Seeds of Wisdom RV and Economics Updates Tuesday Morning 10-21-25

Good Morning Dinar Recaps,

Collateral or Collapse: U.S. Banks Tighten Grip on Argentina’s $20 Billion Lifeline

Emerging-market fragility meets tightening global credit standards

Argentina’s fragile economy faces another hurdle as major U.S. banks — JPMorgan Chase, Bank of America, and Goldman Sachs — demand substantial collateral before releasing a proposed $20 billion rescue loan.

The Deal in Doubt

• Argentina’s central bank reserves have fallen to multi-year lows, even as inflation tops 200% year-over-year.

• With IMF funds delayed, Buenos Aires is turning to private markets to stabilize its peso and avoid another balance-of-payments crisis.

• Lenders, wary after years of defaults, are reportedly seeking export-revenue guarantees or commodity-based collateral to secure repayment.

Market Reaction

• Argentine bonds slid as traders questioned whether the loan can close.

• Credit-default-swap spreads widened sharply, signaling renewed stress.

• Economists warn that without new financing, the government may tighten import controls and deepen recessionary pressures.

Why This Matters

This standoff illustrates how emerging-market borrowing costs are being repriced in a world of higher U.S. interest rates and tighter liquidity.
Private banks are now dictating sovereign terms once reserved for multilateral lenders — a sign of the new credit hierarchy taking shape in global finance.
Argentina’s outcome could define how frontier economies access capital in the post-QE era.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Reuters – U.S. banks hunting for collateral to back $20 billion Argentina bailout

• Wall Street Journal – Argentina seeks emergency financing

• Bloomberg – Peso pressure builds amid reserve drain

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Britain’s Debt Crossroads: Borrowing Hits Five-Year High as Fiscal Pressures Mount

Debt costs climb and fiscal headroom narrows ahead of budget season

The U.K. government’s borrowing reached £20.2 billion in September, the highest for that month in five years, bringing total borrowing for 2025’s first half to £99.8 billion.

Key Drivers

• Interest-rate impact: higher gilt yields are inflating debt-service costs.

• Sluggish revenue: weaker-than-expected tax receipts have widened the deficit.

• Energy-subsidy overhang: carry-over spending from prior relief schemes continues to strain the budget.

Fiscal Outlook

• Economists warn of limited headroom ahead of the Autumn Budget.

• The Office for Budget Responsibility (OBR) projects debt surpassing 100% of GDP by 2026 if growth remains weak.

• Treasury officials are reportedly weighing targeted tax increases or spending restraint to stabilize the debt ratio.

Market Impact

• Gilt yields remain elevated near multi-year highs.

• Sterling softened modestly against the U.S. dollar as investors reassess fiscal risk.

• The U.K.’s situation is now a bellwether for how advanced economies manage post-pandemic debt in a high-rate world.

Why This Matters

Britain’s borrowing surge reflects a broader global dilemma — governments are confronting tightening financial conditions with limited fiscal flexibility.
If the U.K. struggles to rein in deficits, it could spark renewed volatility in European bond markets and test investor faith in sovereign credit stability.

This is not just politics — it’s global finance restructuring before our eyes.

 Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• The Guardian – U.K. borrowing hits five-year high

• Financial Times – Rising debt pressures Treasury

• Office for Budget Responsibility – Fiscal and economic outlook

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“From Mediator to Power-Broker: Recep Tayyip Erdoğan & Turkey’s Gaza Gambit”

How Ankara reinvented itself in the Middle East by brokering the Gaza cease-fire

In a dramatic diplomatic shift, Turkey has elevated its role in the Gaza conflict, positioning itself as a central mediator in a cease-fire deal brokered by Donald J. Trump and backed by Hamas. Once viewed skeptically in Washington for its close ties to Hamas, Turkey under President Erdoğan has flipped the script, using its relationship with Hamas to ensure a deal’s delivery—and in doing so, significantly raised its geopolitical standing. 

The Deal

• Turkey reportedly acted as a key channel between Hamas and the U.S., securing Hamas’s acceptance of a truce and the release of hostages in Gaza. 

• Ankara then secured the appointment of former disaster-control chief Mehmet Gulluoglu to lead Turkish efforts in Gaza humanitarian operations, signalling Turkey’s deeper involvement. 

• The arrangement reportedly gives Turkey leverage: in return for mediation, Erdoğan is seeking relief from U.S. sanctions and restoration of defence-ties, including arms purchases. 

Regional & Global Impact

• Turkey’s successful mediation gives Ankara renewed prestige in the Middle East, enhancing its role beyond the traditional broker states like Qatar and Egypt.

• This changes the dynamics for Israel, Hamas and the Arab world: Turkey now has a stake in both stability and influence, altering alignment possibilities.

• For the U.S., relying on Turkey as a mediator signals a shift in approach: from multilateral frameworks to transactional deals with regional actors.

Why This Matters

Turkey’s reinvention from outsider to indispensable player in Middle East diplomacy is significant:

• It suggests that states once seen as peripheral can now capture key roles through strategic leverage and soft-power mediation.

• This could reshape power balances: Turkey may extract concessions—in arms, defence cooperation and regional influence—raising questions about U.S. regional strategy and the role of traditional allies.

• Importantly, while the cease-fire is a short-term victory, the absence of a clear pathway toward a two-state solution or durable peace means Turkey’s role may become a long-term one, carrying both risk and reward for Ankara.

This is not just politics — it’s global alliances and global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Reuters – Erdogan turns Trump’s Gaza deal into a power play for Turkey 

• Modern Diplomacy – From Mediator to Power Broker: Erdogan’s Gaza Gamble 

• Reuters – Turkey puts ex-disaster chief in charge of Gaza aid 

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“Tidbits From TNT” Tuesday Morning 10-21-2025

TNT:

Tishwash:  Al-Ghariri: Iraq's negotiations to join the World Trade Organization are ongoing.

Minister of Trade Athir Dawood Al-Ghurairi confirmed on Monday that Iraq's negotiations to join the World Trade Organization are ongoing, while pointing out that regional cooperation and integration are the way to achieve peace, stability and sustainable development.

A statement by the Ministry of Trade received by the Iraqi News Agency (INA) stated that "Minister of Trade Athir Dawood Al-Ghurairi participated in the 16th session of the United Nations Conference on Trade and Development (UNCTAD), held in Geneva with the wide participation of representatives of countries and international and regional organizations."

The minister stressed, according to the statement, that "collective action and regional integration represent a fundamental pillar for building a more stable and equitable economic system in light of the transformations and challenges witnessed by the world," stressing that "open regional agreements can support the multilateral trading system and promote sustainable development."

Al-Ghurairi indicated that "Iraq, which continues its negotiations to join the World Trade Organization, sees regional initiatives as an opportunity to enhance its institutional readiness and align its legislative and investment frameworks, enabling it to effectively integrate into the global economy."

He explained that "regional integration represents a pillar for development and reconstruction, and that cooperation in the areas of infrastructure, simplifying customs procedures, encouraging investment, energy, agriculture, and services contributes to enhancing competitiveness and diversifying the national economy."

At the end of his speech, the Minister praised UNCTAD's significant role in supporting Iraq during its accession to the World Trade Organization, stressing that "regional cooperation and integration are the path to achieving peace, stability, and sustainable development."   link

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Tishwash:  Energy expert: 70% of the articles of the oil and gas law have been agreed upon

An oil and gas expert says that 70% of the articles of the oil and gas law have been agreed upon and the rest needs political dialogue and negotiations.

The big picture: The oil and gas law was supposed to be completed in 2007 and voted on in the Iraqi parliament, but due to conflict and indifference of Iraqi parties, year after year, the enactment of the law was hampered.

Official Statement: د. Govand Sherwani, a university professor and oil and gas expert, told AVA that the oil export agreement will help to pass the oil and gas law in the sixth session of the Iraqi parliament, provided there is no political interference.

