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Seeds of Wisdom RV and Economics Updates Saturday Afternoon 11-1-25
Good Afternoon Dinar Recaps,
Tokenisation and the Dawn of a Gold-Anchored Digital Financial System
How banks are moving toward a new digital “gold-backed” architecture in the global reset
In recent months, a confluence of digital-asset innovation, soaring debt levels and central-bank gold accumulation is pointing to what might be the early stages of a new financial framework — one in which tokenised assets and gold-anchored value may play a foundational role.
Good Afternoon Dinar Recaps,
Tokenisation and the Dawn of a Gold-Anchored Digital Financial System
How banks are moving toward a new digital “gold-backed” architecture in the global reset
In recent months, a confluence of digital-asset innovation, soaring debt levels and central-bank gold accumulation is pointing to what might be the early stages of a new financial framework — one in which tokenised assets and gold-anchored value may play a foundational role.
Key Points
Traditional banks and financial institutions are increasingly embracing tokenisation and digital assets as core infrastructure rather than fringe experiments. According to Deutsche Bank, a “tokenised economy” could represent the next major transformation of the financial system. db.com
Meanwhile, gold is being re-positioned not just as a safe asset but as part of the reserve architecture underpinning future digital financial systems. One commentary suggests that “global debt pressures” are weakening fiat currency fundamentals, setting the stage for a “gold-backed, tokenised financial reset.”
At the same time, digital assets such as stablecoins and tokenised real-world assets (RWAs) are already shaping banking’s operational framework. A report by TD Securities notes that tokenised treasuries, stablecoins and digital currency rails are forcing banks to rethink their business models and reserve structures. TD Securities
In short, the elements of a “digital gold-backed” system are emerging: tokenised value, asset-backing (via gold or similar), new payment and settlement rails, and a shift in reserve composition.
Why This Matters
If gold and tokenisation become integral to how value is stored and transmitted globally, this would reshape the reserve currency paradigm and reduce reliance on purely fiat systems.
For banks and financial institutions, the shift means adapting systems, risk models, reserve strategies and regulatory frameworks — not just launching new products.
For individuals and countries, the transition could offer an alternative architecture where trust is anchored less in fiat-issuers and more in backed digital assets, potentially changing how savings, payments and cross‐border flows operate.
Implications
Institutions that adopt tokenised, gold-anchored structures early may gain strategic advantage, both in terms of cost, settlement speed and emergent reserve frameworks.
Regulatory regimes will need to evolve fast to manage new backings, cross-border digital rails, asset-tokenisation and the interplay with gold and other commodities.
If this architecture becomes dominant, what we consider “banking” and “money” today might look very different in 5-10 years: less about fiat ledger accounts, more about backed digital claims, asset links and new rails.
This is not just politics — it’s global finance restructuring before our eyes.
🌱 Seeds of Wisdom Team 🌱
Newshounds News™ Exclusive.
Sources:
drylogics.ai -- Digital Gold: Redefining Value in the Modern Era
Kitco -- Global monetary reset coming, gold to get revalued to $150k, is BRICS summit the trigger? Andy Schectman
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Seoul’s Balancing Act: Can Asia’s Middle Power Bridge a Divided World?
How South Korea’s strategic diplomacy may ignite new alliances — and quietly reshape the global financial order
NEWS OVERVIEW
President Xi Jinping concluded a three-day visit to South Korea on Saturday with a state dinner and summit hosted by President Lee Jae-myung, marking Xi’s first trip to Seoul in 11 years. The timing is symbolic — arriving just days after President Trump’s whirlwind visit — as South Korea navigates a delicate balance between its U.S. security dependency and Chinese economic integration.
The meetings, held on the sidelines of APEC, touched on denuclearization of the Korean Peninsula, trade and AI cooperation, and regional economic resilience. Xi proposed the creation of a World AI Cooperation Organization and announced that China will host the next APEC Summit, signaling Beijing’s intent to recast itself as the predictable anchor of Asia’s economic architecture.
KEY DEVELOPMENTS
Xi’s visit follows Trump’s, placing Seoul in the role of diplomatic mediator between Washington’s security promises and Beijing’s economic gravity.
Pyongyang remains dismissive of denuclearization talks, but China’s leverage over North Korea gives it outsized regional influence.
Trade tensions persist — South Korea raised concerns over China’s control of rare earth exports and ongoing sanctions affecting defense giant Hanwha Ocean.
Cultural diplomacy thaw: Seoul hopes Xi’s trip may lift restrictions on K-pop and media exports imposed after the 2017 THAAD deployment.
APEC dynamics: Beijing’s emphasis on free trade and digital cooperation contrasts with Trump’s transactional approach and U.S. absence from multilateral sessions.
ANALYSIS: NEW ALLIANCES, NEW RULES
South Korea’s dual engagement strategy highlights a global pattern: middle powers are re-architecting alliances beyond Cold War binaries. As U.S. credibility wavers and China projects economic consistency, countries like Seoul, Indonesia, and Saudi Arabia are forming “pragmatic coalitions” — neither Western nor Eastern, but functional and transaction-driven.
This approach could lay the foundation for:
Peace through economic interdependence — regional trade and tech partnerships replace zero-sum military posturing.
AI and digital standards alliances — Xi’s proposal for a “World AI Cooperation Organization” hints at a global tech governance model outside U.S. dominance.
Financial recalibration — as more economies settle trade in local currencies and explore gold-linked or commodity-backed digital assets, the dollar-centric system faces gradual erosion.
IMPLICATIONS FOR THE GLOBAL RESET
Diplomatic realignment: Seoul’s maneuvering signals a broader Asia-Pacific effort to build multipolar equilibrium, balancing security and economic dependencies.
Peace dividends: A coordinated AI and trade framework under APEC could shift energy from arms races to infrastructure and tech integration — potential foundations for peace.
Financial restructuring: As Asian economies deepen cooperation with BRICS and tokenized trade systems, this could accelerate the shift toward a multi-reserve world, integrating gold-backed settlements, CBDCs, and digital trade credits.
Strategic independence: South Korea’s diplomacy mirrors Europe’s quiet diversification from U.S. financial systems — another step toward a new “networked sovereignty” model where influence derives from participation, not dominance.
CONCLUSION
South Korea’s tightrope diplomacy may prove to be more than political survival — it could be a prototype for peace-driven financial realignment. If Seoul succeeds in mediating between East and West while embracing tokenized trade and digital gold standards, it won’t just stabilize the peninsula — it could quietly become the blueprint nation for the post-dollar, multipolar financial reset now emerging across Asia.
This is not just politics — it’s global finance restructuring before our eyes.
🌱 Seeds of Wisdom Team 🌱
Newshounds News™ Exclusive.
Seeds of Wisdom Team
Newshounds News™ Exclusive
ADDITIONAL SOURCES & CONTEXT
Reuters – “China’s Xi visits Seoul, signaling Beijing’s new economic diplomacy.”
Modern Diplomacy (Nov 1 2025)
Nikkei Asia – “South Korea’s bridge diplomacy in the era of strategic rivalry.”
Atlantic Council – “The Global South’s Middle Powers: Building a Multipolar Financial Future.”
TD Securities – “Tokenised assets and reserve diversification in Asia’s new economy.”
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The BRICS Gold Settlement System: Blueprint for a Post-Dollar World
Gold-backed architecture reshapes trade, currency policy, and global alliances — setting the stage for financial restructuring.
A New Gold-Based Architecture Emerges
The BRICS Gold Settlement System represents a monumental shift in global finance — an effort to rebuild international trade around physical gold reserves rather than U.S. dollar settlements.
Now encompassing 11 full members and 22 more applicants, the system is being developed through a network of vaults, blockchain-ledger verification, and cross-border settlement hubs that prioritize trust through tangible reserves.
Since 2022, this framework has evolved from a concept into an operational pathway toward dollar-free commerce, reshaping the architecture of global liquidity and reserves.
From Petro-Yuan to the Gold Settlement Network
The roots of this gold-linked settlement model trace back to Russia’s 2017 pilot program, when Moscow accepted yuan payments for oil guaranteed by gold convertibility through China’s Shanghai Gold Exchange International (SGEI).
That model — trade settled in local currencies, redeemable in gold — is now expanding across Saudi Arabia, Singapore, and Malaysia, with new BRICS vaults allowing direct currency-to-gold conversions from oil and commodity proceeds.
This structure, while not a traditional gold standard, functions as a distributed, digital reserve network, where gold is the base layer of trust and liquidity.
De-Dollarization and Record Gold Accumulation
The rise of this settlement architecture coincides with historic central bank gold accumulation.
Between 2022 and 2023, banks purchased over 2,100 tonnes of gold, signaling a move toward asset-based sovereignty.
Countries such as India, Poland, and Kyrgyzstan have sharply increased holdings — India alone adding 73 tonnes in 2024 and repatriating another 100 tonnes from London.
The trend reflects a systemic recalibration away from fiat dependency and toward physical settlement guarantees, particularly in regions vulnerable to dollar-based sanctions.
“The Unit” — Toward a New BRICS Settlement Currency
According to Miles Franklin President Andy Schectman, BRICS nations have agreed in principle to create a new digital settlement medium — “The Unit.”
Backed 40% by gold and 60% by local BRICS+ currencies, the Unit would serve as a neutral trade instrument, redeemable in gold and transferable through verified distributed ledgers by 2030.
This initiative builds on the New Development Bank’s cross-border hub announced by Russian Finance Minister Anton Siluanov, which supports multi-billion-dollar transactions outside SWIFT.
Together, these elements amount to a functional alternative reserve system, built not on replacement but on diversification and mutual trust.
