“Tidbits From TNT” Sunday 10-26-2025

TNT:

Tishwash:  US envoy: Iraq is improving day by day and there are no limits to its capabilities

US President Mark Savaya's envoy sent a message to Iraq.

"I want to make Iraq great again," Savaya told the Chaldean Press.

He pointed out that he would like to "achieve peace and stability in the country by building strong bridges with the United States", explaining that "Iraq is improving day by day, without limits to its capabilities".  link

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Tishwash:  Masrour Barzani: Article 140 of the Constitution must be implemented as it is after the elections

#Article 140

 The Prime Minister of the Kurdistan Regional Government, Masrour Barzani, confirmed that the Kurdistan Democratic Party is preparing to implement several goals following the parliamentary elections scheduled in Iraq, noting work to implement Article 140 of the Constitution.

 Masrour Barzani said in a speech during his participation in an election carnival dedicated by the Kurdistan Democratic Party to candidates from the Kirkuk and Garmian regions, today, Saturday, October 25, 2025, that "Article 140 of the Constitution must be implemented as it is, and the constitutional provisions and articles must be applied as they are," adding: "We will no longer accept injustice." This time we will go to Baghdad to fight for our constitutional rights.

Masrour Barzani stated that "Kirkuk is the heart of Kurdistan", and "we are ready to sacrifice our blood and souls to return them to the embrace of Kurdistan", noting that "the people of Kirkuk must know that the one who sacrificed himself for Kirkuk throughout history is the Kurdistan Democratic Party".

The Prime Minister of the Kurdistan Regional Government and Vice President of the Kurdistan Democratic Party continued, "The injustice practiced against the Kurdistan Region is also practiced against Kirkuk, because Kirkuk is part of Kurdistan", stressing: "Kirkuk must return, and Khanaqin must return, as well as Makhmouz Zammar and Sinjar" to the embrace of Kurdistan.

 Masrour Barzani recalled the statement of the President of the Kurdistan Region, Nechirvan Barzani, that "the party will win a million votes in these elections", saying: "We are able to obtain a million votes, and we are able to regain Kirkuk and win as the largest political party in Iraq".

 The Prime Minister of the Kurdistan Regional Government touched on the situation in Kirkuk, and the level of services and life there, stressing that "if Kirkuk is run by the Parti, it will become a model of peaceful coexistence on the global level", and "whoever is loyal to Kirkuk must be characterized by actions and not just carrying slogans." He called on the people of the governorate to go to the polls and vote for his party, which bears the symbol 275, in the upcoming elections.

 Masrour Barzani stressed that Iraq's stability and development are reflected in Kurdistan, saying: "If security and stability are available in Iraq and its people are able to live in prosperity, Kurdistan will certainly achieve greater progress," stressing that "we will not allow Iraq to return to centralization and dictatorship," and "we must head to Baghdad to stand up to the plans being hatched against the Kurdistan Region."  link

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Tishwash:  Iran Declares Major Private Bank Bankrupt Amid Deepening Financial Strain

The collapse of Ayandeh Bank exposes deep cracks in Iran’s financial system, with experts warning more failures could follow amid sanctions and weak oversight.

Iran has declared on Saturday one of its largest private banks, Ayandeh Bank, bankrupt, with its assets absorbed by the state-owned Melli Bank, marking one of the most dramatic collapses in the country’s modern banking history.

The move comes as Tehran grapples with renewed international sanctions and mounting economic instability.

Founded in 2012, Ayandeh Bank once operated 270 branches nationwide—150 of them in Tehran—but had recently been crippled by mounting debt.

According to Iran’s ISNA news agency, the bank’s accumulated losses had reached the equivalent of $5.2 billion, with debts of roughly $2.9 billion.

On Saturday, long lines of anxious depositors formed outside the bank’s shuttered branches in Tehran, with police deployed to maintain order.

State television quoted Melli Bank director Abolfazl Najarzadeh confirming that “the transfer from Ayandeh Bank to Melli Bank is now complete,” assuring customers their deposits would be protected.

Iranian Economy Minister Ali Madanizadeh attempted to calm public fears on Thursday, saying customers “had nothing to worry about.” However, Central Bank officials blamed “bad debts” and risky self-financing projects for the collapse.

Central Bank representative Hamidreza Ghaniabadi told the IRNA news agency that over 90 percent of Ayandeh Bank’s funds were lent to affiliated entities or bank-managed projects that failed to generate returns.

Among its most extravagant ventures was the Iran Mall—one of the world’s largest shopping centers—complete with cinemas, luxury stores, and an ice rink.

The failure of Ayandeh Bank underscores the fragility of Iran’s financial system, heavily burdened by mismanagement, corruption, and years of sanctions that have isolated the country from international markets.

Several other private and semi-state banks—including Sarmayeh, Day, Sepah, Iran Zamin, and Melal—are reportedly facing severe liquidity challenges.

The crisis unfolds against the backdrop of renewed United Nations sanctions, reimposed in September after months of fruitless diplomacy aimed at reviving the 2015 nuclear agreement.

Those sanctions—referred to as a “snapback” mechanism—were reinstated following Israeli and U.S. strikes on Iranian nuclear sites in June, further tightening the economic noose around Tehran.

Economists say the banking sector’s instability reflects broader structural weaknesses in Iran’s economy, where inflation exceeds 40 percent and the national currency continues to plummet against the US dollar. 

Observers from the industry warn that more bank failures could follow unless authorities enforce stricter financial oversight and attract foreign investment—both unlikely amid current geopolitical tensions.   link

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Tishwash:  Sum Times I Can't Help Meself - I –

Tishwash:  . Ripley!!! -- ooooooh Ripley!! -- ""Bath Time"" 

Seeds of Wisdom RV and Economics Updates Sunday Morning 10-26-25

Good Morning Dinar Recaps,

Ripple Prime: The Quiet Revolution in Global Finance -- The Digital Wall Street Is Here   

How Ripple’s strategic acquisition is reshaping cross-border settlements and unlocking digital liquidity.

The Strategic Move

       ●  Ripple Labs, the blockchain giant behind XRP, has officially launched Ripple Prime—a professional-grade liquidity and settlement platform designed for institutional clients. The development follows Ripple’s acquisition of Hidden Road Partners, a global brokerage and prime services firm specializing in digital assets.

       ●  According to reports from Reuters, Coindesk, and The Block, the move gives Ripple direct access to deep institutional liquidity pools, bridging traditional finance and blockchain markets under a single unified settlement rail.

       ●  Garlinghouse’s vision: Ripple CEO Brad Garlinghouse emphasized that Ripple Prime will “unlock enterprise-grade liquidity for tokenized assets and payments”, positioning the firm as a cornerstone of future global finance infrastructure.

Why It Matters

       ●  Institutional On-Ramp to Blockchain Finance
Ripple Prime’s integration with Hidden Road opens the door for major financial institutions to access on-demand liquidity (ODL) directly, without relying on legacy correspondent banking systems.

🌱   This transition signals the gradual migration of settlement infrastructure from centralized banks to blockchain networks.

       ●  Accelerating Tokenized Asset Settlement
The partnership enables near-instant cross-border settlements in any fiat or crypto pair, dramatically reducing the friction and cost of moving value globally.

🌱 This is a critical pillar of the financial reset — instant, trustless settlement across asset classes.

       ●  Bridging Old and New Systems
Ripple’s network now sits at the intersection of central bank digital currency (CBDC) infrastructure and private liquidity platforms.

🌱 Such hybrid models are essential for building a multi-polar financial order that no longer depends solely on the U.S. dollar.

The Bigger Picture: A New Financial Architecture

Ripple Prime’s debut aligns with a broader structural shift:

• BRICS nations are advancing gold- and commodity-backed digital trade systems.

• The IMF is exploring new settlement architectures using tokenized assets.

• Western fintech firms like Ripple are positioning to mediate the convergence between traditional banks, CBDCs, and decentralized networks.

In essence: Ripple Prime represents not just another crypto product — but a core building block of a borderless liquidity layer, paving the way for a new global financial framework.

Ripple Prime is not just a rebrand — it’s a blueprint for a new economic structure.

This is not just politics or crypto hype  — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – Ripple launches institutional trading platform Ripple Prime

• Coindesk – Ripple Expands Institutional Liquidity with Hidden Road Deal

• The Block – Ripple’s Next Phase: Ripple Prime and the Institutional Bridge

• FX Empire -- XRP News Today: Ripple Prime Launch Ignites XRP Demand Outlook

• BusinessWire – Ripple Official Announcement

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Zelle’s Next Leap: Stablecoins Bring Banking Into the Blockchain Era

America’s biggest bank-owned payment network takes its first step toward a borderless digital money system.

The Announcement

Early Warning Services (EWS) — the consortium behind Zelle, jointly owned by major U.S. banks like JPMorgan, Wells Fargo, and Bank of America — announced on October 24, 2025, that it will begin using stablecoins to power international payments.