 Sherwani said the biggest problem between Erbil and Baghdad on the oil issue is the failure to pass the oil and gas law, which should have been passed in 2007, but fortunately 70% of the articles of the draft law have been agreed.

On the other hand, the expert said that the three-year Iraqi budget law contains many shortcomings and all to the detriment of the Kurdistan Region, if the technical and financial issues are corrected, there is an opportunity in the 2026 budget law.  link

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Tishwash:  Central Bank: Iraq's public debt is lower than that of the United States and several other Arab countries.

 The Central Bank of Iraq confirmed on Monday that the external debt curve is declining and that Iraq is within safe limits for public debt. The bank noted that Iraq's public debt-to-GDP ratio stands at 31%, a lower percentage than that of developed countries such as the United States and Japan, and other Arab countries such as Egypt, Algeria, and Morocco.

Samir Fakhri, Director General of the Statistics and Research Department at the Central Bank, said, "Total public debt is divided into domestic and external debt. Domestic debt, as of the end of last September, amounted to 90.6 trillion dinars."

He added, "The domestic debt is divided into more than 50% in favor of the Central Bank, and less than 50% in favor of banks, whether private or government-owned," indicating that "the majority of the debt owed to banks is owed to government-owned banks, i.e., from government to government."

He pointed out that "the external debt has reached $54 billion, and is divided into three parts: the largest part, namely $40.5 billion, dates back to before 2003. It is a suspended debt, and we are not currently bearing any burdens on it, whether interest or debt service, from 2003 until today."

He continued, "The second part is the Paris Club debt, which amounted to $120 billion, 80% of which has been written off, leaving $24 billion. With what Iraq has paid, only $3.8 billion remains, which was supposed to be covered until the end of 2028." We note here that the external debt curve is declining.

He pointed out that "the third portion amounts to approximately $10 billion, and is related to investment spending. It is a long-term debt of twenty years, owed to a group of countries and organizations, including Japan's JICA, Germany's Siemens, Spain, and Britain. Thus, the total debt amounts to approximately $10 billion. If we exclude the forty and a half billion, the remaining amount is approximately $13 billion."

He emphasized that "if we convert these debts into dollars multiplied by the current exchange rate and add them to the domestic debt, the total debt-to-GDP ratio would reach approximately 43%. However, if we exclude the suspended debt of $40 billion, the public debt ratio would be around 30 to 31% of GDP."

Regarding financing the three-year budget deficit, Fakhri explained that “the deficit within the budget law was approved by Parliament for a period of three years. It is a planned deficit, not an actual one, of approximately 64 trillion dinars per year, meaning a total of 192 trillion dinars for the three years. What was actually spent as real debt is approximately 35 trillion dinars.” He indicated that “if we divide 35 trillion by the planned deficit, the percentage will be approximately 18.2%,” noting that “the debt was 56 trillion dinars until the end of 2022, and from 2022 until today, 35 trillion has been added to it, bringing the total to approximately 90.6 trillion dinars that we mentioned.”

He added, "One of the most important indicators of monetary policy is the consumer price index (inflation), which is currently close to zero. If we compare it with neighboring countries like Iran and Turkey, we find a clear difference in inflation rates between them and Iraq, in addition to the exchange rate gap."

He stressed that "the focus must be on financing the deficit, so it must be directed towards investment spending, as this leads to growth in non-oil revenues."

Fakhry touched on some of the debt ratios in neighboring countries, noting that "in Egypt, public debt amounts to 90% of GDP, in Algeria: 49%, in Morocco: 70%, in Lebanon: 160-170%, and in Saudi Arabia: 29%, despite being a strong and industrially advanced economy."

He pointed out that "major industrialized countries, such as the United States, have a public debt of 120%, while Japan's debt ratio is 250%."  link

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Mot: I Did It!!! -- Yeppers!!! I Did It!!!!  

Mot: ... and Yet Another Motism frum da Net!!!!  

Seeds of Wisdom RV and Economics Updates Monday Evening 10-20-25

Good Evening Dinar Recaps,

BRICS Currency Countdown: Why 2026 Still Looks On the Clock

— And how U.S. tariff threats may be accelerating the very change they aim to block

What’s Going On

The grouping of nations known as BRICS (Brazil, Russia, India, China, South Africa, and newer members) appears to be staying on track for a 2026 launch of a shared-currency framework, despite aggressive efforts by the U.S. to derail the plan. Researchers monitoring the project highlight that digital payment systems, local-currency trade settlement and infrastructure are all advancing. 

Meanwhile, U.S. President Donald Trump has ramped up threats of tariffs — including warnings of 100 % duties — on countries aligning with what he calls “anti-American policies” via BRICS, or attempting to sideline the U.S. dollar. 

Why It Matters

• Emerging currency dynamics: A new shared-currency initiative could tilt how global trade is settled and challenge the dominance of the U.S. dollar.

• Innovation meets geopolitics: It demonstrates how payment rails, digital currencies, and trade settlement are now central to global strategy, not just finance.

• Tariff threats as a double-edged sword: U.S. actions meant to deter may instead accelerate the drive toward alternatives.

What’s Driving the Timeline Toward 2026

• Several analysts point to clear progress on infrastructure: cross-border settlement mechanisms, digital-currency research, and local-currency trade arrangements. 

• For example, central-bank gold accumulation surged in Q2 2025, seen as a hedge by BRICS-member states and sign of serious preparation. 

• The expansion of the bloc (including nations like Egypt, UAE, Indonesia) increases weight and legitimacy behind the idea of an alternative system. 

• On the U.S. side, the threat of tariffs and other economic pressure seems to be viewed internally by some BRICS members not just as deterrence, but as a reason to advance alternatives.

Why the U.S. Tariff Strategy May Backfire

• Trump has threatened countries with tariffs of up to 100 % if they deviate from the dollar system or join BRICS currency plans. 

• But such threats can deepen resolve among BRICS nations to reduce dependency on U.S.-dominated systems.

• Legal challenges are also pressing in the U.S., which may weaken the long-term enforcement of such tariff powers.

The Big Reality Check

Despite headline talk of a 2026 currency launch, several expert sources caution that a fully unified BRICS currency remains a long shot. For example:

• One analysis suggests the first phase likely involves a payment-system platform and local-currency settlement (2025-27), with any full-scale currency much later (2028-2030+).

• Key internal challenges remain: aligning fiscal/monetary policy across very different economies (China vs India vs Brazil) and ensuring the infrastructure is trusted and liquid.

• At present, trade within BRICS still predominantly uses the U.S. dollar and global reserves remain heavily dollar-weighted.

Our Take

Here’s how this fits with what we track: innovation in finance plus institutional reform.

• The financial-technology layer (digital rails, CBDCs, local-currency settlements) is moving ahead.

• The institutional/power layer (who issues money, who sets rules) is in flux.

• The U.S. tariff strategy highlights the stakes: finance is geopolitics.
  In other words: new financial infrastructure is not just about tech; it’s about power, control and strategic autonomy.

What to Watch Next

1. Announcements from BRICS or its development bank (e.g., New Development Bank) about pilot platforms or settlement systems targeting 2026.

2. Moves by member-state central banks: digital-coin pilots, gold accumulation, trade denominated in non-dollars.

3. U.S. policy shifts or legal rulings around tariffs and trade strategy that could reshape how enforceable the “100 % tariff” threat is.

4. Responses from non-BRICS countries: Will they join or support the alternative rails? Or will they be deterred by U.S. action?

