years.

Key Developments

• HMS Severn intercepted Russia’s Stoikiy corvette and Yelnya tanker as the vessels moved through the Dover Strait into the English Channel.

• Another NATO ally assumed tracking responsibilities once the ships reached the coast of Brittany, highlighting coordinated alliance surveillance.

• Previous similar incidents include U.K. naval forces shadowing Russian destroyers, submarines, and tugboats throughout 2024–2025.

• Russian intelligence vessel Yantar reportedly used lasers against British P-8 Poseidon pilots operating near U.K. waters.

• GPS jamming was recorded near HMS Somerset and nearby civilian vessels, though no combat systems were affected.

• NATO is accelerating investment in undersea protection as 98% of global data flows through seabed cables now considered high-risk targets.

Why It Matters

Russia’s expanded maritime activity around Europe—particularly near undersea cables and pipelines—has become a critical strategic concern. NATO allies view these operations as part of Moscow’s wider campaign to probe Western defenses and test vulnerabilities in global infrastructure.

Implications for the Global Reset

Pillar: Geopolitical Realignment
Russia’s aggressive naval posture is accelerating NATO defense coordination and reshaping security calculations across Europe, pushing allies toward greater integration and shared maritime monitoring.

Pillar: Critical Infrastructure & Energy Security
The threat to seabed cables and pipelines highlights the fragility of the global communications and energy backbone—forcing governments to modernize protections and redesign oversight mechanisms.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Newsweek – “NATO Ally Intercepts Russian Warship”

• AP News – “UK navy intercepts Russian corvette and tanker as Moscow steps up naval activity”

• Sky News – “Royal Navy intercepts Russian warship and tanker”

• DefenseNews – “UK navy intercepts Russian vessels as Moscow steps up naval activity”

• The Moscow Times – “British Navy Intercepts Russian Warships in English Channel”

• The Independent – “UK navy intercepts Russian corvette and tanker”

• ABC News / AP – “UK navy intercepts Russian corvette and tanker”

• Army Recognition – “British Forces Track Russian Ships Through Channel Corridor as Activity Rises 

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Meet the Guy Keeping Gold Above $4,000

Meet the Guy Keeping Gold Above $4,000

Notes From the Field By James Hickman (Simon Black)  November 19, 2025

When you think of hyperinflation, you might picture Zimbabwe’s trillion-dollar bills, or wheelbarrows full of cash in the streets of 1920s Weimar Germany.

More recently, Venezuela’s currency collapsed under the weight of runaway printing, and Argentina has spent decades lurching from one inflation crisis to another. Throughout history, inflation isn’t an exception—it’s the norm.

Poland is among the many countries which suffered its own bout of inflation in 1989 and 1990, triggered by the same familiar mix of government mistakes: massive deficits, political dysfunction, and a central bank used as a printing press.

In 1990 alone, prices in Poland jumped 586%. The złoty, Poland’s currency at the time, collapsed. One American professor living in Poland at the time said a monthly bus ticket cost what an entire summer cottage had ten years earlier.

This was the inevitable result of decades of command-and-control economics.

After World War II, Poland remained independent in name only. Soviet troops never left. The Communist party ruled with Moscow’s blessing. Private property was abolished. Prices were fixed by decree. Farms were collectivized. Dissent was criminal.

To keep the illusion of prosperity going, the government promised everything to everyone—jobs, housing, healthcare, cheap food—and paid for it with money it didn’t have.

When tax revenues fell short, the central bank simply printed more. But paper currency can’t conjure real goods. The result was shortages, black markets, and, eventually, total currency collapse.

That’s the world Adam Glapiński—current President of the National Bank of Poland—grew up in.

Born in 1950, he watched his savings inflate away throughout his early career.

Having fought as part of the anti‑communist underground and witnessed the country’s currency unravel in the early 1990s, Glapiński isn’t simply a technocrat—he’s someone determined to protect Poland from repeating its past.

That’s why he’s gone all in on gold.

And he’s part of the reason that Poland is one of the healthier economies in Europe. (Another is that Poland is one of the only places that hasn’t sacrificed itself on the altar of multiculturalism.)

But they still have a problem: a significant portion of their strategic reserve assets are denominated in US dollars.

