One of the easiest ways to set yourself up for a financially secure future is to contribute to your workplace retirement savings account — but many women are not doing this. In fact, only 52% of women participate in 401(k) plans, and the average 401(k) account balance for men ($89,000) is 50% greater than that of women ($59,000), according to Bank of America’s 2023 Financial Life Benefits Impact Report.

This means they may also be leaving free money on the table if their employers offer matching contributions. Given the unique financial challenges that women face — including the gender pay gap and a longer life expectancy resulting in a need for more retirement savings — we should be doing all we can to maximize retirement accounts to ensure we’re on track for a secure financial future.

In this “Financially Savvy Female” column, we’re chatting with Julie Virta, CFP, senior financial advisor for Vanguard’s Personal Advisor Services, about how women can set themselves up for a financially secure future.

5 Simple, Effective Ways To Set Yourself Up for a Financially Secure Future

Gabrielle Olya Tue, May 14, 2024

What are some ways women can maximize an employer-sponsored retirement account?

Vanguard research has shown us that savings rates, diversification, costs and the ability to remain disciplined and focused on long-term investment outlook are key factors that can give participants the best chance for success.

We recommend that participants build up to the recommended savings rate of 12-15% by first trying to meet their employer match (if applicable), and then increasing by 1% annually until they achieve the desired savings rate, which is a combination of employee and employer contributions.

For context, we found that annual automated savings rate increases result in participants saving 20-30% more after three years than employees without automatic increases. If an employer plan does not offer this, participants can consider increasing their savings rate annually on their own.

To note, when switching jobs, a rollover is an option to pursue, as they likely come with flexible investment choices and no tax consequences. We recommend marking your calendar as quickly as possible to see when you can start contributing to the new plan.

What should women do if they do not have access to an employer-sponsored account? How should they decide between traditional and Roth IRA?

In deciding between a Roth and traditional IRA, employees should factor in their current and anticipated tax brackets. When the marginal tax rate stays the same, the Roth and the traditional IRA will generate the same after-tax withdrawal values, even though Roth taxes are paid at the time of contribution (as contributions are made with after-tax dollars) and traditional IRA taxes are paid at the time of withdrawal.

Dinar Recaps 20 5/15/24 Dinar Recaps 20 5/15/24

Economist’s Thoughts and Opinions 5-15-2024

U.S. Stock Market And Banks Are About To Be Devastated By Black Swan Event!

Atlantis Report: 5-15-2024

U.S. Stock Market And Banks Are About To Be Devastated By Black Swan Event!

The U.S. financial sector is experiencing severe problems. Our stock market and banking sector are bracing for an imminent black swan event.

Energy prices are unstable, with oil prices fluctuating wildly while shipping costs remain stubbornly high.

As these prices fluctuate wildly, a new trading phenomenon is gaining traction on Wall Street.

These ultra-short-term bets are gaining popularity and could trigger a black swan event.

U.S. Stock Market And Banks Are About To Be Devastated By Black Swan Event!

Atlantis Report: 5-15-2024

U.S. Stock Market And Banks Are About To Be Devastated By Black Swan Event!

The U.S. financial sector is experiencing severe problems. Our stock market and banking sector are bracing for an imminent black swan event.

Energy prices are unstable, with oil prices fluctuating wildly while shipping costs remain stubbornly high.

As these prices fluctuate wildly, a new trading phenomenon is gaining traction on Wall Street.

These ultra-short-term bets are gaining popularity and could trigger a black swan event.

These issues could initiate a domino effect, leading to a major financial crisis that could devastate the U.S. stock market and banks.

https://www.youtube.com/watch?v=3xUX0Vjm5Nk

Fiscal Future: 'Rubicon Crossed' with Soaring U.S. Government Spending - Peter Boockvar

Kitco News: 5-14-2024

Jeremy Szafron, Anchor at Kitco News, interviews Peter Boockvar, Chief Investment Officer of Bleakley Financial Group and editor of The Boock Report.

In this interview Peter shares his latest insights on the U.S. economy, examining the implications of recent fiscal pressures like the soaring costs of U.S. government spending and the shifts from a 40-year bond bull market to a bear market.

Boockvar also analyzes how these factors might influence the Federal Reserve's policies and the broader financial markets. Additionally, he offers strategic investment advice in light of the current economic landscape, including his perspective on utility stocks and sectors poised for growth.

0:00 - Introduction and Welcome

1:15 - U.S. Economic Pressures Discussed

3:00 - Impact of Fiscal Trends on Economy

5:10 - Shift from Bond Bull to Bear Market

7:25 - Significance of Rising Debt Costs

9:50 - Government Spending and Economic Impact

12:15 - Dependence on Domestic Funding

15:00 - Exploring High Debt Figures

18:00 - Global Bond Market and U.S. Economy

21:00 - Inflation Trends and Debt Sustainability

23:00 - Closing Remarks and Future Outlook

https://www.youtube.com/watch?v=L1VUj72TcpU

On The Ledge' Of Systemic Financial Crisis, Fed Is Giving Life Support | Mehrsa Baradaran

David Lin: 5-15-2024

Mehrsa Baradaran, Professor of Law at UC Irvine, discusses the risks facing our financial system

0:00 – Intro

0:40 - Evolution of banking regulations

7:00 - Should banks fail?

13:20 - Another financial crisis

17:00 - Insuring crypto firms

21:11 - Capitalism and neoliberalism

26:42 - Wealth gap

35:10 - CEO pay

38:15 - Gold standard

https://www.youtube.com/watch?v=PtYzQMESOIU

Dinar Recaps 20 5/15/24 Dinar Recaps 20 5/15/24

KTFA Wed. Night CC: “FRANK26……5-15-24……SCORE!!!”

KTFA

Wednesday Night Conference Call

FRANK26……5-15-24……SCORE!!!

