37 Life Hacks That Will Save You Money

There are easy things you can do to reduce your monthly budget.

By Jeff Yeager Mar 15, 2022

Savvy shoppers might be the masters of coupon cutting and buying on a budget, but those aren’t the only ways to save money. If you don’t take advantage of all the life hacks available to you, you’re essentially leaving free cash on the table.

With a little effort and creativity, you can cut hundreds or even thousands of dollars a year from your budget. Plus, if you handle a few small items on your to-do list that you’ve been putting off, you can even find ways to earn more money without working more. Take these steps to gain control of your financial future. 

1. Scan Grocery Receipts for Cash Back

You can save money on groceries by using smartphone apps like Ibotta and Checkout 51, which give you cash back on grocery store purchases. All you have to do is scan the receipts after you shop. You could easily earn $5 or more a week for just a couple minutes of your time.

2. Buy Prescription Drugs at Costco Without a Membership

Membership warehouse stores like Sam’s Club and Costco have good prices on prescription drugs — and you don’t have to be a member to buy them. So, take advantage of Costco’s low prices on doctor-prescribed meds without shelling out $60 or more a year to join the club.

3. Make Your Spending Work For You

If you’re spending anyway, why not profit from it? There are a ton of offers out there for cash back, rewards, etc. A great way to maximize your return is with the cashRewards Credit Card from Navy Federal Credit Union. You can earn a $200 cash back bonus when you spend $2,000 within 90 days of opening an account. If you’re spending anyway, why not profit from it?

You’ll also earn 1.75% cash back on purchases when you get a cashRewards Credit Card and enroll in direct deposit. If you don’t enroll in direct deposit, you’ll still earn 1.5% cash back. Plus, the cashRewards Credit Card also has no annual fee, no foreign transaction fee, and 0% intro APR on balance transfers for six months (offer ends July 5, 2022).

4. Get More Ink Out of Your Printer

If your printer is out of black ink or toner, change the text color to dark blue — you’ll be able to print a couple more times before purchasing a refill. Additionally, avoid thick, ink-wasting fonts in favor of slimmer ones like Arial and Courier New.

5. Ditch Your Low-Interest Savings Account

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