The goal: bring Zelle’s hallmark speed and convenience in domestic transfers to cross-border money movement, connecting 2,500 financial institutions worldwide under one digital payment rail.

Key Details

  ● Leveraging stablecoins: EWS will utilize stablecoins to enable instant global transactions, taking advantage of new regulatory clarity provided by the GENIUS Act (July 2025).
  ● Goal: Build a faster, safer, and cheaper alternative for international remittances, reducing reliance on traditional correspondent banks.
  ● Network reach: The rollout will cover all 2,500 financial institutions already using the Zelle network.
  ● Unconfirmed details: It’s still unclear whether EWS will issue its own stablecoin or adopt a regulated third-party token such as USDC or PayPal USD.
  ● Market disruption: The move positions Zelle to directly compete with Western Union, MoneyGram, and PayPal, potentially redefining the remittance industry.

Industry Implications

This marks a pivotal moment: legacy banks are entering blockchain finance through one of their most successful payment systems.

Analysts note that by integrating stablecoins, Zelle is effectively bridging traditional bank infrastructure with digital settlement networks — the very mechanism driving the new financial architecture envisioned by Ripple, the IMF, and BRICS-aligned systems.

“This is not just about payments — it’s about interoperability between old money and programmable digital cash,” one fintech strategist told Forklog.

Why This Matters

  ● Out with the Old: Traditional SWIFT-based transfers may soon be replaced by tokenized, instant settlements built on distributed ledger systems.
  ● In with the New: Stablecoin integration by a U.S. bank consortium shows how regulated digital assets are now being woven into mainstream finance.
  ● Toward a Financial Reset: When institutions like Zelle’s banking network adopt blockchain rails, it signals the migration of global liquidity into a transparent, programmable system — a key step toward a global financial reset built on digital settlement layers rather than fiat intermediaries.
  ● Analogy: Much like the telegraph gave way to the internet, this shift represents the “Internet of Value” — money moving at the speed of information.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Ledger Insights – Bank-owned Zelle to launch stablecoin-based cross-border payments

• Forklog – Zelle Payment Network Integrates Stablecoins for Cross-Border Transfers

• Payments Journal – Zelle’s Stablecoin Could Mark Its Entry to Cross-Border Payments

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Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Sunday Morning 10-26-25

The Most Notable Achievement In 2025
 
Economic 10/26/2025  Yasser Al-Mutawali  In an evaluative look at the most prominent achievements of the year 2025,  in my estimation as someone interested in and observing economic affairs,  is the launch of Iraq's Vision 2050, as a pioneering step, albeit theoretically,  on the path to sound construction and development.

This step comes as Iraq is experiencing difficult times due to numerous economic,  political and social challenges,
in addition to international variables that require the mobilization of all capabilities to deal with them decisively.
 
To clarify, it is necessary to point out the following approach,  where the vision in the free liberal system is parallel  to the long-term plan in the totalitarian system,  especially with an equal time period  or at least the approximation between them from 20 years and up.
 
The difference lies in the means of implementation.
 
The vision is defined by the state and implemented through a collaborative effort between the state and the private sector,  with the private sector bearing the lion's share of implementation.
 
Meanwhile, the plan is developed by the state and implemented solely by its institutions.
 
Here, you can observe the differences in the results and objectives.
 
We leave that to your interpretation.
 
Perhaps ambition motivates us to ensure that the  state proceeds with implementing the vision’s programs and objectives,  while providing the requirements, controls, foundations, and entities for implementation,  rather than remaining a temporary slogan or within the concept of burning stages.
 
This assessment comes as we are now in the last quarter of 2025, and  the remaining period includes the upcoming elections,  which will inevitably establish a new government and a new parliament.
 
Herein lies the reservation regarding the possibility of the vision being implemented,  as we are accustomed to any future government erasing any trace of its predecessor.
 
Therefore, I said we hope that the vision will not be a temporary slogan.
 
We indicated in our previous article that Iraq Vision 2050 is a vision for building Iraq and is not limited to a specific governmental phase.
 
Therefore, it requires that any future government proceed with its implementation.
 
We find it necessary to clarify important aspects that contribute to the contents and objectives of the vision.
 
This is achieved by focusing on extremely important aspects, foremost among which is the priority given to infrastructure to successfully implement the Vision's projects.
 
This is followed by focusing on attracting foreign investments to implement the Vision's programs by offering the necessary facilities and incentives, and not being stubborn about the wealth we possess to enrich it.

Here I point out that the Saudi Vision 2030 experience, despite its potential and wealth, has focused on attracting global investments to boost the Kingdom's imports.
 
It is useful to benefit from the experiences of our Arab and regional brothers and friends, as well as from global experiences in building their countries.
 
Therefore, Iraq Vision 2050 has been considered the most prominent achievement of the year 2025.
 
We call for supporting the momentum of this vision's success to build a new Iraq that lives up to its reputation, status, and potential to create prosperity and bring happiness to its people.    https://alsabaah.iq/122683-.html 

Antitrust Conference Outlines Fair Market Economy
 
Economic 10/26/2025  Baghdad: Hussein Thaghab  The second annual conference of the   Competition and Anti-Monopoly Council,  which kicked off last Thursday in Baghdad,  provided a high-level dialogue platform bringing together decision-makers, researchers, and experts to discuss ways to develop a fair competitive environment that contributes to strengthening the national economy  and consolidating the principles of transparency and sustainability.
 
The conference, sponsored by Prime Minister Mohammed Shia al-Sudani and organized by the Council in cooperation with the Ministry of Higher Education and Scientific Research,  witnessed broad participation from representatives of ministries,  government agencies, professional unions and syndicates, and the private sector,  in addition to a group of academics and international organizations.
Competition Affairs Specialist.
 
Economic transition
 
In his speech at the conference, the Prime Minister's representative,  Counselor Dr. Abdul Hussein Al-Anbaky, said:
 
"The government attaches great importance to the issue of competition  and the prevention of monopoly, and has implemented the relevant law,  which has resonated greatly,  given its importance in the economy's transition to a significant new phase."
 
Al-Anbaky added that monopoly leads to declining performance and negatively impacts market development, noting that competition reduces costs, and the more we move toward general competition, the more we will achieve realistic price levels based on supply and demand.
 
Strengthening the reality of reform
 
Chairman of the Competition and Anti-Monopoly Council, Dr. Ahmed Younis Qasim, explained that the government's implementation of Law No. 14 of 2010 in 2023  has achieved a shift within the local market,  particularly as it is part of the government's program,  which enhances the reality of economic reform  and creates an ideal environment within the local labor market.
 
He pointed out that the transition to a free economy requires sound policies at a time when the economic system is linked to oversight and competition.
 
He explained that implementing the law contributes to supporting production, strengthening the national labor market,
and aligns with the government's efforts to achieve sustainable economic development.
 
It also supports small and medium-sized enterprises.
 
Addressing monopoly problems
 
Younis pointed out that the council is working to combat any monopolistic behavior   and is cooperating with public and private institutions to address monopoly issues.
 
He noted that the council is working to open branches in several governorates  to expand its scope of activity in supporting the national economy.
 
Younis emphasized that Iraq has an active presence in Arab and international competition and antitrust councils, and that we are working to exchange expertise in cooperation with global competition bodies.
 
Promoting a culture of competition
 
For his part, Deputy Secretary-General of the Council of Ministers,  Farhad Nimatullah Hussein, called for strengthening institutional coordination between government agencies and the private sector  to foster a transparent and open economic environment. He noted that  fostering a culture of competition contributes to supporting investment,  developing markets, and achieving sustainable development.
 
Hussein added that the government recognizes that competition is a driver of the economy and supports efforts to create a suitable business environment. He noted that the government has worked to enact laws that activate the local market and prevent competition and monopoly.
 
Justice in opportunities
 
In this context, economic expert Hisham Khaled Abbas  considered promoting competition and preventing monopolies an important step  adopted by the government over the past two years,  as it provides the labor market with true stability  and prevents monopolies to ensure fair distribution of opportunities  within the national labor market.
 
Abbas added that the national economy is entering a new phase,  which will require those seeking to work in the growing Iraqi labor market to prove their worth.
 
The Iraqi labor market is considered one of the most important markets in the world,  with its unique features that make it virtually unique among international markets.
 
Competition between actors
 
For her part, Natalie Khaled,  ESCWA Competition and Consumer Protection Project Coordinator,  commended Iraq's efforts to build a modern institutional system  that contributes to developing the legal and regulatory frameworks for competition.
 
Khaled stated that competition among actors strengthens competitive systems  and limits hegemonic practices,  emphasizing that the Arab region is witnessing a widespread anti-monopoly culture,  which plays a role in creating a favorable environment for work and investment.
 
Khaled expressed her support for the directives and legislation that prevent monopolies, especially in light of the existence of a common Arab vision that prohibits such practices and enhances competition in Arab countries.
 