5. FX/reserve-data signals: Any sizeable shift away from the dollar in reserves, trade settlement or currency-baskets.

Final Word

The “2026 launch” of a BRICS currency isn’t a guaranteed moment in time, but rather a marker of a broader transition — a shift in how large emerging-economy blocs view money, finance and independence. The U.S. threats may slow some actions, but they could also spur others. The real question isn’t whether the effort stops — it’s how fast the contours of a new system take shape, and whether they begin to lean against, rather than around, the dollar-centric world.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• “BRICS Currency Launch Date Unchanged Despite Bold US Move To Stop It” — Watcher.Guru, Oct 19 2025: Watcher Guru

• “How Would a New BRICS Currency Affect the US Dollar?” — InvestingNews, Sep 2025: Investing News Network (INN)

• “BRICS investment opportunities rise ahead of 2026 common currency launch” — IndonesiaBusinessPost, Sept 30 2025:  https://indonesiabusinesspost.com/

• “Central bank buys 166 tonnes of gold, BRICS prepares currency for 2026” — IDNFinancials, Aug 17 2025: IDN Financials

• “Trump calls BRICS ‘attack’ on US dollar” — EconomicTimes (via PTI), Oct 15 2025:The Economic Times

• “Breaking Down the BRICS Tariff” — AmericanActionForum, Jul 15 2025:  AAF

• “Jim O’Neill: BRICS Currency a Distant Dream Yet Bloc Eyes 2026 Launch” — CryptoRank, Sep 7 2025:  CryptoRank

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Follow the Gold/Silver Rate COMEX

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More News, Rumors and Opinions Monday PM 10-20-2025

KTFA:

Clare: The "third envoy" to Baghdad: Trump remained in Iraq to play a decisive role.

10/20/2025

The appointment of Iraqi Chaldean Mark Savaya as US President Donald Trump's special envoy to Iraq has generated considerable interest in Iraq, with attempts to understand the US move and the background of this man, known for his closeness to Trump.

However, Savaya now assumes a sensitive position, handling the Iraqi file, despite having never held any official position, either at the state or federal levels.

Mark Savaya is the third US envoy to Iraq, since Paul Bremer in 2003, and after Brett McGurk during the war against ISIS in 2014.

Mark Savaya appears to straddle the worlds of business and politics. His Instagram account, which has over 94,000 followers, features numerous photos of him with Trump, reflecting the personal side of their relationship, including in the White House and other locations, as well as photos of him with numerous prominent political, media, and entertainment figures.

Savaya commented on Trump's appointment as Special Envoy to Iraq in an Instagram post, saying: "I am deeply humbled, honored, and grateful to President Donald Trump for appointing me as Special Envoy to the Republic of Iraq. I am committed to strengthening the US-Iraq partnership under President Trump's leadership and guidance. Thank you, Mr. President. I will work to build bridges of trust and cooperation to achieve sustainable security in Iraq and the region."

Savaya was known for his active involvement in Michigan, demonstrating his ability to influence the masses, particularly in non-traditional communities, which led him to play a pivotal role in increasing voting rates among Michigan's Arab and Muslim communities to record highs.

Savaya is considered a member of the influential MAGA (Make America Great Again) movement, which is believed to have played a key role in Trump's rise and subsequent successful return to the White House, and which includes a diverse group of media figures, politicians, and influential activists.

According to his LinkedIn page, Savaya, a Michigan resident, has no government experience at the local, state, or federal level. He is an active businessman in the Detroit area, where he founded a marijuana retail chain called Leaf & Bud, which sells medical and recreational marijuana. According to The Independent, the company was criticized by Detroit leaders for its bold billboards that promoted the slogan: "Come and get it. Free weed."

However, Trump expressed his great confidence in Savaya's career, saying that he "possesses a deep understanding of regional relations and has direct contact with Iraqi communities, which makes his appointment an important step in advancing America's interests in the Middle East." He added, "We are confident in Mark's ability to advance our agenda and protect our interests in Iraq, especially during this critical period."

The Independent noted that Savaya's Leaf & Pad company conducted an extensive marketing campaign on Detroit roads, prompting city leaders to issue an ordinance restricting such advertising.

According to Reddit, two Liv & Bud branches have closed since January, leaving only three brick-and-mortar stores listed on the company's website. According to The Independent, the website has been updated to remove references to Savaya himself, including "The Mark Savaya Collection."

But Savaya's statement from 2020 says, "It's good to produce cannabis from seed and sell it. It's a process we go through instead of buying it from a different cultivation center. We make it ourselves, and we want to make sure it's a clean product, and that everything we do is monitored."

The Independent noted that it contacted Leaf & Bud to try to confirm Savaya's current role at the company, which had previously identified him on its website as the "visionary" behind the natural cannabis retail chain that marketed itself with the slogan "Come and get it. Free weed."

Trump is known for his personal opposition to drug use, but he has softened his stance in recent years. He supported Florida's referendum to legalize recreational marijuana in 2024, and during his campaign, he called for the execution of drug traffickers. In 2019, he praised China for its use of the death penalty in some serious drug-related cases, and he recently ordered airstrikes targeting boats in the Caribbean, allegedly smuggling drugs. This drew widespread criticism, as the strikes were deemed illegal.

However, Israeli Elizabeth Tzurkov, who was kidnapped in Iraq for more than two years, wrote on the X platform, "I congratulate Mark Savaya on this important appointment. Mark played a pivotal role in freeing me after 903 days of captivity by Kataib Hezbollah, an Iraqi militia working for Iran, without any compensation. This is very bad news for everyone who serves Iran's interests in Iraq and seeks to undermine Iraqi sovereignty."

"This is impossible. He is strongly opposed to the militias," Tsurkov said in response to a comment from an X user who expressed concern that pro-Iranian militias might try to manipulate Savaya. LINK

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Ariel: Understanding the Implications of this

10-20-2025

We Need To Understand The Implications Of This:

What did Donald Trump mean when he said Mark will advance the Interest of the American people in a foreign country?

What happened a few days ago?

Didn’t Iraqi banks fall under Rafidain Bank and are now subject to the authority of the U.S. Treasury?

What recently happened with their oil a couple of days ago?

Source(s):   https://x.com/Prolotario1/status/1980128926782406958

https://dinarchronicles.com/2025/10/20/ariel-prolotario1-understanding-the-implications-of-this/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   The only way you're going to see the HCL is if they use the new exchange rate.  That's why they told you they're lifting the 3 zeros.  You got the new exchange rate and you got the HCL we just need the damn laws...You're about to see a different...value added to your currency which will allow the HCL to be calculated properly and then give the citizens of Iraq a decent oil and gas rights payment to them.  At 1310 all they were going to give them was a few pennies. We're walking on very thin ice and at any moment I believe in my heart it's going to crack and put us right through into the monetary reform purchasing power for the citizens and our blessing, our profit.

Jeff   They're talking to us out of both sides of their mouth.  From one side they keep announcing all the brand new wonderful stuff they're doing/have done, letting us know the rate is about to change.  But from the other side of their mouth they won't tell us anything about the budget schedules.  They keep hiding that from us. 

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"I Believe the Market Top May Be In" Got Gold & Silver?

Mike Maloney: 10-20-2025

Are we seeing the top of the markets now?

In this urgent episode of The Gold Silver Show, Mike Maloney & Alan Hibbard break down why they believe the highest highs may already be behind us—and how gold & silver could become lifeboats in the coming storm.

What you’ll get in this video

• Why the standoff between Trump and Xi could trigger a market collapse

 • The importance of real assets when central banks lose control

• How China may secretly own far more gold than reported

• A powerful gold–silver ratio strategy to multiply your gold

 • Lessons from Rome: how empires collapse when currencies are debased

https://www.youtube.com/watch?v=qgW8QEEFWBE

The Case For Sound Money: The Most Meaningful 5 Minutes I've Ever Recorded | Judy Shelton

The Case For Sound Money: The Most Meaningful 5 Minutes I've Ever Recorded | Judy Shelton

Adam Taggert/Thoughtful Money:  10-20-2025

Here, former Federal Reserve nominee Judy Shelton makes the most compelling constitutional & moral argument for sound money I've ever heard

I promise it will be the most meaningful 5 minutes you've seen in ages.

https://www.youtube.com/watch?v=8gdZhoNCbUQ

Seeds of Wisdom RV and Economics Updates Monday Afternoon 10-20-25

Good Afternoon Dinar Recaps,

When Innovation Meets Control: China’s Pause on Hong Kong Stablecoins

Ant Group and JD.com halt plans after Beijing asserts monetary authority.