*******************************************
Implications: A Financial Reset in Motion
Geopolitical Realignment: BRICS’ coordination is redefining global alignments, creating financial cooperation that could encourage diplomatic peace through interdependence rather than bloc confrontation.
Currency Evolution: With gold above $4,300/oz and the yuan’s share of FX trade at 8.5%, the shift toward asset-backed liquidity may stabilize volatile currency cycles.
Sovereign Autonomy: The architecture offers smaller economies a buffer against dollar weaponization, building capacity for local-currency trade and debt issuance.
Long-Term Reset: By 2030, this framework could serve as the foundation of a hybrid multipolar reserve system — part digital, part gold-backed — bridging fiat and tangible assets.
The BRICS Gold Settlement System is not just about economics; it’s about re-engineering trust in a fragmented world.
Where fiat faith falters, gold — transparent, verifiable, and borderless — may once again become the world’s common denominator.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
Watcher.Guru — “BRICS Gold Settlement Architecture Opens Door to Dollar-Free Trade”
Reuters — “Central Banks Ramp Up Gold Purchases Amid De-Dollarization Trends”
Financial Times — “The BRICS Gold Standard: Myth or Market Mechanism?”
Bloomberg — “Gold at Record Highs as BRICS Push Alternative Settlement Systems”
Atlantic Council — “Gold, Digital Assets, and the End of Dollar Primacy”
~~~~~~~~~
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Thank you Dinar Recaps
“Tidbits From TNT” Saturday 11-1-2025
TNT:
Tishwash: Trump's envoy: Iraq is of paramount importance to the region and the United States
The new US envoy to Iraq, Mark Savaya, affirmed on Friday that Iraq is of paramount importance to the region and the United States, and that it is one of the United States' strongest and most valuable partners, stressing that the Iraqi leadership has taken important steps to steer the country in the right direction.
In a statement posted on his X platform account, Savaya said: “Over the past three years, the Iraqi leadership has taken important steps to steer the country in the right direction, politically and economically, and Iraq has begun to recover as a sovereign state, working to reduce external influences and put all weapons under government control.”
TNT:
Tishwash: Trump's envoy: Iraq is of paramount importance to the region and the United States
The new US envoy to Iraq, Mark Savaya, affirmed on Friday that Iraq is of paramount importance to the region and the United States, and that it is one of the United States' strongest and most valuable partners, stressing that the Iraqi leadership has taken important steps to steer the country in the right direction.
In a statement posted on his X platform account, Savaya said: “Over the past three years, the Iraqi leadership has taken important steps to steer the country in the right direction, politically and economically, and Iraq has begun to recover as a sovereign state, working to reduce external influences and put all weapons under government control.”
He added that “Iraq still needs continued support to continue this path and that there will be no place for armed groups operating outside the authority of the state in Iraq, and all groups must be unified under one leadership.”
He added that “Iraq’s stability and prosperity depend on the existence of unified security forces under the leadership of one government and one flag that represents all Iraqis,” noting that “the interests of the Iraqi people and the region as a whole depend on an Iraq that enjoys full sovereignty, is free from foreign interference, and is committed to serving its citizens and living in peace with its neighbors.”
He pointed out that “unity and cooperation between the Iraqi federal and regional authorities are essential to ensuring sustainable security, economic growth and national cohesion,” noting that “Iraq is a pivotal country in the region, and it must play its natural role in promoting peace, security and regional stability, and Iraq should not go back to the past or adopt an approach that hinders progress and unity.”
The US envoy continued: “My mission, on behalf of President Trump, is to engage with Iraq and support its ongoing pursuit of stability, sovereignty, and prosperity. Iraq remains of vital importance to both the region and the United States, and will remain one of America’s strongest and most valued partners. I am committed to strengthening this relationship as I assume this honorable role as envoy.” link
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Tishwash: Al-Alaq: The Central Bank is working on two plans to reform the banking system... We have entered advanced stages.
On Friday, October 31, 2025, Central Bank Governor Ali Al-Alaq spoke about the details of two plans the bank is working on as part of reforming the banking sector, noting that the reform process has entered advanced stages .
Al-Alaq said in a press statement followed by “Al-Jabal” that “the Central Bank is now working intensively on two plans: the first to reform the government banking sector, and the second to reform private banks, in cooperation with an international company.”
He added, “The two plans have made very significant progress, and we are now in advanced stages of this work. We expect to proceed with steady steps within the plan, which will lead to the achievement of a stable banking sector, capable of communicating with the outside world and of making a qualitative contribution to the national economy. It will also be able to keep pace with global transformations, especially digital ones, and respond to the requirements of various economic aspects, in harmony with general trends and major transformations.”
He pointed out that “the banking sector reform operations today are not formal or patchwork procedures, but rather radical operations related to rebuilding the banking sector,” indicating that “banks are now facing a historic decision,” noting that “the reform plan has faced mixed reactions, but the Central Bank has been clear in its position on reform.”
Al-Alaq stressed that “a meeting was held with all banks, and we explained that this plan is not an option, but rather a path linked to local and international legal, regulatory, financial and digital requirements that cannot be ignored, and there is a strong determination to implement it.”
He continued, "We have entered into a series of dialogues and discussions with the banks and listened to the different viewpoints," noting that "there is a very high rate of response from most banks to enter into the reform plan and they have given a commitment to that," explaining, "We are about to start a new phase to follow up on the implementation of the reform steps."
Al-Alaq indicated in his speech that "within five years or sooner, we will witness a different banking sector in Iraq link
*************
Tishwash: The Central Bank confirms a rapid response from banks to join the banking reform plan.
Central Bank Governor Ali Al-Alaq confirmed on Friday that there is a broad response from most banks to join the banking reform plan, and he set a date for its final implementation, noting that the reform process has entered advanced stages.
Al-Alaq told the official agency, as reported by Iraq Observer, that “the Central Bank is now working intensively on two plans: the first to reform the government banking sector, and the second to reform private banks, in cooperation with an international company.”
He added, “The two plans have made very significant progress, and we are now in advanced stages of this work. We expect to proceed with steady steps within the plan, which will lead to the achievement of a stable banking sector, capable of communicating with the outside world and of making a qualitative contribution to the national economy. It will also be able to keep pace with global transformations, especially digital ones, and respond to the requirements of various economic aspects, in harmony with general trends and major transformations.”
He pointed out that “the banking sector reforms today are not superficial or patchwork measures, but rather fundamental processes related to rebuilding the banking sector,” indicating that “banks are now facing a historic decision,” noting that “the reform plan has faced mixed reactions, but the Central Bank has been clear in its position on reform.”
Al-Alaq stressed that “a meeting was held with all banks, and we explained that this plan is not an option, but rather a path linked to local and international legal, regulatory, financial and digital requirements that cannot be ignored, and there is a strong determination to implement it.”
He continued, “We have entered into a series of dialogues and discussions with the banks and listened to the different viewpoints,” noting that “there is a very high rate of response from most banks to enter into the reform plan and they have given a commitment to that,” explaining, “We are about to start a new phase to follow up on the implementation of the reform steps.”
Al-Alaq indicated in his speech that “within five years or sooner, we will witness a different banking sector in Iraq.” link
************
Mot: Stay safe super heroes
Mot: .. the Shortest Fairytale!!!!
Iraq Economic News and Points To Ponder Saturday Morning 11-1-25
The Central Bank Of Iraq Obtains The International Business Continuity Certificate (ISO 22301:2019)
October 30, 2025 Under the patronage of His Excellency the Governor of the Central Bank of Iraq, Mr. Ali Mohsen Al-Allaq, the Central Bank organized a celebration on the occasion of the Total Quality Management Department obtaining the ISO 22301:2019 international conformity certificate for the Business Continuity Management System, issued by the International Organization for standardization (ISO), after the actual application of the system requirements in the Bank’s Investment Department.
The Central Bank Of Iraq Obtains The International Business Continuity Certificate (ISO 22301:2019)
October 30, 2025 Under the patronage of His Excellency the Governor of the Central Bank of Iraq, Mr. Ali Mohsen Al-Allaq, the Central Bank organized a celebration on the occasion of the Total Quality Management Department obtaining the ISO 22301:2019 international conformity certificate for the Business Continuity Management System, issued by the International Organization for standardization (ISO), after the actual application of the system requirements in the Bank’s Investment Department.
The ceremony was attended by Deputy Governor Dr. Ammar Hamad Khalaf, Professor Yaqoub Yousef, Head of the National Quality Team, the Director of Quality at the General Secretariat of the Council of Ministers, Dr. Areej Saeed, Head of the Department of Business Administration Technologies at the University of Baghdad, and Mr. Ammar Hussein, Director of the Total Quality Management Department.
During the ceremony, the international conformity certificate was handed over to the Total Quality Management Department, and the team was honored with a commemorative shield from His Excellency the Governor, in appreciation of their outstanding efforts in establishing a culture of institutional quality and achieving this qualitative accomplishment.
The implementation of the business continuity system comes within the framework of the Central Bank of Iraq’s strategic plan for the years 2024-2026, as one of the main pillars in enhancing institutional readiness and ensuring the continuity of vital operations and financial services in various circumstances, which enhances confidence in the bank’s ability to perform its tasks with high efficiency and flexibility.Central Bank of Iraq Media Office https://cbi.iq/news/view/3035
Central Bank: Banking Sector Reform In Iraq Has Entered Advanced Stages
Baghdad – WAA – Hassan Al-Fawaz Central Bank Governor Ali Al-Alaq confirmed on Friday that there is a broad response from most banks to join the banking reform plan, and he set a date for its final implementation, noting that the reform process has entered advanced stages.
Al-Alaq told the Iraqi News Agency (INA): “The Central Bank is now working intensively on two plans: the first to reform the government banking sector, and the second to reform private banks, in cooperation with an international company.”