Goods quality
 
Meanwhile, Dr. Saba Talib, a competition and monopoly expert,  explained that since 2003, the political system has transformed  from a dictatorial to a democratic pluralist system,  accompanied by a shift in the economic system  from a planned (socialist) to a (capitalist) system.
 
This transformation was not carried out in scientifically calculated steps,  which negatively affected the economy  and led to a state of turmoil and chaos  and the creation of a group of economic blocs that began to control the economy  and the general level of prices  and affected the general atmosphere of competition in the country.
 
This led to some businessmen controlling basic economic joints  and controlling the quality of goods as well as the origins of those goods.
 
The first to be affected was the citizen (the consumer),  as this situation led to the entry of low-quality goods at high prices.  The main reason is the failure to separate the economic sector  from the political influences of parties. And political blocs.
 
market economic policy
 
She pointed out that the conference focused on discussing market issues  and how to achieve fair competition within it,  activating the Competition and Anti-Monopoly Council Law No. 14 of 2010,  confronting the challenges facing the Iraqi market, proposing appropriate solutions to enforce the aforementioned law,  and implementing a market economic policy that makes competition fair to attract investment.
 
It was emphasized that dialogue and cooperation between the relevant parties should continue to keep pace with modern economic and technological transformations,  ensuring the establishment of a fair and prosperous market environment in Iraq.
 
Fair competition employment
 
For his part, Dr. Maitham Adham Al-Zubaidi,   Vice Chairman of the Competition and Anti-Monopoly Council,  considered the conference a milestone in Iraq's economic reform process,  not only because it brought together local and international officials and experts under one roof,  but also because it refocused attention on a fundamental issue that is often overlooked:  the use of fair competition as a lever for sustainable development.  Al-Zubaidi added that
 
Building a balanced market
 
the conference represents a shift from traditional discourse on reform to a  more in-depth discussion on how to build a balanced market governed by efficiency, not monopoly,  and transparency, not self-interest.
 
He explained that its focus on the role of  Competition and Anti-Monopoly Law No. 14 of 2010, pro-competition policies, and competitive neutrality between the public and private sectors reflects a growing awareness that the economy is not built solely on administrative orders and theorizing,  but rather on a regulatory and procedural environment that unleashes legitimate competition, stimulates innovation, and prevents economic centralization. 

He explained that the   inclusion of topics on digital transformation and artificial intelligence in the dialogue sessions indicates a true awareness of the future challenges facing markets in  e-commerce and digital marketing platforms, and  the need to align legislation with the knowledge economy.

He stressed that   the conference strengthened institutional dialogue between the government and the private sector,  in a direction that places competition at the heart of economic justice policies through the participation of conference sessions with pharmaceutical office suppliers, insurance services companies, and interaction. With audience questions.  https://alsabaah.iq/122682-.html  

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

MilitiaMan and Crew: IQD News Update-Dinar Coin-Exchange Rate-Stability

MilitiaMan and Crew: IQD News Update-Dinar Coin-Exchange Rate-Stability

19-25-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=X0kBnAawnJs

Iraq Economic News and Points To Ponder Saturday Afternoon 10-25-25

Foreign Banks Are Violating The Law By Controlling Iraqi Banks.
 
October 23, 2025 Last updated: October 23, 2025   Al-Mustaqilla/- Economic sources revealed, in an investigation conducted by the Independent Press Agency, high foreign bank shareholdings in private Iraqi banks.
 
This raises questions about the extent to which these banks comply with Iraqi laws governing banking sector ownership.

Official data shows that some foreign banks hold stakes in Iraqi banks that exceed the legal limits, indicating potential violations. Prominent examples include:
 
• National Bank of Iraq: Jordan Capital Bank owns 62% of its shares, along with Cairo Amman Bank with 9.9%, and the Palestinian Arcadia Investment Fund with 5%.
 
• Al-Mansour Iraqi Bank: Qatar National Bank owns a 54% stake in the bank.
 
• Bank of Baghdad: The Kuwait Jordan Bank owns 52% of its shares.
 
• Arab Bank of Iraq: Arab Bank of Jordan controls 63.77% of the bank’s shares.
 
• Iraqi Credit Bank: The National Bank of Kuwait owns 92% of the bank’s shares, which raises significant controversy over foreign control of the banking sector.
 
• Iraqi Commercial Islamic Bank: Kuwait Finance House Bank S.A.E. owns 85% of the bank’s shares.
 
These high ratios indicate that foreign banks have almost complete control over a number of Iraqi banks, which contravenes Iraqi law,   which restricts foreign bank ownership of local banks and limits their influence.
 
The Iraqi banking sector is considered a vital sector for the national economy, contributing significantly to project and investment financing and reflecting the stability of the financial market.
 
However, foreign banks' holdings of ratios exceeding legal limits    pose risks to economic sovereignty and    threaten Iraqi banks' ability to make independent decisions      without external interference.

Economic observers stress the need to    review banking laws and regulations and    establish strict oversight mechanisms      to ensure a balance between foreign investment and the     preservation of national financial sovereignty,     especially in light of the     continued expansion of foreign banks in the Iraqi market.      
https://mustaqila.com/البنوك-الأجنبية-تتجاوز-القانون-في-الس/    

Central Bank Governor From Duhok University: Financial Inclusion Is A Key Pillar Of Sustainable Development
 
October 23, 2025   His Excellency the Governor of the Central Bank of Iraq, Mr. Ali Mohsen Al-Alaq, emphasized that financial inclusion represents a fundamental pillar for achieving sustainable   economic and   social development. He pointed out that enabling citizens to access formal financial services contributes to promoting social justice and building trust with financial institutions.
 
This came during His Excellency's speech at the Financial Inclusion Conference, organized by the University of Duhok, College of Administration and Economics, under the theme
 
"Towards a Sustainable and Promising Financial Environment Through Empowering and Adopting Modern Electronic Payment Technologies and Promoting Financial Inclusion."

 
His Excellency explained that the Central Bank is working within the framework of the National Financial Inclusion Strategy 2025–2029 to expand the base of beneficiaries of financial services,   empower women and youth, and   promote the transition to electronic payments.

He emphasized the   Central Bank's continued   development of the digital payments infrastructure,   support for financial innovation, and   promote financial literacy      in cooperation with universities and educational institutions.
 
The conference featured a large exhibition featuring numerous banking and  non-banking financial institutions.
 
It also included an extensive discussion session on  financial inclusion and    its impact on monetary and fiscal policy, as well as the government's role in   raising financial inclusion indicators and    enhancing economic stability.   Central Bank of Iraq    Media Office    https://cbi.iq/news/view/3022    

British Report: Modernizing Iraq's Underdeveloped Banking System Is A Priority.
 
Energy and Business     Iraq     breaking     banking system  2025-10-23 Shafaq News - Baghdad  The British magazine "Global Finance" revealed on Thursday that economic diversification in Iraq is limited, considering that modernizing the "backward" banking system is a priority for the country.
 
In a report on the performance of central banks in the Middle East,  seen by Shafaq News Agency, the magazine said,
 
"Iraq's GDP growth is expected to recover in 2025   after two consecutive years of recession, driven primarily by a recovery in oil production.]

" It noted that "the economy remains heavily dependent on hydrocarbons,   which constitute 95% of government revenues      making it vulnerable to fluctuations in global oil prices."

She added, "Although economic diversification has long been on the agenda,   real progress has been limited.
 
In response, the Central Bank of Iraq is promoting what it describes as'developmental central banking,'focusing on directing credit toward strategic sectors, such as   agriculture and   industry,      to expand the country's economic base."  The report explained that "modernizing Iraq's underdeveloped banking system is another priority.
 
Reforms are underway in state-owned banks, along with  initiatives aimed at reducing the use of cash."
 
In May 2024,   new regulations were issued for  digital banks and   electronic payment companies,   prompting several new players to enter the market. 

 According to the report,  "Despite efforts to combat   money laundering and    terrorist financing,  the Central Bank still faces severe compliance challenges,  and many Iraqi banks remain restricted from dollar transactions  due to concerns about illicit financial flows to sanctioned entities." 

The magazine noted in its report that "in early 2025, authorities uncovered a new scheme involving   prepaid Visa and Mastercard products used to transfer funds  to Iranian-backed militias.
 
In response, the Central Bank of Iraq set a   monthly cross-border transfer cap of $300 million and   capped individual cardholder transactions at $5,000."     https://shafaq.com/ar/اقتصـاد/تقرير-بريطاني-تحديث-النظام-المصرفي-المتخلف-بالعراق-يعد-ولوية    

The Center For Banking Studies Organizes A Training Workshop On National And Sectoral Assessment Procedures.
 
October 23, 2025  The Center for Banking Studies at the Central Bank of Iraq  organized a specialized training workshop on Thursday titled"National and Sectoral Assessment Procedures," with theparticipation of a number of employees from banks and financial institutions.
 
The workshop aimed to enhance participants' capabilities in understanding   national risk assessment mechanisms and   analyzing sectoral aspects   related to banking operations, thus contributing to improving the performance of financial institutions in accordance with international standards for combating   money laundering and   terrorist financing.
 