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163 PIN: 156996#

KTFA

Wednesday Night Conference Call

FRANK26……5-15-24……SCORE!!!

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163 PIN: 156996#

https://www.youtube.com/watch?v=6G4G3klkVKM

Dinar Recaps 20 5/15/24 Dinar Recaps 20 5/15/24

Accelerating Collapse of Fiat Regime Paving the Way For Gold: Peter St Onge

Accelerating Collapse of Fiat Regime Paving the Way For Gold: Peter St Onge

Commodity Culture: 5-15-2024

Peter St Onge has a view that gold's return to the monetary system could fix a lot of the problems we have with corruption in politics, out-of-control government deficits, wars being waged, and much more.

Peter argues that the BRICS nations introducing a gold-backed currency for trade would be a big step in the right direction to setting humanity back on a path of sound money.

Accelerating Collapse of Fiat Regime Paving the Way For Gold: Peter St Onge

Commodity Culture: 5-15-2024

Peter St Onge has a view that gold's return to the monetary system could fix a lot of the problems we have with corruption in politics, out-of-control government deficits, wars being waged, and much more.

Peter argues that the BRICS nations introducing a gold-backed currency for trade would be a big step in the right direction to setting humanity back on a path of sound money.

00:00 Introduction

01:23 Who Really Controls the World?

04:00 Lust For Profits and Power

06:01 Biden's Economic Advisor

09:48 Can a Gold Standard Fix Our Problems?

13:56 Is Silver a Monetary Metal?

16:01 BRICS Gold-Backed Currency

23:14 Commodity Supercylce

27:57 Finding Value in Markets Today

30:59 How Will This Debt-Based System End?

34:47 Brazen Corruption

https://www.youtube.com/watch?v=eesk9McDlzg

DINARRECAPS8 5/15/24 DINARRECAPS8 5/15/24

Iraqi Dinar Video Update Wednesday Afternoon 5-15-24

Finally CBI Big Statement About IQD Exchange Rate – 6:00

WOW American Bank Set Iraqi Dinar New Rate – 5:27

Wells Fargo Big Statement Iraqi Dinar Exchange Rate – 5:28

Iraqi Dinar Video Update Wednesday Afternoon 5-15-24

Finally CBI Big Statement About IQD Exchange Rate – 6:00

WOW American Bank Set Iraqi Dinar New Rate – 5:27

Wells Fargo Big Statement Iraqi Dinar Exchange Rate – 5:28

Finally CBI Big Statement About IQD Exchange Rate – 6:00

https://www.youtube.com/watch?v=9fuDSORXss8

WOW American Bank Set Iraqi Dinar New Rate – 5:27

https://www.youtube.com/watch?v=c35VzmrrIyQ

Wells Fargo Big Statement Iraqi Dinar Exchange Rate – 5:28

https://www.youtube.com/watch?v=WSmLcD687Cg

DINARRECAPS8 5/15/24 DINARRECAPS8 5/15/24

Iraq Economic News and Points to Ponder Wednesday Afternoon 5-15-24

Al-Sudani Told An American Official: The Government Is Proceeding With Economic And Financial Reform

Political | 02:24 - 05/15/2024 Mawazine News – Baghdad Prime Minister Muhammad Shiaa Al-Sudani confirmed today, Wednesday, that the government’s efforts and steps in the field of economic and financial reform, especially in the areas of tax, customs, and the banking sector, and completing the elements of an ideal investment environment

Al-Sudani’s media office stated in a statement received by Mawazine News that “Al-Sudani received US Assistant Secretary of State for Energy Resources Affairs Jeffrey Payette, in the presence of the US Ambassador to Iraq,” noting that “the meeting reviewed the most prominent files of cooperation in the field of energy, in all its forms, and ways to develop it.” “In a way that contributes to achieving common interests.”

The Prime Minister stressed “the government’s keenness to implement its executive approach within the axis of achieving energy self-sufficiency, in the areas of exploiting locally produced natural and associated gas, generating electricity, providing petroleum derivatives, and producing chemical fertilizers and petrochemical materials,” referring to the memorandums of understanding that were signed during his visit to The United States of America last April, which is being implemented on the ground.”

Iraq Economic News and Points to Ponder Wednesday Afternoon 5-15-24

Al-Sudani Told An American Official: The Government Is Proceeding With Economic And Financial Reform

Al-Sudani pointed to "the government's efforts and steps in the field of economic and financial reform, especially in the areas of tax, customs, and the banking sector, and completing the elements of the ideal investment environment, calling on American companies to work and invest in Iraq."

For his part, Payet praised the efforts of the Iraqi government in developing the energy sector, noting that “the joint statement by Prime Minister Muhammad Shia al-Sudani and US President Joseph Biden represented a road map and a framework for fruitful work and cooperation.” He stressed “the desire of American companies to invest and expand their activities within Iraq".

https://www.mawazin.net/Details.aspx?jimare=248040

Securities: We Are Studying The Possibility Of Licensing Brokerage Companies To Trade In Shares On International Stock Exchanges

Market Economy News – Baghdad Chairman of the Securities Commission, Faisal Al-Haims, confirmed today, Wednesday, that the authority is studying the possibility of licensing brokerage companies to trade in shares on international stock exchanges.

Al-Haims said in a statement received by Al-Iqtisad News, “The Authority has begun studying the licensing of brokerage companies to trade in shares on global stock exchanges through a technical committee within it.”

He added, "The Authority is working seriously to support and develop the stock market by studying the licensing of brokerage companies to enable them to trade in shares on international stock exchanges for the first time in Iraq."

He explained, "This step comes in the context of protecting the rights of citizens to trade through brokerage companies that practice this activity without an official license from the Securities Commission, which seeks to develop the financial markets in the country," noting that "the Commission is working to provide a stimulating and regulated investment environment." “It contributes to enhancing confidence among investors and raising Iraq’s position in global financial markets.”

