The Financial Industry's Hidden Incentives: What Your Advisor Isn't Telling You | Ben Oberg
Miles Franklon Media: 10-25 -2026
Andy Schectman, Founder & CEO of Miles Franklin, speaks with Ben Oberg, Founder of The Capitalist Network, about why traditional investment strategies may be failing to build real wealth as inflation, taxes and fees erode returns.
Oberg argues that even a 10% investment return could leave investors with little to show for it, while financial advisors may be incentivized to recommend products that benefit them more than their clients.
They discuss America's growing debt burden, the declining purchasing power of the U.S. dollar, and why Oberg favors physical gold, silver and other tangible assets over traditional paper investments.
Oberg also explains how wealthy investors use alternative investment strategies to generate cash flow, and why artificial intelligence could threaten high-paying jobs while creating new opportunities in oil, natural gas and real estate. In this episode of Little by Little with Andy Schectman:
Why a 10% investment return may leave you with nothing
Hidden incentives in the financial advisory industry
Gold, silver and protecting wealth from inflation
How the wealthy use alternative investment strategies
AI job disruption and opportunities in oil and gas
00:00 Coming Up
01:19 Introduction
03:42 Small Town Origins
04:40 Mentor And Lessons
09:09 Sales Over College
11:25 Marketing Firm Pivot
13:52 Advisor Incentives Exposed
16:47 Building Capitalist Network
21:04 Capitalism Under Fire
29:07 Debt Inflation And Gold
31:58 Wealth Gap Question
32:55 Infinite Banking Exposed
35:17 Institutional HECV Strategy
37:38 Three Returns Explained
40:58 AI Jobs And Risks
45:05 Investing With The Trend
49:09 Five Year Opportunity Map
50:32 Oil Gas Vs Green Energy
52:29 Institutional Assets Playbook
56:00 Wrap Up And Where To Follow