This workshop is part of the Center for Banking Studies' annual training program, which seeks to   develop the human resources working in the banking sector and   enhance their readiness to keep pace with      technological and      regulatory developments   in the financial sector.
 
The Center emphasized that organizing such workshops reflects theCentral Bank of Iraq's commitment to   promoting a professional banking culture and  consolidating institutional work practices  based on  efficiency and    professionalism.    https://cbi.iq/news/view/3023    

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economics Updates Saturday Afternoon 10-25-25

Good Afternoon Dinar Recaps,

BRICS Gold Revolution: China and India’s Record Discoveries Redefine Monetary Power

Massive new gold finds in China and India mark a pivotal shift in BRICS’ challenge to dollar dominance.

A Historic Surge in BRICS Gold Reserves

BRICS nations are rewriting the global gold narrative. With China and India uncovering record-breaking reserves, the bloc’s combined gold holdings now account for roughly 20% of total global reserves, signaling a strategic transformation in international finance.

• China’s Hunan Province Discovery — Geological surveys confirm 1,100 tonnes of gold, valued at nearly $83 billion, potentially surpassing South Africa’s famed South Deep mine.

• India’s New Deposits — Though precise figures remain undisclosed, experts note that India’s timing alongside China amplifies BRICS’ united momentum in commodity-backed finance.

Gold prices surged above $2,700 per ounce following the announcements, reflecting global confidence in tangible, asset-based stability.

Central Banks Signal a Shift in Strategy

Global economists note that this is less about gold becoming more valuable — and more about the dollar becoming less so. As Professor Adrian Saville of the Gordon Institute explains:

“It’s not that gold is worth more; it’s that the dollar is worth less.”

This sentiment echoes across central banks increasingly diversifying away from fiat currencies toward physical reserves. The People’s Bank of China and Reserve Bank of India are reportedly increasing their bullion allocations in step with BRICS-led reserve diversification.

Why It Matters

• Reshaping the Reserve Standard: Physical gold accumulation by BRICS members weakens dollar hegemony and strengthens commodity-backed monetary trust.

• Parallel Settlement Systems: By anchoring value to tangible reserves, BRICS can build a multi-currency settlement framework independent of Western-controlled systems like SWIFT.

• Foundation for a Financial Reset: This coordinated gold strategy represents an early stage of the global financial reset — a multipolar model built on assets, not debt.

Toward a New Global Financial System

China’s discovery alone could dramatically reduce its gold import dependence, altering international trade flows. When coupled with India’s find, this creates a foundation for BRICS’ gold-backed trade architecture, reducing reliance on volatile dollar-based settlements.

As these reserves enter circulation, BRICS nations are effectively backing their currencies with tangible assets, setting the stage for a parallel monetary system — one less vulnerable to inflationary debt cycles and geopolitical sanctions.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher.Guru – BRICS Historic Gold Surge as India & China Just Found Record Mines

• Bloomberg – Gold Prices Surge on Chinese and Indian Discoveries

• IMF – Global Financial Stability Report 2025: Shifting Ground Beneath the Calm

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Saturday Morning 10-25-25

Expert: Iraq Needs A US Envoy To Address Current Circumstances And Regional Crises

Time: 10/24/2025 11:22:44 Reading: 135 times  {Security: Al Furat News} Security expert Fadel Abu Raghif confirmed on Friday that Iraq needs an American envoy, similar to other countries that send their own envoys.

Abu Raghif added in a statement to Al Furat News Agency that "the United States has great influence in the region and holds the primary role in changing the balance of power in the Middle East."

He explained that Iraq is currently going through dire circumstances, including the holding of elections and their results, political transformation, and democratic transition.

He also pointed out that "the expected war on Iran and the worsening situation in Syria, Gaza, and Iran are all factors that make the presence of an American representative necessary and important for the purpose of managing dealing with matters."

The security expert pointed out that among these issues that need to be discussed are the economic aspect that has affected Iraqi banks and the placement of Iraqi figures on the terrorist list. He expressed his belief that this envoy may understand some of the problems and reconsider them again.

US President Donald Trump's appointment of the 40-year-old Iraqi businessman, Mark Savaya, as a special envoy to Iraq represents an exciting turning point in the bilateral relationship.

This decision has sparked widespread discussion in Iraqi political and security circles, as it is viewed as an indication of a new American trend towards directly dealing with the Iraqi issue, away from the usual diplomatic channels. Observers believe that Savaya's business background, political allegiance, and Iraqi roots provide him with a flexible approach to the complex Iraqi landscape.

Envoy Savaya, a Chaldean Christian businessman and CEO of medical cannabis companies, has been praised by Trump for his role in his campaign and his understanding of bilateral relations.  LINK

Undersecretary of the Ministry of Oil from Doha: Iraq plays a pivotal role in the oil, gas, and energy sectors at the regional and global levels.

Friday, October 24, 2025, 15:59 | Politics Number of readings: 140 Baghdad / NINA / The Ministry of Oil confirmed, on Friday, that Iraq has very large oil and gas resources.

The Ministry of Oil stated in a statement that "Undersecretary of the Ministry of Oil for Gas Affairs, Izzat Sabir Ismail, headed the Iraqi delegation participating in the 27th Ministerial Meeting of the Gas Exporting Countries Forum (GECF), which was held in the Qatari capital, Doha, on Thursday, October 23, 2025," noting that "the conference witnessed the election of Philippe Mshlabila from Nigeria as the new Secretary-General of the Forum, succeeding Algerian Mohamed Hamel, who has held the position since 2022. It was also agreed to hold the next ministerial meeting in Russia in 2026."

During his speech at the conference, according to the statement, the Undersecretary stressed "Iraq's keenness to enhance cooperation and communication with the member states of the Forum, which contributes to the stability of the global gas market," noting that "Iraq plays a pivotal role in the oil, gas and energy sectors at the regional and global levels."

He explained that "Iraq possesses very large oil and gas resources that qualify it to be one of the main players in the international energy market," stressing "the Iraqi government's ongoing efforts to develop free gas fields and invest in gas associated with oil production through major strategic projects aimed at expanding liquefaction, storage and export capabilities, and transforming Iraq into a regional energy hub."

The Undersecretary pointed out that "Iraq is working to develop complementary industries to the gas sector, including petrochemicals, fertilizers and electricity generation, with the aim of maximizing the added value of national wealth and achieving sustainable economic development," adding that "Iraq is moving steadily towards more sustainable paths, by adopting modern technologies to reduce emissions and expanding investment in renewable energy projects such as solar and wind energy." /End  https://ninanews.com/Website/News/Details?key=1258543

Iraq Unveils Roadmap In Cooperation With US Company To Manage And Finance Development Roadmap

Local  Nasser Al-Asadi, Advisor to the Prime Minister for Transport Affairs, confirmed on Friday that the Iraqi government, in cooperation with the global company Oliver Wyman, has developed a comprehensive roadmap for managing and financing the Development Road Project.  

He explained that the project is based on a dual financing system that combines direct government funding and foreign investment. He also pointed out that the volume of expected investments is very large and that international confidence in the project reflects Iraq's position as a new hub for regional development.

Al-Asadi said, "The Iraqi government, in cooperation with the global company Oliver Wyman, has developed a comprehensive roadmap for managing and financing the Development Road project, with the aim of enhancing economic sustainability and attracting major international investments." He noted that "the project is based on a dual financing system that combines direct government funding and foreign investment in its various phases."

He added, "The volume of investment expected in the Development Road project is very large. Looking at the map of investment opportunities, we find that these opportunities have multiple specializations.

Therefore, we have enlisted the help of specialists in managing and sustaining these opportunities, utilizing global technology and international expertise, and adopting a new culture that will introduce a modern concept to investment management in the Iraqi private sector."

He added, "The economic and strategic consultant, Oliver Wyman, has developed a comprehensive roadmap to analyze investment opportunities and present them in a way that makes them the focus of attention of global investors, through accurate studies that reveal the elements of implementation within Iraq or along the path of development in general."

He explained, "This professional framework has attracted significant global interest because the project name has now become a global trademark associated with promising investment opportunities in transportation, services, and the logistics economy."

He explained that "the government did not leave the planning task to any non-specialized entity, but rather contracted with an international consultant to ensure alignment of visions with the international financial and economic sectors and to enhance the local economy's ability to integrate with the global economy, making the development path a starting point for a new, more diversified and sustainable Iraqi economy."

Regarding financing mechanisms, Al-Asadi pointed out that "our financing is based on two axes: the underground infrastructure axis, and the above-ground infrastructure axis that moves on it."

He explained that "the infrastructure is owned by the Iraqi government, and therefore investment in it will be entirely government-owned. A special budget has already been allocated for the project over five years to cover the work on this axis."

He added, "Investment in the components above the infrastructure represents the most important pillar of financing, and includes moving units (trains), the road, and the industrial and economic cities located along the route, in addition to operations and accompanying services."