He added, “The two plans have made very significant progress, and we are now in advanced stages of this work.
We expect to proceed with steady steps within the plan, which will lead to the achievement of a stable banking sector, capable of communicating with the outside world and of making a qualitative contribution to the national economy.
It will also be able to keep pace with global transformations, especially digital ones, and respond to the requirements of various economic aspects, in harmony with general trends and major transformations.”
He pointed out that “the banking sector reforms today are not superficial or patchwork measures, but rather fundamental processes related to rebuilding the banking sector,” indicating that “banks are now facing a historic decision,” noting that “the reform plan has faced mixed reactions, but the Central Bank has been clear in its position on reform.”
Al-Alaq stressed that “a meeting was held with all banks, and we explained that this plan is not an option, but rather a path linked to local and international legal, regulatory, financial and digital requirements that cannot be ignored, and there is a strong determination to implement it.”
He continued, "We have entered into a series of dialogues and discussions with the banks and listened to the different viewpoints," noting that "there is a very high rate of response from most banks to enter into the reform plan and they have given a commitment to that," explaining, "We are about to start a new phase to follow up on the implementation of the reform steps."
Al-Alaq indicated in his speech that "within five years or sooner, we will witness a different banking sector in Iraq." https://ina.iq/ar/economie/246887-.html
US Envoy To Iraq: Foreign And Iranian Interference Is A Threat To Sovereignty
October 31, 2025 US envoy Mark Savaya tweeted on the X platform: Over the past three years, Iraq's leadership has taken significant steps to steer the country in the right direction, both politically and economically. Iraq has begun to regain its sovereignty, working to reduce external influence, consolidate weapons under the control of the legitimate government, and open its markets to international companies to help rebuild the country and develop its fragile infrastructure. However, the work is not yet complete, and Iraq still needs ongoing support to remain on this path.
The United States government has made it clear that there is no place for armed groups operating outside the authority of the state. Iraq's stability and prosperity depend on unifying its security forces under a single government and a single commander-in-chief of the armed forces, and under a single flag representing all Iraqis. Without this unity, Iraq's sovereignty and progress remain at risk.
The interests of the Iraqi people and the wider region depend on a fully sovereign Iraq, free from malicious foreign interference, including from Iran and its proxies, and dedicated to serving its citizens and living in peace with its neighbors. In this context, unity and cooperation between federal and regional authorities are essential to ensure lasting security, economic growth, and national cohesion.
Iraq is a pivotal country in the region, and it must play its natural role in supporting regional peace, security, and stability. We cannot regress to the past or adopt methods that hinder progress and unity.
My mission, on behalf of President Trump, is to engage with Iraq and support its ongoing pursuit of stability, sovereignty, and prosperity.
Iraq remains of great importance to the region and to the United States. It will remain one of America's strongest and most valued partners, and I am committed to further strengthening this relationship as I assume this honorable role as envoy. Let's make Iraq great again LINK
The Central Bank Confirms A Rapid Response From Banks To Join The Banking Reform Plan.
Banks Central Bank Governor Ali Al-Alaq confirmed on Friday that there is a broad response from most banks to join the banking reform plan, and he set a date for its final implementation, noting that the reform process has entered advanced stages.
Al-Alaq said: “The Central Bank is now working intensively on two plans: the first to reform the government banking sector, and the second to reform private banks, in cooperation with an international company.”
He added, “The two plans have made very significant progress, and we are now in advanced stages of this work. We expect to proceed with steady steps within the plan, which will lead to the achievement of a stable banking sector, capable of communicating with the outside world and of making a qualitative contribution to the national economy.
It will also be able to keep pace with global transformations, especially digital ones, and respond to the requirements of various economic aspects, in harmony with general trends and major transformations.”
He pointed out that “the banking sector reforms today are not superficial or patchwork measures, but rather fundamental processes related to rebuilding the banking sector,” indicating that “banks are now facing a historic decision,” noting that “the reform plan has faced mixed reactions, but the Central Bank has been clear in its position on reform.”
Al-Alaq stressed that “a meeting was held with all banks, and we explained that this plan is not an option, but rather a path linked to local and international legal, regulatory, financial and digital requirements that cannot be ignored, and there is a strong determination to implement it.”
He continued, "We have entered into a series of dialogues and discussions with the banks and listened to the different viewpoints," noting that "there is a very high rate of response from most banks to enter into the reform plan and they have given a commitment to that," explaining, "We are about to start a new phase to follow up on the implementation of the reform steps."
Al-Alaq indicated in his speech that "within five years or sooner, we will witness a different banking sector in Iraq."
144 views Added 2025/10/31 - 5:52 PM https://economy-news.net/content.php?id=61796
Economic Expert: Iraq Possesses Derivatives Capable Of Significantly Boosting The Budget.
Economy | 31/10/2025 Mawazin News - Baghdad: Economic researcher Diaa Abdul Karim found that Iraq's existing oil derivatives are capable of generating substantial revenue for the national budget, potentially exceeding oil export revenues.
Abdul Karim stated, "Many projects in the oil sector have achieved self-sufficiency in derivatives, particularly regular and premium gasoline. This opens the door for exporting these derivatives."
He added, "The prices of these derivatives exceed the price of a barrel of oil, and it is possible to achieve significant revenues, surpassing oil revenues, by exporting various types of derivatives such as gasoline, diesel, naphtha, and different types of gas.
" He explained that "Iraq's oil reserves necessitate the government's focus on opening more refineries in various governorates to ensure refining operations and achieve self-sufficiency without the need to transport derivatives from one governorate to another. Exporting the surplus would then bolster the budget with revenues exceeding those generated from oil exports." https://www.mawazin.net/Details.aspx?jimare=269425
For current and reliable Iraqi news please visit: https://www.bondladyscorner.com
Seeds of Wisdom RV and Economics Updates Saturday Morning 11-1-25
Good Morning Dinar Recaps,
Capital at a Crossroads: The New Logic of Markets and Investment in 2025
Private credit, digital liquidity, and deglobalization are redefining where — and how — capital flows.
Global markets are moving out of the low-rate era and into a high-friction, high-innovation phase.
Capital allocation, once driven by cheap debt and passive indexes, is now governed by scarcity, technology, and geopolitical fragmentation.
Good Morning Dinar Recaps,
Capital at a Crossroads: The New Logic of Markets and Investment in 2025
Private credit, digital liquidity, and deglobalization are redefining where — and how — capital flows.
Global markets are moving out of the low-rate era and into a high-friction, high-innovation phase.
Capital allocation, once driven by cheap debt and passive indexes, is now governed by scarcity, technology, and geopolitical fragmentation.
🔹 Private Credit Becomes the New Bank
Traditional banks are tightening credit exposure while private funds step in:
Private debt markets surpassed $2.1 trillion globally — a 30 % jump since 2023.
Institutional investors are using direct lending to replace syndicated loans.
Yield spreads between private and public debt remain wide, attracting pension and sovereign wealth inflows.
🔹 IPOs Return, but with a New Structure
After two years of stagnation, equity issuance is reviving — differently:
Smaller, targeted listings are replacing mega-IPOs.
Dual-listing strategies link New York, London, Dubai, and Singapore.
Tokenized equity pilots are emerging, blending public listing with blockchain liquidity.
🔹 AI and Quant Integration in Capital Allocation
Investment decision-making is being augmented — not replaced — by AI:
Machine-learning funds now represent more than 12 % of daily trading volume.
Predictive analytics integrate macro data, social sentiment, and digital asset correlations.
Hybrid portfolios combine traditional equities with tokenized and private instruments.
🔹 The New Geography of Capital
Fragmented geopolitics are redrawing the map of global liquidity:
BRICS-linked development banks are expanding project lending outside the dollar system.
U.S.-based capital markets remain dominant but are facing strategic competition from Asia-Eurasia corridors.
Regulatory divergence is driving regionalized investment ecosystems.
Bottom Line:
Capital markets in 2025 are both more localized and more digital. The world is not de-financializing — it’s re-wiring its financial networks, balancing autonomy with technology-driven integration.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
McKinsey & Company — “Global Private Markets Report 2025”
Morgan Stanley — “Private Credit Outlook 2025: Growth Potential”
Deloitte — “2025 Financial Services Industry Predictions”
BlackRock — “2025 Private Markets Outlook”
~~~~~~~~~
“Crypto Rules or Babel: Why the US Market-Structure Bill Matters for the Global Finance Reset”
As the U.S. shutdown drags on, the looming digital-asset framework may determine who shapes tomorrow’s financial architecture.
Where We Are with the Bill
Lawmakers in the U.S. Senate are inching toward finalising a major piece of legislation—the CLARITY Act of 2025 (H.R. 3633) and a companion “market structure” bill—to define how digital assets are regulated.
The House passed the CLARITY Act in July, establishing definitions and assigning some oversight roles for digital commodities.
The Senate’s draft, being shepherded by the Senate Agriculture Committee and the Senate Banking Committee, is expected imminently.
The government shutdown is complicating floor time, staff-work, and legislative scheduling — slowing progress.
In short: the skeleton of the bill is largely agreed (roles of regulators, asset definitions, broker/dealer registration), but final text, amendments, and political trade-offs remain in flux.
How the Shutdown is Holding Things Up
With parts of the government furloughed, committee staff, rule-writers, and legislative aides are operating at reduced capacity or under constraints — slowing drafting, hearings, and markup sessions.
Floor time in the Senate is limited; must-pass bills (continuing resolutions, defence authorizations) take precedence, squeezing out time for digital‐asset legislation.
Uncertainty and delay increase regulatory risk for businesses and investors, reducing the “window” for passage in 2025 and raising the chance of carry-over to next year.
