What to Do if the Coronavirus Outbreak Is Affecting Your Finances

Lisa Rowan   3/12/20

All jokes about Netflix and social distancing aside, the coronavirus outbreak is causing financial uncertainty for a lot of people. From workers who rely on tips to events staffers for now-canceled festivals and trade shows, there are plenty of scenarios where the income you can typically count on may not come through.

If you’re lucky, it’s a minor inconvenience. But if it’s causing you greater stress than just having to tighten your purse strings for a few weeks, there are resources you can turn to for help.

If you can’t work

The U.S. Department of Labor has granted states the ability to change their laws so people can get unemployment benefits during the pandemic.

People who can’t go to work because of precautions around the coronavirus and those who are temporarily quarantined can apply for unemployment benefits. If you have to leave your job completely due to risk of exposure or because you need to care for a family member, you’re also eligible to apply for benefits.

Go to your state’s unemployment application site for specific details. If you visit Benefits.gov, you’ll be able to see a directory of every state’s unemployment insurance program website along with quick information like phone numbers and application URLs.

If you’re hungry or can’t afford food

If you need immediate access to food, call the USDA National Hunger Hotline at 1-866-3-HUNGRY (1-866-348-6479) or 1-877-8-HAMBRE (1-877-842-6273). The hotline can provide info in English and Spanish and is open from 7 a.m. to 10 p.m. Eastern time.

To apply for the Supplemental Nutrition Assistance Program (SNAP), contact your state’s SNAP office. You can find your nearest office via this directory..

If you don’t feel well

Congress is working on passing a bill that would cover the cost of coronavirus testing for everyone, regardless of healthcare plan, including doctor and ER visits. People on high-deductible plans would be able to access the test and related care without meeting their deductible, and people without insurance would be able to get tested for free.

But don’t wait for Congress to act if you don’t feel well. If you experience symptoms of the coronavirus, call a local walk-in clinic to talk through the next steps for your situation. If your town has a free clinic, they may also be able to direct you by phone. And of course, if you’re having a medical emergency, call 911.

If you can’t pay your bills

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