Overview

Two of China’s biggest tech giants — Ant Group and JD.com — have paused their plans to issue stablecoins in Hong Kong, following quiet guidance from Beijing regulators. The decision underscores growing tension between China’s drive for digital innovation and its insistence on state control over currency.

According to the Financial Times, both firms received instructions from the People’s Bank of China (PBoC) and the Cyberspace Administration of China (CAC) to suspend their Hong Kong initiatives. The question, said one source, is simple but fundamental: “Who has the right to issue money — the central bank or private firms?”

The Setback for Hong Kong’s Fintech Ambitions

Hong Kong launched its stablecoin licensing regime in August to attract Web3 and tokenization projects. Initially, mainland officials saw it as an opening to promote renminbi-pegged tokens and boost the yuan’s international use.

But enthusiasm cooled fast. Regulators in Beijing reportedly grew uneasy as some stablecoin ventures posted double-digit losses shortly after the rules took effect. China’s securities watchdog then instructed several brokerages to pause real-world asset tokenization as well — another signal that the central government is tightening oversight of digital-asset experiments.

Why It Matters

This pause reveals three critical themes shaping the region’s financial future:

• Monetary Sovereignty: Beijing’s priority is clear — control over money creation must stay with the state. Private stablecoins could blur that line and compete with the digital yuan (e-CNY).

• Testing the Limits of Hong Kong’s Autonomy: While Hong Kong markets itself as Asia’s Web3 hub, this episode shows how quickly mainland policy can override its local fintech initiatives.

• Signal to Global Markets: China’s stance adds to a broader global shift where governments seek tighter reins on privately issued digital money, balancing innovation with systemic risk.

The Bigger Picture

China is not retreating from digital finance — it’s redefining who leads it. The pause on stablecoins doesn’t end tokenization efforts but re-centers them under state-linked or bank-controlled entities, keeping fintech aligned with national strategy.

For global investors, it’s a reminder that in modern finance, innovation operates within political boundaries.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Financial Times

• Reuters

• CoinTelegraph

• Finews Asia

• Reuters (Sept 2025 RWA report)

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Global Financial Order Under Strain as Geopolitical Fragmentation Deepens
The end of postwar financial integration may be closer than expected.

A Fracturing Monetary Landscape

A new report from the Centre for Economic Policy Research (CEPR), the 28th Geneva Report on the World Economy, warns that rising geopolitical tensions are eroding the foundations of the global financial system that has existed since World War II.

According to the report, strategic competition—particularly between the West and China—combined with sanctions and protectionist measures is accelerating international financial fragmentation.
This fragmentation marks a departure from the decades-long era of liberalized, rules-based globalization that once defined international finance.

From Integration to Geoeconomic Fragmentation

The authors of the Geneva Report argue that the “deep global financial integration without regard to geopolitics” that characterized the postwar era is being replaced by a period of “geoeconomic fragmentation.”

This transition is visible in three key areas:

• Capital Flows: Investments are increasingly concentrated within geopolitical blocs, reducing global allocative efficiency.

• Crisis Response: Coordination among major economies has weakened, limiting joint responses to shocks such as banking crises or currency volatility.

• Policy Divergence: Sanctions, reshoring, and “friend-shoring” are reshaping both trade and financial networks.

Why This Matters

The implications reach far beyond finance:

• For businesses, the rise in geopolitical barriers means greater uncertainty in global supply chains, volatile exchange rates, and tighter cross-border investment conditions.

• For governments, fragmentation introduces instability into crisis management and capital allocation, increasing the risk of systemic shocks.

• For emerging markets, the challenge is most acute — nations may face pressure to align with specific blocs or risk exclusion from capital access and payment systems.

What to Watch

• Alternative Payment Systems: Will BRICS and other regional blocs develop competing financial infrastructures to the U.S. dollar system?

• Alliance Consolidation vs. Openness: Do states double down on bloc-based cooperation or attempt to sustain a degree of global openness?

• Emerging Market Realignment: How developing economies navigate these rival frameworks may shape the next decade of financial globalization.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Source

• CEPR: Geopolitical tensions and international financial fragmentation — 28th Geneva Report on the World Economy

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Seeds of Wisdom RV and Economics Updates Monday Morning 10-20-25

Good morning Dinar Recaps,

Markets Balance Optimism and Caution as Global Risks Shift

From strong dollars to shaken banks, today’s markets show how power and trust move through money.

Currencies: Political Winds Move the Yen

The U.S. dollar strengthened against the Japanese yen while holding steady versus the euro.

• Analysts tie the yen’s weakness to political momentum in Japan, where Sanae Takaichi has emerged as the frontrunner to become the next prime minister.
• Meanwhile, the EUR/USD pair remains locked in a narrow range, with weaker-than-expected German producer inflation data dampening upward pressure.

Why This Matters:
Currency moves reflect both macroeconomic data (like inflation and growth) and political risk. A weaker yen can boost Japanese exporters, while cross-currency volatility adds uncertainty to trade flows and global supply chains.

Commodities: Gold Finds Its Footing

Spot gold prices rose modestly in Asian trading, stabilizing after earlier volatility sparked by U.S.–China trade jitters. The yellow metal’s resilience near recent highs reflects persistent investor caution, even as equity markets attempt recovery.

Why This Matters:
Gold acts as a safe-haven asset when investors sense instability. Its steady climb signals that inflation, geopolitical tension, and currency swings continue to shape market psychology beneath the surface.

Emerging Markets: Indian Banking Attracts Global Capital

Shares of RBL Bank surged to a five-year high after Emirates NBD of Dubai acquired a US $3 billion stake in the Indian lender.
• The move underscores foreign confidence in India’s financial sector and could spark similar cross-border transactions.
• For emerging markets, it’s a clear indicator that capital is chasing reform-driven growth stories.

Why This Matters:
Large cross-border deals reflect where global liquidity is flowing. Such investments highlight trust in emerging-market resilience and the search for diversification beyond mature Western banking systems.

Financial Stability: Panic in Cambodia’s Prince Bank

Reports from regional media indicate Prince Bank in Cambodia faced panic withdrawals after its owner was accused of involvement in a regional cybercrime and money-laundering network.
• The episode exposes vulnerabilities in regional banking oversight.
• Even localized crises can dent broader investor confidence, especially when linked to financial integrity.

Why This Matters:
Banking stability hinges on trust. When that erodes—through corruption, mismanagement, or weak regulation—the result can be contagion across borders, pressuring other small-market lenders and regulators alike.

Global Outlook: Balancing Confidence and Caution

Across currencies, commodities, and banking, investors are navigating a split-screen world:

• Optimism driven by emerging-market investments and potential cooling in inflation data.

• Caution amid political transitions, financial scandals, and uneven global growth.

Upcoming inflation readings from the U.S. and Europe, central-bank guidance, and evolving geopolitical dynamics will steer sentiment into year-end.

Why This Matters:
Today’s mixed signals—currency shifts, gold’s stability, and contrasting banking headlines—show that financial power is redistributing, not just reacting. Each move shapes how nations, investors, and markets adapt to a new phase of global realignment.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:
Reuters | Investing.com | VnExpress International

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Freeze Line or Fall: Trump Presses Zelenskiy to Accept Russia’s Gains
Behind closed doors, Washington’s tone toward Kyiv turns from support to settlement.

Inside the Room: Ceasefire or Capitulation

A tense Friday meeting between U.S. President Donald Trump and Ukrainian President Volodymyr Zelenskiy has revealed a striking policy reversal. According to multiple sources briefed on the talks, Trump urged Kyiv to “make a deal where we are, on the demarcation line” — effectively freezing the war along existing frontlines and recognizing Russian territorial gains.