Why This Bill is Needed for the Global Financial Reset
Digital assets aren’t peripheral any more: They’re being integrated into payments, clearing, settlement and cross-border finance. Without a clear U.S. framework, global standards fragment.
Regulatory leadership matters: The U.S. has historically shaped global norms (via the Financial Stability Board, International Organization of Securities Commissions, etc.). A delay or vacuum opens the door for alternate regimes (e.g., Asia, BRICS) to set rules.
Market-structure clarity reduces risk and unlocks capital: Investors need certainty on how tokens, intermediaries, staking, airdrops, DeFi protocols are treated. The bill promises definitions, oversight, registration.
It shapes how the “new financial plumbing” is built: Tokenised assets, programmable money, digital clearing rails — if U.S. law sets the model, global systems may align. If U.S. drags its feet, parallel systems may evolve outside U.S. jurisdiction.
Why It Affects the Global Financial Restructuring & Reset
Decentralisation of control: If the U.S. fails to set clear rules, other jurisdictions may fill the gap, reducing U.S. regulatory and market dominance.
Redrawing of capital flows: When digital assets become mainstream, capital may shift faster, settle globally in tokenised form, and interact with non-dollar rails — the bill helps determine where those rails anchor.
Insurance of sovereignty over money: As nations build CBDCs, digital asset frameworks, crypto trade and infrastructure, the regulatory regime in the U.S. will shape how sovereigns participate or resist.
Institutional adoption hinge: Large institutional money (pension funds, endowments, sovereign wealth) will only enter broad digital-asset markets if the legal risk is low. Passage of the bill could trigger massive flows — a reset moment.
Bottom Line
The crypto-market-structure bill is no niche piece of legislation — it’s a foundational brick in the architecture of tomorrow’s financial order.
A U.S. framework would consolidate American leadership in digital finance; delay or indecision would accelerate fragmentation and multipolarity. In other words: the passage of this bill isn’t just about crypto — it’s about who builds the next global financial system.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
The Block – “US government shutdown complicates crypto market-structure bill’s path forward.”
Brave New Coin – “Senate Committee Finalizes Crypto Market Structure Bill”
Coingape – “Senate Committee Finalizes Updated Crypto Market Structure Bill Draft”
Native Finance – “Government Shutdown Puts Senate Consideration of CLARITY Act on Hold”
Arnold Porter – “Clarifying the CLARITY Act: What to Know”
~~~~~~~~~
“Rare-Earth Bloc Power: How BRICS’ 76 Million Tons Rewrites the Global Finance Ledger”
The West’s resource deficit meets the East’s supply dominance — forcing a reset in trade, value chains and monetary leverage.
Resource Control Meets Structural Finance Shift
The BRICS bloc (China, Brazil, India, Russia, South Africa plus other prospective members) holds an estimated ≈ 72 % of global rare-earth mineral reserves, amounting to ~ 70 + million metric tons.
By contrast, the U.S. holds approximately 1.9 million metric tons, placing it far behind in this critical dimension.
Rare-earth elements underpin everything from wind turbines and EV motors to semiconductors and defence systems. Control over them advances not only supply chains but financial settlement, trade terms, leverage and reserve asset strategies.
Why This Matters for the Global Financial Restructuring & Reset
Supply-chain sovereignty becomes finance infrastructure: When a bloc controls the upstream inputs of advanced technology, it can influence who pays, how it’s financed, and what currency or settlement rail is used. This shifts the locus of financial power beyond traditional banks and into resource-backed systems.
Trade deals become leverage over capital flows: As the U.S. under Donald Trump pushes new critical-minerals trade agreements with Australia, Japan, Southeast Asia — these are not just raw-material pacts but financial positioning to counter BRICS resource dominance.
Reserve-asset and settlement implications: A bloc with dominance in strategic inputs can push for alternative settlement systems, local-currency financing, and new clearing rails — forcing the West to respond by restructuring its financial architecture (sovereign fund strategies, reserve diversification, critical-minerals financing treaties).
Manufacturing and what it finances: The value shift from commodity to finished goods means that countries with input dominance can capture more of the value chain — which in turn changes debt dynamics, investment flows, and who issues financing to whom.
Strategic bifurcation of finance: As BRICS accumulate resource control, the U.S. and allies accelerate efforts (e.g., critical-minerals partnerships) to diversify away from China/BRICS dependency — this dual-track creates a multipolar financial architecture rather than a monolithic U.S.-led one.
Why the Trump Trade Deals Are Critical for the U.S.
The series of recent trade and critical-minerals deals (with Australia, Southeast Asia, Japan) are efforts to re-establish U.S. upstream access, reduce dependency on China’s supply, and regain leverage.
By locking in supply-chain partners and foreign direct investment in critical-minerals processing, the U.S. can rebuild domestic manufacturing, shielding itself from resource-based financial leverage by BRICS.
These deals also shape the framing of future trade/finance regulations, export-control regimes, fund-flows and strategic investment vehicles, meaning that U.S. trade policy is directly shaping the financial system of tomorrow.
Without these deals, the U.S. risks being financially and industrially vulnerable — and hence forced into disadvantageous financing agreements, higher costs of capital, and reduced strategic autonomy.
Key Implications & Strategic Consequences
Higher cost of capital for laggards: Countries dependent on BRICS resource supply without alternative sources may face increased financing costs, higher risk premia, and less favourable terms in international capital markets.
Shift in reserve strategies: States may diversify reserves into resource-backed assets, long-term offtake agreements, and local-currency denominated deals with resource-rich blocs — reducing the dominance of dollar-based systems.
New infrastructure for trade and finance: Expect growth in non-Western clearing systems, regional development banks, tokenised commodity-finance platforms and resource-financing pipelines anchored by BRICS+ countries.
Industrial policy links to finance policy: Input dominance gives countries leverage not only in trade but in investment flows and financial regulation — e.g., requiring processing be done domestically, issuing green-bonds tied to critical minerals, etc.
Acceleration of multipolarity: The financial structure of 2025 + will see multiple competing blocs (Western, BRICS, Southeast Asia) each with their own resource, trade and monetary frameworks rather than one global system.
Bottom Line
The rare-earth equation isn’t just geology — it is finance. When a bloc dominates the inputs of high-value manufacturing and technology, it alters who controls value, who lends, who receives risk, and which currencies or settlement rails matter. The U.S.’s trade deals under Trump are not peripheral — they are central to preserving U.S. leverage in the upcoming global financial re-set.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
TASS – “BRICS accounts for 72% of global rare-earth metals reserves.”
India Today – “World’s tech runs on rare earths … BRICS/SCO owns the supply chain.” https://www.indiatoday.in/diu/story/world-tech-runs-on-rare-earths-and-brics-sco-owns-the-supply-chain-2778866-2025-08-29 India Today
Infobrics – “BRICS and the critical minerals imperative.”
CSIS – “Six New BRICS: Implications for energy trade.”
Reuters – “Trump signs trade and critical minerals deals with Southeast Asian countries.”
Carnegie Endowment – “Securing America’s Critical Minerals Supply.”
Bloomberg – “Why Rare Earths Are China’s Trump Card in Trade War.”
~~~~~~~~~
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MilitiaMan and Crew: IQD News Update-No Float-Delete Zeros is Plan-Advanced Stage
MilitiaMan and Crew: IQD News Update-No Float-Delete Zeros is Plan-Advanced Stage
10-31-2025
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
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Be sure to listen to full video for all the news……..
MilitiaMan and Crew: IQD News Update-No Float-Delete Zeros is Plan-Advanced Stage
10-31-2025
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Follow MM on X == https://x.com/Slashn
Be sure to listen to full video for all the news……..
The Fed’s 25 Basis Points Rate Cut is Another Mistake
The Fed’s 25 Basis Points Rate Cut is Another Mistake
Peter Schiff: 10-30-2025
The Federal Reserve’s recent decision to cut interest rates and, perhaps even more significantly, pause its Quantitative Tightening (QT) program, has sent a clear signal to markets: the Fed is easing up. But is this a prudent response to economic conditions, or a dangerous gamble that will ignite further inflation?
We recently tuned into a detailed discussion with two highly respected voices in the financial world: Peter Schiff, Chief Economist at Europacific Asset Management, and Andy Brener, Global Fixed Income Head at Natal Alliance Securities.
The Fed’s 25 Basis Points Rate Cut is Another Mistake
Peter Schiff: 10-30-2025
The Federal Reserve’s recent decision to cut interest rates and, perhaps even more significantly, pause its Quantitative Tightening (QT) program, has sent a clear signal to markets: the Fed is easing up. But is this a prudent response to economic conditions, or a dangerous gamble that will ignite further inflation?
We recently tuned into a detailed discussion with two highly respected voices in the financial world: Peter Schiff, Chief Economist at Europacific Asset Management, and Andy Brener, Global Fixed Income Head at Natal Alliance Securities.
Their analysis unveils a complex picture, with both experts agreeing on a troubling trajectory for the dollar, inflation, and the price of gold.
Unsurprisingly, Peter Schiff, a perennial critic of expansionary monetary policy, didn’t mince words. He lambasted the Fed’s premature halt to rate hikes and their move to cut rates, arguing passionately that inflation remains stubbornly and significantly above target. For Schiff, the central bank is acting as if the battle against inflation is won, while the evidence suggests otherwise.
His core argument is that monetary policy remains far too loose, and the continued “debt monetization” is a root cause of persistent inflation. Schiff points to one stark indicator as undeniable proof of the Fed’s misjudgment: gold trading at a staggering $4,000. This, he asserts, is a clear signal that smart money is losing faith in fiat currencies, particularly the dollar, and bracing for a future of eroding purchasing power.