113 views 05/15/2024 - https://economy-news.net/content.php?id=43449

Stability Of Dollar Exchange Rates In Baghdad, Basra And Erbil

Wednesday 15, May 2024 11:17 | Economical Number of readings: 153 Baghdad / NINA / The exchange rates of the dollar against the dinar witnessed stability this Wednesday morning in Baghdad, Basra and Erbil. Below is a list of dollar selling prices: $100 = 146,000 dinars in Baghdad $100 = 145,750 dinars in Basra $100 = 145,850 dinars in Erbil

https://ninanews.com/Website/News/Details?key=1126688

Romanowski Comments On The Visit Of The US Assistant Secretary Of State To Iraq

Iraq Wednesday, May 15, 2024 Baghdad/National News Center Today, Wednesday, the US Ambassador to Iraq, Alina Romanowski, welcomed the Assistant Secretary of State for the Office of Energy Resources, Jeffrey Pyatt, to Iraq.

Romanowski said in a tweet, “The important visit began to follow up on the successful visit of the Sudanese Prime Minister to Washington last month, and to strengthen our bilateral cooperation in the field of energy.” She concluded, “Together we can help Iraqis prosper by providing electricity 24 hours a day, 7 days a week.” https://nnciraq.com/255761/

Central Bank Sales Of Foreign Currency Exceed $277 Million

Wednesday 15, May 2024 Economical Number of readings: 96 Baghdad / NINA / The Central Bank of Iraq announced, today, Wednesday, its total sales of foreign currency through the electronic window.

The window recorded the total amounts of transfers abroad (remittances, credits) at $255,583,581, while the total amount of cash sales amounted to $21,990,000, and the total amount of sales amounted to $277,573,581.

The cash sale price was set at 1,305 dinars per dollar, while the bond credits, international electronic card settlements, and foreign transfers were set at 1,310 dinars per dollar. / https://ninanews.com/Website/News/Details?key=1126737

The National Bank Of Iraq Receives A Strong Credit Rating From Capital Intelligence

Economy News – Baghdad The global credit rating agency, Capital Intelligence, has affirmed its credit rating for the National Bank of Iraq for long-term and short-term foreign currencies (FCRs), maintaining the bank’s basic financial strength rating at (bb) with a stable outlook.

The bank said in a statement received by Al-Iqtisad News, "This positive rating reflects the strength and solidity of the financial position of the National Bank of Iraq, and enhances the culture of trust among current and new customers and investors. The rating also contributes to supporting the bank's efforts to achieve its development goals in serving the Iraqi national economy."

According to the statement, the Capital Intelligence Agency based its granting of this rating to the National Bank of Iraq on several factors, the most important of which are: good banking management, a high ratio of capital to assets, including the core capital ratio (CET1), effective flexibility in capital management, and good liquidity supported. With a growing deposit customer base, especially from retail banking, along with good operating profitability driven by improved revenue quality and stability, in addition to high quality of loan assets.

Commenting on this achievement, the authorized director of the National Bank of Iraq, Ayman Abu Dhaim, confirmed that “the positive credit ratings obtained by the National Bank of Iraq reflect its efforts to enhance the soundness and strength of its financial position, including increasing its capital and improving its risk management, indicating that this The rating is a testimony to the bank’s commitment to the highest standards of banking, and contributes to enhancing the confidence of customers and investors.”

Abu Dhaim pointed out that "the National Bank of Iraq will continue its commitment to providing the best banking services to its customers, in an effort to contribute to supporting the Iraqi national economy and enhancing its position on the global economic map." Views 174 05/15/2024 - https://economy-news.net/content.php?id=43440

Oil Rises Due To Forest Fires In Canada

Time: 05/15/2024 07:31:01 Read: 1,391 times {Economic: Al-Furat News} Oil prices rose in early trading on Wednesday, with major forest fires threatening the oil sands region in Canada and the market expecting a decline in US crude oil and gasoline stocks later today.

Brent crude futures rose 34 cents, or 0.4%, to $82.71 per barrel. US West Texas Intermediate crude futures rose 38 cents, or 0.5%, to $78.39 a barrel by 00:16 GMT.

A huge wildfire was approaching Fort McMurray, the center of Canada's oil sands industry, with production of about 3.3 million barrels per day, or two-thirds of the country's total production, and thousands in the suburbs were asked to evacuate. LINK

https://alforatnews.iq/news/%D8%A7%D9%84%D9%86%D9%81%D8%B7-%D9%8A%D8%B1%D8%AA%D9%81%D8%B9-%D8%A8%D9%81%D8%B9%D9%84-%D8%AD%D8%B1%D8%A7%D8%A6%D9%82-%D8%A7%D9%84%D8%BA%D8%A7%D8%A8%D8%A7%D8%AA-%D9%81%D9%8A-%D9%83%D9%86%D8%AF%D8%A7

To read more current and reliable Iraqi news please visit : https://www.bondladyscorner.com/

Provoking Thoughts and Points to Ponder on Advice :

But one must know where one stands, and where the others wish to go. - Goethe

No man ever listened himself out of a job. - Calvin Coolidge

Thanksgiving comes after Christmas. - Peter Kreeft

The proverb warns that, "You should not bite the hand that feeds you." But maybe you should, if it prevents you from feeding yourself. - Thomas Szasz

I remember my father telling me the story of the preacher delivering an exhortation to his flock, and as he reached the climax of his exhortation, a man in the front row got up and said, 'O Lord, use me. Use me, O Lord - in an advisory capacity!' - Adlai Stevenson

http://famousquotesandauthors.com/topics/advice_quotes.html

http://famousquotesandauthors.com/quotes_by_topic.html

DINARRECAPS8 5/15/24 DINARRECAPS8 5/15/24

Bruce’s Big Call Dinar Intel Tuesday Night 5-14-24

Transcribed By WiserNow Emailed To Recaps

Welcome everybody to the big night. It's Tuesday, May 14TH and you're tuned into and listening to the big call. I just made an announcement for everybody to tune in to Newsmax, maybe like me keep the volume very low so you can still listen to the big call, and maybe catch a few things when President Trump made his presentation.