  ● Trump reportedly declined to provide Tomahawk missiles and suggested “security guarantees to both Kyiv and Moscow,” leaving Ukrainian officials stunned.
  ● The tone was described as “tense and profane,” with one source claiming Trump warned, “Your country will freeze, and your country will be destroyed if you don’t make a deal.”
  ● The discussion reportedly followed a phone call between Trump and Vladimir Putin, during which the Russian leader proposed a territorial swap — Ukraine would surrender Donetsk and Luhansk in exchange for limited areas of Zaporizhzhia and Kherson.

Policy Reversal and Global Ripples

Only weeks earlier, after the UN General Assembly in September, Trump had publicly speculated that Ukraine “might take back all of its territory.” The Friday shift signals a pivot from liberation to limitation — one prioritizing a quick end to the conflict over full sovereignty for Ukraine.

  ● The proposed freeze would validate Russia’s territorial gains and could fracture NATO’s unity.
  ● U.S. Special Envoy Steve Witkoff reportedly echoed Moscow’s talking points, emphasizing “Russian-speaking populations” in Donetsk and Luhansk as justification for ceding control.
  ● Ukrainian officials called the idea “suicidal”, warning it would make central Ukraine indefensible in a future offensive.

Western capitals are uneasy. European diplomats told The Guardian the episode suggests a U.S. pivot that could reshape NATO cohesion and “redefine Europe’s security map.”

The Strategic Stakes

For Kyiv, the meeting felt like betrayal. Zelenskiy — who once counted on bipartisan American support — now faces dwindling leverage amid fatigue in Western capitals.

  ● Ukraine’s military leaders warn that a frozen conflict could cripple morale and funding, while handing Moscow time to rebuild.
  ● Analysts from the Carnegie Endowment caution that any territorial compromise “cements a dangerous precedent in international law” and risks emboldening autocratic regimes.
  ● Washington’s internal debate pits those seeking “peace now” against hawks warning that appeasement would invite greater aggression later.

Next Flashpoint: Budapest

Trump and Putin are expected to meet in Budapest in the coming weeks, where discussions may outline a “peace framework.” Russian Foreign Minister Sergei Lavrov and U.S. Secretary of State Marco Rubio are reportedly preparing the groundwork.

  ● A deal freezing the war along current lines could redraw global alignments, shifting power toward Moscow and testing Western resolve.
  ● European leaders, particularly in Berlin and Warsaw, warn such an agreement would “undermine the moral foundation of post-Cold War security.”

Zelenskiy has said he would attend a Budapest summit “if invited,” signaling Ukraine’s desire to remain diplomatically engaged even amid dwindling leverage.

Why This Matters

The U.S. role in global security has always rested on credibility. If Washington now signals that territorial conquest can be legitimized through negotiation, the implications reach far beyond Ukraine:

  ● Taiwan, the Baltics, and the South China Sea will all watch closely.
  ● Investors and defense markets already anticipate a recalibration of risk in Eastern Europe, with sovereign-bond spreads widening on Ukrainian debt.
  ● Analysts warn that global confidence in U.S. deterrence — financial and military — could erode.

As one European diplomat told Reuters: “If America trades land for peace, every frontier becomes negotiable.”

Conclusion

The Trump–Zelenskiy meeting may be remembered as a turning point: either a pragmatic step toward ending the world’s most volatile conflict or a prelude to a more dangerous equilibrium — one where power redraws maps faster than diplomacy can react.

For Kyiv, the challenge is existential. For Washington, it is about the cost of credibility.
This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources & Further Reading:

• Reuters: Trump urged Zelenskiy to make concessions to Russia in tense meeting

• The Guardian: Zelenskyy calls for more US Patriot air defences after Trump sides with Putin

• Modern Diplomacy: Trump Pressures Zelenskiy to Cede Land to Russia in Tense Meeting

• Additional sources: Politico EU, Al Jazeera, Carnegie Endowment, Foreign Policy

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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Follow the Gold/Silver Rate COMEX

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“Tidbits From TNT” Monday Morning 10-20-2025

TNT:

Tishwash:  The electronic payment system has stopped in most Iraqi government departments - Urgent

 A Baghdad Today correspondent reported that the electronic payment system was suspended in most government departments in Iraq on Monday morning (October 20, 2025), disrupting citizens' transactions and delaying the disbursement of some financial dues.

According to information received by our correspondent, the outage affected electronic payment systems, halting transfers at a number of service institutions and ministries. Technical teams are now working on maintenance to restore the system.

A Baghdad Today correspondent indicated that the relevant authorities expect service to be gradually restored over the coming hours after the technical inspection is completed.  link

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Tishwash:  Iraq boosts its gold reserves to 162.5 tons

Iraq continues to boost its gold reserves, with stored quantities increasing from 100 tons to 162.5 tons in recent years, according to an economic expert.

Expert Abdul Rahman Al-Mashhadani explained in a statement to Al-Furat News that: "Iraq continues to purchase gold to bolster its national reserves, although the quantities acquired remain limited compared to the ambitious plans to enhance financial stability."

He pointed out that "increasing gold reserves represents an important step towards strengthening the national economy and supporting financial liquidity, as well as being a strategic safety factor in the face of global market volatility."

Al-Mashhadani emphasized that "Iraq pays special attention to gold as part of its economic policy, as it is an important tool for diversifying assets and protecting reserves from potential economic and financial risks."  link

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Tishwash:  With the rise of the Chinese yuan and local currency settlements, can Iraq dispense with the dollar?

 The modern Iraqi economy was formed on the basis of a single-source oil rent, entirely dependent on the sale of crude oil and the settlement of revenues in US dollars.

This pattern made Iraqi monetary policy directly dependent on the US financial system, with revenues deposited in accounts at the Federal Reserve Bank of New York and managed according to international regulatory arrangements linked to financial compliance and anti-money laundering programs.

According to economic studies issued by the World Bank and the International Monetary Fund, approximately 90 to 95 percent of Iraq's public revenues come from oil, making any fluctuation in the dollar or a decline in global demand for oil a direct threat to liquidity and the general budget.

Financial economists point out that the Central Bank of Iraq does not have absolute freedom to manage its reserves, as most of its transactions are restricted to US transfer networks, and the global SWIFT system closely monitors financial transfers, preventing any parallel transactions outside the dollar system.

According to recent academic estimates, excessive reliance on the dollar has created a distorted import environment, with the Iraqi market tending toward consuming foreign goods without boosting domestic production. This has deepened economic exposure and tied the domestic financial cycle to fluctuations in US monetary policy.

In contrast, China has been working for more than a decade to build a parallel financial system that would challenge the dollar's dominance, by expanding the use of the yuan in international trade and establishing alternative financial institutions such as the new Asian Development Bank and the China Payments System (CIPS).

In 2023, Beijing announced that more than 52.9 percent of its cross-border transactions were settled in yuan, surpassing the dollar for the first time in modern history. While this percentage reflects a gradual shift rather than a sudden reversal, it points to a fundamental shift in the balance of global financial influence.

International economics researchers believe that China's agreement with Australian company BHP to settle iron ore trade in yuan represents a pivotal moment in the history of global trade, as it removes one of the world's most traded commodities from the dollar. This move, along with a series of similar agreements with other countries, most notably Russia and Saudi Arabia, indicates that the yuan is beginning to transform from a local currency into a strategic settlement tool in the international trade system.

Beijing has also relied on comprehensive institutional tools to bolster market confidence in the yuan, such as linking the currency to a strong gold reserve system and ensuring its stability through prudent monetary policies. This has made it an increasingly attractive option for countries seeking alternatives to the dollar amid crises of US sanctions and restrictions.

Iraq's position in the transformation equation

Although Iraq was one of the first oil-producing countries to open up trade to China, its position in the global monetary transition remains extremely weak. Baghdad's banking structure remains traditional and relies almost entirely on dollar transfers via the US system.

Economic researcher Othman Karim confirmed to Baghdad Today that the idea of ​​abandoning the dollar "is illogical at the present time," noting that Iraq "sells oil and receives revenues through the US Federal Reserve, and currently has no realistic mechanism for settling its transactions in another currency."