And Glapiński has been rightfully concerned. Because when you’ve lived through a currency collapse once, you start paying close attention to the early warning signs.

He’s looking at the United States today and doesn’t like what he sees. The deficits keep climbing. The national debt keeps exploding. Interest expense has now surpassed military spending. Social Security is projected to run dry in just seven or eight years.

And the only thing both parties can unite for is to chase anyone trying to solve these problems out of town— like Elon Musk and his work with DOGE.

Glapiński’s not stupid. He can see the Federal Reserve cutting interest rates, even as inflation ticks up. He sees it ending quantitative tightening early, and gearing up for more quantitative easing— AKA money printing.

He can also see a point—relatively soon—when the US dollar is no longer the world’s dominant reserve asset.

The endgame is clear: the value of US dollar reserves will decline.

So he’s been trying to get ahead of it.

But what other strategic reserve asset is there for a central banker to buy?

Not the Chinese renminbi—you can’t trust their lack of transparency, manipulated numbers, and massive debts.

Not the British pound—Britain’s a fiscal and political mess.

Poland will hold some euros, sure, but the euro-zone has plenty of structural problems of its own.

Gold is the best option left.

Not because Glapiński is a gold bug— this is a completely rational move.

Gold is one of the only assets with a large enough market that you can invest tens of billions of dollars. Then, you can hold it within your own borders, free of counter‑party risk. You don’t get that benefit if you’re holding another government’s bonds, which can be defaulted on, frozen, or weaponized as the US has shown.

Glapiński’s target was for the National Bank of Poland to hold 20% of its reserves in gold.

But when they hit that target, he raised it to 25%... which they also recently hit.

And now he’s pushing for 30%.

There are two main things to understand about this.

One, he’s far from alone.

Countries like Russia, China, and other usual suspects are buying literal tons of gold, largely because they don’t want to be frozen out of their US Treasury holdings.

But its not just them. It’s also Kazakhstan, Bulgaria, El Salvador— central banks around the world are buying way more gold than usual.

As recently as 2010, central banks added a grand total of just 79 tons of gold to their reserves.

In 2024, they added a cumulative 1,089 tons. And that’s been the trend—1,000 tons per year—since 2021. That’s about double the previous decade’s average.

The second thing to understand about demand from central banks is that they are relatively price insensitive.

They’re not buying gold to speculate and sell later for more dollars. They’re buying it to diversify away from the dollar.

While they may try to time certain purchases to go further, they’re not going to let $4,000 per ounce gold change their overall reserve strategy.

They know they need to continue buying gold for one simple reason: they’re losing confidence in the US government.

And that demand alone is probably enough to continue to push prices even higher.

To your freedom,   James Hickman

Co-Founder, Schiff Sovereign LLC

https://www.schiffsovereign.com/trends/meet-the-guy-keeping-gold-above-4000-153907/?inf_contact_key=62b53c9cc3c3638cf171d537cabc1134a54e29adb09592ab7d46eae79258d295

MilitiaMan and Crew: IQD News Update-Iraq Dinar: Reform Countdown 2025-Reality

MilitiaMan and Crew: IQD News Update-Iraq Dinar: Reform Countdown 2025-Reality

11-23-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=tNqwjkb5rek

The Hidden $20 Trillion Global Carry Trade that will Unwind Everything

The Hidden $20 Trillion Global Carry Trade that will Unwind Everything

Michael Cowan:  11-23-2025

For nearly three decades, a powerful, yet often invisible, financial mechanism has acted as the subterranean engine of global capital markets: The Japanese Yen Carry Trade.

This trade—a complex borrowing strategy stretching back to the 1990s—is the linchpin supporting trillions of dollars in global assets, including significant portions of the US Treasury market and the soaring valuations of the S&P 500.

But the cornerstone of this foundation has just cracked.

Recent, dramatic shifts have signaled that this multi-trillion-dollar carry trade is beginning to unwind, threatening not just a market correction, but a widespread financial upheaval potentially worse than the crisis of 2008.

To understand the danger, we must first understand the mechanism.

The Yen Carry Trade is financial arbitrage based on interest rate differentials. For decades, the Bank of Japan maintained near-zero or even negative interest rates to stimulate its economy. This created an irresistible opportunity for global investors.

This process flooded global markets, particularly the US, with cheap liquidity, driving up asset prices and effectively subsidizing US government debt. It was free money driving the greatest risk-on rally in history.

