Dave Ramsey Says Stay Away From People and Places That Break Your Budget

Heather Taylor   Sat, August 26, 2023

Are you ever in a situation where you feel tempted to break your budget? Maybe it’s dinner out with friends or shopping at a store you haven’t been to in a while. Even though you’re on a budget, can it really hurt to buy something you like or order a more expensive entrée to treat yourself?

All of these treats can and do add up quickly. Money expert Dave Ramsey shared his recommendation on X, formerly known as Twitter, to stay away from people and places where you feel tempted to break your budget.

“It’s human nature to want it and want it now. It’s also a sign of immaturity. Maturity is being willing to delay pleasure to ensure a better tomorrow,” Ramsey tweeted.

What if you’re having a hard time sticking to your budget? Follow these eight tips to stay on your spending plan.

1. Be Realistic

A strict budget that gives you no breathing room is not going to be a budget you’ll follow long-term. A post on Ramsey Solutions recommends being realistic when setting every single line in your budget. This helps you to better stick to the budget and reach your financial goals.

2. Automate Payments

The more aspects of your money you are able to automate, like saving for retirement and paying bills, the less money there will be available for you to spend on things you don’t really need.

3. Meal Plan

Instead of wondering what you’ll have for breakfast, lunch and dinner and eating out, create a weekly meal plan and shop for groceries accordingly.

4. Think About Your Weekly Spending

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https://finance.yahoo.com/news/dave-ramsey-says-stay-away-230008807.html