He adds that the shift to the yuan requires "a radical change in monetary policy, the signing of direct banking agreements with China, and the development of intermediary electronic payment tools that can bypass US restrictions."

According to economists, the challenge in Iraq is twofold: technical, related to the absence of an independent financial transfer structure, and political, related to US pressure and Iraq's close ties to the Western system for managing its finances.

Trade with China, despite its size, remains settled in dollars, as Iraqi companies do not have accredited accounts with Chinese banks. Analysts believe that any serious attempt to transition to the yuan requires profound institutional reform of the central bank, enhanced financial transparency, and the establishment of a dual reserve in yuan and gold as a preliminary step toward monetary diversification.

While it is difficult to completely sever the link to the dollar, some experts do not rule out a partial move toward monetary diversification, through limited agreements with China to settle a portion of non-oil imports in yuan.

Given China's increasing openness to the Middle East and its signing of yuan-denominated settlement agreements with Saudi Arabia and the UAE, Iraq could consider establishing a trade barter mechanism under which it would import Chinese goods in exchange for oil exports, without having to use the dollar.

Some monetary researchers also suggest that Baghdad begin allocating a portion of its foreign exchange reserves in yuan, as a symbolic step to expand financial diversification, while developing banking agreements with the People's Bank of China to facilitate direct transfers.

However, these paths remain subject to complex political factors, most notably the relationship with Washington and the fear that any move toward China could be interpreted as a step toward an anti-Western geopolitical axis.

Ultimately, economic analysis shows that completely eliminating the dollar in Iraq is not possible in the short or medium term, but it remains a long-term strategic goal in light of global changes.

Iraq, as a dependent rentier economy, needs to first build its production and commercial independence before considering monetary independence. While the rise of the yuan opens a window for rebalancing the international financial system, it does not negate the fact that the dollar still holds the deepest and most widespread structure.

Therefore, in the coming period, Iraq will remain governed by the duality of monetary and political power: adopting the dollar as the primary currency for governing the state, while closely monitoring the transformations taking place in the East, where China is rewriting the equation of global financial influence, step by step.  link

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Mot: . Careful as YOu Season - K!!!!  

 Mot: Dinner was dinner. You ate what you got. 

US Banking Crisis Incoming, Market Stock Reveals Deeper Credit Threats

US Banking Crisis Incoming, Market Stock Reveals Deeper Credit Threats

Lena Petrova:  10-19-2025

The recent tremors in the U.S. banking sector have sent a ripple of unease through the investment community.

While headlines often focus on massive corporate collapses, a closer look reveals a more insidious threat brewing within the heart of finance: allegations of loan fraud at regional banks, which, despite relatively modest sums, have triggered outsized market reactions.

This week, we’re diving into a concerning trend highlighted by recent analysis, focusing on alleged fraud cases involving Zion’s Bancorp and Western Alliance Bancorp.

These incidents, reportedly linked to loan fraud connected to investment funds associated with Andrew Stupin and Gerald Marcil, might involve around $60 million.

While this figure pales in comparison to the billions lost in colossal corporate meltdowns like Tricolor Holdings and First Brand Group, the market’s intense response speaks volumes. It signals a deeper, more pervasive anxiety about the stability of the American financial system, with a particular spotlight on its regional players.

The narrative emerging from these events is far more complex than simply a few bad actors. It paints a picture of an industry grappling with the consequences of years spent navigating an era of historically low interest rates.

To chase yield in that environment, many banks and investment funds ventured into riskier assets, including commercial real estate and subprime loans. Now, as the era of cheap money draws to a close, the true quality of these investments is being stress-tested, and the cracks are beginning to show.

Adding fuel to the fire were pointed remarks from Jamie Dimon, CEO of JPMorgan Chase. His warning that “visible problems likely signify more hidden issues” in the credit system resonates deeply. This sentiment suggests that what we’re seeing might just be the tip of a much larger iceberg, hidden beneath the surface of financial statements.

The vulnerability of regional banks in this scenario is particularly pronounced. Unlike their larger, more diversified counterparts, these institutions often lack the robust balance sheets and broad portfolio spread to absorb even minor shocks.

This means that a seemingly modest level of credit losses could, in the current climate, escalate into a full-blown crisis for them.

Recent bank filings offer a fascinating glimpse into how different institutions are assessing risk. JPMorgan Chase, for instance, has significantly boosted its loan loss provisions, a clear signal that they are bracing for potential downturns.

In contrast, major players like Morgan Stanley, Wells Fargo, and Bank of America have reduced their provisions. This divergence in approach suggests a distinct split in risk appetite and confidence within the industry, with some clearly anticipating sterner headwinds than others.

The coming months are poised to be a critical period for the financial system. If further credit losses begin to surface, especially in sectors like commercial real estate or auto lending, investors may start to perceive these not as isolated incidents but as undeniable symptoms of a broader credit reckoning.

The fragile state of the financial system is a reality we can no longer ignore.

As the market continues to digest these developments, regional banks, with their inherent vulnerabilities, may indeed find themselves on the front lines, facing the most significant consequences should conditions continue to deteriorate.

For a deeper dive into these crucial issues and a comprehensive overview of the latest insights, be sure to watch the full video from Lena Petrova. Understanding these dynamics is essential for navigating the current economic landscape.

https://youtu.be/d6cd_dxteY0

Seeds of Wisdom RV and Economics Updates Sunday Afternoon 10-19-25

Good Afternoon Dinar Recaps,

BRICS Dominates Rare Earth Minerals as Supply Grows 12.6%

The world’s most strategic resources are now instruments of power — and BRICS knows it.

The Landscape of Power Minerals

Rare earth elements (REEs) are no longer a niche market. They are essential inputs for electric vehicles, wind turbines, advanced electronics, and defense systems.

According to the International Energy Agency (IEA), the production and refining of these minerals remain heavily concentrated — and China sits firmly at the center.

  ● China controls roughly 61% of rare earth mining output worldwide.
  ● Over 90% of global processing and refining occurs in China.
  ● Diversification efforts have slowed, leaving critical supply chains increasingly exposed.  

When one nation dominates both extraction and processing, supply security becomes geopolitical leverage.

What the 12.6% Growth Really Means

The General Administration of Customs of China reported that BRICS’ collective rare earth supply rose by 12.6% between January and September 2025 — about 48,350 additional tonnes year-on-year.

However, the details reveal a more complex picture:

  ● While volume rose, export value fell by 7.8% to $342.3 million.
  ● In September 2025, exports plunged 30.9% compared to August, falling to about 4,000 tons.
  ● China has introduced tighter export controls and selective licensing for key customers.

In short: BRICS may be producing more, but Beijing is deciding who gets access — and under what terms.

China’s Strategic Lever

For Beijing, control of rare earths isn’t merely economic — it’s strategic influence.
Refining dominance gives China a powerful tool to shape trade relations and respond to political pressure.

  ● New export restrictions (Notification No. 61/2025) extend to magnets, alloys, and advanced technologies.
  ● These rules apply even to foreign firms using China-sourced minerals.
  ● Supply preferences now favor BRICS partners and politically aligned states.

In effect, rare earths have become a diplomatic currency, reinforcing China’s role as the indispensable middleman in the green-tech economy.

Impact on the United States and Global Markets

The United States and allied economies face mounting risks from this concentration:

  ● Over-reliance on Chinese processing exposes defense, tech, and energy sectors to supply shocks.
  ● The IEA warns that diversification efforts are progressing too slowly to mitigate medium-term risk.
  ● President Trump’s administration has threatened 100% tariffs on Chinese goods in response to export reductions.
  ● Global markets have already seen volatility as rare earth trade tensions escalate.

Even with higher global output, supply access — not supply volume — now drives price and policy decisions.

The Bigger Picture

This rare earth shift embodies the deeper global transformation underway:
economic blocs are redrawing the resource map to align production with political strategy.