He explained that "the actual partners in the project currently are Iraq and three regional countries, while the Sultanate of Oman has submitted an official request to join the development path, and other countries are currently being negotiated with to join this path," noting that "this reflects international confidence in the project and in Iraq as a new hub for regional development."  https://economy-news.net/content.php?id=61534

Gold Prices Rise Due To Escalating Trade Tensions Between The US And China.

Economy | 09:17 - 10/24/2025  Mawazine News - Follow-up  Gold prices rose on Friday, supported by ongoing geopolitical concerns and trade tensions between the United States and China, as investors awaited key US inflation data due later in the day for further clues on the path of interest rates.

Spot gold rose 0.3 percent to $4,138.52 per ounce by 0120 GMT.

However, the precious metal is on track for its worst week since May, having fallen about 2.7 percent so far this week.

US gold futures for December delivery rose 0.2 percent to $4,152.30 per ounce, according to Reuters.
US President Donald Trump imposed Ukraine-related sanctions on Russian oil companies Lukoil and Rosneft, the toughest measures Washington has taken against Russian businesses during the conflict with Ukraine.

The White House said Trump will meet Chinese President Xi Jinping next week as part of a tour of Asia.

Investors are almost entirely expecting a 25 basis point interest rate cut at the Federal Reserve's meeting next week.
Gold typically rises when interest rates are low because they reduce the opportunity cost of holding the non-yielding precious metal.

Among other precious metals, spot silver fell 0.3 percent to $48.76 an ounce, platinum rose 0.6 percent to $1,635.59, and palladium fell 0.3 percent to $1,453.16.  https://www.mawazin.net/Details.aspx?jimare=269010

Oil Prices Fell Marginally Amid US Sanctions On Russia

Economy | 09:22 - 10/24/2025  Mawazine News - Follow-up:  Oil prices fell in early trading on Friday, paring some of the previous session's significant gains, but were still on track for solid weekly gains amid growing supply concerns after the United States imposed new sanctions on two leading Russian oil companies over the war in Ukraine.

Brent crude futures were down 17 cents, or 0.3%, at $65.82 a barrel by 00:24 GMT, while U.S. West Texas Intermediate (WTI) crude futures were down 17 cents, or 0.3%, at $61.62 a barrel.

Both benchmarks jumped more than 5% on Thursday and were on track for weekly gains of nearly 7%, their largest since mid-June, buoyed by concerns about shrinking Russian supplies and continued geopolitical tensions affecting global energy markets.   https://www.mawazin.net/Details.aspx?jimare=269011

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economics Updates Saturday Morning 10-25-25

Good Morning Dinar Recaps,

XRP in the Spot Light — Building the Bridge to a New Global Financial System
How XRP and Evernorth Holdings Inc. are shaping interoperable liquidity rails for the next era of money.

What’s Happening

• Evernorth, backed by Ripple Labs Inc. and other major investors, plans to raise over US $1 billion in a U.S. market listing to build the world’s largest publicly-traded XRP treasury. 

• Evernorth’s stated strategy: actively purchase XRP on the open market, deploy it into business-lending, DeFi, liquidity-provision and validator-operations—rather than passively track price. 

• Meanwhile, the International Monetary Fund (IMF) and other global institutions are recognising blockchain-based settlement systems and tokenised value models — including XRP’s role as a bridge asset in cross-border flows. 

Why It Matters

• Bridge and liquidity model: XRP is increasingly viewed not just as a speculative token but as the neutral asset (a “currency C”) that enables value to move between different currencies, asset classes and networks without pre-funded accounts. 

• Supply tightness meets institutional demand: With a limited float and major institutional vehicles building positions, the mechanics of forthcoming liquidity flows may trigger structural shifts in how value is moved globally.

• Foundation for a new monetary infrastructure: As DeFi, tokenised real-world assets, and central-bank digital currencies (CBDCs) proliferate, systems like XRP + Evernorth represent one of the first material stacks that span trad-fi, digital assets and network-infrastructure.

• Global finance in transition: The alignment of capital markets, infrastructure providers and regulatory recognition indicates that we are moving beyond isolated use-cases into the architecture of the next financial system.

Implications

• For banks & corporates: Access to near-real-time, cross-border liquidity could reduce capital-lock-up and streamline settlement, aligning with frameworks outlined by the IMF for tokenised money.

• For asset markets: Tokenised securities, real-world asset platforms and DeFi flows may increasingly require interoperable rails—XRP-ecosystem participants such as Evernorth could occupy that layer.

• For investors: The shift from speculative token-plays to infrastructure-plays means assessing projects not just on price action but on utility, regulatory clarity and network effect.

• For monetary architecture: If bridge-assets like XRP become widely adopted by institutions and central banks, we may see the gradual erosion of legacy currency-settlement models and the emergence of a programmable, token-first system of global finance.

This is not just crypto hype — it’s a window into how global finance is being re-engineered around digital liquidity rails.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters: “Ripple-backed Evernorth set to raise over USD 1 billion …” 🔗 https://www.reuters.com/business/ripple-backed-evernorth-set-raise-over-1-billion-us-listing-hoard-xrp-token-2025-10-20/

• Blockworks: “Ripple-backed Evernorth aims to raise over USD 1 B for XRP treasury” 🔗 https://blockworks.co/news/ripple-evernorth-raise-xrp

• IMF: Trust Bridges and Money Flows (Fintech Notes) — tokenisation of money & cross-border flows. 🔗 https://www.imf.org/-/media/Files/Publications/FTN063/2023/English/FTNEA2023001.ashx

• U.Today / TradingView: “261,819,198 XRP now held by Evernorth…” 🔗 https://www.tradingview.com/news/u_today%3A93d180a32094b%3A0-261-819-198-xrp-now-held-by-evernorth-in-push-to-build-largest-treasury/

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Global Equity Inflows Surge as U.S.–China Trade Tensions Ease

Markets signal cautious optimism as liquidity and trust begin to realign.

The Rebalancing Begins

Global equity markets saw a sharp return of capital this week, with total inflows surpassing US $11 billion — the strongest in nearly a month, according to Reuters.

• U.S. equity funds led the rebound, attracting ≈ US $9.65 billion in fresh capital.

• Asian markets, notably China and Hong Kong, followed with ≈ US $2.81 billion in inflows as investors responded to renewed diplomatic signals between Washington and Beijing.

The easing of trade tensions between Donald Trump’s administration and China’s Xi Jinping has sparked tentative optimism among global investors. Both sides have reportedly reopened limited channels of dialogue on tariffs, semiconductor policy, and bilateral supply-chain stability.

The Underlying Shifts

Behind this short-term rally lies a deeper transformation: the gradual reconfiguration of global capital flows.

The redirection of liquidity toward Asian markets indicates that institutional investors are beginning to price in a multi-polar economic environment, one less dependent on U.S. interest-rate policy and dollar-denominated returns.

Barron’s described this as an “inflation relief rally,” but analysts caution it could represent more than market sentiment — it may signal the early stages of capital realignment as nations diversify away from single-currency dependencies.

Why It Matters

• Liquidity migration — Capital inflows into Asia suggest that global liquidity is no longer U.S.-centric, marking the start of a new era in transnational capital mobility.

• Trade diplomacy as monetary signal — Each thaw in U.S.–China relations now carries currency-market implications, influencing cross-border settlements and digital reserve planning.

• BRICS alignment and diversification — Renewed investor confidence in Asian and emerging markets complements the rise of commodity-backed trade frameworks, reducing reliance on the dollar for settlement.

• Path toward a global financial reset — As liquidity diversifies and investment trust decentralizes, the structure of global finance is evolving from a single-hub model to a distributed system of regional financial poles — a necessary step toward the coming global monetary realignment.

Implications

The surge in equity inflows may appear cyclical, but in the broader context of global monetary transition, it represents something structural:

• A shift in global liquidity architecture, as capital begins to recognize new centers of growth and influence.

• The emergence of regional trade currencies and digital settlement systems, quietly reshaping how reserves and equities interact across borders.

• The early signs of a decentralized global order, where trust in economic performance, not just monetary policy, drives value flows.

This is not just markets recovering — it’s the first pulse of a rebalanced world economy.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – Global equity fund inflows surge as U.S.–China trade tensions ease

• Barron’s – Review & Preview: Inflation Relief Rally

• The Guardian – Markets hit record highs amid easing inflation and trade optimism

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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Follow the Gold/Silver Rate COMEX

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“Tidbits From TNT” Saturday 10-25-2025

TNT:

Tishwash:  FAT Brands to Open 10 New Stores in Iraq

FAT (Fresh. Authentic. Tasty.) Brands Inc., parent company of Great American Cookies and Marble Slab Creamery, has announced a development agreement to open ten co-branded stores across Iraq over the next five years. The partnership is with Eric Wilson, a 27-year U.S. military veteran who previously served in Iraq.