Brener noted the market’s mixed reactions, including a flattening yield curve and visible dissent within the Federal Open Market Committee (FOMC).
These indicators, he suggests, signal that any potential December rate cut could very well be the last for some time, reflecting the deep ideological divides within the Fed itself regarding the appropriate pace and size of rate adjustments.
He also provided valuable technical insight into the end of QT, explaining the Fed’s strategic shift from rolling off mortgages to acquiring Treasury bills. This move aims to reduce the longer-duration assets on its balance sheet, a subtle but significant change in its operational strategy.
Despite their differing analytical lenses, Schiff and Brener find striking common ground on the ultimate trajectory. Both experts agree that the Fed’s current policies are steering the economy towards more inflation, a weaker dollar, and consequently, rising gold prices.
Schiff, ever the outspoken bear on the dollar, predicts a significant rise in gold as the dollar weakens and inflationary pressures persist.
He forecasts an almost inevitable return to massive Quantitative Easing (QE) from the Fed, forced into action by worsening economic conditions and the inability to tolerate the necessary pain of genuinely tight monetary policy.
The discussion with Peter Schiff and Andy Brener paints a concerning picture for the purchasing power of the dollar and the future of inflation.
While the Fed attempts to navigate a complex economic landscape, these experts suggest its recent actions may carry unforeseen and potentially detrimental consequences. The rising price of gold, particularly the $4,000 mark cited by Schiff, stands as a stark reminder of deep-seated anxieties about monetary policy and economic stability.
Understanding these diverging views and the underlying economic forces at play is crucial for anyone looking to protect their wealth and navigate today’s increasingly volatile financial markets.
Seeds of Wisdom RV and Economics Updates Friday Afternoon 10-31-25
Seeds of Wisdom RV and Economics Updates Friday Afternoon 10-31-25
Good Afternoon Dinar Recaps,
Budapest Breakdown: Trump–Putin Talks Collapse Over Ukraine Demands
Geopolitical fractures, financial realignments, and the future of global trade blocs.
Background & Analysis
The cancelled Trump–Putin summit in Budapest marks a critical setback in U.S.–Russia diplomacy. Putin’s insistence on territorial concessions and NATO limits reflects Russia’s broader strategy to cement its Eurasian security sphere.
Seeds of Wisdom RV and Economics Updates Friday Afternoon 10-31-25
Good Afternoon Dinar Recaps,
Budapest Breakdown: Trump–Putin Talks Collapse Over Ukraine Demands
Geopolitical fractures, financial realignments, and the future of global trade blocs.
Background & Analysis
The cancelled Trump–Putin summit in Budapest marks a critical setback in U.S.–Russia diplomacy. Putin’s insistence on territorial concessions and NATO limits reflects Russia’s broader strategy to cement its Eurasian security sphere.
Moscow’s stance: Secure recognition of annexed regions and reshape post-war trade alignment.
Washington’s concern: Protect European stability and prevent China–Russia economic deepening.
Why It Matters for Global Finance
This breakdown stalls the emerging East–West financial détente. Russia’s continued alignment with BRICS and de-dollarization efforts reinforces multipolar financial systems (gold settlement, digital ruble trade).
If U.S.–Russia dialogue remains frozen, expect BRICS+ to accelerate independent financial infrastructure — bypassing Western SWIFT and IMF frameworks.
Implications
Energy markets may fragment further between Western and Eurasian exchanges.
Gold-backed settlement systems gain leverage as sanctions deepen.
Global alliances pivot toward a trade-based peace model — not military negotiation.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
Financial Times and Reuters
~~~~~~~~~
Gaza’s Silent Crisis: Peace Without Liquidity
The guns are quiet, but Gaza’s cash-starved banks expose the next phase of global monetary realignment.
A Fragile Peace Meets Financial Collapse
As Gaza’s ceasefire takes hold after two years of war, its residents now face a different kind of siege — a total collapse of liquidity.
Banks reopened on October 16, yet most are shells of their former selves — their vaults empty, their systems dependent on intermittent electricity, and their customers desperate to withdraw even a few shekels.
No physical currency: Israel continues to block cash transfers into Gaza.
Damaged financial infrastructure: Dozens of branches were destroyed during the conflict.
Private withdrawal commissions reach as high as 40 percent, effectively monetizing desperation.
Trump’s peace framework offered no roadmap for restoring Gaza’s banking access, leaving humanitarian aid trapped in digital form.
With inflation spiking and barter returning as a survival mechanism, Gaza’s financial paralysis is now shaping up as a case study in the risks of cashless fragility under geopolitical control.
The Financial Dimension Behind the Ceasefire
This is not only a humanitarian or political crisis — it is a collapse of financial sovereignty.
Currency control as leverage: By halting banknote inflows, Israel and its allies control not just security conditions but economic survival — showing how liquidity itself has become a geopolitical weapon.
Digital dependency without infrastructure: Electronic transfers require stable power, telecom, and fees — all scarce in Gaza, creating a paradox of “digital access without financial inclusion.”
Shadow markets emerge: Private traders are now acting as informal banks, converting remittances or salaries into physical cash at steep markups.
Reconstruction frozen: With no functioning liquidity, aid funds remain unspent, halting rebuilding projects and distorting the regional supply chain.
Why It Matters for the Global Financial Reset
The Gaza case highlights a deeper global trend: the weaponization and fragility of monetary systems in conflict zones.
As nations move toward digital currencies and programmable payment systems, control over access becomes as important as control over value.
Liquidity is power: The ability to turn digital balances into spendable money defines who participates in recovery.
Programmable finance risks exclusion: Centralized digital settlement systems, if politically controlled, can replicate Gaza’s problem on a global scale — peace without prosperity.
Parallel humanitarian rails emerging: Efforts by BRICS and non-aligned nations to develop alternative cross-border payment systems now double as tools for crisis resilience, not just de-dollarization.
Gaza as precedent: Future sanctions or post-conflict economies may face similar liquidity quarantines, prompting calls for sovereign digital frameworks independent of geopolitical gatekeepers.
In short, Gaza’s liquidity famine exposes how financial infrastructure — not just diplomacy — underpins peace, reconstruction, and sovereignty.
The Broader Restructuring Picture
Middle East integration and BRICS+ dialogue may push for regional reconstruction banks denominated in mixed currencies.
Aid settlement reforms through tokenized humanitarian credits are being tested by the UN and African Development Bank — models that could bypass physical-cash barriers.
Global reset linkage: As Western systems centralize control through sanctions and oversight, non-Western alliances are responding by building redundancy into settlement networks — creating a bifurcated global finance system that Gaza’s crisis now exemplifies.
Conclusion
The guns have gone silent, but Gaza’s empty banks speak volumes.
In the new world order of digital settlement and political gatekeeping, access to liquidity may become the next frontier of sovereignty.
For policymakers and financial architects of the coming reset, the lesson is clear — stability without circulation is not stability at all.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
Modern Diplomacy (Oct 31 2025) – “Gaza’s Ceasefire Brings Calm, But No Cash as Banks Reopen Empty.”
Reuters – “As the guns fall silent, Gazans find newly‑reopened banks have no cash” (Oct 31 2025)
Bloomberg – ” The closest relevant article is “How Gaza Descended Into a Hunger Crisis”
Al Jazeera – “Ceasefire in Gaza: A fragile calm amid unending struggle”
~~~~~~~~~
The Algorithmic CFO: How Technology Is Re-Wiring Finance Operations
AI, automation, and real-time data are turning the back office into the strategy hub of global finance.
A quiet revolution is underway inside corporate finance departments.
No longer confined to quarterly reports and spreadsheets, the modern finance function is becoming an intelligent, predictive engine — driven by artificial intelligence, cloud computing, and continuous analytics.
🔹 From Bookkeeping to Real-Time Intelligence
Finance teams are shifting from recording the past to forecasting the future:
AI-powered forecasting models deliver near-instant insight into cash flow, risk exposure, and capital needs.
Cloud-based ERP systems link data across subsidiaries, creating a unified financial view in real time.
Automation of reconciliation and compliance tasks frees analysts for higher-value decision-making.
🔹 CFOs at the Core of Digital Strategy
The new CFO role extends far beyond budgets:
Data governance now defines financial credibility — clean data is becoming the new audit standard.
Cyber-resilience joins balance-sheet strength as a measure of financial stability.
Finance and IT convergence is emerging as a new executive discipline in the digital corporation.
🔹 The End of the Monthly Report
Traditional reporting cycles are being replaced by continuous monitoring:
Embedded analytics dashboards give real-time performance visibility.
Predictive scenario modeling allows proactive responses to shocks, not reactive fixes.
AI-driven controls reduce human error and accelerate close processes.
🔹 Strategic Implications
Companies that integrate technology into finance operations gain:
Speed — faster insight means faster strategy.
Accuracy — automation minimizes reporting risk.
Resilience — real-time oversight supports stronger governance and investor confidence.
Bottom Line:
The digitalization of finance is not just an IT upgrade — it is a structural shift in how organizations perceive and execute their fiscal strategy. The CFO of 2025 is no longer a gatekeeper of numbers, but a designer of systems.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Source:
Deloitte — “2025 Revisited: Future Finance Trends” (highlighting automation, big data, predictive modelling in finance operations).
Deloitte — “A CFO’s Guide to Tech Trends 2025” (focus on CFO-relevant technologies including AI, core systems modernization).
Deloitte — “2025 Financial Services Industry Outlooks” (industry-wide look at technology and operational transformation in finance-related functions).