It hasn’t started yet so we'll kind of keep an eye on that if you want to. I've just got it recorded. So I'll check in check it out later.

These things don't tend to start exactly on time - if everybody's noticed that he tends to be at least 15 or 20 minutes late. I did not think this would be the case tonight. I thought it would start pretty close to nine Eastern and go till 10 But we'll see what happens.

All right. so I welcome everybody to a call tonight all over the globe. If you're listening, great. Good to have you. Let's do this. Let's pray the call in which we always do Tuesday and Thursday nights.

Bruce’s Big Call Dinar Intel Tuesday Night 5-14-24

Transcribed By WiserNow Emailed To Recaps

It hasn’t started yet so we'll kind of keep an eye on that if you want to. I've just got it recorded. So I'll check in check it out later.

I'm just gonna try to monitor this thing and see whether or not we've got somebody that just gave me a wrong time to the start of the Trump speech. I'm just gonna see if there's anything happening here – ok II can’t tell – so

Okay, all right. So what we said earlier about a presentation that President Trump was going to make is at nine Eastern - as I watched Newsmax I didn't see anything. So something is off there. I don't know what it is. But we'll go into the intel without that.

Now what was interesting, and actually, a little bit disconcerting was that on Saturday's rally in New Jersey there was an attempt made on President Trump as he was doing his rally from a black hat Secret Service agent. In other words, a bad guy posing and being a secret service agent.

Fortunately, four or five of guys that were bonafide white hat Secret Service were able to surround this guy and neutralize him and take him off. And that little incident rescinded our grip on the military temporarily.

And we had that about a week and a half ago, we had a green light and then a few days ago, we had all three green lights. We had one from military, one from Treasury and one from Wells Fargo. That said Go - Now. We didn't go. We didn't get to receive our toll free numbers by email or any other way - And we're back resetting now, where the green light was supposed to happen either late this afternoon for military late this afternoon or tonight.

Could have had good had to do with the so called presentation that President Trump was to make. Now if he made it, it didn't show up on Newsmax to I don't understand it because it's definitely not happened yet tonight

Maybe it's getting ready to go in that direction. We’ll see - Really. I'm not gonna wait on it. So otherwise, guys, we were set to go today. From most of our sources are things we would get notified today before lunch, didn't happen.

And so now we're like okay, what is what is the plan?

And the latest thing that we got that might indicate a plan and came from the US Space Force, our contacts with the Space Force, and his or her contacts indicated that we would have a window of opportunity to receive our notifications between tonight and tomorrow night.

Now that's just the 15th - That's tomorrow. And that could very well be when we're notified. And we get this get her 800 numbers and we get to set our appointments. And maybe, maybe we start tomorrow or start on Charlie Ward's Thursday.

Just kidding about Charlie ward Thursday because he did have another day in mind. About six weeks ago, that did not happen. And I just bring that up as a possibility that it happens on another Thursday. It is a possibility that it could go this Thursday.

We need the numbers to come in by email. And we need all the three green lights to be lit up again. And then we can move forward. Move into our exchanges and move into our projects.

Now other than that it was good to us. - I think everybody really wants to know oh, here's one other thing. Yes, thank you.

This came in from one of our Iraqi sources today that he saw that there was a rate on the Iraqi dinar - it was over $8 and it was an in country rate - in country in Iraq, in Baghdad. Now.

You also noticed the dinar or excuse me the Dong is just below $8 - and these are kinda early rates – in country – in Iraq - and we do know that the dinar was not traded on forex on Sunday.

Normally the Forex would look at five o'clock Eastern in the afternoon. And then you know, it's trading it's raining again for me. Well, we found it or did not go to light went on another trading platform tied to the Central Bank of Iraq and CBI. I don't know about that platform but evidently it showed up there.

Now what did happen – get my dates right on this -- on Monday - President Sudani of Iraq - made two of his three announcements that he was going to make - We still have not learned what those announcements were – at least we haven’t -maybe somebody else does – I don’t - and then that third announcement that was not made Sunday was made Monday morning by President Sudani

So it did happen yesterday. And now we're looking for something to come out of our side. Offensively, President Trump has some form of presentation and it could be it could be the first fruits of our USN and the fact that we have an asset backed currency.

And the other thing that we got today was that the QFS is the quantum financial system has been fully integrated into our banking system here connected to all banks - previously our accounts that we have in our banks now - were mirrored with the quantum financial system.

As of yesterday, all of our accounts are actually live in the quantum financial system – that is a point of interest that we have now, where we are fully integrated, and on the quantum financial system all of our current accounts are that way. So, we're lined up ready to move forward. And we thought yesterday that that was a great indicator that we could get notified today, and we were supposed to.

That didn't happen for some reason - and we were supposed to get notified us later this afternoon – and that didn’t happen - And the theory was maybe the trigger to get notified would be the presentation that President Trump was going to make tonight. Now if it ended up on right side broadcasting and if it ended up on American new network - I don't know it but those were two platforms that I was supposed to be on - As well as Newsmax - which it has not showed up on

So -- I'm gonna say, at this point, we're not sure what happened. We'll figure it out.

Will we have another call Thursday night? I don't know. We'll have to see what happens. We'll have to wait and see which is one of those expressions we all hate to hear. Let’s wait and see what happens.

But -- as far as Intel goes, we know we're super close.