Taylor Wiederhorn, Chief Development Officer of FAT Brands, said the company continues to build its presence in Iraq, where it already operates seven locations. He expressed confidence that the launch of Great American Cookies and Marble Slab Creamery will succeed given the growing demand for American brands and Wilson's commitment as a local operator.

Founded in 1977, Great American Cookies is known as the creator of the Original Cookie Cake and for its signature chocolate chip cookie recipe, along with brownies and Double Doozies™ - icing-filled cookie sandwiches. Marble Slab Creamery, a pioneer in the ice cream industry for over 40 years, introduced the frozen slab technique and offers homemade, small-batch ice cream with free mix-ins, shakes, and ice cream cakes.   link

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Tishwash:  Exclusive: The US State Department outlines Trump's strategy toward Iraq.

The US State Department outlined the Trump administration's strategy toward Iraq on Friday, emphasizing that the United States prioritizes "trade over conflict."

The ministry's clarification came in an exclusive comment to Shafaq News Agency regarding how the US administration interpreted the letter of thanks recently sent by President Donald Trump to the President of the Kurdistan Region, Nechirvan Barzani, in which he praised his efforts in supporting "peacebuilding" and "ending regional conflicts."

Last Wednesday, US President Donald Trump expressed his thanks and appreciation to Kurdistan Region President Nechirvan Barzani for his efforts to promote peace and peaceful coexistence, and his endeavors to end conflicts in the Middle East.

In this regard, a State Department spokesperson told Shafaq News Agency, "President Trump has prioritized trade over conflict," noting that Washington "actively supports the growing interest of American companies in the Iraqi market."

According to the spokesperson, these companies "will bring advanced technology, increased revenue, and improved customer service to Iraq," as Iraq focuses on improving internal security and transparency. He reiterated the United States' commitment to "partners across Iraq working to build a truly sovereign, stable, and prosperous state."

He emphasized that the bilateral partnership aims to "protect Iraq's sovereignty, enhance regional stability, and strengthen economic relations," adding that this is "in line with the Strategic Framework Agreement between the United States and Iraq."

The spokesman concluded by saying that this agreement includes cooperation on key issues such as "Iraq's energy independence from Iran, the commercial investment climate, private sector and banking reforms, in addition to cultural preservation, educational opportunities, security, and defense."

In his letter to Nechirvan Barzani, President Trump emphasized the importance of "overcoming old rivalries" for "a shared future of peace, success, and progress."  link

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Tishwash:  Details of the largest oil deals in Iraq.. Baghdad seeks to produce 8 million barrels per day

 Iraq's largest oil deals achieved a qualitative leap during the first nine months of 2025, after signing a series of strategic agreements and deals with major international companies to boost production and develop the oil sector's infrastructure.

According to a recent economic survey, these moves were directly reflected in Baghdad's plans to increase its export capacity and achieve an advanced position in global markets.

Iraq has concluded a series of huge contracts with British, American and Chinese companies, including the development of giant fields, investments in petrochemicals, pipeline projects, in addition to artificial intelligence and robotics technologies.

The largest oil deals in Iraq in 9 months indicate that Baghdad sets the goal of reaching production exceeding 8 million barrels per day in the coming years, as part of an integrated strategy aimed at diversifying sources of income and enhancing foreign direct investments.

Through these agreements, Iraq has consolidated its position on the list of the largest oil deals in the region and the world, proving that Baghdad is on a clear path towards regaining its position as a major player in global energy markets.

Developing oil reserves - January 2025

At the forefront of the largest oil deals in Iraq in January 2025 came a deal with the British company BP to develop reserves estimated at more than 9 billion barrels, with the aim of raising Iraq's production to 8 million barrels per day within 3 years.

Under the agreement, the Iraqi Ministry of Oil is working with BP to redevelop the Kirkuk field and neighboring fields, as part of a preliminary agreement dating back to August 2024, which represents a major step among the largest oil deals in Iraq in the recent period.

The project also aims to refer the rehabilitation and development operations of 4 fields belonging to the North Oil Company to the British company, while adopting the latest technical methods, to reach the best production rates of oil and gas.

Two agreements with two American companies - February 2025

The list of the largest oil deals in Iraq was strengthened by the signing of two agreements with the American company Halliburton in February to develop the Nahr Bin Omar and Sinbad fields in Basra, in a move aimed at increasing production and achieving greater efficiency in investing national resources.

Under the agreements, Halliburton will begin field and evaluation studies of the two fields, while developing production plans that will raise the Nahr Bin Omar field from 45,000 barrels per day to 300,000 barrels per day, consolidating its role among the largest oil deals in Iraq.

The plans also include investing in associated gas and employing the latest technical and economic models to develop production, which enhances oil revenues and supports Iraq's economic growth, according to what was reviewed by the specialized energy platform.

Artificial Intelligence Support - February 2025

Artificial intelligence was the hero of one of the largest oil deals in Iraq during February 2025, through an agreement to apply it in the East Baghdad field, with the Chinese company SBS, to develop monitoring technologies and improve the efficiency of oil extraction.

The deal aims to use advanced systems to monitor wells and reduce response time to faults, which enhances the operational performance of the field and reflects Iraq's trend towards innovation, according to what was followed by the specialized energy platform.

The new system allows data to be integrated and analyzed directly via smartphones, making it easier for engineers to make immediate decisions, and making the East Baghdad field a model for modern technologies in the oil sector.

Development of 4 oil fields - March 2025

Baghdad continued to support the largest oil deals in Iraq, through a contract with the British oil company BP, to develop 4 fields in Kirkuk, adding 150,000 barrels per day to the country's production capacity.

Under the deal, BP will invest about $25 billion in projects including oil, gas and water, making it one of the largest foreign investments, and dedicating this deal among the largest oil deals in Iraq for the year 2025.

This agreement returns the British company to Iraq after an absence since 2019, constituting a pivotal step in developing giant reserves and increasing production in the long term.

Technology for exploiting robots - March 2025

Baghdad witnessed a prominent deal among the largest oil deals in Iraq, which was the introduction of robots to detect oil pipeline malfunctions, in cooperation with the Chinese company "EBS", which operates the southern eastern Baghdad field.

According to a statement from the Iraqi Ministry of Oil, the new technology allows for the detection and treatment of rust and leaks, which contributes to extending the life of the pipeline and increasing operating efficiency, making this deal a technical example among the largest oil deals in Iraq.

The plan includes the use of high-quality insulating coatings and the development of comprehensive maintenance programs, which will enhance the level of safety in crude oil transportation operations.

A pipeline to transport Iraqi oil - April 2025

An agreement between the Iraqi Ministry of Oil, the Italian Micobre coalition, and the Turkish Esta to build a pipeline with a design capacity of up to 2.4 million barrels per day came at the forefront of the largest oil deals in Iraq.

Under the contract, the pipeline will be built to increase the flexibility of oil export operations through the ports of Basra, Khor Al-Amaya and the floating platform, as the project is a fundamental pillar of Baghdad's future plans to enhance the stability of its supplies and increase its oil revenues through modern infrastructure.

Iraq-China deal - May 2025

An important agreement with China occupied a prominent position among Iraq's largest oil deals, which included a comprehensive agreement to develop the Touba field, establish a refinery and petrochemical plant, and thermal and solar power plants.

The deal aims to raise the field's production to 100,000 barrels per day, in addition to establishing a refinery with a capacity of 200,000 barrels, along with petrochemical and fertilizer projects, to enhance industrial and economic integration, while supporting the country's electricity sector.

Hamrin Field Development - July 2025

An agreement with the American company HKN to develop the Hamrin field entered the list of the largest oil deals in Iraq during the first 9 months of this year.

The deal, the details of which were reviewed by the specialized energy platform, aimed to increase the production of the Iraqi Hamrin field to 60,000 barrels per day, in addition to investing in associated gas.

Through this deal, Baghdad seeks to enhance its current production, amounting to 20 to 25 thousand barrels per day, so that the Hamrin field becomes an important pillar in the plans for the largest oil deals in Iraq.

The agreement also aims to support the local electricity sector through gas exploitation, enhancing integration between the oil and energy sectors.

Increased production of 7 fields - September 2025

Baghdad concluded the list of the largest oil deals in Iraq during the first 9 months of 2025, with a contract to secure the seawater network to support reservoir pressure and increase the production of 7 giant fields.

Under the deal, which Basra Oil Company signed with China's CBB, a 950-kilometre network is scheduled to be built, making it one of the largest strategic projects among the largest oil deals in Iraq.

The plan aims to sustain the production of giant fields such as Rumaila, Zubair, West Qurna and Majnoon, in addition to supporting the Maysan and Dhi Qar fields, thus consolidating Iraq's position in energy markets.  link

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Mot: .. I Said to Meself!!!!!  

Mot:  . I Gots NO Points -- How bout YOU!~!!!  

Seeds of Wisdom RV and Economics Updates Friday Afternoon 10-24-25

Good Afternoon Dinar Recaps,

The DeFi Spine of the Global Reset: How Flare, Ripple, and BRICS Gold Systems Are Converging

From tokenized liquidity to gold-backed trade, a two-tier financial system quietly takes shape.