The fundamental assumption underpinning the entire carry trade was that Japanese interest rates would remain near zero indefinitely. That assumption is now dead.

For institutional investors who assumed these rates were anchored near zero, these spikes represent massive losses on their bond holdings, shattering confidence in the sustainability of Japan’s debt policy.

When investors lose faith in the anchor currency’s rate mechanism, the trade becomes untenable.

The process of the carry trade unwinding is a forced, destructive loop.

When Japanese yields rise, the cost of maintaining those yen-denominated loans increases dramatically. Investors who borrowed yen must now rush to repay their loans before the cost becomes crippling.

This is the catastrophic trigger. Trillions of dollars in US stocks, bonds, and emerging market assets—the foundation of retirement funds and 401ks globally—must be sold off rapidly.

Unlike the 2008 crisis, which was concentrated in the US housing market and derivative products, the yen carry trade unwind cuts across virtually every major asset class, threatening a cascade of forced liquidations worldwide.

The threat to market stability is severe, but it is magnified by concurrent challenges facing Japan:

Japan is finally seeing meaningful inflation after decades of stagnation. If the Bank of Japan is forced to raise its benchmark interest rate to control price growth, it will accelerate the unwinding process exponentially, punishing borrowers further and multiplying the asset liquidation pressure.

Geopolitical friction, particularly the simmering tensions between China and Japan over Taiwan, adds a layer of economic risk. Any escalation could provoke sanctions against Japan, further destabilizing its economy and forcing investors out of Japanese assets entirely.

We are already seeing real-world examples of this shift. SoftBank’s massive recent sell-off of Nvidia shares—a titan of the high-growth tech sector—serves as a stark warning. As confidence in assets fueled by cheap yen borrowing evaporates, investors are taking profits and moving to cash before they are forced to liquidate at distressed prices.

The potential unwinding of the Yen Carry Trade is not a distant theoretical risk; it is an active threat already manifesting in bond markets. This shift signals a massive repricing of global risk and capital costs.

The era of consistently cheap credit supporting inflated global asset prices may be coming to a harsh and sudden end. Investors need to be acutely aware of the systemic risks associated with this monumental financial mechanism finally grinding to a halt.

For an unprecedented, in-depth look at how this financial earthquake could impact your investments and the stability of the global economy, we highly recommend you watch the full analysis from Michael Cowan.

https://youtu.be/hJbuVZsEQ3k

This Is Why Gold Is Rising While the Dollar Falls Apart

This Is Why Gold Is Rising While the Dollar Falls Apart

The Jay Martin Show:  11-23-2025

In this explosive conversation, Jay sits down with Andy Schectman to break down the biggest monetary shift happening beneath the surface of global finance.

Schectman explains why the newly passed Genius Act and the rise of Treasury-backed stablecoins may be quietly restructuring the U.S. dollar system.

They dig into gold’s explosive institutional demand, America’s pivot toward state capitalism, the government’s race for critical minerals, and the dangerous cracks emerging in the repo market that signal deep fragility across the banking system.

00:00 – Why Stablecoins Could Reshape the U.S. Dollar

12:31 – What Does “Interest Not Transferable” Actually Mean?

14:50 – Does America Need a Weaker Dollar to Reshore Manufacturing?

16:11 – Would Reshoring Trigger a Massive Inflation Wave?

19:58 – Is Pharmaceuticals the Next Front in the Trade War?

 21:06 – Why Is the U.S. Buying Stakes in Mining Companies?

28:14 – Is America Shifting Toward State Capitalism?

29:16 – Is There Coordination Between the Treasury and the Fed?

29:43 – What’s Really Happening in the Short-Term Treasury Market?

 33:41 – Why Are Banks Refusing to Lend to Each Other?

37:02 – Is the Fed Quietly Repeating 2008 and 2019?

 40:04 – Is This Just QE in Disguise?

42:21 – What’s Causing the Breakdown in Trust Between Banks?

 46:41 – Should Anyone Hold Long Bonds Right Now?

46:56 – Did the Government Shutdown Reveal Something Bigger?

 52:31 – Is Gold Finally Entering a Real Bull Market?

https://www.youtube.com/watch?v=pEgqIhbVVW0