~~~~~~~~~
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“Tidbits From TNT” Friday 10-31-2025
TNT:
Tishwash: The Central Bank of Iraq obtains the international business continuity certificate (ISO 22301:2019
Under the patronage of His Excellency the Governor of the Central Bank of Iraq, Mr. Ali Mohsen Al-Allaq, the Central Bank organized a celebration on the occasion of the Total Quality Management Department obtaining the ISO 22301:2019 international conformity certificate for the Business Continuity Management System, issued by the International Organization for Standardization (ISO), after the actual application of the system requirements in the Bank’s Investment Department.
The ceremony was attended by Deputy Governor Dr. Ammar Hamad Khalaf, Professor Yaqoub Yousef, Head of the National Quality Team, the Director of Quality at the General Secretariat of the Council of Ministers, Dr. Areej Saeed, Head of the Department of Business Administration Technologies at the University of Baghdad, and Mr. Ammar Hussein, Director of the Total Quality Management Department.
TNT:
Tishwash: The Central Bank of Iraq obtains the international business continuity certificate (ISO 22301:2019
Under the patronage of His Excellency the Governor of the Central Bank of Iraq, Mr. Ali Mohsen Al-Allaq, the Central Bank organized a celebration on the occasion of the Total Quality Management Department obtaining the ISO 22301:2019 international conformity certificate for the Business Continuity Management System, issued by the International Organization for Standardization (ISO), after the actual application of the system requirements in the Bank’s Investment Department.
The ceremony was attended by Deputy Governor Dr. Ammar Hamad Khalaf, Professor Yaqoub Yousef, Head of the National Quality Team, the Director of Quality at the General Secretariat of the Council of Ministers, Dr. Areej Saeed, Head of the Department of Business Administration Technologies at the University of Baghdad, and Mr. Ammar Hussein, Director of the Total Quality Management Department.
During the ceremony, the international conformity certificate was handed over to the Total Quality Management Department, and the team was honored with a commemorative shield from His Excellency the Governor, in appreciation of their outstanding efforts in establishing a culture of institutional quality and achieving this qualitative accomplishment.
The implementation of the business continuity system comes within the framework of the Central Bank of Iraq’s strategic plan for the years 2024-2026, as one of the main pillars in enhancing institutional readiness and ensuring the continuity of vital operations and financial services in various circumstances, which enhances confidence in the bank’s ability to perform its tasks with high efficiency and flexibility.
Central Bank of Iraq - link
************
Tishwash: Central Bank's Precautionary Foreign Reserves
In line with the strategy and principle of disclosure and transparency that the Central Bank operates on in its internal and international banking transactions.
The monetary policy indicators up to the first half of 2025 show that foreign exchange reserves reached around $100 billion, which covers the issued local currency, which amounts to around 98.4 trillion dinars, which recorded a decrease of 3.8% compared to the same period of 2024.
The decrease in the issued local currency contributed to a decrease in the inflation rate to 0.8%, a decrease of 76% compared to 2024, and had a significant impact on maintaining the general price level.
Furthermore, foreign reserves at their current level are sufficient to cover 18 months of imports. In addition, there is a gold reserve of 167 tons, ranking fourth in the Arab world and thirtieth globally according to the World Gold Council.
This constitutes an important part of Iraq's foreign reserves, recording a significant growth rate of 55% up to the first half of 2025, reaching a value of 22.8 trillion dinars compared to 14.7 trillion dinars in the second half of 2024. The safe investments of these reserves have contributed significantly to the growth of investment portfolios, accompanied by a healthy growth in returns to these portfolios.
We emphasize here that the growth rates achieved in foreign reserves were consistent with the Central Bank’s plan to enhance returns and build capabilities in the field of self-management of reserves
Which enabled the establishment of international banking relationships and the entry into agreements and memoranda of understanding with classified international banks, reputable financial institutions, international financing and consulting organizations, the Arab Monetary Fund, and international institutions concerned with investment management, and contributed to helping our banks build international banking relationships with correspondent banks in accordance with the Central Bank’s plan to regulate foreign trade financing and implement the comprehensive banking reform program. link
************
Tishwash: Iraq signs contracts with international companies regarding the development road
Minister of Transport Razzaq Muhaibis Al-Saadawi announced today, Friday, that the ministry is in the process of contracting with a third party to audit the technical company responsible for the Development Road, noting that this road is an integrated economic project targeting 8 sectors.
Al-Saadawi stated in a press release that "the Ministry of Transport has worked to overcome the challenges in the Development Road project by utilizing foreign expertise," noting that "this is a strategic and large-scale project, the first of its kind in Iraq, and therefore foreign expertise is necessary."
He added that "the Ministry has engaged technical consultants from the Italian company BTP, and also engaged financial and economic consultants from the American company Oliver Wyman. Furthermore, a contract was signed with the American company KBR to audit Oliver Wyman," indicating that "the Ministry is currently in the process of contracting with an auditor or a third party to audit the technical company."
Al-Saadawi explained that "this road is an integrated economic project targeting eight sectors, and several countries are interested in participating in the project," confirming that "a high-level committee and a commission are planned to be formed to manage the Development Road project."
The “Development Road” is a road and railway that extends from Iraq to Türkiye and its ports, with a length of 1200 kilometers inside Iraq.
The "Development Road" is one of the most important pillars for linking Türkiye with Iraq and the Gulf, and is considered one of the shortest routes that connect the Gulf with Europe link
************
Mot: This Thingy bout Texting and
Mot: Getting Tough Out There - It Is!!!
Mot: Check on your friends ladies. Some are still learning to drive a stick.
Seeds of Wisdom RV and Economics Updates Friday Morning 10-31-25
Good Morning Dinar Recaps,
How the Trump–Xi APEC Truce Rewires Trade — and What It Means for the Global Financial Reset
One-year pauses on rare-earth curbs and export restrictions, tariff roll-backs, and resumed commodity purchases soothe markets — but don’t erase structural rivalry.
A tactical detente at APEC has eased immediate market stress, but the deeper re-wiring of global finance and alliances is only accelerated — not reversed.
Good Morning Dinar Recaps,
How the Trump–Xi APEC Truce Rewires Trade — and What It Means for the Global Financial Reset
One-year pauses on rare-earth curbs and export restrictions, tariff roll-backs, and resumed commodity purchases soothe markets — but don’t erase structural rivalry.
A tactical detente at APEC has eased immediate market stress, but the deeper re-wiring of global finance and alliances is only accelerated — not reversed.
After a nearly two-hour meeting on the sidelines of APEC in South Korea, U.S. President Donald Trump and Chinese President Xi Jinping struck a tactical trade truce: China agreed to pause planned rare-earth export curbs for one year and to resume large purchases of U.S. agricultural goods, while the U.S. signalled tariff reductions and a one-year suspension or delay of certain export-control and entity-list expansions. These moves calmed supply-chain fears and briefly eased market volatility.
Background — what was actually agreed
Rare-earth exports paused for one year: Beijing agreed not to implement newly announced export curbs on critical rare-earth minerals for an initial one-year period, giving manufacturers time to plan and suppliers time to adjust.
Tariff adjustments and trade purchases: Washington announced targeted tariff reductions and secured renewed Chinese purchases of U.S. soybeans and other commodities, intended to rebalance bilateral trade pressures.
Delay/suspension of export-control expansions: U.S. officials indicated a pause or delay in expanding harsher export controls or entity-list restrictions for roughly one year, a concession tied to the leaders’ understanding.
These were tactical, time-bound steps — not a comprehensive strategic accord on technology, security, Taiwan, or long-term industrial policy. Reuters and multiple analysts described the meeting as a temporary truce rather than a full reset.
Why this matters to the new global finance system
Stabilizes key input markets (short term): Rare earths underpin magnets, EV motors, electronics and defence supply chains. A one-year pause reduces immediate scarcity premiums, cooling asset-price and supply-chain shocks that would otherwise push firms toward accelerated decentralization of suppliers and alternative settlement systems.
Buys time for strategic positioning: The pause gives both capitals and firms breathing room to negotiate supply-chain diversification, domestic capacity build-outs, and financing arrangements — but it also creates a one-year runway where parallel systems (BRICS settlement rails, gold-linked arrangements, tokenized trade pilots) can mature.
Reduces near-term pressure for financial bifurcation — but not the trend: Markets welcomed the truce (commodity and equity moves reflected relief), yet the underlying drivers of financial multipolarity — regulatory divergence, regional payment rails, and strategic industrial policy — remain. That means capital allocation and reserve management choices (currency mix, gold, reserves in regional banks) will continue to shift.
Regulatory and entity-list pauses reshape financing windows: Delays to sanctions/controls temporarily reopen technology and capital flows to some firms — easing funding stresses for multinational projects — while policymakers and private actors use the window to accelerate alternative infrastructure (e.g., non-dollar settlement channels, local currency swap lines).
Strategic implications for alliances and global architecture
U.S. leverage regained tactically; China preserves strategic options. Washington gains short-term relief in supply chains and domestic price pressure; Beijing secures time to scale domestic processing and to diversify export partners. Neither side gave up core leverage — they merely rebooted a negotiating clock.
BRICS and regional blocs speed up parallel finance initiatives: A tactical U.S.–China truce reduces immediate urgency for some governments to decouple, but geopolitical competition still incentivizes alternative clearing, trade settlement and reserve arrangements — a parallel architecture that can coexist with renewed U.S.–China commerce.
Private markets and corporates win a planning window: Multinationals get a one-year horizon to adjust contracts, hedge strategies and sourcing — a pragmatic benefit that can temporarily soften capital flight into havens or strategic relocation.
Why this leads to restructuring, not reversal
Time-bound deals don’t undo structural policy choices. Even if rare-earth curbs are paused, China’s prior expansion of controls and investment into processing capacity remain. Markets — and states — will re-price longer-term political risk, accelerating investments in domestic mining, recycling, and substitutes.