A quiet but monumental transformation is underway across global finance — one not defined by central banks alone, but by the convergence of decentralized and sovereign digital systems.

The Flare Network’s 40 million XRP bridge, the Ripple cross-border payment infrastructure, and the BRICS gold-backed digital currency initiatives are no longer separate experiments — they are interlocking components of what analysts are now calling a “dual-layer financial architecture.”

At the first layer, sovereign digital currencies — including BRICS’ proposed settlement coin and China’s digital yuan — form the backbone of state-backed value exchange. These systems are increasingly commodity-anchored, with Russia, China, and Saudi Arabia linking trade settlements to gold and energy units.

At the second layer, interoperable DeFi platforms like Flare and Ripple enable real-time liquidity movement across private and public networks. Through wrapped assets like FXRP, tokenized gold, and programmable stablecoins, these systems are demonstrating how digital collateral can flow globally without central clearing intermediaries.

The BIS Innovation Hub has acknowledged that such interoperability “could redefine the infrastructure of reserve mobility.” Ripple’s distributed ledger for banks and Flare’s cross-chain DeFi mechanics effectively create a “financial Internet”—a programmable liquidity grid connecting sovereign and private markets.

Why It Matters

This hybrid model—state-backed reserves supported by decentralized liquidity rails—forms the technological foundation of the global financial reset.

It represents the end of static reserves and the rise of programmable value, where gold, oil, and digital assets circulate within a unified, tokenized framework.

As BRICS nations shift trade settlements into this dual system, and Western institutions quietly pilot similar models through the IMF’s Digital Money Reports and BIS cross-border trials, the stage is set for the first programmable global monetary order in history.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Watcher.Guru – Flare Bridges 40 Million XRP as CEO Says It’s Only the Beginning

• IMF Digital Money Report 2025

• BIS Innovation Hub – Unified Ledger and Cross-Border Tokenization Framework

• BRICS Secretariat – Working Paper on Commodity-Backed Settlement Unit (2025)