  ● BRICS nations are consolidating control over critical materials.
  ● Western economies are seeking rapid decoupling through domestic mining and recycling initiatives.
  ● The outcome will determine which nations dominate the next phase of industrial power — from semiconductors to defense tech to energy transition materials.

It’s a microcosm of a larger restructuring — a contest for control not of money, but of the inputs that make economies function.

Outlook: What to Watch

1. Access vs. Output
Track export licenses, not just production numbers. Beijing’s policy shifts can outweigh market fundamentals overnight.

2. Diversification Efforts
The U.S., Australia, and Canada are investing heavily in refining capacity — but timelines remain long and costs high.

3. Pricing Volatility
When exports drop while production rises, price distortions and speculative pressures usually follow.

4. Strategic Realignments
Expect BRICS coordination on critical minerals policy to strengthen as trade frictions grow.

Why it Matters

BRICS’ rare earth output rose 12.6% in 2025 — but beneath that growth lies a power play.
Control of these materials determines who builds the technologies of tomorrow, and on whose terms.

This is not just a story about commodities or percentages.
It’s the story of how economic influence and geopolitical leverage are converging — reshaping trade, industry, and alliances in real time.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• International Energy Agency (IEA): Global Critical Minerals Outlook 2025

• Reuters: China Tightens Rare Earth Export Controls (Oct 2025)

• Chatham House: China’s New Restrictions on Rare Earth Exports Send a Stark Warning West (Oct 2025)

• CSIS: Developing Rare Earth Processing Hubs (2025)

• Watcher Guru: BRICS Dominates Rare Earth Minerals, Supply Increases by 12.6% (Oct 2025)

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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Thank you Dinar Recaps

All Signs Point to Reset: How Every Fiat System Ends in Collapse!

All Signs Point to Reset: How Every Fiat System Ends in Collapse!

Lynette Zang:  10-18-2025

Every fiat system ends in collapse, and all signs point to another reset.

 Since 1971, when the dollar was cut loose from gold, productivity gains vanished while inflation quietly stole purchasing power.

Now debt is exploding, real estate is distorted, and central banks are hoarding gold behind the scenes.

This isn’t a coincidence—it’s the controlled transition to the next monetary system.

Lynette exposes the pattern, the players, and how to protect yourself before the reset goes public.

Chapters:

 00:00 — Introduction

00:45 — Why gold and silver matter when regulators fail

01:21 — 1971: The moment money changed forever

03:11 — How gold exposes fake paper wealth

04:05 — The economy broke when wages stopped rising

05:15 — Deregulation and the rise of zombie companies

07:22 — The housing trap: priced out and locked in

 08:31 — Black Monday and the creation of market control

11:00 — Inflation: the hidden reset of the economy

13:39 — Why central banks are buying gold again

 15:29 — How to build a sound money plan

https://www.youtube.com/watch?v=uA-nmczuf0Q

“Tidbits From TNT” Sunday 10-19-2025

TNT:

Tishwash:  A driver was arrested for attempting to smuggle counterfeit foreign currency through the Qaim border crossing.

The Border Ports Authority announced, on Saturday, the arrest of a driver who attempted to smuggle counterfeit foreign currency through the Al-Qaim port.

The authority said in a statement, "The Al-Qaim Border Port Directorate was able to apprehend an Iraqi driver while attempting to smuggle counterfeit foreign currency, in addition to 22 ancient coins, a number of foreign passports and SIM cards."

The statement added, "The seizure operation was carried out in coordination and cooperation with the Customs Center and supporting departments at the port."

It pointed out that "a formal seizure report was prepared, and the driver and the seized items were referred to the Al-Qaim Police Station to complete the necessary legal procedures."  link

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Tishwash:  Prime Minister's Advisor: Iraq is experiencing its most stable period thanks to strong foreign reserves.

 The Prime Minister's advisor for financial affairs, Mazhar Mohammed Salih, issued a clarification on Sunday regarding Iraq's internal and external debt.

While noting that domestic borrowing represents only 18 percent of the total precautionary debt, he confirmed the existence of committees working with international companies to convert a portion of the domestic debt into investment vehicles.

 Saleh told the Iraqi News Agency (INA): "There is a blurry picture in interpreting the issue of external debt, as the external debts due until 2028 do not exceed $9 billion, which constitutes mostly half of the country's total external debt," indicating that "there are coordinated repayment mechanisms between the Ministry of Finance and the Central Bank, which are highly governed and transparent, and are settled accurately within a strict program and allocations in the federal general budget, and are periodically extinguished with the international creditor community."

He added, "The total external debt does not exceed what was mentioned above, and the amounts mentioned in the Central Bank's letter require explanation, as Iraq is not obligated to pay them, especially the $41 billion, as they are subject to the Paris Club agreement of 2004, which wrote off 80% or more of those debts related to the Iran-Iraq war, or what are called pre-1990 debts."

He continued, "As for the domestic debt referred to in the Central Bank's letter, it is the result of the accumulation of financial, security, financial and health crises that the Iraqi economy has been exposed to over the past decade and since the war on ISIS terrorism. This has been accompanied in recent years by severe geopolitical factors that have exposed global oil markets to a decline in prices due to the decline in growth in the global economy."

He explained that "the borrowing undertaken by the current government as domestic debt constitutes only 18% of the total precautionary domestic debt included in the federal general budget (the three-year budget) pursuant to Law No. 13 of 2023 for the years 2023-2025."

He stated that "the internal debt, which amounts to approximately 91 trillion dinars, is mostly held by the government banking system and under high-level financial and technical management," noting that "there are specialized committees working in cooperation with international consulting companies to convert a large portion of that internal public debt into productive investment tools within a national fund to manage the aforementioned internal debt in a manner that aims to stimulate the real economy and transform debt obligations into investment opportunities in the real sector of the Iraqi economy." He explained that "Iraq is currently experiencing the most stable period due to the strength of foreign reserves, the function of which is to stabilize the purchasing power of the Iraqi dinar and sustainable development."  link

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Tishwash:  Washington listens to Baghdad: Ambitious financial reforms seek credible implementation and institutional change.

This week, the Iraqi delegation participated in a banking reform conference held in Washington on the sidelines of the IMF and World Bank meetings. The event is a practical test of Baghdad's ability to present a realistic picture of the results of its economic program.

The Iraqi delegation, which included a number of advisors and financial officials, sought to highlight the reform steps achieved over the past two years as indicators of the country's transition from crisis management to building a modern economic system.

Advisor to the Prime Minister, Saleh Mahoud Salman, who presented Iraq's paper at the conference, outlined a series of measures he described as "a pivotal stage in the path of economic and financial reform." He explained that the government is "implementing a strategic banking reform package in cooperation with the Central Bank and international consulting firms," ​​focusing on "restructuring government banks, expanding financial inclusion, and automating the customs and tax system."

However, this proposal, while important from an administrative perspective, raises broader questions about the depth of the transformation and its compatibility with the requirements of a rapidly evolving global economy.

Reform in a financial environment like Iraq's, where structural challenges intertwine with political constraints, is not measured by the number of projects as much as it is by the state's ability to change the behavior of the financial system itself.

Indicators of reform... but to what extent?

The government says the preparation of a three-year budget represents a qualitative shift in financial planning, an unprecedented step in the modern history of Iraq. However, financial economists point out that the success of this model depends on the availability of accurate data and stable monetary policy, two conditions that still face challenges in a financial environment that relies on oil revenues for more than 90% of the country's GDP.

Institutional economists believe that "budget stability does not necessarily mean stable growth," as volatility in oil prices and weak economic diversification make any long-term planning vulnerable to disruption in the event of a global crisis or a decline in demand for crude oil.

In contrast, the Prime Minister's advisor points out that the government has been able to increase customs and tax revenues by automating the customs system using the UN-approved ASYCUDA program, which reflects the beginning of bridging the gap between the formal and parallel economies.