We know that the banks have been trained all the way down. Most banks not every single bank, for some reason, has been fully trained all the way down to the teller level about currencies.

And now it's a matter of throwing the switch and letting us toll free numbers and setting our appointments.

So that's what I'm going to tell you tonight for Intel. It's not a whole lot, but I think we're very close to that's going - hopefully the Intel we're getting from the US Space Force is accurate and we see something between tonight and tomorrow night.

All right, so that would be on the 15th. So let's see what happens. In the meantime, let's call up and thank everybody that was able to participate in the big call - and we're just looking forward to this going you guys we really are - thank you big call universe - everybody out there - the SAT team getting the satellite transmission out across the globe - But let's see what transpires tomorrow.

Bruce’s Big Call Dinar Intel Tuesday Night 5-14-24 REPLAY LINK Intel Begins 1:10:00

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Bruce’s Big Call Dinar Intel Thursday Night 5-9-24 REPLAY LINK Intel Begins 51:51

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Bruce’s Big Call Dinar Intel Tuesday Night 5-7-24 REPLAY LINK Intel Begins 1:05:15

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Bruce’s Big Call Dinar Intel Thursday Night 4-25-24 REPLAY LINK Intel Begins 1:13:20

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Bruce’s Big Call Dinar Intel Tuesday Night 4-30-24 REPLAY LINK Intel Begins 59:25

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Bruce’s Big Call Dinar Intel Thursday Night 4-25-24 REPLAY LINK Intel Begins 1:21:11

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Bruce’s Big Call Dinar Intel Tuesday Night 4-23-24 REPLAY LINK Intel Begins 1:05:15

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Bruce’s Big Call Dinar Intel Thursday Night 4-18-24 REPLAY LINK Intel Begins 58:58

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Bruce’s Big Call Dinar Intel Tuesday Night 4-16-24 REPLAY LINK Intel Begins 58:48

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Bruce’s Big Call Dinar Intel Thursday Night 4-11-24 REPLAY LINK Intel Begins 1:01:31

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Bruce’s Big Call Dinar Intel Tuesday Night 4-9-24 REPLAY LINK Intel Begins 1:03:30

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Dinar Recaps 20 5/15/24 Dinar Recaps 20 5/15/24

KTFA Members “News and Views” Wednesday 5-15-2024

KTFA:

Clare: The Prime Minister receives the Vice President of the World Bank for the Middle East and North Africa

5/15/2024- Baghdad

Prime Minister Muhammad Shiaa Al-Sudani received Al-Abaa, Vice President of the World Bank for the Middle East and North Africa.

The Prime Minister's Media Office said in a statement, seen by Al-Iqtisad News, that "Prime Minister Muhammad Shiaa Al-Sudani received the Vice President of the World Bank for the Middle East and North Africa region." LINK

KTFA:

Clare: The Prime Minister receives the Vice President of the World Bank for the Middle East and North Africa

5/15/2024- Baghdad

Prime Minister Muhammad Shiaa Al-Sudani received Al-Abaa, Vice President of the World Bank for the Middle East and North Africa.

The Prime Minister's Media Office said in a statement, seen by Al-Iqtisad News, that "Prime Minister Muhammad Shiaa Al-Sudani received the Vice President of the World Bank for the Middle East and North Africa region." LINK

Clare: Securities: We are studying the possibility of licensing brokerage companies to trade in shares on international stock exchanges

5/15/2024 Baghdad

Chairman of the Securities Commission, Faisal Al-Haims, confirmed today, Wednesday, that the authority is studying the possibility of licensing brokerage companies to trade in shares on international stock exchanges.

He explained, "This step comes in the context of protecting the rights of citizens to trade through brokerage companies that practice this activity without an official license from the Securities Commission, which seeks to develop the financial markets in the country," noting that "the Commission is working to provide a stimulating and regulated investment environment." “It contributes to enhancing confidence among investors and raising Iraq’s position in global financial markets.” LINK

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Clare: The reform process will begin with the government banking sector, which represents 85% - Sudanese Advisor

5/15/2024 Baghdad –

Mazhar Saleh, advisor to the Prime Minister for Financial Affairs, said today, Wednesday, that the government banking sector represents 85% of banking work in Iraq, and there is a reform process that will begin from it, indicating that the sanctions that affected the banks are an opportunity for reform.

Saleh confirmed in a statement to the official agency, followed by the 964 Network , that “Prime Minister Muhammad Shiaa Al-Sudani is keen to protect national capital, in addition to the fact that banking institutions need reform,” indicating that “what happened in depriving some banks of foreign currency is an opportunity to restore Structuring and organizing it.”

He added, “There is a program to reform the banking sector by starting with the government sector because the government banking sector dominates 85 percent of banking work and the rest of the small emerging markets, although their capital constitutes 78 percent of the banking system’s capital, but they need to be reorganized and restructured to transform into Correct market institutions integrate with the global economic system and have a role in finance and economic development.”

He pointed out that “there is a reform process in Iraq that begins with the government banking sector and then the private sector,” pointing out that “the injustice that happened to the banks is an opportunity for reform.” LINK

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Clare: Al-Sudani briefs Washington on economic and financial reform efforts and calls on its companies to invest in Iraq

5/15/2024

On Wednesday, Prime Minister Muhammad Shiaa Al-Sudani briefed US Assistant Secretary of State for Energy Resources Affairs Jeffrey Payette on the government’s efforts and steps in the field of economic and financial reform, calling on American companies to work and invest in Iraq.

In the meeting, which was attended by the US Ambassador to Iraq, the most prominent files of cooperation in the field of energy, in all its forms, and ways to develop it were reviewed, in a way that contributes to achieving common interests, according to a statement issued by Al-Sudani’s office and received by Shafaq News Agency.