A tactical truce accelerates the shape of the reset. Rather than forcing immediate decoupling, the truce allows both sides to coordinate staging: the West can continue gradual reshoring and alliance-based procurement, while China can pursue parallel financial rails and strategic commodity partnerships — both paths change who controls critical flows and how capital is allocated globally.
What to watch next
Follow-through mechanics: Are the rare-earth pauses and tariff cuts written into enforceable MOUs, or are they purely declaratory? Legal detail matters for markets.
One-year horizon policy moves: Expect both capitals to make domestic legislative and industrial moves during the pause — increased mining permits, subsidies, or export-processing investments.
BRICS and alternative settlement progress: If Russia, India or other partners accelerate non-dollar settlement or gold-linked swaps during the truce, the global financial architecture could bifurcate quietly while trade resumes.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
Reuters — China agrees to one-year rare earth export deal, issue ‘settled’ says Trump.
Reuters — Trump-Xi 'amazing' summit brings tactical truce, not major reset.
Reuters — Trump shaves China tariffs in deal with Xi on fentanyl, rare earths.
Reuters — US delays expansion of export restrictions on Chinese firms after Trump-Xi meeting, Bessent says.
Al Jazeera — Trump-Xi meeting: Key takeaways (truce on tariffs and rare earths).
Atlantic Council — Experts react: What does the Trump-Xi meeting mean for trade, technology, security, and beyond? (analysis & expert views).
~~~~~~~~~
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MilitiaMan and Crew: IQD News Update-ISO 22301 EXPLOSIVE-EXCHANGE RATE RELATED
MilitiaMan and Crew: IQD News Update-ISO 22301 EXPLOSIVE-EXCHANGE RATE RELATED
10-30-2025
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Follow MM on X == https://x.com/Slashn
Be sure to listen to full video for all the news……..
MilitiaMan and Crew: IQD News Update-ISO 22301 EXPLOSIVE-EXCHANGE RATE RELATED
10-30-2025
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Follow MM on X == https://x.com/Slashn
Be sure to listen to full video for all the news……..
Seeds of Wisdom RV and Economics Updates Thursday Evening 10-30-25
Good Evening Dinar Recaps,
Cross-Border Payments & Modernisation — Real-time, Intelligent, Interoperable
Why payments infrastructure is finally becoming the plumbing of the new global reset
Overview
Cross-border payments are undergoing a deep transformation — from slow, opaque, siloed rails to near-instant, high-visibility, smart networks. This change is not just about convenience; it is foundational for a multipolar financial system in which settlement, transparency and speed matter more than legacy incumbency.
Good Evening Dinar Recaps,
Cross-Border Payments & Modernisation — Real-time, Intelligent, Interoperable
Why payments infrastructure is finally becoming the plumbing of the new global reset
Overview
Cross-border payments are undergoing a deep transformation — from slow, opaque, siloed rails to near-instant, high-visibility, smart networks. This change is not just about convenience; it is foundational for a multipolar financial system in which settlement, transparency and speed matter more than legacy incumbency.
Key developments
Real-time payment systems and ISO 20022 messaging standards are being adopted widely: improved data, interoperability and reduced reconciliation friction.
Solutions like SWIFT GPI enable end-to-end tracking of cross-border flows — nearly 60 % of payments credited within 30 minutes, with full delivery within 24 hours.
Emerging rails (digital assets, fintech-led routing, programmable accounts) allow payments to reroute dynamically for speed, cost or regulatory advantage.
What this means for global alliances
Payment interoperability = alliance interoperability: When major blocs (e.g., BRICS, ASEAN, G7) adopt common messaging or rail standards, they deepen economic alignment.
Settlement preference as alignment tool: Countries that connect quickly and transparently to modern rails may become preferred trade partners, pushing others into less-connected legacy networks.
Infrastructure diplomacy: Payment-network governance becomes strategic: who controls node access, routing rules, data visibility becomes part of alliance bargaining.
How this accelerates financial restructuring
By reducing frictions and latency, the system lowers the cost of doing business across borders — enabling multi-currency and non-dollar settlement to gain traction.
The greater transparency and real-time nature enable alternative financial ecosystems to emerge that are less reliant on U.S.-centric rails and more regionally autonomous.
The shift from bank-centrism to rail-centrism means the locus of power moves: from large global banks to protocol/governance owners of payment infrastructure.
Practical signals to watch
Announcements of new payment-rail alliances, cross-border wallet/funds-transfer hubs, or major banks switching to modern messaging standards (e.g., ISO 20022).
Countries signing mutual recognition of payment infrastructures or digital-asset settlement links across jurisdictions.
Reports of major companies routing large cross-border flows via newer rails (digital, wallet-to-wallet) rather than traditional correspondent banking.
Bottom line:
Payments may seem a technical detail — but they are the foundation of global economic exchange. Modern, real-time, interoperable networks are reshaping how money moves, who it moves through and which alliances get preferred access.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
Finastra – Modernising Cross-Border Payments for a Competitive Advantage
DNB Speech – Cross-Border Implications of Modernising Payment Systems
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Malaysia’s BRICS Bid Gains China–Brazil Backing Amid Trump’s Asian Trade Push
Strategic alliances reshape Southeast Asia’s position in the emerging global financial architecture.
BRICS Expansion Accelerates
Malaysia’s bid for full BRICS membership gained significant traction this week, following public endorsements from China, Brazil, and Russia — three of the bloc’s founding members.
The coordinated support suggests that Malaysia’s full entry into BRICS by 2025 is increasingly probable, marking a milestone in the bloc’s Southeast Asian expansion.
Brazilian President Lula da Silva affirmed Brazil’s backing during the 47th ASEAN Summit in Kuala Lumpur, calling Malaysia’s entry “a natural step for deeper South–South integration.”
China’s Foreign Ministry echoed support, emphasizing that Malaysia “shares BRICS’ cooperative goals and development vision.”
Russia’s Deputy Prime Minister Alexey Overchuk confirmed alignment, noting Malaysia’s “strategic fit within emerging global frameworks.”
If successful, Malaysia would become the second ASEAN nation with full BRICS membership, following Indonesia — strengthening the bloc’s economic footprint in Asia.
Strategic Implications for Southeast Asia
Malaysia’s accession would effectively anchor BRICS influence along the Malacca Strait, one of the world’s most critical trade and energy corridors.
The move signals a shift from dependency on Western-led systems to diversified, multipolar partnerships blending BRICS finance, trade, and digital settlement initiatives.
Enhanced participation in de-dollarized trade settlements.
Access to BRICS development financing, alternative to the IMF/World Bank model.
Expansion of digital infrastructure cooperation, aligning with China’s Belt and Road and Brazil’s south–south fintech programs.
Together, these could accelerate regional integration under a shared digital and resource-backed trade framework.
Trump’s Trade Diplomacy in Malaysia
At the same time, former President Donald Trump’s diplomatic travels through Asia — including Malaysia — have centered on reviving U.S. trade influence in a region increasingly tied to BRICS and China-led frameworks.
During his meetings in Kuala Lumpur, Trump’s delegation emphasized bilateral trade incentives and re-industrialization partnerships, especially in semiconductor and rare earth sectors.
However, these talks occur amid the very BRICS expansion that the U.S. aims to offset.
Trump’s pragmatic strategy appears to position U.S. alliances as complementary rather than adversarial, creating new trade routes that could still integrate with BRICS-linked systems under different governance models.
Global Financial Implications
The Malaysia–BRICS development ties directly into the broader realignment of global finance:
The inclusion of Malaysia strengthens BRICS’ claim over nearly half of global GDP (PPP).
Expansion of cross-border digital payment corridors could integrate ASEAN and BRICS via programmable, asset-linked systems.
A multi-node financial network is emerging — where sovereign trade alliances, real assets, and digital currencies converge outside the traditional Western banking structure.
This mirrors the ongoing global financial restructuring: a transition away from centralized, dollar-dominant systems toward a distributed, multipolar trade and finance ecosystem.
Why It Matters
Malaysia’s advancement toward full BRICS membership — backed by China, Brazil, and Russia — represents more than diplomatic symbolism.
It marks the consolidation of a new financial geography where trade, technology, and sovereignty are integrated through multi-aligned partnerships rather than a single hegemonic axis.
This, alongside Trump’s parallel trade diplomacy in Asia, suggests not decoupling but restructuring — the scaffolding of a global economic reset now taking shape across both blocs.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Source:
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Iraq Economic News and Points To Ponder Thursday Afternoon 10-30-25
Iraq Is Second... 29 Million Barrels Of Oil Imported By America From OPEC
Energy Economy News - Follow-up The U.S. Energy Information Administration revealed on Thursday that the United States imported more than 20 million barrels of oil from OPEC countries in July, with Iraq being the second largest exporter among these countries. According to statistics from the administration, the volume of US crude oil imports reached 29.933 million barrels in July 2025.
Iraq Is Second... 29 Million Barrels Of Oil Imported By America From OPEC
Energy Economy News - Follow-up The U.S. Energy Information Administration revealed on Thursday that the United States imported more than 20 million barrels of oil from OPEC countries in July, with Iraq being the second largest exporter among these countries. According to statistics from the administration, the volume of US crude oil imports reached 29.933 million barrels in July 2025.
It indicated that Iraq came second among OPEC countries in terms of oil exports, with a quantity of 9.825 million barrels, while Saudi Arabia came first with exports of 9.996 million barrels, followed by Nigeria in third place with 3.768 million barrels.
Algeria came in fourth with 2.112 million barrels, followed by Libya with 2.011 million barrels, Gabon with 678,000 barrels, Kuwait with 650,000 barrels, and then Venezuela in eighth place with 175,000 barrels.