• Ripple Insights – Institutional Liquidity and Cross-Border Payment Rail Study

~~~~~~~~~

BRICS Accelerates Dollar Offload as China’s Currency Intervention Hits $51.8 Billion

IMF and BIS analysts warn of deepening liquidity divergence as Beijing leads a new wave of de-dollarization.

BRICS member China is intensifying its push away from the U.S. dollar.

According to Bloomberg and Watcher.Guru, Chinese banks helped clients offload $51.8 billion in foreign currencies in September — the largest single-month sell-off since 2020. The wave of conversions, primarily by exporters and institutional investors, marks a sharp turn toward yuan internationalization amid growing U.S. trade tensions.

The People’s Bank of China (PBOC) has been actively supporting the yuan’s value, setting its daily reference rate at its strongest level in a month. These moves come shortly after U.S. President Donald Trump’s tariff escalation on Chinese imports, prompting Beijing and other BRICS nations to tighten coordination and support local-currency settlements.

The BIS has recently cautioned that “sustained dollar offloading by systemically important economies could fragment liquidity channels.” Meanwhile, the IMF notes that “multi-currency reserve diversification now poses measurable risk to dollar-based clearing systems.”

• $51.8 billion in FX offloads marks the largest coordinated move since 2020.

• Yuan confidence surges as exporters settle trade in domestic currency.

• BRICS coordination deepens, signaling an active transition toward a commodity-anchored, multipolar financial order.

Why It Matters

This accelerated dollar liquidation by BRICS members, led by China, represents more than a trade maneuver — it’s a monetary shift. Each sale of dollar reserves and foreign assets weakens the U.S.-centric liquidity network that underpins global trade. As alternative settlement systems expand and BRICS currency integration advances, the groundwork for a parallel financial architecture emerges — the very foundation of a global financial reset built on multipolar balance, digital assets, and sovereign control.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Watcher.Guru – BRICS Speeds Up Dollar Selling, Chinese Firms Offload $51.8 Billion

• Bloomberg – China’s Dollar Sell-Off Hits 4-Year High

• BIS Quarterly Review – October 2025

• IMF Global Financial Stability Report – “Shifting Ground Beneath the Calm”

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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Follow the Gold/Silver Rate COMEX

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Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Seeds of Wisdom RV and Economics Updates Friday Morning 10-24-25

Good Morning Dinar Recaps,

U.S.–Canada Trade Rift Exposes Cracks in Western Unity

Alliance fatigue and economic nationalism test the post-WWII trade framework.

The suspension of U.S.–Canada trade talks this week underscores a deeper fracture within the Western economic order. What began as a dispute over a provincial ad campaign has now escalated into a full-blown diplomatic standoff, threatening a $1.3 trillion trade relationship that anchors the North American economy.

The Financial Times reports that Washington’s abrupt halt to discussions reflects growing “strategic fatigue” between allied economies over subsidies, tariffs, and digital-trade sovereignty. Beneath the surface, the rift reveals how trusted Western partners are repositioning amid an increasingly multipolar global structure.

• Economic nationalism is resurging even among allies, eroding confidence in legacy trade agreements.

• Digital sovereignty is becoming a battleground—each nation seeks control over data, payment systems, and energy grids.

• Alternative trade channels (such as BRICS settlements and bilateral tokenized-asset exchanges) are quietly expanding in parallel.

Viewed through the lens of the global reset, this tension shows how the Western bloc’s internal coherence is unraveling. The weakening of U.S. trade dominance—even among its closest partners—could accelerate fragmented trade zones, digital reserve systems, and cross-bloc monetary innovation.

Implication: The end of Western trade uniformity may catalyze the birth of a decentralized global trade and payment architecture, a critical step toward the coming financial realignment.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Financial Times: U.S.–Canada Trade Tensions Spike

• Reuters: U.S. Trade Shift and Regional Alliances

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IMF & BIS Warning: Saudi Arabia’s Vision 2030 Hits the Fault Lines of the Global Reset

Petrodollar fatigue meets systemic liquidity stress as global finance enters its next phase.

Saudi Arabia’s grand economic transformation — Vision 2030 — is confronting a critical juncture that both the IMF and Bank for International Settlements (BIS) now describe as emblematic of “emerging fault lines” in global liquidity and sovereign debt systems.
As reported by Reuters, Riyadh’s once-celebrated megaprojects face delays, funding shortfalls, and reduced foreign capital inflows, while the cost of borrowing rises amid tighter global financial conditions.

The BIS’s latest quarterly review notes that “energy-exporting economies are facing a dual liquidity trap,” balancing falling oil revenues with growing domestic debt issuance. The IMF’s Global Financial Stability Report echoes that sentiment, warning that petrodollar-linked economies are now “structurally exposed to a post-dollar world.”

• Oil-backed growth is stalling: Lower revenues and rising U.S. tariffs are straining Saudi fiscal policy.

• Capital markets are fragmenting: Sovereign wealth funds are quietly reallocating into BRICS-linked commodities and digital settlements.

• Riyadh’s debt dependence now mirrors broader emerging-market vulnerabilities that the BIS classifies as “pre-reset indicators.”

This is more than an energy story—it’s the unraveling of the dollar-based liquidity architecture.
As petrodollar flows weaken and digital commodity-backed trade grows, Saudi Arabia’s financial system has become the test case for the transition from centralized dollar liquidity to a multipolar reserve ecosystem.

Implication:
The Saudi financial squeeze isn’t isolated; it marks the visible edge of the global reset, where traditional energy economies, U.S. rate policy, and BRICS commodity integration intersect to reshape the next global monetary order.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Reuters: Crunch Time for Saudi Arabia as Financial Elite Descend on Riyadh

• IMF Global Financial Stability Report – “Shifting Ground Beneath the Calm”

• BIS Quarterly Review – October 2025: Energy Economies and Liquidity Fragmentation

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Iraq Economic News and Points To Ponder Friday Morning 10-24-25

A British Report Reveals The Need To Modernize The Banking System In Iraq

Economy | 10/23/2025  Mawazine News – Baghdad  The English-language magazine "Global Finance" revealed that economic diversification in Iraq is limited, considering that modernizing the "backward" banking system is a priority for the country.

The magazine stated in a report on the performance of central banks in the Middle East that "Iraq's GDP growth is expected to recover in 2025 after two consecutive years of recession, driven primarily by a recovery in oil production," noting that "the economy remains heavily dependent on hydrocarbons, which constitute 95% of government revenues, making it vulnerable to fluctuations in global oil prices."

It added that "although economic diversification has been on the agenda for a long time, real progress has been limited. In response, the Central Bank of Iraq is promoting what it describes as "developmental central banking," focusing on directing credit toward strategic sectors, such as agriculture and industry, to expand the country's economic base."

The report explained that "modernizing Iraq's backward banking system is another priority. Reforms are underway in state-owned banks, alongside initiatives aimed at reducing the use of cash."

In May 2024, new regulations were issued for digital banks and electronic payment companies, prompting several new players to enter the market.

According to the report, "Despite efforts to combat money laundering and terrorist financing, the Central Bank still faces severe compliance challenges, and many Iraqi banks remain restricted to dollar transactions due to concerns about illicit financial flows to sanctioned entities."

The magazine noted in its report that "in early 2025, authorities uncovered a new scheme involving Visa and Mastercard prepaid products used to transfer funds to Iranian-backed militias. In response, the Central Bank of Iraq set a monthly cross-border transfer cap of $300 million and capped individual cardholder transactions at $5,000."
https://www.mawazin.net/Details.aspx?jimare=268978

Government Advisor: Iraq's Foreign Exchange Reserves Exceed $100 Billion

Economy | 04:48 - 10/23/2025  Mawazine News - Baghdad -  The Prime Minister's financial advisor, Mazhar Mohammed Salih, confirmed that Iraq's external debt is at its lowest levels compared to many neighboring countries.

Salih said in a statement to the official agency that "the general indicators of the Iraqi economy have witnessed improvement over the past two years, thanks to a number of interconnected factors, the most important of which is the relative stability in oil revenues at acceptable levels, which provided a stable funding base for the general budget, and improved management of public spending by re-prioritizing reconstruction and infrastructure projects, and focusing on the service and production sectors within the government program."

He added, "This came in addition to activating the financial and administrative reform tools launched by the Central Bank and the Ministry of Finance, whether through electronic payment systems, expanding the network of non-oil revenues, or controlling border crossings and customs through automation, in addition to stabilizing the exchange rate and controlling inflation within globally acceptable limits, which strengthened monetary and financial confidence in the national economy."

He continued, "The Prime Minister's assertion that the financial and economic situation is at its best reflects a significant improvement in the management of the financial cycle, and is a solid prelude to comprehensive structural improvement.

" He explained that "the national economy has demonstrated its ability to efficiently and transparently utilize its resources, and looks forward to establishing a sustainable development economy on solid foundations, particularly within the framework of the Development Road project."

He pointed out that, with regard to the decline in the fiscal deficit to 34 trillion dinars, this decline represents a noticeable shift from the annual deficit levels that were estimated between (60-64) trillion dinars annually.

He pointed out that “the current government’s total government debt did not exceed (34) trillion dinars during the past three years, as a result of gradual fiscal policies that can be summarized in three main mechanisms, the most important of which are:

increasing non-oil revenues by improving tax and customs collection through automation and preventing financial evasion, enhancing the capacity to collect fees for government and municipal services, controlling waste in public institutions, improving collection efficiency, rationalizing public spending by rationing unnecessary operating spending, setting priorities for initiating investment projects of productive and service importance, adopting the principle of “daily cash management” in spending, to reduce short-term debts, and enhancing internal liquidity by increasing reliance on internal borrowing when needed through local debt instruments (bonds, treasury transfers) instead of external financing.”

He explained that “this was accompanied by an increase in the Central Bank’s foreign currency reserves, which provided space Greater government finances through the dinar window, in addition to increased coordination between fiscal and monetary policy, ensuring sustainable financing without inflationary pressures.”

He stressed that “the reduction in the estimated deficit rates in General Budget Law No. (13) of 2023 (the three-year budget) was not only due to a significant increase in oil revenues, but also as a result of gradual reform in public finance management and improving cash flows between institutions.”

He continued, "The reading of the external debt in the Prime Minister's speech was technical and analytical, as the external debt did not exceed $13 billion, which is a very low level compared to many countries, including neighboring countries. This reflects that the external debt burden on Iraqi finances is limited, and that the structure of public debt is more inward-looking (in dinars) than outward-looking (in dollars)."

Saleh concluded by saying, "The frequent talk about the risk of external debt is often used in political or electoral contexts and does not reflect the true financial situation, especially since Iraq possesses foreign exchange reserves exceeding $100 billion at the Central Bank of Iraq, which cover the external debt many times over in terms of the internationally recognized foreign exchange reserve efficiency indicators." https://www.mawazin.net/Details.aspx?jimare=268983

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

“Tidbits From TNT” Friday Morning 10-24-2025

TNT:

Tishwash:  Government: Iraq has foreign exchange reserves exceeding $100 billion, covering its external debt many times over.

The Prime Minister's financial advisor, Mazhar Mohammed Salih, confirmed on Thursday that Iraq's external debt is at its lowest level compared to many neighboring countries.

Saleh said in a statement to the official agency, followed by (Al-Rabia): “The general indicators of the Iraqi economy have witnessed an improvement during the past two years, thanks to a number of intertwined factors

The most important of which is the relative stability of oil revenues at acceptable levels, which provided a stable funding base for the general budget, and improved management of public spending by re-prioritizing reconstruction and infrastructure projects, and focusing on the service and production sectors within the government program.”

He added, "This came alongside the activation of financial and administrative reform tools launched by the Central Bank and the Ministry of Finance, whether through electronic payment systems, expanding the non-oil revenue network, or controlling border crossings and customs through automation, in addition to stabilizing the exchange rate and controlling inflation within globally acceptable limits, which has strengthened monetary and financial confidence in the national economy."  link

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Tishwash: Iraq is preparing to launch an international conference to market investment opportunities on the path to development

The Iraq Fund for Development revealed its expectations that the volume of investments in the Development Road project will reach about (150) billion dollars, subject to increase in the coming years, stressing that the project constitutes a qualitative economic shift that will redraw the map of investment in Iraq and the region, and open new horizons of cooperation with international partners.

The head of the fund, Mohammed Al-Najjar, said, "Major changes are looming on the horizon for the Iraqi economy, with investments in the project expected to reach about (150) billion dollars, most of which are partnerships between Iraq and international companies within a safe and attractive investment environment."

He added, "The Fund is planning to launch an international investment conference to market the project, which may be held at Al-Faw Port or in the form of a global tour to present investment opportunities to governments, sovereign funds and major companies."

Al-Najjar pointed out that "the development road project includes an integrated economic system that includes transportation, industry, energy, agriculture, housing and logistics services, on an area of about (24) thousand square kilometers, which is equivalent to the area of Belgium, which allows the establishment of industrial and residential cities and modern production projects."

The head of the fund confirmed "the exclusion of any financial or financing obstacles, noting that the government has established an independent legal framework to manage the project, ensure transparency and protect investors' rights, while closely monitoring all specialized opportunities within the various sectors, including oil and gas, industry and agriculture." link

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Tishwash:  The Swiss Embassy reopens in Baghdad after 30 years of closure: a step towards strengthening bilateral relations.

The Swiss embassy in Baghdad was officially reopened on Thursday, in the presence of Iraqi Deputy Prime Minister and Minister of Foreign Affairs Fuad Hussein and Swiss Foreign Minister Ignazio Cassis. The event was described as a turning point in relations between Iraq and Switzerland, after a three-decade hiatus.

The opening ceremony was attended by a number of senior Iraqi officials and members of the Swiss delegation. In his speech, Minister Fuad Hussein emphasized that this step reflects the international community's confidence in the stability Iraq is experiencing. It also paves the way for expanding political and economic cooperation and opening the doors to investment for Swiss companies in the Iraqi market.

For his part, Swiss Minister Ignazio Cassis welcomed the return of Swiss diplomatic representation to Iraq, stressing that his country views Iraq as an important partner in the region and that the opening of the embassy reflects Switzerland's commitment to supporting stability and development efforts in the Middle East.

This opening marks the culmination of a process of diplomatic rapprochement between the two countries and a step toward a more cooperative and partnership-based future.  link

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Tishwash:  Al-Sudani: The government has achieved an economic transformation, with international accolades, in less than three years.

Prime Minister Mohammed Shia al-Sudani affirmed on Thursday that the Iraqi government has achieved a real economic transformation in less than three years, as attested by international institutions. He noted that the results of the reforms adopted will become clear in the coming years.

During his reception of sheikhs and dignitaries of the Al-Izirj clan in Baghdad, according to a statement from his media office, Al-Sudani said, “The results of the sixth parliamentary elections will either establish stability that preserves what has been achieved during this period, or lead to regression and squandering of the achievements.” He pointed out that “there are those who practice lying, deception, and distortion in an attempt to influence the achievements made and confuse the scene.”

He continued, "Our government came into office during difficult circumstances, and from the first day of its term, it began addressing citizens' needs and priorities." He noted that "the government took an important step in appointing graduates and securing permanent contracts and lecturers."

He pointed out that "the services file was a priority in our work through service efforts, completing stalled and suspended projects, and launching new projects in Baghdad and the governorates."

He added, "The ballot boxes will determine how the country will be run for the next four years, and voters must carefully choose who will represent them in the House of Representatives."

He pointed out that "we have preserved Iraq's security and stability, avoiding any emotional stances, while maintaining our principled position in support of the Palestinian cause."  link

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Mot: Happened Again!!! – siigghhhhh 

Mot: Halloween in Yellowstone Park 

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