During the meeting, Al-Sudani stressed the government’s keenness to implement its executive approach within the axis of achieving energy self-sufficiency, in the areas of exploiting locally produced natural and associated gas, generating electricity, providing petroleum derivatives, and producing chemical fertilizers and petrochemical materials, pointing to the memorandums of understanding that were signed during his visit to The United States of America last April, which is being implemented on the ground.

Al-Sudani pointed to the government's efforts and steps in the field of economic and financial reform, especially in the areas of tax, customs, and the banking sector, and completing the elements of the ideal investment environment, calling on American companies to work and invest in Iraq.

For his part, Payet praised the efforts of the Iraqi government in developing the energy sector. He also referred to the joint statement of the Prime Minister and US President Joseph Biden, which represents a road map and framework for fruitful work and cooperation, stressing the desire of American companies to invest and expand their activities inside Iraq. LINK

Frank26: "AN EXTRAORDINARY SESSION... FOR AN EXTRAORDINARY ANNOUNCEMENT!!!".....F26

Sudanese directs to hold an extraordinary session next Sunday to discuss the 2024 budget schedules

- Baghdad

Today, Tuesday, Prime Minister Muhammad Shiaa Al-Sudani directed that an extraordinary session of the Council be held next Sunday to discuss the federal budget schedules for the year 2024.

Al-Sudani’s media office stated in a statement received by Mawazine News, “The Prime Minister directed that an extraordinary session of the Council be held on Sunday.” Next, corresponding to May 19, to discuss the federal budget schedules for the year 2024.

He added, "Al-Sudani also directed the formation of a committee headed by a representative of the Ministry of Planning and membership of representatives of the Ministry of Finance, the Council of Advisors, the General Secretariat of the Council of Ministers, and the Federal Public Service Council, which will undertake a re-examination of (the draft law on the Public Service Institute), and submit its recommendations within a working month to the Council of Ministers for consideration." "The appropriate decision." LINK

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Frank26: "SHOULDER TO SHOULDER!!!"...........F26

The Prime Minister and Barzani stress the continuation of dialogues at various levels

5/14/2024 Baghdad -

The Prime Minister, Muhammad Shiaa Al-Sudani, and the President of the Iraqi Kurdistan Region, Nechirvan Barzani, stressed the continuation of dialogues and meetings between the two sides at various levels.

The Prime Minister's Media Office stated in a statement received by the Iraqi News Agency (INA), that "Prime Minister Muhammad Shia al-Sudani received, today, Tuesday, the President of the Iraqi Kurdistan Region, Nechirvan Barzani, and during the meeting, the general conditions in the country and a number of issues at the national level were discussed." As well as the situation in the Kurdistan region of Iraq, and the government’s actions in implementing its strategic plans, which relate to strengthening the Iraqi economy and achieving development and prosperity for all the Iraqi people.”

He added: "The meeting also witnessed discussion of a number of common files, and an emphasis on continuing dialogues and meetings between the two sides at various levels, within the framework of reaching sustainable solutions within the constitution and the law." LINK

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Clare: A deficit exceeding 75 trillion, and this is the date of its arrival.. Parliament’s finances talk about the 2024 budget

5/13/2024 Baghdad

Today, Monday, the Parliamentary Finance Committee expected the schedules of the general budget law from the government to reach the House of Representatives this week, while it determined the expected deficit percentage.

Committee member Faisal Al-Naeli said, in an interview followed by Al-Iqtisad News, that “the House of Representatives is awaiting the arrival of the budget schedules and the start of discussing its provisions and making the necessary amendments to them by the Finance Committee to ensure the proper implementation of the government curriculum.”

He pointed out that "indicators confirm that the schedules will reach the House of Representatives this week in order to proceed with their approval as quickly as possible."

In turn, a member of the Parliamentary Finance Committee, Moin Al-Kadhimi, revealed the expected deficit in the current year’s budget, indicating that it may exceed 75 trillion dinars.

Al-Kadhimi said, “The current year’s budget amounts to 228 trillion dinars, with a planned deficit of up to 75 trillion.”

He added, "The budget included total revenues and spending in the amount of 150 trillion dinars, indicating that the government seeks for actual spending to be 228 trillion."

He pointed out that "the committee will amend the budget schedules during the second reading." LINK

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DeepWoodz: snippet..”Al-Kadhimi said, “The current year’s budget amounts to 228 trillion dinars, with a planned deficit of up to 75 trillion.”

A “PLANNED DEFICIT” is very telling. To me, an uneducated electrician, this means they plan on adding 75 billion more dollars to their re-construction efforts once the rate changes.

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Paulette: IMO.......Iraq is on the UN Agenda for tomorrow.......again on 5/30..........and, UNAMI mandate is scheduled to end 5/31

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Clare: International Development opens a new branch in Times Square in Basra

5/15/2024

The International Development Bank announced the opening of a new branch in the Times Square Center in Basra Governorate, confirming its adoption of a new strategy to enhance banking services and stimulate investment in southern Iraq.

He said in a statement received by Shafaq News Agency, “The first day of yesterday (May 13), the International Development Bank opened its second branch in Basra Governorate, in Times Square Mall, to provide its banking services to citizens and businessmen in this vital region of southern Iraq.”

He stated that this opening comes within the bank's strategy to expand and modernize its effective network of branches, with the aim of providing high-quality and convenient banking services to customers.

The bank's authorized director, Saad Faiq, said that this branch will be an important tributary to economic development in Basra and will enhance investment and growth opportunities in the region. LINK

Dinar Recaps 20 5/15/24 Dinar Recaps 20 5/15/24

Coffee with MarkZ and Andy Schectman. 05/15/2024

Thank you MarkZ for all your time, and encouragement daily….. PDK

MarkZ Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions

Coffee with MarkZ and Andy Schectman. 05/15/2024

Member: Happy Hump Day

Member: Good morning, Mark and fellow RV’ers!