However, economic researchers believe that the success of this step requires an effective regulatory system and a flexible administrative structure, as technology alone is not sufficient to change work culture or reduce administrative corruption, which is one of the most prominent obstacles to financial reform in Iraq.

Financial inclusion and digital transformation: between ambition and capability

Electronic payment systems are one of the areas that have witnessed the most tangible progress, with financial inclusion rising from less than 10% to more than 40% in two years, according to the government advisor.

This digital leap is an indicator of a gradual shift in citizens' financial behavior, especially with the expanding use of bank cards and mobile payment services.

However, banking observers believe that the quantitative expansion is not matched by qualitative developments in the banking structure. Banking services in most government banks remain traditional and rely on paper transactions, while the private sector suffers from restrictions in accessing external financing.

Digital economy experts point out that the transition to an e-economy cannot be complete without a comprehensive legal and legislative environment that ensures protection from financial crimes and builds trust between citizens and the banking system.

Some economists argue that Iraq, despite its relative progress in this area, is still in the "experimental" phase and needs to integrate technology into the public financial management system, not just into individual transactions.

Banking Sector Restructuring: Reform or Role Rotation?

Restructuring state-owned banks (Rafidain, Rashid, Industrial, and Agricultural) is a key pillar of the government's plan. The government announces that it has increased the operational efficiency of these banks and begun reevaluating their assets. However, financial analysts believe that true reform cannot be achieved simply through administrative restructuring, but rather through the ability of these institutions to transform into sustainable financing entities that effectively contribute to driving local production.

Rafidain and Rashid, which represent approximately 80% of the banking market, still operate according to a traditional services model, while private banks face weak confidence from investors and depositors alike.

Banking finance experts point out that structural reform in the Iraqi banking sector requires gradual liberalization of credit policies and the activation of partnerships with regional banks, as a closed economy cannot benefit from global growth or external financing.

Poor institutional continuity and changing strategies

One of the most significant structural challenges facing economic reform in Iraq is the lack of institutional continuity. Each new government tends to reformulate the economic strategy from scratch, even in areas where tangible progress has been made.

This recurring pattern of "administrative rupture" hinders the accumulation of experience and leads to a loss of the institutional foundation necessary for any genuine reform process. Instead of building on previous programs and evaluating their results, plans are replaced by new projects presented under a different title, without any scientific review or analysis of previous policies.

Institutional economics researchers point out that this behavior reflects the weakness of the Iraqi state's institutional structure, as there are no permanent planning bodies or economic councils to ensure the continuity of policies regardless of changes in government.

Thus, the reform process often becomes a short-term political project, tied to the government's cycle rather than the economic cycle, limiting its ability to produce a sustainable economic impact or build internal and external confidence in fiscal policies.

Are these steps sufficient to keep pace with global transformations?

Iraq's experience with financial and banking reform demonstrates that the problem has never been a lack of vision, but rather its frequent interruptions. Each government introduces new plans, discarding previous ones, as if the state is starting from scratch with each political cycle. This behavior reflects not only a contradiction in priorities, but also a weak institutional structure that lacks a continuous economic memory capable of transferring experience and embedding successful policies.

Public economics studies confirm that the success of any financial reform depends more on accumulated experience and continuity than on the amount of funding or international support. In the Iraqi case, reforms are still managed according to the logic of the "governmental phase" rather than the "national phase," which makes them vulnerable to disruption as soon as the political orientation shifts.

The steps presented at the Washington conference reflect a clear technical effort, but they will not translate into actual achievement unless they are linked to independent institutions capable of protecting reform from political change. Reform is not achieved by changing plans, but rather by establishing an implementation mechanism that is not affected by changes in ministers or governments.

Thus, it can be said that financial reform in Iraq is moving in the right direction in terms of form, but it still requires a permanent institutional framework that ensures sustainability and transforms reform from a government initiative into a state-led process that remains unchanged by changes in leadership.  link

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Mot: Its a Seasoning Thingy!!!! 

Mot: .. Coming soon!!!!!!  

News, Rumors and Opinions Sunday 10-19-2025

Greg Hunter with Catherine Austin Fitts: Gold Fights Financial Control Grid

10-19-2025

Gold Fights Financial Control Grid – Catherine Austin Fitts

By Greg Hunter’s USAWatchdog.com (Saturday Night Post)

Catherine Austin Fitts (CAF), publisher of “The Solari Report,” is back with a new cutting-edge publication called “Plunder.”  CAF has been pushing gold (and silver) as an investment for the past few years. 

The record high price of the yellow metal has proven her right.  In order for the few to control and steal the assets of the many, they have to build what CAF calls a “financial control grid.”  

What can help common people fight the control grid being built in front of their eyes?   Buy the oldest money on the planet.  CAF says, “We are seeing an increased move to institute a control grid.  

For example, you have the PM of England standing up and saying if you don’t have a digital ID, you can’t work.  People are saying, wait a minute, I want my money outside the system because this system is beginning to act in criminal ways and manic ways. 

 We are seeing changes in policies at the federal level that make people nervous.  So, the reality is gold is simple.  Everybody can understand it. . . . Gold is looking attractive, and it is being remonetized. 

 It’s not just by central bankers, now we see states around the United States making gold legal tender. . .. Silver has lagged dramatically, but silver is catching up.”

Is there something wrong with the financial system for gold and silver to be flashing these warning signs with record high prices? 

CAF says, “There is something very wrong with the financial system, and that is the financial system is being used to institute a control grid.  If they succeed instituting an all-digital financial system that includes AI (artificial intelligence), a digital ID and an all-digital financial system, then we are looking at the end of currency

Now that you have printed so much money, you want to get control of the real assets, and that’s what they have been doing. . ..  The game of growing the debt is over.  Like the game of musical chairs, we are all going to scramble to get control of the real assets.  

This is why they have been pushing programmable money because you are trying to suck them out of the real assets while they build the control grid and while they jump in and get control of the real assets. . .. What I keep telling everybody is to focus on what is real, and focus on what you can understand.”

In closing, CAF gives many ideas and strategies to thwart the plunder such as everyone increasing the use of cash, making good food and health choices, not financing your enemies and acquiring hard assets such as farmland and gold, which CAF says is “starting a new bull market.”

There is much more in the 58-minute interview.

https://usawatchdog.com/gold-fights-financial-control-grid-catherine-austin-fitts/ 

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26  There's no other currency on this planet more valuable than the Iraqi dinar, not even the American dollar can touch it. 

Militia Man  Iraq is going to be a pillar.  It's going to be a foundation stone in the Middle East.  Notice how the Middle East has cooled down significantly?  Iran's been quiet.  We haven't had missiles flying in Iraq anymore.  You have the neighboring countries big peace deal going on.  It's calm.  It's really good.  It gives confidence to International investors...Now you see article that Iraq is a beacon, it's the show, it's a new showpiece, hence CNBC picks it up.

Frank26   [Iraq boots-on-the-ground report]   FIREFLY:  They came on television channel 8 saying we are in the final stages of negotiations on the HCL.  They told us that directly.  It's interesting because they told us they're lifting 3 zeros to give us purchasing value.  Maybe that's why they say they're going to give us the HCL...  FRANK:  The HCL is here where it belongs.  Let them vote for it...I'm sorry there is no more negotiations on the HCL.  Why do you think you're in DC...with Oliver Wyman? ...This is fantastic news...

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Alasdair McLeod: Debt ALWAYS Destroys Fiat Currencies

VRIC Media:  10-18-2025

In this interview, Darrell sits down with economist and educator, Alasdair Macleod, to unpack the deepening global monetary and geopolitical shifts reshaping markets.

Macleod explains why China’s tightening grip on rare earths and silver signals a broader decoupling from the U.S., how surging bullion demand exposes a looming silver squeeze, and why he believes the fiat currency era is nearing its end.

 Macleod lays out why gold especially physical gold remains the cornerstone of financial survival in today's world

https://www.youtube.com/watch?v=g9lEOy79CYw