The administration noted that the remaining member states, Congo, Iran and the United Arab Emirates, did not export any oil to America in July. https://economy-news.net/content.php?id=61758
Government Advisor: Adopting A Loan Default Insurance Policy Represents A Qualitative Shift In The Lending Structure
Money and Business Economy News – Baghdad The Prime Minister’s financial advisor, Mazhar Muhammad Saleh, confirmed on Thursday that the Cabinet’s recent decision to adopt an insurance policy against default on payments instead of a guarantor for housing loans for employees represents a qualitative shift in the structure of bank lending towards enhancing financial inclusion and simplifying procedures.
Saleh said that “the Cabinet’s decision to adopt an insurance policy against default on payments instead of a guarantor in housing loans for employees whose salaries are deposited represents a qualitative shift in the structure of bank lending towards enhancing financial inclusion and simplifying the procedures addressed by the government program, and is an important aspect of the economic reform process in its financial and banking aspects.”
He added: “Therefore, adopting the insurance policy constitutes a double guarantee, as it gives the citizen ease in obtaining the loan without a guarantor, and at the same time provides banks with full protection from the risks of default, which speeds up the lending cycle and increases the efficiency of Iraq’s financial system.”
He pointed out that "this step will positively impact investment in the housing sector by increasing demand for housing units and stimulating the construction and building industries, which will contribute to reducing costs and prices as a result of expanding supply and growing competition."
He explained that “the insurance policy will open up broad horizons for national insurance companies to achieve regular returns from insurance premiums, which will lead to a revival of the insurance business environment and an expansion of its products within the framework of developing the national financial market, and that such a transformation will establish an effective partnership or integration between the banking system and the insurance sector within what is known globally as (bancassurance).”
He added that “adopting the insurance policy instead of the guarantor is not just an administrative procedure, but a structural reform in the national financing system that supports the construction and housing sectors, stimulates the labor market, and at the same time lays the foundations for financial and economic integration that contributes to achieving the goals of sustainable development and is consistent with the principles and objectives of the National Development Plan 2024-2028.”
He noted that “the insurance policy referred to in the Cabinet’s decision is an insurance guarantee that covers the bank against the risk of the borrower not paying the loan installments for any reason (such as death, total disability, loss of employment, or any force majeure circumstances that prevent payment), but under this policy the borrower pays a simple insurance premium once or annually according to the insurance requirements, and in return the insurance company undertakes to pay the remaining amount of the loan to the bank in the event that the borrower defaults on payment for force majeure reasons, and coverage for the risks of payment continues throughout the entire loan term.” https://economy-news.net/content.php?id=61763
Global Oil Prices Decline
Economy | 08:05 - 30/10/2025 Mawazine News – Economy Brent crude futures fell three cents, or 0.05%, to $64.89 a barrel, while U.S. West Texas Intermediate crude futures slipped 11 cents, or 0.18%, to $60.37 a barrel.
https://www.mawazin.net/Details.aspx?jimare=269353
The Dollar Remained Stable At The Close Of Weekly Trading.
Economy | 11:21 - 30/10/2025 Mawazin News - Baghdad: The exchange rate of the US dollar against the Iraqi dinar has witnessed remarkable stability in local markets. The selling price reached 142,000 dinars per 100 dollars, while the buying price reached 140,000 dinars per 100 dollars. https://www.mawazin.net/Details.aspx?jimare=269372
For current and reliable Iraqi news please visit: https://www.bondladyscorner.com
Seeds of Wisdom RV and Economics Updates Thursday Afternoon 10-30-25
Good Afternoon Dinar Recaps,
Shadow Credit Shock: How Hidden Bank Links to Private Debt Threaten Global Stability
As banks quietly bankroll private-credit giants, regulators warn that the next liquidity crunch may already be inside the system.
Overview
Regulated banks are increasingly exposed to the booming private-credit (non-bank) sector — through credit lines, term loans, and other facilities. This growth brings potential contagion channels and liquidity mismatches that could stress alliances and financial architecture.
Good Afternoon Dinar Recaps,
Shadow Credit Shock: How Hidden Bank Links to Private Debt Threaten Global Stability
As banks quietly bankroll private-credit giants, regulators warn that the next liquidity crunch may already be inside the system.
Overview
Regulated banks are increasingly exposed to the booming private-credit (non-bank) sector — through credit lines, term loans, and other facilities. This growth brings potential contagion channels and liquidity mismatches that could stress alliances and financial architecture.
Key developments
U.S. banks hold roughly $79 billion in revolving credit lines and around $16 billion in term loans to private-credit vehicles as of Q4 2024; while bank exposure to other NBFIs stands at $2.2 trillion.
The International Monetary Fund (IMF) and other regulators are warning that exposures to private credit — via linkages with buy-out firms and private-equity backed companies — pose financial-stability risks.
Many banks struggle to map overlapping exposures where they co-lend alongside private-credit funds, or where one borrower sits in multiple liability chains — creating hidden leverage.
Recent banking-stock sell-offs in the U.S. occurred after auto-finance bankruptcies (e.g., firms backed by private-credit lenders) renewed investor anxiety about underwriting quality.
What this means for global alliances
Risk mutualisation across systems: As banks in different jurisdictions lend into private-credit structures, shocks in one region (e.g., U.S. sub-segments) can propagate globally — forcing cooperative regulatory responses.
Alignment of regulatory regimes: Countries must coordinate oversight of private-credit linkages and bank exposures — alliances may form around shared standards (rather than purely geographic blocs).
Financial-system hedges and alternatives: With banks exposed, states and major financial hubs may push for settlement systems and credit facilities that reduce reliance on opaque bank-channels — potentially favouring alternative infrastructures.
How this accelerates financial restructuring
The growing opacity of private-credit exposures highlights the need for new transparency, monitoring, and settlement frameworks beyond classical banking channels — reinforcing the case for multiple clearing/settlement systems.
Capital will increasingly flow toward jurisdictions and institutions perceived as less exposed to these cross-links — shifting funding patterns and re-allocating financial centre prominence.
The fragmentation in credit-intermediation channels supports the emergence of dual (or multiple) financial ecosystems: one anchored in traditional bank networks, another in less regulated, fund-based networks with linkages to trade and state-backed finance.
Practical signals to watch
Announcements of large bank exposures to private-credit vehicles or borrowings by major private-credit funds.
Regulatory commentary or investigations focussed on bank–private credit fund linkages in major finance centres (e.g., U.S., Europe, Asia).
Movements in bank equity spreads, non-bank lending growth, and signs of leveraged credit facilities tightening.
Bottom line:
The intersection of banks and private-credit markets is no longer a niche issue — it has become a structural fault line in the financial system. Financial alliances and infrastructure will increasingly be defined by who sits outside traditional bank-fund channels as much as by who remains inside.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
Boston Fed – Could the growth of private credit pose a risk to financial system stability?
Guardian – Head of IMF says risks in private credit market keep her awake at night
MarketWatch – Banks’ exposure to private credit may pose contagion risk
Reuters – Global bank stocks slide on credit worries, U.S. lenders eke out gains
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Metals as the New Money Signal: Gold Now Mirrors Liquidity Cracks in the Global System
Gold’s surge beyond $4,000 isn’t just a flight to safety — it’s a flashing warning light for global funding stress and the birth of metal-backed finance.
Overview
Precious and industrial metals are increasingly responding not just to inflation or geopolitics but to liquidity dynamics and financial-system risk. Sharp swings in metals markets reflect cracks in funding and settlement systems.
Key developments
A spike in the U.S. Secured Overnight Financing Rate (SOFR) relative to the Fed’s Interest on Reserve Balances (IORB) signals acute funding stress; this in turn has triggered short-term volatility in gold and silver.
Analysts argue that the recent rally in gold (above $4,000/oz) is driven less by geopolitics and more by global-liquidity expansion and funding-stress hedging.
Commentary warns that liquidity squeezes can hit metals quickly then fade as policy intervenes — yet the underlying structural trend remains.
What this means for global alliances
Hard-asset coordination: Countries and regional blocs with strong metal reserves (or metal-settlement facilities) can play a coordination role in a multipolar financial order.
Settlement hedges: Metals become part of trade-settlement strategies as states diversify from purely fiat or dollar-based systems — alliances may form around shared metal-backed frameworks.
Liquidity-network blocs: States with access to deep funding markets and metal-backed liquidity may attract capital and trade flows away from those without these buffers — realigning economic alliances.
How this accelerates financial restructuring
The re-role of metals from “safe-asset” to settlement collateral and liquidity gauge supports a restructuring of the global financial architecture: hard-assets underpin digital and traditional finance alike.
Liquidity-stress episodes that show up in metals signal the need for parallel funding and settlement systems outside the over-leveraged bank-centre infrastructure.
Investment flows increasingly favour jurisdictions with transparent metal-settlement chains and central-bank participation — shifting the geography of financial power.
Practical signals to watch
Further sharp moves in SOFR, IORB or comparable short-term funding rates.
Announcements of metal-backed settlement corridors, metal-tokenisation initiatives or joint metal-reserve holdings.
Spreads between metal prices and implied hedge/funding-cost measures (e.g., gold-carry, vault-premiums).
Bottom line:
Metals are often portrayed as safe-havens. But today they are also symptoms and participants in the new liquidity architecture — bridging funding systems, national-reserve strategy, and settlement infrastructure.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
FXEmpire – Gold (XAUUSD) & Silver: How Fed Liquidity Stress Could Trigger Pullback
FXStreet – Keep your eye on the ball: Metals, liquidity, Fed pivot
Discovery Alert – How Global Liquidity Drives Record Gold Prices in 2025
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