Member: I cannot believe we are still sitting here waiting for this. Honesty, WTH

Member: Hoping Mark has exciting news today

Thank you MarkZ for all your time, and encouragement daily….. PDK

MarkZ Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions

Coffee with MarkZ and Andy Schectman. 05/15/2024

Member: Happy Hump Day

Member: Good morning, Mark and fellow RV’ers!

Member: I cannot believe we are still sitting here waiting for this. Honesty, WTH

Member: Hoping Mark has exciting news today

MZ: I have one banker tell me today that this still looks to be our month. This is based on what they are hearing and the training.

MZ: I have a bank story sent to me that I thought was a great one. “I am writing today because my daughter works for a small bank in Kansas. They only have one location but have been in business for many years. My daughter is a loan processor and administrator for the bank. They started training this week on a new system that will be used in the loan department.

MZ: During training yesterday they talked about and showed a screen that the credit analyst would use to convert foreign currency. This is for people who would be using foreign currency to purchase commercial properties or homes. Of course her ears perked up because she knows what is coming. They have never mentioned making purchases with foreign currency before. You could never do this before in the US- You had to convert foreign currency to US dollars first.

MZ: She stated that this training for the new system is 2 weeks long. We will see if any other exciting information comes out. Once the training is done she will see if she has access to that back screen to look up currencies and their conversion rates for purchases . More to follow……”

MZ: To me this was very interesting showing that screen .

Member: If we can purchase a home before the RV using dinar or dong…that is exciting news.

Member: Wolvie said we are just going to get our emails…no announcements?

MZ: I know they will try to keep it fairly quiet. They won’t be able to.

Member: Mark have you been told you will not be making a public announcement and there is no 800 numbers? But notification by individual emails only?

MZ: I have not heard that…but it would not surprise me if they went that route for security reasons. You are still going to find out…You are still going to get notices. But they want to keep out of the public eye as much as possible.

Member: Another intel provider says banking folks are on call for 45 minute stand by to come in to make appointments.

Member: ( From Dinar Guru) Guru Mnt Goat ...Iraq is always much farther ahead than it seems in these articles, as they can read a bit gloomy at times like there is a ton more of work to be done. But in reality, they are much, much closer to accomplishing most of the goals to the Pillars of Financial Reform as we realize as needed to progress forward into the international arena and play ball with the big guys… Folks, it is coming...we can’t stop it now. It is just a matter of time.

MZ: That is the truth.

Member: Bond facilitators being paid what’s happening with bond holders???

Member: How are bonds getting paid w/o a rate?

MZ: Bonds have nothing to do with currencies and their rates. They are to separate things

MZ: Still no confirmations if bond holders are paid.

Member: What’s your take on the GameStop news? Will the market crash this week???

MZ: They did back room deals to screw the little people. People who held it broke the system. I love it. It was a huge short in the stock market The biggest short right now is silver. That is why the price of silvr is manipulated…They know silver could break the system.

MZ: I am excited right now to see banking changes and the move to commodities. We see fiat stumbling. I have great hopes for us little people right now.

Member: BREAKING - Slovakia's Prime Minister Fico in life-threatening condition after being shot in apparent assassination attempt in Handlova, office says

Member: (Reuters) - West. Union confirmed on Thurs it had resumed its remittance service from the U.S. to Cuba after the system collapsed more than three months earlier,

MZ: There are more pics and videos coming from the streets of Cuba. People are upset that the financial banking system in Cuba has completely collapsed. Bank accounts have been emptied and no cash in the ATM’s . For some reason this story is ignored by Main Stream Media. The government will now offer the citizens Universal Basic Income. This is what the globalist want for us all.

MZ: This is a scary thought… But I still believe we are going to win. .

Member: Its horrible what they are doing to the Cuban people. Hello Communism

Member: They’ll Need to barter in Cuba hopefully they have gardens and storage food

Member: If the cabal win and force the CBDCs on us…we will all be just like cuba.

Member: No offense Mark, but I am looking forward to not seeing you every day. Instead, ready for a celebration somewhere. Will this ever go?

Member: Seriously, Mark, I am wondering if the next requirement for the RV will be shaving our heads, so we all look more like the Chinese elders

Member: All we can do is keep waiting. We have no choice..

Member: American flags across the country will be lowered to half-staff today. May 15 is National Peace Officers Memorial Day.

Member: We appreciate you so much, Mark! Thank you for hanging in there with us all these days to encourage us and keep our hope up!!!!!

Member: hope you all have a blessed day !! it's good to see you and Thank you all !

Member: MAY this month be the best for All RV aspirants.

Andy Schectman joins the stream today. Please listen to the replay for his information and opinions,

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

Odysee at: https://odysee.com/@theoriginalmarkz:e OR THE RUMBLE CHANNEL: https://rumble.com/user/theoriginalmarkz

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod: MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

MARK’S TELEGRAM ROOM FOR WORLD NEWS EVENTS & CHAT? LINK: https://t.me/TrollingNews_telegram

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL THIS EVENING FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, divisive social commentary, medical opinions or many guests on this stream……just RV/currency related topics.

Twitch: https://www.twitch.tv/theoriginalmarkz

Youtube: https://www.youtube.com/watch?v=pNYOUg82mTI

Dinar Recaps 20 5/15/24 Dinar Recaps 20 5/15/24

“Tidbits From TNT” Wednesday 5-15-2024

TNT:

Tishwash: Will the volume of trade exchange between Iraq and China increase to about 55 billion dollars?

Today, Wednesday, the Iraqi-Chinese Business Council expected the volume of trade exchange between Iraq and China to rise to about 55 billion dollars, calling for the necessity of financial regulation of this trade.

Council member Sabah Al-Daraji said in an interview followed by Al-Iqtisad News, “The development of relations between Iraq and China in various sectors is leading to a noticeable increase in the volume of trade exchange to more than last year, which amounted to 53 billion dollars, with the increase in projects and agreements as well as the proximity of... “Working on the path of development,” expecting that “the volume of trade exchange will exceed about 55 billion dollars.”

Al-Daraji added, "The volume of trade between Iraq and China requires finding financial solutions to regulate it," pointing out that "many Iraqi merchants are still in a spiral of routine with Iraqi banks and the requirements of the electronic platform."

TNT:

Tishwash: Will the volume of trade exchange between Iraq and China increase to about 55 billion dollars?

Today, Wednesday, the Iraqi-Chinese Business Council expected the volume of trade exchange between Iraq and China to rise to about 55 billion dollars, calling for the necessity of financial regulation of this trade.

Council member Sabah Al-Daraji said in an interview followed by Al-Iqtisad News, “The development of relations between Iraq and China in various sectors is leading to a noticeable increase in the volume of trade exchange to more than last year, which amounted to 53 billion dollars, with the increase in projects and agreements as well as the proximity of... “Working on the path of development,” expecting that “the volume of trade exchange will exceed about 55 billion dollars.”

Al-Daraji added, "The volume of trade between Iraq and China requires finding financial solutions to regulate it," pointing out that "many Iraqi merchants are still in a spiral of routine with Iraqi banks and the requirements of the electronic platform."

The Chinese Deputy Ambassador, Xu Haifeng, had revealed in previous press statements that “China has a great interest in developing trade and economic relations with Iraq because of its economic weight in the world and the Middle East region,” adding that “the volume of trade exchange between the two countries reached in 2023.” It reached 53.37 billion dollars, an annual increase of 43.1 percent, while the volume of China’s imports from Iraq reached 39.38 billion dollars, an annual increase of 47.8 percent,” stressing, “China is the largest buyer of Iraqi oil.” link

CandyKisses: Iraq can add 75,000 barrels per day of oil to its OPEC+ quota

Kazakhstan opened a thorny debate on OPEC+ production levels later on Tuesday, saying it believes it should be allowed to pump more oil in 2025, when all current production cuts for the group of producers end.

OPEC+ has tasked three companies – IHS, Wood Mackenzie and Rystad Energy – to assess the capabilities of all members to use in benchmark production – figures by which production cuts or increases are calculated – from 2025. Reviews are scheduled to take place by 2025. End of June.

Five OPEC+ sources said that as a result, the issue will not be raised at the June 1 meeting, allowing the group to decide on policy for the rest of 2024 more easily. But it also means that the June meeting won't give the market much policy guidance for 2025, when all the current cuts are over.

"Figures on production capacity will not be presented at the June meeting," said one OPEC+ source, who asked not to be identified, adding that "the reason is that some countries have not fully concluded their discussions with secondary sources."

The UAE is expected to gain up to 180,000 bpd of additional capacity until 2027, while Kazakhstan is expected to reach 80,000 bpd of new capacity, according to JPMorgan estimates. Iraq could add another 50,000 to 75,000 bpd.

The IMF estimates that Saudi Arabia needs the oil price of $96.20 this year to balance its budget, then drop to $84.70 in 2025.

Iraq's budget needs a price of $90 for oil next year, and Algeria and Kazakhstan need prices well above $100.

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Tishwash: After implementing electronic systems, Customs announces a “historic” increase in its revenues

The General Authority of Customs announced today, Tuesday, achieving what it described as a historic increase in its revenue rate during the first quarter of this year, while it expected a doubling of revenues once the automation project is completed.

The head of the General Authority for Customs, Hassan Al-Ugaili, told the Iraqi News Agency (INA): “During the years 2022 and 2023, the General Authority for Customs achieved an increase in the percentage of its revenues, and last year it reached 28%.”

He added, "In the first quarter of this year, the Authority achieved an increase of 120% over the first quarter of last year, as the first quarter of this year is the highest revenue since the founding of the Customs."

He continued, "The increase came as a result of a set of measures by the authority through simplifying procedures, in addition to monitoring and implementing some electronic systems," pointing out that "the authority is in the process of generalizing the application of electronic systems in all ports of the Iraqi state, and we hope in the middle of next year to end automation in all Customs centers.

He pointed out that “the authority is looking forward to achieving an increase in revenues this year to more than 100% over the previous year,” expecting that “if automation is completed and fully disseminated, the increase may reach three times.” link

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Tishwash: Al-Sudani told an American official: The memorandums of understanding concluded between the two countries are being implemented on the ground

Today, Wednesday, Prime Minister Muhammad Shiaa Al-Sudani, with US Assistant Secretary of State for Energy Resources Affairs Jeffrey Payette, in the presence of the US Ambassador to Iraq, reviewed the most prominent files of cooperation in the field of energy, in all its forms, and ways to develop it, in a way that contributes to Achieving common interests.

During the meeting, Al-Sudani stressed, according to a statement from the Prime Minister’s Office, a copy of which {Al-Furat News} received, “the government’s keenness to implement its executive approach within the axis of achieving energy self-sufficiency, in the areas of exploiting locally produced natural and associated gas, generating electricity, providing oil derivatives, and producing chemical fertilizers.” And petrochemical materials,” referring to “the memorandums of understanding that were signed during his visit to the United States of America last April, and which are being implemented on the ground.”

For his part, the American official praised the efforts of the Iraqi government in developing the energy sector. He also referred to the joint statement of the Prime Minister and US President Joseph Biden, which represents a road map and framework for fruitful work and cooperation, stressing the desire of American companies to invest and expand their activities inside Iraq. link

Mot: The Angry Ghost

Mot: Sooooon to Change - Right!!!!